Spending other people''s money
... Sometimes, however, federal oversight fails, as it did in the savings and loan crisis In this crisis savings and loan institutions made risky real estate gambles and lost, costing U .S taxpayers billions ... students to subscribe In fairness, the Journal is often a useful classroom tool, and students buying it through their college classes get reduced rates Still, by giving professors free subscriptions, ... from my students’ parents To reduce the problems caused by professors’ spending their students’ money, colleges should give professors financial incentives to minimize the cost of the books we make...
Ngày tải lên: 25/10/2013, 06:20
Ngày tải lên: 21/02/2014, 13:20
... Brandeis with an equally distinguished grasp of bearing and significance His imagination is as notable as his understanding of business In those accomplishments which have given him his place in ... a raise in freight rates, it was through an exact analysis of cost When he got Savings Bank Insurance started in Massachusetts, it was by being able to figure what insurance ought to cost When ... facilities for raising money or selling large issues of bonds in the hands of these few bankers and their partners and allies, who together dominate the financial policies of most of the existing systems...
Ngày tải lên: 06/03/2014, 18:20
the development and adoption of legal normativedcuments by state administrative agencies in the people’s democratic republic of laos
... Minister issues instructions and decisions; Ministers, and heads of ministerial-level agencies, and heads of Governmental bodies issue instructions and decisions; Mayors of cities and provinces ... issue instructions and decisions; Heads of districts and communes issue instructions and decisions; Hamlets issue regulations 2.1.3 Scope, content of legal normative documents by State administrative ... criteria assessing the quality of a drafted legal normative document, criteria assessing the quality of documents appraised; assessing the necessity to adopt documents; assessing adjustment objects and...
Ngày tải lên: 17/07/2014, 20:11
other people's money - charles v. bagli
... laws, including the Redevelopment Companies Law of 1942, that sought to encourage savings banks and insurance companies to get into the housing business Moses spent three fruitless years wooing ... in public housing or given some other form of assistance in securing decent housing must find shelter in other slum areas,” a report by the Community Service Society concluded “Thus slum living ... a social problem The legislature in 1938 amended state insurance statutes, permitting life insurance companies to invest up to 10 percent of their assets in housing construction The insurers...
Ngày tải lên: 04/11/2014, 12:00
other people's money, and how the bankers use it (1914)
... functions incident to 'Big Business'?" To so would involve a dethey themselves from the legitimate sphere of the banking business, which is the making of temporary loans to business concerns But ... companies, and other classes of corporations with — corporate reservoirs of the people' s savings buyers of bonds and stocks directing power also in —the They became the banks and trust companies —the ... women special ities — Good- will the possession by a dealer of numerous and valuable regular customers is always an important element in merchandising But in the business of selling bonds and stocks,...
Ngày tải lên: 05/11/2014, 09:20
A discussion proposal on people''''s adaptability to floods in the Mekong river delta
... Flooding water eliminates a great part of the salinity in the soil in the coastal areas and flushes toxicity released from acid sulfate soil Also, floods kill the insets and rats population Otherwise, ... the storms in the tropical monsoon Asia Survey and forecast the effects of the dams and irrigation systems in upstream to the low parts of the basin Estimate the role of floods in the people s ... population Otherwise, flood brings natural fishes, brings plankton which is food for fishes in cases and pools In some questionnaire survey and interviews have been implemented in AnGiang, DongThap...
Ngày tải lên: 18/10/2013, 12:15
Tài liệu People''''s adaptability to floods in the Mekong river delta pptx
... Flooding water eliminates a great part of the salinity in the soil in the coastal areas and flushes toxicity released from acid sulfate soil Also, floods kill the insets and rats population Otherwise, ... the storms in the tropical monsoon Asia Survey and forecast the effects of the dams and irrigation systems in upstream to the low parts of the basin Estimate the role of floods in the people s ... population Otherwise, flood brings natural fishes, brings plankton which is food for fishes in cases and pools In some questionnaire survey and interviews have been implemented in AnGiang, DongThap...
Ngày tải lên: 16/01/2014, 17:20
The People''''s Common Sense Medical Adviser in Plain English docx
... of accidents of all kinds, injuries sustained by machinery, contusions, drowning, poisoning, fainting, etc., and also of sudden attacks of painful diseases, such as headache, affections of the ... fibrous coverings Intra-cartilaginous deposit is found in the vicinity of the blood-vessels, within the cartilaginous canals; also, there are certain points first observed in the shafts of long ... processes, which furnish surfaces to join the different vertebræ of the spinal column Two are called transverse, and the remaining one is termed the spinous The transverse and spinous processes serve...
Ngày tải lên: 06/03/2014, 20:20
The People''''s Common Sense Medical Adviser in Plain English doc
... of accidents of all kinds, injuries sustained by machinery, contusions, drowning, poisoning, fainting, etc., and also of sudden attacks of painful diseases, such as headache, affections of the ... fibrous coverings Intra-cartilaginous deposit is found in the vicinity of the blood-vessels, within the cartilaginous canals; also, there are certain points first observed in the shafts of long ... processes, which furnish surfaces to join the different vertebræ of the spinal column Two are called transverse, and the remaining one is termed the spinous The transverse and spinous processes serve...
Ngày tải lên: 15/03/2014, 20:20
Meeting people’s health needs in rural areas Framework for Implementation 2005-2012 pdf
... Plans • Strengthening of planning process in 50% of the districts of the EAG states • ASHAs selected Selection of ….ASHAs in progress in EAG States • Training of the state/district level trainers ... developmental gains India has made since its independence Non-communicable diseases such as cardio-vascular diseases, cancer, blindness, mental illness and tobacco use related illnesses have imposed the ... entitlements of SCs /STs /OBCs /Minorities Standard package of interventions under current schemes Coverage and quality of services to women, SCs/STs/OBCs/ Minorities not tracked health institution wise...
