Bài thuyết trình vietnam financial future

I Introduction II Warm-up III Vocabulary IV Reading V Practice VI Consolidation VII.References THÀNH VIÊN NHÓM Nguyễn Minh Tấn Lê Minh Tâm Nguyễn Huỳnh Nhân Trần Thị Quý Sâm Hải Dương Đảo Phú Quý Phú Yên Khánh Hòa II Warm-up Kỳ hạn ( Period ) Đô La ( Dollar ) Áp Giá ( Price Pressure ) Trái Phiếu ( Bonds ) Terminology of capital ( Thuật ngữ vốn) Types of Capital (Các loại vốn) Legal capital Vốn Pháp định Charter capital Vốn Điều Lệ Invested capital Vốn Đầu Tư Share capital Vốn Cổ Phần Gearing Tỉ lệ vốn vay vốn cổ phiếu Venture capital Đầu Tư Mạo Hiểm Compare borrowing and seeking new investment( So sánh vay tìm kiếm đầu tư mới) • disadvantage - disadvantage advantage - advantage - advantage - Borrowing Interest is paid Principal is paid on time easy to be declared bankrupt if no profit is made “ tax shield” can be obtained save cost More responsible for the money Be preferred by investors advantage • - advantage - disadvantage - disadvantage - disadvantage - Seeking new investment Dividend is paid when profits are made only Share capital doesn’t have to be paid The ownership is divided into small parts difficult to make business decisions Less responsible using the money Not be preferred by investors * Borrowing Short-term finance (Nguồn tài ngắn hạn) Borrowing Medium-term finance (Nguồn tài trung hạn) Long-term finance (Nguồn tài dài hạn) * Loan (Cho Vay) Short-term finance Overdraf (Thấu Chi) factoring (be offered later) Bao tốn(có cung Cấp sau) Seeking new investment • Share flotation:(Cổ phần nổi) Shareholders (Cổ Đông) Money = share capital company Dividend/ equity • Venture capital: (Vốn đầu tư mạo hiểm) Investors (merchant banks Money=venture capital or other organizations) Các nhà đầu tư(các ngân Part control of the hàng thương mại tổ management( Kiểm chức khác) soát phần quản lý) company V Practice True or false statements: a.Vinogradova has the best use of its assets F b.The advisor advised vinogradova to increase the product range with its crrent assets T c.Vinogradova’s investment in new machinery or equiment is good d.Vinogradova was a state- owned company F F e.The management should assess all investment proposals now T True or false statements: f.It is advisable that vinogradova borrow captital to buy more T efficient plant g.The amount of money borrowed which vinogradova has not paid is T about % of invested assets h.The small accumulated reserve F should be paid to shareholders i.Leasing and lease purchase are F used for consumer goods j.At the end of a leasing contract The leasing bank still owns the leased asset T True or false statements: k.Lessee is the person who borrows an asset T l.Leasing is advantagcous to both the lessor and lessee T m.In leasing agreement , the lessee has to pay all at once F n.The person who invests the venture capital in a company has no right in that company F o.Shareholders having equity share in a company will share profits or loss that company has made T complete the sentences with either to, on, in, or for: a They increased production There was an increase production in b He outlined how the meeting was to proceed He outlined the procedure for .the meeting c She invested her savings She made an investment .vinogradova in d The bank advised them The bank gave advice the management to e They took advantage of himfo There was an advantage them r f He informed them about the subjeet They needed information .the subiect on g They shared the profist They sold shares .the company in in They had an equity .the venture • Complete the sentence, using concise business terms from Reading • a The factory is producing far less than it could produce It is working……………………………………………… ( under capacity words- paragraph 1) • b The might make more different kinds of products In fact they might decide to increase the product range …………………………………………………………… ( words- paragraph 1) • c The management increased the …………………………………… of the company by gearing taking out large bank loans ( words- paragraph 2) d They are open 24 hours a day So food is available immediately …………………………………………………… you want is ( words- paragraph 5) e Fixed assets were bought by spending the … ……………………………………………… accumulated reserve ( words- paragraph 2) f It is important to be able to make judgments about overseas plans for putting money into the company In fact, one must be able to evaluate all investmet proposals ……………………………………………………………… ( words- paragraph 2) g We need money for expansion ………………………………………………… ( to make the company grow bigger ) ( words- paragraph 6) Chose the correct definition on the left for each of the expressions from the reading passage on the right : a Gearing Borrowing in relation to capital b A share flotation Overdraft, factoring c Long-term finance d Lease purchase Bank buys equipment and sells e Large capital assets gradually f Equity share g Shareholder Owner of part of a company h Short-term finance Sale of small amounts of ownership i Capital goods j Medium-term finance Machinery, lorries, equipment Money lent for more than three years Money lent for less than three years Land, buildings, factories 10 Participation in profits CONSOLIDATION Answer the questions : Consolidation a Which methods of finance are regarded as short-term according to the text ? They are a loan or overdraft b What is the difference between Lease purchase and Leasing ? Leasing is a from of renting while lease purchase is a from of renting and buying at the same time c.What are the advantages of Leasing and Lease purchase ? The equipment becomes available immediately with a small first payment At the end of a lease purchase ,the lessee (the company) owns the equipment At the end of the lease agreement the lessor (the bank) still owns it but it may be sold to the lessee for a small sum VII References • For Banking curriculum English •   For Finance curriculum English • Vinogradova Company