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ĐÁP ÁN TRẮC NGHIỆM TIẾNG ANH CHUYÊN NGÀNH _BF10_THI TỰ LUẬN Ghi chú (Đ) là đáp án Câu 1 pay on sight is the same as pay on……………. a. present b. represent c. presentation(Đ) d. presentative Câu 2 …………….. play a primary role in the regulation of the exchange rate. a. domestic currency transactions b. external transaction c. money transactions d. foreign currency transactions(Đ) Câu 3 …………….will create a positive entry in a trade balance. a. an export(Đ) b. importing c. an import d. borrowing Tài liệu này dùng cho ngành học tài chính ngân hàng hệ từ xa ehou của Trường Đại học Mở Hà Nội
ĐÁP ÁN TRẮC NGHIỆM TIẾNG ANH CHUYÊN NGÀNH _BF10_THI TỰ LUẬN Ghi (Đ) đáp án Câu "pay on sight" is the same as "pay on……………." a present b represent c presentation(Đ) d presentative Câu …………… play a primary role in the regulation of the exchange rate a domestic currency transactions b external transaction c money transactions d foreign currency transactions(Đ) Câu …………….will create a positive entry in a trade balance a an export(Đ) b importing c an import d borrowing Câu ………………….is a market in which there is little or no competition for a particular type of product or service, for which there is limited demand a declining market b Smallest market c mass market(Đ) d small market Câu ………………………the end of the film, we cried a lot a At(Đ) b On c In d With Câu ……………is usually related to the increase in money supply a deflation b interest c inflation(Đ) d surplus Câu …………usually increases when the economy is in recession a growth rate b employment c unemployment(Đ) d inemployment Câu ……is the place where exchange activities occur a exchange market(Đ) b floated market c money market d floating market Câu A ( n )………………… is a list of goods that have been sold, work that has been done, showing what you must pay a bill b order c receipt(Đ) d receive Câu 10 A banker’s draft is also known as a bank draft or a……… a banker’s account b banker’s cheque(Đ) c banker’s note d banker’s ticket Câu 11 A banker’s reference proves to a third party that you are…… a creditworthy(Đ) b richness c moneyed d rich enough Câu 12 A bill of exchange contains:………………………… a an order to pay a determinate sum of money b an unconditional order to pay a sum of money c an unconditional order to pay a determinate sum of money.(Đ) d a conditional order to pay a determinate sum of money Câu 13 A bill of exchange contains:……………………………… a the name of the person who is to pay, drawee.(Đ) b the name of the person who is to pay, draweer c the name of the person who is to pay d the name of the person who is to pay, drawer Câu 14 A bill of exchange is also called a draft but, while all drafts are ……………………., only ‘to order’ bills of exchange can be negotiated a negotiate instruments b negotiable instruments(Đ) c nonnegotiable instruments d not negotiable instruments Câu 15 A cheque is an order by the account holder to withdraw funds from his account, either …………… or through or through payment to another party a by credit card b by credit c in cash(Đ) d the bill Câu 16 A cheque is only valid when it is ……………………… and is secured by a cheque card so your money can not be withdrawn from your account if someone finds your cheque book a not signed by the account holder b signed by the account holder(Đ) c not signed by the payer d signed by the drawee Câu 17 A commercial bank (or business bank) is a type of ……………… a financial institution and intermediary(Đ) b financial institution c trade institution and intermediary d trade institution and mediation Câu 18 A maid is a person who works in a………………… a health centre b hotel rooms c restaurant d hotel room(Đ) Câu 19 A promissory note is a …………… promise by one party to another that commits the maker to pay a specified sum on demand a written, signed, conditional b written, signed, unconditional c written, signed, unconditional and unsecured(Đ) d written, signed and unsecured Câu 20 A……………….is the person who work at the same place as you, especially in a profession or a business a best friend b colleague(Đ) c friend d receptionist Câu 21 After they have been paid in, cheques usually take three working days to………… a clear(Đ) b unclear c pass d credit Câu 22 An LC is a commitment by a bank on behalf of ………………………………… a the exporter, foreign buyer b the importer, foreign buyer(Đ) c the seller, foreign buyer d the importer, foreign seller Câu 23 An LC is useful when …………………………………………………… is difficult to obtain a unreliable credit information about a foreign buyer b reliable credit information about a foreign buyer(Đ) c inreliable credit information about a seller d reliable credit information about a foreign seller Câu 24 Bank cards are bank-issued card with a magnetic stripe that…………………… a holds machine readable identification code(Đ) b willnot hold machine unreadable unidentification code c holds machine unreadable identification code d holds machine unreadable unidentification code Câu 25 Banking experts in developed countries defines a commercial bank as a …………… a nonprofit-oriented financial institution b oriented financial institution c unprofit-oriented financial institution d profit-oriented financial institution.(Đ) Câu 26 Banks need to seek new services to meet the…………needs a change b changing(Đ) c unchange d changed Câu 27 Can you show me how to…………………this laptop computer? I don’t need to use it any more a turn off(Đ) b turn on c turning off d turn out Câu 28 Christmas has become very………… over recent years a commerce b commercial(Đ) c commercialization d commercialized Câu 29 COD means cash on…………… a deliver b will deliver c delivery(Đ) d delivered Câu 30 Commercial banks engage in………………… a processing of payments by way of telegraphic transfer, EFTPOS, internet banking, or other means.(Đ) b processing of payments by way of telegraphic transfer, internet banking, or other means c processing of payments by way of telegraphic transfer, EFTPOS d processing of payments by way of telegraphic transfer, internet banking Câu 31 Commercial banks' functions are to a create money, support smoothly payments mechanism, help community savings, store valuable goods, provide other services b create money, support smoothly payments mechanism, help community savings, support smoothly international transaction,store valuable goods, provide other services(Đ) c support payments mechanism, help community savings, support international transaction,store valuable goods, provide other services d support smoothly payments mechanism, help community savings, support smoothly international transaction,store valuable goods, provide other services Câu 32 Components of balances of payments are ……………………… a capital and financial account b current account and capital and financial account(Đ) c current account and capital account d personal account and capital account Câu 33 Credit cards will be issued………… a if you have b if you’re rich enough c subject d subject to status(Đ) Câu 34 Current account includes ……………………… a goods, services, incomes and current transfers b services, incomes and current transfers c trade balance, goods, services, incomes and current transfers(Đ) d trade balance, goods, services, and current transfers Câu 35 Current account………… may apply for a Grimleys Credit Card a holders(Đ) b owners c people d users Câu 36 Despite operating in the same city, the cultures of these two companies are different……………each other a for b from(Đ) c in d with Câu 37 Direct instruments comprise ……… a devaluation the measure is intended to make the currency depreciated, revaluation.(Đ) b the measure is intended to make the currency depreciated, revaluation c devaluation the measure is intended to make the money devaluation d devaluation the measure is intended to make the money revaluation Câu 38 Emerging countries appear to face greater ……., as they have much smaller variations of the nominal exchange rate a fear of exchanging b fear of floating(Đ) c fear of exchange d fear of loss Câu 39 Everybody likes working………………….because they can decide what time they start or finish their work a flexible hours(Đ) b fixed hours c inflexible hours d part-time Câu 40 Everyday millions of people……………….to the Internet to share information, business and communicate with each other a connect(Đ) b concept c convince d Persuade Câu 41 Exchange rate is the value of one currency of one country in relation ………….another a as b in c to d with(Đ) Câu 42 Exchange rate means the price of one country’s currency in units of another ………… or commodity a currency(Đ) b gold 10