( Word Reader - Unregistered ) www.word-reader.com Do you spend money as they come or save them? Whether to save money to enjoy it will totally depend on what`s outside and personal condition From my understanding and experience, using money properly is much more important than just saving it Firstly, money itself not have very little value The value of money presents when owner use it If you use it to buy good food, it will benefit your health; if you use money to travel, you will increase your experience; if you buy gifts to your friends, you will get friendship; if you pay money to good school, you will gain knowledge But if you just save it, it will not give you any real benefits So, let us enjoy the value of what money can bring to you, instead of enjoying the increased number that saving can provide Secondly, in a mature society, various finance organization will help you handle most of the special difficult time To make sure you can survive when you are sick or disabled or old, you should buy those insurance To have big money to pay for elite school, you can apply for a education loan You want house, no problem, mortgage company can help me, so many zero down payment, zero cost finance When you lost job, you can get unemployment check for at least half year, maybe even longer That`s also one of the reason that US person has very small amount of saving After pay for those finance organization, the money come to your hand is what you should spend In the third place, no one knows tomorrow, too many saving actually take a lot of risk Incident dying, inflation or country turning over all can get rid of your saving I believe all the people who lived through 80s and 90s will remember how the inflation ate most of ( Word Reader - Unregistered ) www.word-reader.com your saving So not take too many risk, instead, let those finance organization to take More over, saving money is also not good for a nation`s economy If everyone spend very small amount of money, then a lot of goods or service will have no customer, which will cause those company to cut cost, layoff workers, and cause less income for the residents in that country, which will cause everyone spend less This is something like spiral deflation, and it is very dangerous for a economic entity On the contrary, if everyone spends as much as they can, then more money will come to companies, which will hire more workers and raise the salary, and pour more money to the invidious in that country On the whole, save money is an inactive life style, it looks safe, but actually it may cause you lose what you are suppose to get Instead, we should enjoy our fruit from your hard working, improve ourselves, and enjoy the beauty of the life And spend properly will also help our society, and it will eventually help everyone