BRIEF SUMMARY OF NEW ATTITUDES Tên luận án: BANK CREDIT FOR THE DEVELOPMENT OF REAL ESTATE MARKET IN THE HO CHI MINH CITY Major: Finance - Banking Code: 9.34.02.01 PhD student: Than Ngoc Minh Science instructor: Dr NGUYEN VAN LUONG - Dr NGUYEN VAN PHUC Training facilities: BANKING UNIVERSITY OF HO CHI MINH CITY The new conclusions of the thesis include: From the research results of the thesis, there are new contributions in terms of science and practice as follows: (i) Research thesis to present basic content of theory on real estate market and effectiveness of bank credit for development of real estate market in a comprehensive and comprehensive manner It clarifies the factors that affect the efficiency of banking credit activities for the development of the real estate market This is a significant theoretical issue that is oriented in the research process to improve credit efficiency for the development of the real estate market in Vietnam and the city HCM in particular (ii) Analyze and systematically assess the current status of banking lending (lending) for the development of the property market in HCMC HCM The basis of reliable secondary data sources collected from commercial banks in Ho Chi Minh City The thesis has drawn the results achieved, the limited and especially the causes leading to restrictions of bank credit activities on the development of real estate market TP HCM (iii) Based on the experience gained in improving the credit performance of countries in the world The thesis has learned lessons learned from other countries in improving credit efficiency for developing the real estate market HCM; (iv) The thesis proposed groups of solutions to improve credit efficiency for the development of the real estate market HCM in the coming time PhD student Than Ngoc Minh Science instructor Dr Nguyen Van Luong – Dr Nguyen Van Phuc