Ngày tải lên: 16/03/2014, 05:20
Football Goes East Business, culture and the people’s game in China, Japan and South Korea potx
... His work involves studying the location strategies employed by professional sports clubs using geomarketing techniques and resources Shimizu Satoshi is Associate Professor of Sociology of Sport ... corporate interests in the sport, whether as sponsors or as part of the infrastructure necessary to establish leagues, competitions and associations In East Asia there has been a massive expansion ... definition of globalisation This views it as a process or a set of processes which embodies a transformation in the spatial organisation of social relations and transaction assessed in terms...
Ngày tải lên: 17/03/2014, 21:21
báo cáo sinh học:" Paris on the Mekong: using the aid effectiveness agenda to support human resources for health in the Lao People''''s Democratic Republic" pdf
... graduates also points to the broader issue of inadequate standards in training, which affects all cadres of the workforce Results and discussion In this section we explore the intersections between ... in 1976 to 1:3.7 in 1995, with 2005 figures showing only 1.8 nurses per medical staff (physicians and medical assistants) [7] Physicians-to-nursing/ medical assistants rations also fell over time ... doctors over nurses Each year provinces and programmes submit a request for new posts, based on exits (deaths, transfers, retirements) and estimated needs These requests are compiled by the Ministry...
Ngày tải lên: 18/06/2014, 17:20
báo cáo hóa học: " Older People’s Quality of Life (OPQOL) scores and adverse health outcomes at a one-year follow-up. A prospective cohort study on older outpatients living in the community in Italy" docx
... transferring, eating, bathing, dressing, toileting, continence) [24] Comorbidity was assessed by means of the Cumulative Illness Rating Scale morbidity (CIRS-m) scale [25] and by considering ... This latter finding suggests that a greater use of the ED by elders is associated with dimensions of the QOL other than the HRQOL, such as dissatisfaction with social support, personal relationships ... living in their principal place of residence without sharing this residence with any other person Functional status was assessed by means of the scale for the Basic Activities of Daily Living...
Ngày tải lên: 20/06/2014, 15:20
Steve Jobs.Other books in the People in the News series phần 1 pdf
... making personal computers the most vital tool of the modern age Few dispute his business savvy, his perseverance, or his technical expertise, yet critics say he is ruthless in his dealings with ... competitors and driven more by his desire to maintain Microsoft s dominance in the computer industry than by an interest in furthering technology In these books, young readers will encounter inspiring ... in the People in the News series In addition, each book in the series includes photographs, annotated bibliographies, timelines, and comprehensive indexes For both the casual reader and the student...
Ngày tải lên: 06/08/2014, 20:22
Steve Jobs.Other books in the People in the News series phần 2 doc
... ordinary people would feel comfortable having the machines in their homes and would use them to things like writing letters, keeping address lists, balancing checkbooks, playing games, and drawing ... rebellious and often refused to his assignments To gain his interest, Hill bribed him with candy and money Once she sparked his interest, she gave him special assignments like building a camera In ... going around said that Jobs had a reality distortion field surrounding him,” author Robert X Cringely explains “He’d say something and the kids in the Macintosh division would find themselves...
Ngày tải lên: 06/08/2014, 20:22
Steve Jobs.Other books in the People in the News series phần 3 doc
... radios were one of the first products to use transistors Today almost all electronic devices contain transistors Microchips, which serve as the brains of computers, are basically pieces of silicon ... so knowledgeable that he started buying underpriced parts at flea markets and reselling them to his boss at the electronics store for a profit This was Jobs s earliest experience as a businessman, ... and I just sat on the sidewalk in front of Bill s house for the longest time just sharing stories—mostly about pranks we’d pulled, and also what kind of electronic designs we’d done So Steve...
Ngày tải lên: 06/08/2014, 20:22
Steve Jobs.Other books in the People in the News series phần 4 pot
... revitalized it He also helped the commune to start a successful business selling wood Searching for Answers 37 stoves Despite being happy on the farm, Jobs felt something was missing from his life He had ... best deci- Searching for Answers 31 sions I ever made The minute I dropped out I could stop taking the required classes that didn’t interest me, and begin dropping in on the ones that looked interesting ... truths He wanted to examine everything himself.”24 In this manner, Steve was able to satisfy his intellectual curiosity without being forced to sit through required classes that did not interest...
Ngày tải lên: 06/08/2014, 20:22
Steve Jobs.Other books in the People in the News series phần 5 pdf
... boys used the Jobs s garage To make the business seem more professional Jobs got a post office box and an answering service, which kept potential customers from knowing just how modest the business ... biggest single episode in the company s history,” explains Wozniak “Nothing in subsequent years was so great and so unexpected It was not what we had intended to do.”35 The Apple I computer was sold ... need for such a business Electronic hobbyists, he insisted, would buy the device And, if the business failed, at least they could say that they had tried Wozniak recalls: His idea was for us to make...
Ngày tải lên: 06/08/2014, 20:22
Steve Jobs.Other books in the People in the News series phần 6 ppsx
... about his various businesses, he is less forthcoming about his personal life Little is known about how Jobs spends his wealth He is not very materialistic He dresses in jeans, tennis shoes, and ... were some of the happiest in Jobs s career But things were not going as well in his personal life Jobs was sharing a house with Chris-Ann Brennan, but he was more interested in Apple than in their ... computers as household appliances But when Macintosh sales dipped, Sculley lost faith in Jobs s vision “Apple was supposed to become a wonderful consumer products company,” Sculley said “This was a...
Ngày tải lên: 06/08/2014, 20:22