... Savings and Wealth in Reducing ―Wilt‖ between Expectations and College Attendance Subsequently published as: Elliott, W. and Beverly, S. (2011). The role of savings and wealth in reducing ... Destin, 2009). Charles, Roscigno, and Torres (2007) is the only study of the seven to examine the relationship between parent school savings and college attendance. They find that having savings ... parent savings, or youth savings (youth account and youth school savings) . Model 6 includes the log of net worth, parent savings, and youth savings. Forthcoming research suggests household wealth...