College 101 Packet - Updated 2-3-20

College 101 A GUIDE TO APPLYING & PAYING FOR COLLEGE Page of 20 PASSWORDS WORKSHEET STUDENT NAME: _ GPA: _ SAT (CR): _ SAT (Math): _ SAT Total: _ / 1600 ACT: _ MY INFORMATION My Mailing Address: _ DOB: _ / / _ OSIS: _- _- _ _ Social Security #: _- - School Email Address Username: Password: @LehmanHS.com (Default PW is 123456789) MY SCHOOL INFORMATION Naviance Username: @LehmanHS.com School CEEB Code: Password: 330533 CUNY School Address: Username: Herbert H Lehman High School 3000 E Tremont Ave Bronx, NY, 10461 Password: SUNY College Counselor Information: Username: _ Guidance Counselor Phone: 718-904-4200 ext. _ Email: _@LehmanHS.com Password: College Board Username: Password: Common App Username: Password: FAFSA Student: PW: Parent: PW: TAP (HESC) Username: Password: Page of 20 JUNIOR YEAR TIMELINE January/February  Memorize your Social Security Number  Research summer programs at colleges, summer jobs, and/or summer internships  SAT prep – Khan Academy March/April  SAT School Date: Wednesday, March 4th, 2020  Saturday, March 14th – SAT EXAM (Deadline is Feb 25th)  Individual meeting with counselor  Research colleges by location and by major (on college’s website or Naviance)  Prepare a challenging schedule for 12th grade (Colleges may request senior year grades)  Apply for summer jobs/internships (Use your Lehman Gmail for EVERYTHING!) May/June  May 2nd – SAT Exam (Deadline is April 14th)  Start working on first draft of your college essay  Identify majors/program of study which you are interested  Plan with your family a summer college visit schedule  Schedule appointments and/or visits with colleges of interest through their website  Study for regents exams  June 6th – SAT EXAM (Deadline is May 19th) Summer  Request letters of recommendation from at least two teachers in person – then request in Naviance  Start to narrow down your college list  Visit colleges  Work on your college essay/brag sheets  August 29th - SAT Exam (Deadline is August 19th) Page of 20 SENIOR YEAR TIMELINE SEPTEMBER         Prepare tax documents for FAFSA Determine eligibility for Opportunity Programs (SEEK/CD/HEOP/EOP) o Request parents income to determine eligibility for Opportunity Programs Follow up with Teachers and Counselors regarding letters of recommendation Provide Counselor with an updated list of Colleges Register for the November SAT Exam Schedule meetings with your counselor Take the September ACT (optional) Finalize your college essay & activity resume OCTOBER        Complete FAFSA (Available on October 1st) (Free Application for Federal Student Aid) www.fafsa.ed.gov Complete TAP (Tuition Assistant Program) Application for New York State Schools You must complete the FAFSA first Participate in college visits at high school Research/Apply for scholarships (Petersons.com, CollegeBoard.org) Complete the SUNY Application ($50 for each school unless you receive free lunch – can waive fee for up to schools) Participate and network during college visits and rep visits Attend College Open Houses – Look on their websites for dates and RSVP  Take the October SAT, SAT II or ACT exam NOVEMBER     Complete CUNY Application - $65 for application up to schools - See College Counselor for CUNY Fee-Waiver Codes Follow up with teachers/counselors regarding recommendation letters Take the November SAT, SAT II or ACT exam (optional) All components of the applications including: Letters of Recommendation, Resume, Supplements and Essays should be completed by before Thanksgiving break DECEMBER    Complete Common App or SUNY Application for SUNY and Private school applications Letters of recommendation due to most colleges (January 1st) Take the December SAT, SAT II or ACT exam (optional) JANUARY/FEBRUARY    Mid-Year Transcripts will be submitted to your colleges as requested Share any information received from colleges with your college counselor o Acceptance letters, scholarship awards, financial aid packages, etc February 1st – CUNY Application is Due MARCH/APRIL    Please inform your counselor of all contacts with the potential schools Submit all college decisions to your counselor Submit all financial aid packages & scholarship information to your counselor     MAY 1ST is the deadline for students to inform four-year colleges of your