... bifurcated banking system has served the needs of a diverse U. S economy composed of businesses of all shapes and sizes and consumers with diverse needs and preferences While community banks have ... banking services These services are consumed mainly by smaller customers such as small businesses, family farmers, and depositors of low to moderate wealth Small business lending Community banks’ ... as small business lenders is important because small businesses account for a significant share of total output and employment growth While there is no single definition of a small business, the...
Ngày tải lên: 16/02/2014, 11:20
... Chinese products and lower U. S interest rates That subsidy helps to boost U. S consumption of Chinese products, which supports China s export industries However, the subsidy is at the expense of ... flows to the United States Thus, Chinese purchases of all types of U. S securities (not just Treasury securities) should be considered when attempting to understand the impact China s investment ... forces Chinese workers to save a significant part of their income That savings is used to finance the Chinese government s purchases of U. S securities Chinese purchases and holdings of U. S securities...
Ngày tải lên: 20/02/2014, 20:20
KHÁI QUÁT VỀ NỀN KINH TẾ MỸ ẤN PHẨM XUẤT BẢN NĂM 2009 OUTLINE OF THE U. S. ECONOMY doc
... The translation and publication of this book in Vietnamese language were made possible through the financial support of the Public Affairs Section, Embassy of the United States in Hanoi ... đơ-la năm 2007 Theo s li u tổ chức Conference Board Hoa Kỳ, s cao gần 20% so với mức trung bình hàng chục quốc gia ch u u dẫn đ u cao 85% so với Trung Quốc Năng suất Mỹ tăng trung bình 2% năm ... thuế khiến giá loại hàng hóa chế biến mà người miền Nam mua từ ch u u tăng lên khuyến khích quốc gia ch u u trả đũa cách giảm thi u mua hàng hóa nơng nghiệp xuất miền Nam Theo quan s t nhà s ...
Ngày tải lên: 18/03/2014, 04:23
Tài liệu K–12 Education in The U.S. Economy pdf
... Measurable outputs can include such things as standardized test scores, graduation rates, the results of parental and student surveys on the quality of education provided, future earnings of graduates, ... years The first is the current fiscal crisis that most states face As Finegold, Schardin, and Steinbach (2003) discuss, this crisis is attributable to the recent unexpected recession, subsequent ... earnings, residential property values, manufacturing activity in a state, and small business start-ups in a state The studies the paper discusses are for the most part regression analyses, which...
Ngày tải lên: 20/02/2014, 19:20
An analysis of the inaugural address by g w bush in the u s president election 2004 from a perspective of discoure analysis
... comprehensively the political discourses Scope of the study The linguistic features of the inaugural address made by President G.W Bush in the U. S election 2004 will be the focus of this study Of the ... we may summarize as: (1) The addressor is a person who produces a piece of discourse (2) The addressee is a person who is the recipient of the discourse, thus possibly including the audience ... underlying the event Figure 1.2: Types of context The first of these is the linguistic context - the language that surrounds or accompanies the piece of discourse under analysis The second is non-linguistic...
Ngày tải lên: 18/12/2013, 10:08
Tài liệu Material Usage and Condition of Existing Bridges in the U.S pptx
... but the substructure is reused, “Year Built” remains the year of original substructure construction “Year Reconstructed” would then indicate the year the superstructure was replaced Such a situation ... prestressed concrete, structural steel and timber based on the superstructure material for the main span Values shown in the “Total” columns include bridges constructed using other materials such ... main span superstructure In structures incorporating approach spans, the main span superstructure material may differ from the approach span superstructure material In this case, the contribution...
Ngày tải lên: 20/12/2013, 20:15
Tài liệu Irish Economy Note No. 10 “The U.S. and Irish Credit Crises: Their Distinctive Differences and Common Features” ppt
... Section compares the U. S credit-liquidity crisis and the subsequent Irish banking crisis highlighting the substantial, somewhat surprising, differences between them Section discusses the nationwide ... countries made erroneous decisions in response to political pressures The specific nature of the errors, and the types of pernicious political influences, differ substantially in the two cases Another ... purchased shares as collateral Since the loans were without recourse to the borrowers, Anglo was the at-risk investor in the shares, and was essentially using €300 million of its depositors’ funds...
