it s contributions to productivity and economic growth

... households and small and medium enterprises (SMEs) due to their capacity to better assess risk and capture opportunities Improving access to financial services will require continuing the shift ... increase in ATMs and credit/debit cards as well as retail lending suggest, however, that banks will see an increase in income from fees and commissions in the future Skills to assess credit risk are ... times their capital; eliminating restrictions on leasing companies lease of assets including land, cars, and tourism buses; and simplifying the contracts-registration process The Leasing Association...

Ngày tải lên: 15/03/2014, 09:20

... households and small and medium enterprises (SMEs) due to their capacity to better assess risk and capture opportunities Improving access to financial services will require continuing the shift ... increase in ATMs and credit/debit cards as well as retail lending suggest, however, that banks will see an increase in income from fees and commissions in the future Skills to assess credit risk are ... times their capital; eliminating restrictions on leasing companies lease of assets including land, cars, and tourism buses; and simplifying the contracts-registration process The Leasing Association...

Ngày tải lên: 23/03/2014, 20:20

Ngày tải lên: 05/11/2013, 12:15

... and economic growth into this kind of long-run historical perspective offers insights into why this relationship changes over time and from place to place Societies differ across time and across ... (and share of spending) on qualitative as opposed to quantitative aspects of life (services not goods) It might be some other factors that still need to be explored However it does seem reasonable ... this sector towards greater personalization and co-production—if it occurs— will entail major efforts in all parts of today s school systems If supply side constraints emerge, such as finding a sufficient...

Ngày tải lên: 20/02/2014, 20:20

... public services, and property rights This “consensus” appears closely related to the social capital literature that stresses cohesiveness and trust (Bowles and Gitis, 2002; Henry, 2002; 16 Glaeser ... analyzing its historical development in comparison to other countries as well as considering its recent political context Chapter assesses the economic growth of Argentina, analyzing its evolution and ... identifies several of these channels On the one hand, there are several positive influences of inequality on growth, usually associated with a “classical” economic approach This approach stresses how...

Ngày tải lên: 03/06/2014, 02:02

... resistance with diseases such as bacterials wilt, yellow curly leaf, late blight, ring spot, tematodes, suitable for fresh tomato and processing is taken place and achieved a lot of successes in USA, ... quality for fresh market and food processing In recent years, universities and research institutes introduced a number of hybrid tomato varieties with high quality and good disiese tolerance such ... Summer-Auturm and Spring-Summer seasons Trials of grafted tomato plant evaluation from savior scion had been carried out in locations at seasons as Summer-Autumn (early season) and Spring-Summer season...

Ngày tải lên: 09/07/2014, 08:18

... available to many more people However, as our study shows, availability of services does not equate with accessibility of services This is a serious limitation in the policy response to HIV/AIDS services ... commodities Discriminatory practices and limited transparency among services impacted on access to commodities among clients In addition to the loss of Global Fundfinanced needles and syringes intended ... workers did not visit places according to a set pattern, to avoid militia harassment, but this made it difficult for clients to know where to access their services Service providers, stakeholders and...

Ngày tải lên: 11/08/2014, 14:21

... extent this also applies to Swedes and some Norwegians The fall-rise tone is dif®cult for Scandinavian learners Norwegians (and some Swedes) tend to use too many rising tone units and to make their ... *I told her I would a coffee German soll (= is supposed to, is to, should) is sometimes mistranslated as shall, and sollte (= was supposed to, was to) as should: *He shall be a brilliant musician ... Speakers of Spanish and Catalan 90 Portuguese speakers 113 Greek speakers 129 Russian speakers 145 Polish speakers 162 Farsi speakers 179 Arabic speakers 195 Turkish speakers 214 Speakers of South...

Ngày tải lên: 17/08/2013, 08:35

... politicians in most political systems Corruption also entails costs, however Our second assumption is that these costs vary substantially across types of corruption and types of political system The ... Princeton, NJ: Princeton University Press Knack, S and Keefer, P (1995) “Institutions and Economic Performance: Cross-Country Tests using Alternative Institutional Measures,” Economics and Politics ... Analysis of Cross Section and Panel Data Cambridge, MA: MIT Press Biographical Notes A COOPER DRURY is Assistant Professor of Political Science at the University of Missouri, Columbia and conducts...

Ngày tải lên: 09/12/2013, 20:15

... 5% and 1% level, respectively t-statistics in brackets Columns and estimated using OLS, with robust t statistics in parentheses Columns and use the bootstrap to construct tstatistics na means ... religious, and class struggles Democracies cannot suppress such conflicts For economic progress, markets should come first and authoritarian regimes can easily facilitate such policies In addition, some ... applied to the All-Set, using robust standard errors The results presented in column use the bootstrap to derive robust standard errors For comparison purposes, clustered data analysis is used to...

Ngày tải lên: 23/12/2013, 06:17

... 5% and 1% level, respectively t-statistics in brackets Columns and estimated using OLS, with robust t statistics in parentheses Columns and use the bootstrap to construct tstatistics na means ... religious, and class struggles Democracies cannot suppress such conflicts For economic progress, markets should come first and authoritarian regimes can easily facilitate such policies In addition, some ... applied to the All-Set, using robust standard errors The results presented in column use the bootstrap to derive robust standard errors For comparison purposes, clustered data analysis is used to...