decision to attend Follow up on any financial aid document requests Submit immunization/health records to your college Take CUNY Placement tests (if applicable) or inquire about SUNY and private school placement tests  Graduate!!! MAY JUNE Page of 20 APPLICATION OVERVIEW Components of the College Application Must Send to All Four-Year Colleges Application (CUNY, SUNY, CommonApp, Coalition, etc.) College Essay (personal statement) High School transcript Test scores (SAT, ACT) Recommendation letters List of activities / resume Who Submits What? Student        Application Essay / Personal statement Test scores (SAT, ACT) List of activities / resume AP exams scores SAT II (Subject test) Portfolio Not Required at All Colleges Test scores Only at test optional schools (see page 15) Interview Phone, In person Portfolio Art/Music Audition Art/Music SAT II (Subject test) AP Exams Counselor    High School transcript Recommendation letter School profile Teacher  Recommendation letter Application Deadline Terms     Early Decision (earliest deadline) o Binding agreement to attend that school (only one selection) o Shows extreme interest in school Early Action (next deadline) o Receive earlier decisions o Shows high level of interest in school Regular Decision Rolling Admission o No deadline, application closes once determined number of students have been accepted *Please note that deadlines are not universal they are different at every single college! Letters of Recommendation         At least two (2) teachers Academic teachers preferred o Better if it’s in a related subject area to what you want to study in college Ask them in person first Distribute brag sheet Request them in Naviance A teacher you have a good relationship with, not just the popular teacher Before the end of June Follow up with them in September o One (1) Counselor Recommendation Page of 20 COLLEGE TYPE DEFINITIONS & HOW TO APPLY Type of college Private Ivy League CUNY SUNY Out of State Public For Profit/ Proprietary Definition Mostly funded by tuition dollars and alumni donations Costs the same regardless of state residency Admission requirements and financial aid varies a lot, but this is the type of school that generally offers the most $$ if you match carefully A group of eight of the oldest private colleges in America, they are some of the most prestigious in the world They offer amazing programs and have the money for full financial aid Very selective, all accept fewer than 10% of applicants They are all in the same sports conference Public university system located only in NYC’s boroughs Cheapest option Some have housing Can be most frustrating (very bureaucratic) Funded mostly by NY State $ Public university system located throughout NY State Funded mostly by NY State $ Broad range of schools – lots of options Average total cost for 4-yr SUNY is $21,000 per year Every state has public colleges and universities that are funded by those states (similar to SUNYs) Tuition is always cheaper for in-state students with public colleges You are only in-state for NY unless your legal guardian(s) live in another state These are businesses that have been accredited to operate as schools They offer degrees, but for more than you would pay at most of the above schools Transferring credits from a for-profit school to a nonprofit can also be an issue Consider these schools only for programs you can’t get elsewhere Examples Pace, Mercy, Manhattan College, NYU, Columbia, Syracuse, Rochester, MIT, St Lawrence, Ithaca, Eugene Lang New School, Connecticut College How will I apply? Common Application, Coalition Application, OR Their website Harvard, Brown, Princeton, Dartmouth, Yale, Columbia, Cornell, University of Pennsylvania Common Application or Coalition Application Lehman, Hunter, City College, Brooklyn, John Jay, Baruch, York College, LaGuardia CC, BMCC, City Tech, Queens, Guttman, Bronx CC CUNY Application or Common Application SUNY Application Binghamton, Albany, Stony Brook, Purchase, Morrisville, Oswego, Tompkins Cortland CC, Canton OR Common Application Their website Temple, University of Virginia, Rutgers, University of Connecticut, University of Maryland, Penn State College of Westchester, Berkeley, DeVry, ASA, Monroe, University of Phoenix, ITT Tech, Art Institutes, Wood-Tobe Coburn