... will, of course, be a function of the decision variables of the credit union so that x L = x L (c,s,t). The operation of the credit union The first issue to be tackled in a model of the credit ... features of the institution. The first of these is the social welfare motivation associated with the development of credit unions. They are a classic example of the self help philosophy applied to ... Printing Office. 28 not significantly related to the funds market, then the proportion increases to just over one half (52%). The potential of credit unions to address the problems of...
Ngày tải lên: 15/03/2014, 07:20
Ngày tải lên: 26/03/2015, 08:48
DEVELOPING, USING AND ANALYZING THE RESULTS OF INTERVIEWS TO DETERMINE THE FEELINGS OF FOREIGN TOURISTS ON THEIR VISIT TO VIET NAM
... have the highest percentage, occupy 58,5%. The percentage of young tourists is slightly smaller than the percentage of middle age tourists. It means that at that time, the tourist at the age of the ... that the percentage of independent tourist is the biggest. It occupies 58% in total. The numbers of tourists who travel in-group hold 33%. And the business tourist market is less, 9%. Seeing the ... home to keep the house for their children, or travel not much. This kind of tourist wants to have a culture tour, have a rest. Therefore, not many tourists stay in Hanoi now. Estimate age of tourist 33% 58% 9% 0% 10% 20%...
Ngày tải lên: 25/04/2013, 15:42
Tài liệu The Global Report of the Economics of Adaptation to Climate Change Study: Consultation Draft doc
... off as it was before climate change. They can choose to do nothing to suffer (or enjoy the benefits from) the full impact of climate change. Or they can decide to adapt to the level where the ... change. The difference between these two worlds entails a series of actions to adapt to the new world conditions. And the costs of these additional actions are the costs of adapting to climate ... in the near term rather than less precise estimates over a more extended timeline. Related to the issue of timeframe is the choice of the discount rate, which is related to the timing of...
Ngày tải lên: 16/02/2014, 10:20
Tài liệu the supply oF money – banK behaViour and the implications For monetary analysis doc
... the future, the real-time identication of the effects of these developments on the supply of money will be an important contribution of the monetary analysis to the assessment of the appropriate ... in the context of increased uncertainty regarding the strength of the balance sheets of their counterparties in the interbank markets and in the face of concerns regarding their capacity to ... adjusting the level of outside money. The volume of broad money supplied to the economy is then simply determined as a multiple of the monetary base, depending on the size of the money multiplier....
Ngày tải lên: 16/02/2014, 11:20
Tài liệu Báo cáo khoa học: An engineered disulfide bridge mimics the effect of calcium to protect neutral protease against local unfolding docx
... structure of the neutral protease from Bacillus stearothermo- philus, including the position of the disulfide bridge in mutant G8C ⁄ N60C. The model was created on the basis of the X-ray structure of thermolysin ... the intermediate in the unfolding. Calcium ions are the main contributory factor to enzyme stability The binding of calcium ions seems to be the main source of stabilization of the neutral protease ... al. [33] took advantage of autoproteolysis of the HIV protease to monitor local unfolding events by NMR. Obviously, nonlinear chevron plots act as an indicator for the occurrence of the intermediate...
Ngày tải lên: 19/02/2014, 17:20
Tài liệu The economics of moving to higher welfare farming docx
... involve the introduction of a Pigouvian Tax equal to the cost of the negative externalities. Taxation measures can also be used to reduce the cost of good animal welfare: ã To farmers e.g. by offering ... ways must be found to internalise these external costs into the costs of meat and dairy production and thus into the price paid by consumers. If all the costs to society of industrial farming ... in the costs incurred by farmers or the prices paid by consumers of meat and dairy products. EXECUTIVE SUMMARY THE ECONOMICS OF MOVING TO HIGHER WELFARE FARMING THE ECONOMICS OF MOVING TO...
Ngày tải lên: 20/02/2014, 20:20
Báo cáo khoa học: Structure of coenzyme F420H2 oxidase (FprA), a di-iron flavoprotein from methanogenic Archaea catalyzing the reduction of O2 to H2O ppt
... between the isoalloxazine ring of FMN and the segment between His151 and Pro153 of the switch loop, whereby the imidazole group of His151 interacts with the bottom of F 420 H 2 and the side chain of Trp152 ... points to the di-iron center. The iron closer to FMN is, in the following, referred to as proximal iron, and the other as distal iron. The distance between N5 of FMN and the proximal Fe of about ... intradimer interface, the di-iron site of one mono- mer is positioned close to the FMN of the other and vice versa. Whereas the pyrimidine portion of FMN is directed to the protein surface, its...
Ngày tải lên: 07/03/2014, 10:20
Báo cáo khoa học: The binding of IMP to Ribonuclease A pptx
... inhi- bitor than IMP. Thus, the 5Â phosphate group of the IMP molecule might connect to the carbonyl O6 group of another IMP molecule and then the hydroxyl groups 2Â and 3Â from the ribose of the ... binding to RNase A, the three IMP molecules displace 10 water molecules from the active site of the free enzyme. With the exception of a shift of the side chain of Gln69 (constituent of the B 2 subsite) ... A ˚ of the Arg85 (the sole compo- nent of the P -1 subsite [12]) side chain from its position in the free enzyme towards the inhibitor, there are no other significant conformational changes in the...