Ngày tải lên: 16/01/2014, 16:34

... politicians in most political systems Corruption also entails costs, however Our second assumption is that these costs vary substantially across types of corruption and types of political system The ... Princeton, NJ: Princeton University Press Knack, S and Keefer, P (1995) “Institutions and Economic Performance: Cross-Country Tests using Alternative Institutional Measures,” Economics and Politics ... Analysis of Cross Section and Panel Data Cambridge, MA: MIT Press Biographical Notes A COOPER DRURY is Assistant Professor of Political Science at the University of Missouri, Columbia and conducts...

Ngày tải lên: 20/01/2014, 10:20

... from several days to several weeks This consumes hospital resources, including personnel time, bed space, medications, and blood supply Hospitals in some developing countries spend as much as half ... people s lives, which can be difficult to write about and discuss publicly As a result, the public misunderstands many sexual and reproductive health matters In addition, cultural sensitivities and ... community Some 50,000 to 100,000 cases occur each year, mostly in sub-Saharan Africa and South Asia Reducing Deaths and Disabilities •• Most deaths and disabilities that result from pregnancy and childbirth...

Ngày tải lên: 13/02/2014, 10:20

... products and provide the services to satisfy China 's domestic demand and to staff its export industries? These concerns demand answers, but the challenge that aging poses to the Chinese economy is ... solutions to the pension needs of China s urban and rural elderly in the coming years and decades 22 These studies draw on the successes and failures of pension systems around the world and select ... Chinese industries become increasingly productive and as Chinese citizens seek increasing quantities of goods and services, upward pressure on wages is likely This pressure can be expected to attract...

Ngày tải lên: 13/02/2014, 18:20

... Indianapolis, IN, USA: Alpha Books, 1997 Page ii Complete Idiot 's Guide to Finance and Accounting by Muckian, Michael(Author) Indianapolis, IN, USA: Alpha Books, 1997 Page iii Complete Idiot 's Guide to ... Indianapolis, IN, USA: Alpha Books, 1997 Page x Complete Idiot 's Guide to Finance and Accounting by Muckian, Michael(Author) Indianapolis, IN, USA: Alpha Books, 1997 Page xi Complete Idiot 's Guide to ... Indianapolis, IN, USA: Alpha Books, 1997 Page xv Complete Idiot 's Guide to Finance and Accounting by Muckian, Michael(Author) Indianapolis, IN, USA: Alpha Books, 1997 Page xvi Complete Idiot 's Guide to...

Ngày tải lên: 13/02/2014, 23:20

... Share of gross liabilities G Investment in associate H Endowment assets I Current assets J Stocks K Debtors L Investments M Cash at bank and in hand N Less: Creditors: amounts falling due within ... Less: Share of net liabilities in associate P Net current (liabilities)/assets Q Total assets less current liabilities R Less: Creditors: amounts falling due after more than one year S Less: ... Provisions for liabilities T Total net assets excluding pension liability U Less: Net pension liability V Total net assets including pension liability Funds (i.e sources of assets and liabilities)...

Ngày tải lên: 18/02/2014, 01:20

... strategically positioning “digital fountains” [17], and mobile positioning [18] etc ad infinitum In QoS and anycast, topology dictates growing overlay trees, reserved links and nodes, and other sophisticated ... Internet s robustness against failures can be measured from a snapshot of the Internet We call this kind of analysis Static Analysis However, the Internet is a growing network and its topology changes ... characteristics of a network are inseparable consequences of its connectivity This linkage is apparent from [11], [12], [13] Scaling factors, such as power-law relationships and Zipf distributions,...

Ngày tải lên: 18/02/2014, 01:20

... direct less of their resources to protect themselves from possible dishonest behaviour of their employees and business associates Secondly, since trust and trustworthiness create a safer investment ... economics course at Harvard University to investigate the validity of survey questions about hard -to- measure characteristics like trust and trustworthiness First the students had to answer survey ... increases by 8.6% if the person responds positively to the trust question This has the consequence that politicians have to account for their actions Bjørnskov (in press) tries to get to the bottom...

Ngày tải lên: 20/02/2014, 16:20

... at least to insert here, even though it has nothing to with innovation, and even though you are already painfully familiar with its consequences to tourism That is, of course, the possibility of ... flights crossing the Atlantic Ocean in six hours or so, with passengers in a reasonably comfortable state The situation with respect to the mobile phone in 1983 was, in some important respects, ... the scientists and engineers whose R&D activities have created the new technologies in the first place This is a case of misplaced emphasis The benefits that can be made to flow from lasers, microprocessors,...

Ngày tải lên: 20/02/2014, 19:20

... empirical question.4 Regression analysis is often used to test the relationship between steady state growth rates and initial income.5 These regressions, referred to as “Barro regressions,” test the ... government services are not worth the taxes businesses must pay, there is an incentive to relocate to another jurisdiction The mobility of residents and businesses in response to higher tax rates is an ... equations This means that greater regressivity (less progessivity) had a positive (negative) impact on economic growth While the coefficient on relative regressivity (RR) is small and explains less economic...

Ngày tải lên: 20/02/2014, 19:20