Page of 20 OR Common Application Their website THE COLLEGE ADMISSIONS PYRAMID This is the information they will look at/require when deciding whether to accept you, organized by the amount of work you will need to put in (least work is at the top) Community Colleges High school graduation CUNY Senior (4 yr) Colleges SAT Scores and GPA (Except Macaulay Honors) Public 4-year non- CUNY Colleges SAT Scores, GPA, list of activities, 1-2 recommendations, college essay / personal statement Less Selective Private Colleges and Universities (accept 50% or more of applicants) SAT scores, GPA, list of activities, 1-2 recommendations, college essay Bonus points: interview, communication, visiting NY State Opportunity Programs (EOP, HEOP) SAT scores, GPA, list of activities, 2+ recommendations, college essay, proof of family income (copy of taxes, statements showing Social Security, income worksheets), sometimes interview Bonus points: showing interest Highly Selective Private Colleges and Universities (accept fewer than 50% of applicants) SAT scores or (if test optional) one or more written & graded research papers, GPA, class rank, list of activities, 2+ recommendations, college essay, supplemental essay Bonus points: interviewing, communication, high scores on AP exams and SAT subject tests This type of school usually offers the most financial aid in comparison to their cost Page of 20 Naviance Website: student.naviance.com/lehmanhs This is a website that allows you to search for colleges, request letters of recommendation from your teachers, and explore different career options It is a very useful website and it is free to every single Lehman High School student! The login page looks like this: Your login email is your full Lehman High School email Your password is your OSIS number Lehman Email Address Information: Your school email address is the first letter of your first name, followed by the first three letters of your last name, followed by the last four numbers of your OSIS number, and it ends it @LehmanHS.com Sample Lehman High School Email Address: Sample Student Name: Johnny Student Then your email would be: JStu6789@LehmanHS.com If you have trouble logging in to Naviance, please reach out to Mr Bonacorsi at Bonacorsi@LehmanHS.com If you are having trouble with your school email address, speak to Mr Bland or email him at Bland@LehmanHS.com Page of 20 MAP OF CUNY CAMPUS LOCATIONS Page of 20 CITY UNIVERSITY OF NEW YORK COLLEGES (CUNY) The scores listed above are for the average accepted student The minimum SAT score required for admission is estimated to be below the average accepted student score by about 100 points The minimum GPA required for admission is about points below the average accepted student score, if not more Community colleges will only require you to have graduated with a high school diploma or a GED If you have questions regarding admissions requirements, speak to your counselor Page 10 of 20 STATE UNIVERSITY OF NEW YORK (SUNY) MAP OF SUNY CAMPUS LOCATIONS Page 11 of 20 Page 12 of 20 Page 13 of 20 PRIVATE COLLEGES AND UNIVERSITIES IN NEW YORK AVERAGE ACADEMIC PROFILES * Indicates an HEOP program Page 14 of 20 SAT/ACT OPTIONAL COLLEGES *UPDATED DECEMBER 2019 Page 15 of 20 APPLICATION HELPLINES AND TECHNICAL SUPPORT CUNY Phone Number: 212-997-2869 Email: admissions@cuny.edu Website: www.cuny.edu/apply SUNY Phone Number: 800-342-3811 Email: askSUNY@suny.edu Website: www.suny.edu/applysuny Common Application Website: www.commonapp.org Technical Support: appsupport.commonapp.org College Board Phone Number: 866-756-7346 Website: www.collegeboard.org Naviance www.succeed.naviance.com/collegebound Phone Number: 866-337-0080 Coalition Application Application: http://www.coalitionforcollegeaccess.org/ Support: http://www.coalitionforcollegeaccess.org/faq.html Page 16 of 20 FINANCIAL AID TIMELINE SUMMER BETWEEN 11TH AND 12TH GRADE       Organize family income documents (1040’s, W2’s, SSI, SNAP, or income estimates for non-tax filers) Determine your immigration status (if applicable); locate your documentation Determine your financial eligibility for Opportunity Programs (SEEK/EOP/HEOP) Edit your college list to academically and financially balanced list of schools Determine whether your schools require the CSS Profile Determine school priority