Ngày tải lên: 07/03/2014, 21:20
A Designer''''s Guide to Adobe InDesign and XML: Harness the Power of XML to Automate your Print and Web Workflows pptx
... comparison of the HTML and XML code displayed in Table 1.1. As you can see, XML is designed to identify the data, not to make it look good. The concept of markup languages harks back to the 1960s, to ... temporarily holds the place of another piece of data that’s dropped in when the XML is displayed in a browser, imported into InDesign, or otherwise parsed. One of the coolest tricks of XML, you can ... from the View menu. Figure 2.19 InDesign uses brackets and color as visual cues to the structure of your XML. A Designer’s Guide to Adobe InDesign and XML: Harness the Power of XML to Automate...
Ngày tải lên: 14/03/2014, 23:20
THE USE OF DERIVATIVES TO MANAGE INTEREST RATE RISK IN COMMERCIAL BANKS docx
... or close to that of the mortgages. The proceeds of the sales of the notes can be used to pay of the CDs and reduce the duration gap. Alternatively the thrift can buy a swap and take the fixed ... million. It thus just offsets the loss in net worth on the balance sheet. The total premium cost to the bank of buying these puts is the price of each put times the number of puts: Cost = N p x ... equal to the assumed size of the money center medium term note issue – and the maturity of four years is equal to the maturity of the bank’s note liabilities. The annual coupon cost of these note...
Ngày tải lên: 15/03/2014, 01:20
Đề tài "Invariant measures and the set of exceptions to Littlewood’s conjecture " doc
... respect to à, there exists a weak neighborhood U of à such that (Q) is very close to à(Q) for every Q Q. The entropy of the partition Q depends only on the measures of the elements of Q; therefore ... view of (5.2) it is clear that ˜γ and hence g −1 ˜γg ∈ Γ satisfy all the conditions of Theorem 5.1. 6. Conclusion of the proof of Theorem 1.3 In this section, we conclude the derivation of Theorem ... ,k}, one of the three possibilities of Theorem 2.1 holds. However, in view of the results of the previous section, in particular Theorem 5.1 and Proposition 5.2, Theorem 2.1.(3), i.e. the case of exceptional...
Ngày tải lên: 15/03/2014, 09:20
Bringing the Hidden Giants to the Footlight: the Role of Savings and Retail Banks in Increasing the Level of Access to Financial Services docx
... decided on the basis of the borrower’s investment need and their ability to repay. The amount of the first loan does not exceed US$ 750 and the borrowers can apply for a second loan of up to US$ ... sprung out of the savings banks movement, have done a Bringing the Hidden Giants to the Footlight: the Role of Savings and Retail Banks in Increasing the Level of Access to Financial ... want to move to a higher level of access they can get a lot of support from a strong presence of savings banks or other proximity banks. Why are savings banks able to extend the access to finance’s...
Ngày tải lên: 15/03/2014, 10:20
Austrian Definitions of the Supply of Money pdf
... rather than on the economic realities of the situation; in particular, the objection fails to focus on the subjective estimates of the situation on the part of the depositors. In reality, the ... 143–56.] I. THE DEFINITION OF THE SUPPLY OF MONEY The concept of the, supply of money plays a vitally important role, in differing ways, in both the Austrian and the Chicago schools of economics. ... to the Chicago School, the Austrian economist cannot rest content with arriving at the proper concept of the supply of money. For while the supply of money (M a ) is the vitally important supply...
Ngày tải lên: 15/03/2014, 10:20
Promoting the Use of End-to-End Congestion Control in the Internet pptx
... the R1-R2 link. (Because there is no congestion on the first link, the UDP arrival rate at the first router is the same as the UDP sending rate.) The bold line (at the top of the graph) shows the ... of the link band- width than they would otherwise). Given a growing consen- sus among the Internet community that end -to- end congestion control is fundamental to the health of the Internet, there ... shows, when the sending rate of the UDP flow is small, the TCP flows have high goodput, and use almost all of the bandwidth on the R1-R2 link. When the sending rate of the UDP flow is larger, the UDP...
Ngày tải lên: 15/03/2014, 22:20
Research " THE RATE OF RETURN TO EDUCATION AND THE GENDER EARNINGS DIFFERENTIAL : A COMPARISON OF THE UNITED STATES AND THE REPULIC OF IRELAND " ppt
Ngày tải lên: 16/03/2014, 03:20
ON THE VALUATION OF GOODS AND SELECTION OF THE BEST DESIGN ALTERNATIVE docx
Ngày tải lên: 16/03/2014, 11:20
Chương 2: Sự biến đổi của thịt sau giết mổ - The Conversion of Muscle to Meat potx
Ngày tải lên: 16/03/2014, 14:20
MERCHANDISING – MODERN TECHNIQUE USED IN THE PROCESS OF GOODS SALES docx
Ngày tải lên: 16/03/2014, 15:20