Ngày tải lên: 15/02/2014, 14:20
Tài liệu Federal Credit Supplement Budget of the U.S. Government Fiscal Year 2013 doc
... LOANS: ASSUMPTIONS UNDERLYING THE 2013 SUBSIDY ESTIMATES—Continued (In percentages, unless noted otherwise) Composition of Subsidy Agency, Bureau, Program and Risk Category Subsidy rate Defaults, ... LOAN GUARANTEES: ASSUMPTIONS UNDERLYING THE 2012 SUBSIDY ESTIMATES—Continued (In percentages, unless noted otherwise) Composition of Subsidy Agency, Bureau, Program and Risk Category Subsidy rate ... Loans: Assumptions Underlying the 2012 Subsidy Estimates Table - Loan Guarantees: Assumptions Underlying the 2012 Subsidy Estimates 13 Table - Direct Loans: Assumptions Underlying...
Ngày tải lên: 16/02/2014, 03:20
Tài liệu Faultlines of Conflict in Central Asia and the South Caucasus - Implications for the U.S. Army docx
... limited assets Leaders, bank accounts, linkages Variation of the usual Usual Usual Usual Usual Usual Usual Societal/ Organizational Vulnerabilities R aThe nature of the nuclear threats and the likely ... but the most extreme circumstances The array of problems associated with risks of accidental use of nuclear weapons, incidents, false alarms, mistakes, miscalculations, and unauthorized use of ... Russia and the United States and the rest of NATO suggest the danger of further friction in the future 26 Future Roles of U. S Nuclear Forces: Implications for U. S Strategy So far, there has been...
Ngày tải lên: 17/02/2014, 11:20
Tài liệu PSEUDO-SECRETS: A Freedom of Information Audit of the U.S. Government’s Policies on Sensitive Unclassified Information doc
... For Official Use Only (FOUO) Official Use Only (OUO) Sensitive But Unclassified (SBU) Limited Official Use (LOU) Sensitive But Unclassified (SBU) Sensitive But Unclassified (SBU) DEA Sensitive ... discerned, but this was not possible with the material provided by most agencies Third, as of today, 258 business days since submission of the FOIA request for documents on sensitive unclassified ... could potentially undermine the security of the classification system Accordingly, agencies should be required to take steps to assess the cost of their sensitive unclassified information systems...
Ngày tải lên: 18/02/2014, 05:20
Tài liệu Building the U.S. e Battery Industry of Electric Drive Vehicles ppt
... Vehicles: Summary of a Symposium U. S BATTERY INDUSTRY FOR ELECTRIC DRIVE VEHICLES the U. S has the supply base and skilled workforce to sustain a globally competitive industry These issues present ... means of reducing energy use and as an important manufacturing industry This is no less the case for the United States Currently, the transportation sector accounts for two-thirds of U. S petroleum ... batteries over five years Next Steps for A123 Spun out of the Massachusetts Institute of Technology in 2001, A123 makes lithium-ion batteries for products such as BAE Systems hybrid buses, Black...
Ngày tải lên: 18/02/2014, 21:20
Tài liệu Company ''''A'''', corps of engineers, U.S.A., 1846-''''48, in the Mexican war doc
... commenced from the house-tops, which continued, in various parts of the city through the day, causing us some loss The first shot, fired at a group of officers at the head of my column, struck down ... that an officer and non-commissioned officers should be ordered to the United States for the purpose of obtaining recruits for this company Such is the course pursued in every other arm of service: ... require such a user to return or destroy all copies of the works possessed in a physical medium and discontinue all use of and all access to other copies of Project Gutenberg-tm works - You provide,...
Ngày tải lên: 21/02/2014, 08:20
Tài liệu THE STATUS OF WOMEN IN THE U.S. MEDIA 2012 doc
... journalism and mass communication graduates Editors shows theReporters Figure Columnists proportions of men and women graduates Editors Asst Copy Editors Designers since 1999, according to the ... purchased more than half of movie tickets in 2009 Discussion and Implications While there is good news, such as the recent success of “Kung Fu Panda 2” and women representing the majority in several ... can be The problem is that we are only rarely using half of our talent and usually hearing half of the story This report shines a light on the status of women in media and underscores the crucial...