filing deadlines for CSS Profile FALL 12TH GRADE  Create an FSA ID for yourself Write down in your password worksheet, and give a copy to your college counselor (fsaid.ed.gov)  Create an FSA ID for one of your parents Write down in your password worksheet Check with older sibling if they created an account for your parents Can’t create a new one  October 1st - Complete your FAFSA (with tax information) on fafsa.ed.gov (earlier is better)  File TAP Application in the same sitting (Do this right after your FAFSA) Website: tap.hesc.ny.gov  Review submitted FAFSA and TAP applications to make sure they were processed  Check email for FAFSA confirmations and Estimated Family Contribution (EFC) WINTER 12TH GRADE  Register, fill out, and complete CSS Profile (if applicable)  Encourage your parents/guardians to file taxes in order to be considered for SEEK, EOP and HEOP programs  Send copies of tax forms and income documents promptly to colleges and SEEK, EOP and HEOP programs (if applicable)  Confirm each college’s Financial Aid Office has all your required documents SPRING 12TH GRADE     Look in the mail for financial aid award letters from individual colleges Evaluate all award letters carefully with your counselor Send acceptance letter and deposit to the school that you choose to attend by May 1st Accept the financial aid with the school you choose to attend – sometimes on the school’s website  If you are taking out loans to pay for college, complete loan counseling and sign a promissory note Page 17 of 20 Financial AID FAQ Q: Whose financial documents must I provide?  Always the student’s  Always the biological parent/parents that the student lives with  Sometimes the biological parent that the student does not live with (if applicable) o Unless extreme circumstance prevents this Q: Who qualifies as a parent?  Biological Parent(s)  Adoptive Parent(s)  Step-parent (if married to your custodial parent) Q: Who does NOT qualify as a parent?  Grandparent, uncle, aunt, or any family member, even if you live with them! Q: I live with a legal guardian, but not adoptive or biological parents What we provide? Colleges will only need the legal court document proving that the courts awarded custody to your legal guardian This allows the college to count you independent, and the schools will only consider your income information Q: Does it matter who claims the student? YES! Financial aid offices are required to ask parents to follow all IRS tax rules If someone claims the child, but the child does not live with this person, the financial aid office may decide to not provide financial aid until the taxes are re-filed PLEASE TALK TO YOUR COUNSELOR NOW ABOUT ANY ANTICIPATED ISSUES! Q: Does my household list have to match the names on my lease? No This doesn’t have an impact; in fact, you could hurt your financial aid if you don’t list people who live in your household The more mouths to feed, the more aid you could be eligible for Q: What if there was a major change between last year and this year? (Lost a job, got a job, lost a family member, birth, marriage, divorce)  Update your counselor if this happens  If this happens after financial aid is submitted, you need to contact all schools and be prepared with documents (lay-off notice, divorce decree, etc) Page 18 of 20 FINANCIAL AID GLOSSARY OF TERMS DIRECT COSTS COST OF ATTENDANCE (COA) EXPECTED FAMILY CONTRIBUTIONS (EFC) The amount you owe the school in order to register and stay enrolled The amount it will cost to attend a college in a year The total cost includes both direct and indirect costs The amount of money the federal government determines that you or your family can pay based on the information you submit in the FAFSA GAP You need to know how much it will cost you to attend each college – whether now or later via loan repayment When you subtract all grants and scholarships from the total cost of attendance you calculate your financial responsibility Some of this may be managed through loans, work-study or family contributions The part of total cost of attendance that is not covered by your family’s EFC or by financial aid GRANTS/SCHOLARSHIPS Money awarded that does not have to be paid back INDIRECT COSTS The amount you will have to spend on your own to make it through college These costs include