Essay talking about banking jobs

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TOPIC 3: What is your ideal job? (What do you want to do after graduate from university?)

Members of group:

1 Cao Thị Linh

2 Trương Thị Như

3 Trần Tiến Khoa

4 Phạm Thị Hà Vy

5 Phan Văn Thái Hiệp

Today, our team will talk about our ideal job It means the work that we will do after graduating from university As you know, we are banking industry students,

so we have a desire to work in the bank So our ideal job is banker

Our presentation is divided into 5 parts: 1 2 3 4 5

1 Why we choose Banking? (Presented by Cao Thị Linh)

Nowadays, the Vietnam economy is very active with many economic sectors, many businesses, many cooperative relations as well as competition develop constantly Then, there are many industries New jobs are born as well as many industries become a profession attracting young people We are studying about Banking at Đà Nẵng University of Economic We love banks So, we look forward

to becoming those who work in the bank in the future There are many reasons why

we chose banking, but we can give the following reasons:

Firstly, the bank has a modern and dynamic working environment Working in the bank means that we are exposed to the most vibrant issues of the economy: financial markets and money as well as balance of trade

With the working conditions, our workplace is banks, credit funds, transaction points so often euipped with comfortable facilities, modern and luxurious (of course it depends on the specific place) Good working conditions will make us feel comfortable and confident

Secondly, working in a bank helps us to develop logical thinking Now, banks are not simply borrowing and re-lending Banks involve in economic and financial fields People working in the banks need to be especially sensitive to the changes

of the market and the currency

Thirdly, people are being worked in the highly competitive environment, so there are many opportunities for advancement The strong development of the banking industry system is a favorable condition for us to have the opportunity to work, and is a challenge for our efforts We must always learn, update information, improve professional skills to avoid being outdated or eliminated This also comes with your ability to advance

Fourthly, employees will have stable income

Of course! In a modern and dynamic working environment with high competitiveness, where we develop our abilities like in banks, this is not too surprising But like most other professions, the salary depends very much on the capacity and efforts in professionalism as well as the enthusiasm for our work Finally, the banking sector lacks of human resources, especially good people

With the rapid development of commercial banks, joint-venture banks as well as branches of foreign banks, the demand for high-quality human resources is huge Besides, banks have the strong underground competition to obtain this human resource Banks are willing to pay very high salaries and other remuneration policies for qualified people; every year, organize recruitment campaigns; conditions of work experience are not too high, even banks do not require experience and they will train more new graduates

Some people say that people who love money chosing banking.Maybe However, for any job, we can only try our best if we have passion for them and we love them Like Khổng Tử have said: "" Choose a job you love, and you will never have

to work in your life “

2 What jobs can be done in the Bank and its requirements? (Presented by Phan Văn Thái Hiệp)

In the bank, there are many positions for us to choose We can do in credit, transactor, accounting, risk management, customer relations

For example, a teller is a position to work at the counter, contact and handle transactions directly with customers The work of a GDV includes the following tasks: Understanding needs, advising customers on deposit products; Consulting, cross-selling banking products; Performing transaction accounting and treasury operations

Or with the customer relationship position we have to find customers, convince customers to use the bank's products and services; responsible for sales; preliminary appraisal or assessment of customers; After-sales customer care, customer management

The position of customer relationship is divided into personal customer relationship and corporate customer relationship towards 2 customers, respectively individuals and businesses

When recruiting, banks often have a request for workers But the basic requirements are: Be active, like to communicate with people and be able to communicate well; love the business; love work with high logical thinking

Therefore, when looking for a job, each of us needs to understand carefully which parts we are suitable for, then I send the resume The more prepared we are, the more opportunities we have for good work

3 Current situation of Banking (presented by Hà Vy)

In the current economic, the Banking is not chosen by many people Now I will talk about the general situation of the banking industry today

Banking students tend to be unemployed

The situation of graduates not finding jobs is on the rise Students who have been considered the most expensive industry such as banks and financials are also struggling to find a work

Bank reduced personnel

Facing the general difficulties of the economy, a series of businesses dissolved and ceased operations, including businesses in the field of finance banking -insurance Director of a bank in Ho Chi Minh City said: “Currently a series of banks are cutting down on personnel Demand for transaction offices has been less Meanwhile, the number of students in finance and banking every year has increased” The director said: If the bank recruited 800 employees in 2010, this year only about 300 will be recruited