Ngày tải lên: 21/02/2014, 21:20
Tài liệu A Comparison of Conventional and Organic Milk Production Systems in the U.S. potx
... economic costs the value of the coefficients decreased with successive size categories indicating economies of size associated with these costs Costs declined as size increased as fixed amounts capital ... Commodity Costs and Returns http://www.ers.usda.gov/Data/CostsAndReturns/ U. S Dept of Agriculture, National Agricultural Statistics Service Agricultural Prices 2005 Summary ... bias5 These estimates are much lower than those suggested by a simple comparison of group means Conclusions This study takes advantage of unique and detailed data from a recently conducted survey...
Ngày tải lên: 22/02/2014, 05:20
Tài liệu The Majors of Golf Complete Results of The Open, the U.S. Open, the PGA Championship and the Masters, 1860–2008 pdf
... particular source, there are inaccuracies in the finish position—some miscalculations, some typos—and round scores that not calculate to the listed total score Newspapers sometimes show a player in the ... i.e, number of players who played the entire tournament Course: name of the specific course at the club over which the tournament was played Cut: number of players who “missed the cut (s) ” Dates: ... records” used as the primary reference sources for this book are the annual Media Guides produced by the Masters Tournament and the PGA Championship, the “Record Books” produced by the USGA, Royal...
Ngày tải lên: 22/02/2014, 08:20
Review of the U.S. Department of Energy’s Heavy Vehicle Technologies Program ppt
... This structure was followed for the three groups of truck classifications: Classes and trucks (pickups, vans, SUVs), Classes to trucks (mediumduty trucks, such as delivery vans), and Classes and ... progresses The customer may also have useful insights for planning future programs FUELS UTILIZATION OHVT s fuels program currently focuses on two fuels: low-sulfur diesel and natural gas The fuels ... pressure are required The lubrication supply system consists of an enginedriven gear pump and a pressure-relief bypass valve Because the pump system is designed with extra capacity, the pressure-relief...
Ngày tải lên: 05/03/2014, 12:20
Unfolding the Future of the Long War - Motivations, Prospects, and Implications for the U.S. Army docx
... these futures Our analysis of the future is not comprehensive but draws on a number of sources to address the issues that most directly affect the course of the long war Through this analysis, we ... future threats the United States faces in the long war is to Unfolding the Future of the Long War consider it as the confluence of three sets of problems: those related to the ideologies espoused ... without weapons of mass xxii Unfolding the Future of the Long War destruction or effect (WMD/E) capabilities could require a less immediate response from U. S forces, such as the stationing of a couple...
Ngày tải lên: 06/03/2014, 20:20
Individual Rights and Liberties Under the U.S. Constitution The Case Law of the U.S. Supreme Court pot
... part of the prosecutor s closing argument to the jury, but he did not raise the issue on appeal to the Mississippi supreme court That court raised the issue sua sponte, discussing this federal question ... whether the desired exercise of the court s remedial powers in this suit would result in the availability to respondents of such services So far as the complaint sheds light, it is just as plausible ... by the other branches of government.”1 The Supreme Court of the United States is at the top of the country s judicial branch [A2] The Court consists of nine members, the Chief Justice of the United...
Ngày tải lên: 07/03/2014, 02:20
An Electronic Journal of the U.S. Department of State
... acid, could reduce essential dietary minerals such as phosphorus The use of genetic engineering techniques could also result in unintended alterations in the amounts of substances normally found ... Internet sites linked to herein; such responsibility resides solely with the publishers of those sites Articles may be reproduced and translated outside the United States unless the articles carry ... restrictions on such use Current or back issues of the journals, and the roster of upcoming journals, can be found on the Bureau of International Information Programs' web site at http://usinfo.state.gov/journals/journals.htm...
Ngày tải lên: 13/03/2014, 21:57