books, school supplies, transportation, snacks, entertainment, and housing and food if you are living at home or on your own FINANCIAL RESPONSIBILITY LOANS NEED Money awarded that does have to be paid back, most often with interest Your official financial need at each school is the total cost of attendance minus your EFC WORK-STUDY  Federal money awarded to you that you can earn toward your education Work- study is not guaranteed money, and it is not available up front to pay college bursar bills It is best considered as potential spending money for personal expenses along the course of the school year Federal Pell Grant (FAFSA) New York State TAP Grant (HESC) Application Website: fafsa.ed.gov Application Website: tap.hesc.ny.gov Pell Grants are based on financial need as demonstrated on the Free Application for Federal Student Aid (FAFSA) The maximum Federal Pell Grant award is $6,195 for the 2021–22 award year (July 1, 2019 to June 30, 2020)  The Tuition Assistance Program (TAP), New York's largest grant program, helps eligible New York residents attending in-state postsecondary institutions pay for tuition TAP awards range from $500 to $5,165 per year Excelsior Scholarship (HESC)      Application Website: tap.hesc.ny.gov Maximum scholarship is $5,500 Combined federal adjusted gross income of $125,000 or less Is a last dollar scholarship; it covers remaining balance AFTER Pell Grant and TAP Grants Lots of fine print; please go to tap.hesc.ny.gov to find out more about this scholarship Only available at SUNY/CUNY colleges, select Cornell schools and Alfred University Enhanced TAP Grant (HESC)    Maximum scholarship is $6,000 Parent income is less than $125,000 Only at select private schools Page 19 of 20 FINANCIAL AID WEBSITES & PHONE NUMBERS Federal Financial Aid     1-800-4-FED-AID (800-433-3243) o Call this number for advice on federal financial aid issues and filling out the FAFSA o Open Monday-Friday 8am-midnight M-F; Saturday 9am-6pm https://fsaid.ed.gov o Go here first o You must have an FSAID (Federal Student Aid ID) or electronic signature for you and a parent to complete the FAFSA Go to this website to sign up for an FSAID www.fafsa.ed.gov o Go to this website to complete the Free Application for Federal Student Aid (FAFSA), which must be completed to access financial aid http://www.ed.gov o A site run by the Department of Education that explains Federal Aid Programs New York State Financial Aid (HESC)    1-888-697-4372 o New York State Tuition Assistance Program (TAP) o Open Monday-Friday 9am-5pm www.hesc.ny.gov o This website is run by the New York State Higher Education Services Corporation and offers one of the most comprehensive collections of information about New York state aid www.tapweb.org o Go to this website to complete the application for the New York State Tuition Assistance Program (TAP), New York’s grant aid program CSS/Financial Aid Profile   305-829-9793 General questions about the Profile http://www.collegeboard.com o To fill out the CSS profile (you will need a credit card) Other Financial Aid Website   www.finaid.com o This website has good explanations of financial aid terms and the financial aid application process http://www.ssa.gov o Social Security Administration Here you can request for a duplicate Social Security card or request for SS-5 form to report a name change 1-800-722-1213 Recommended Scholarship Search Engines     Peterson’s - www.petersons.com o Organizes scholarships very well CollegeBoard Scholarship Search - https://bigfuture.collegeboard.org/scholarship-search Fastweb - http://www.fastweb.com/ Scholarship Monkey - http://www.scholarshipmonkey.com/keyword Page 20 of 20 ... Aid     1-8 0 0-4 -FED-AID (80 0-4 3 3-3 243) o Call this number for advice on federal financial aid issues and filling out the FAFSA o Open Monday-Friday 8am-midnight M-F; Saturday 9am-6pm https://fsaid.ed.gov... Support: appsupport.commonapp.org College Board Phone Number: 86 6-7 5 6-7 346 Website: www.collegeboard.org Naviance www.succeed.naviance.com/collegebound Phone Number: 86 6-3 3 7-0 080 Coalition Application... Community Colleges High school graduation CUNY Senior (4 yr) Colleges SAT Scores and GPA (Except Macaulay Honors) Public 4-year non- CUNY Colleges SAT Scores, GPA, list of activities, 1-2 recommendations,