Last September, the Institute of Human Resources and Finance (BTCI) gave the survey results on supply - demand for human resources of banking - finance In

2013, there will be about 32,000 students in finance - banking, but only about 20,000 people are recruited by banks 12,000 The remaining students have to do different jobs than their own The recruitment of new employees is also more strict and certainly only students with good skills, foreign languages and soft skills have the opportunity

Mr Tran Son Nam (Director of Trustbank Bank): “Banks still need students with good or higher grades, mastering professionally trained banking services such as credit, bank accounting In addition, students must also have communication skills, confidence when interviewing as well as computer proficiency, good at English "

However, without having ready for the Banking, there is a risk of being unemployed In order to be able to get a favorite job, what shoud we prepare for future work?

4 After graduation, what do we need to be ready for future work? (Presented

by Trương Thị Như)

Firstly, we need a "standard" university degree as possible This is the first, important and prerequisite luggage, no matter what industry you are pursuing, you must be good in that field The knowledge that we gain from university is mainly theoretical, but that's the basic thing, we have to master the theory then when working, it can be good for practicing So firstly we need to try to study well the school-trained subjects with a "beautiful transcript" to make a good impression for employers later

Secondly, we need to have a good health Health is a important factor for us to be able to work well, keep working in a stressful environment, have demanding requirements and also impress employers We will not have the opportunity without a good health and all day begging because of our illness Therefore, improve your health and ability to work under pressure by eating enough food, exercising daily and practicing stamina

Thirdly, it is very important that we have a foreign language and computer certificate At least we must have a B foreign language certificate and an office computer certificate but that's just the lowest requirement, minimum to complete the job application However, in reality, we have to be quite fluent in a popular foreign language, which can be communicated, mainly in English and proficient in using office computers Good foreign language ability will help us have the opportunity to find good jobs in foreign-invested joint ventures or companies with good salaries and remuneration

Fourthly, it is the certification of soft skills if we have

In fact, employers will pay more attention to these certifications than our university degrees, because it has proven that people with more and more soft skills are more productive and effective, these skills can be: communication skills, presentation skills, teamwork skills, effective work organization skills, time management skills, skills in using technology, communication skills gain information, planning skills these skills will help new graduates impress and convince employers without any work experience So what are you waiting for, choose the skills that you need to match your career to enroll right away

Fifthly, we need to have good habits Because they will help us to shape personality and reflexes to handle work more effectively It can be a neat habit -tidy, punctual work habits, polite dress habits, a habit of not gossiping during working hours, so train yourself good habits to create your own valuable leverage

Finally ,the most important step: Preparing a job application Equip yourself with the skills to prepare a resume that is the most complete, the application must write how to impress the recruiter, how to make a resume show your own strength, Therefore, students are sitting on university lectures start immediately plan to prepare necessary equipment for themselves before graduation These jobs not only help you get good opportunities, but also will give you meaningful student years when you know you're on the right track Good luck!

5 The other options if we can't become a Banker (Presented by Trần Tiến Khoa)

Nowaday, many students choose to study banking industry, but may be unlucky in the future, they are unable to work in banks Many people in this process, they try

to have a good academic record, work well, then they apply for scholarships and study abroad Many people work as accountants, managers, work in the tourism industry or in service companies What to do in the future depends on each person Each person's plan is different, so there will be different steps Plan for the future and work hard to implement it

So, if you have chosen a banking career or a banking career that has chosen you,

do not regret it, do not complain, but be more positive about the job

In the hundreds of thousands of bankers, there are so many good things, how many examples of talent and virtue are true bankers But only a few people make losing the image of this noble profession

Every industry in this world is noble, and so is the banking Therefore, those who have been and will be entering the banking industry are proud of their careers

Because you can imagine, if we don't have a bank what period will society return to?

And the last thing, through this presentation, I hope you guys, do not regret having chosen a banking career And those who really regretting, please step out of the industry boldly and find yourself a more suitable job

Once we receive the salary of the bank, please show our bravery and dedication to

go to the end of the road with our heart and enthusiasm.Once we receive the salary

of the bank, please show our bravery and dedication to go to the end of the road with our heart and enthusiasm

It was my group's presentation Through this topic, I want to say that you must have your ideal job When you have a clear orientation, you should plan for your future and try your best to complete it good luck!