A markovian approach to the analysis and optimization of a portfolio of credit card accounts

... language The author would also like to thank his parents for their constant support and care Abstract This thesis introduces a novel approach to the analysis and control of a portfolio of credit ... demand, have no alternative but to rationalize and to automate their decision-making processes instead of using the classic judgemental analysis Today, cr...

Ngày tải lên: 16/09/2015, 14:04

... scans, 512 K data points was collected The spectrum was calibrated using a dataset of a sample of standard peptides After calibration, the masses of the standard peptides differed by maximum 1.1 ... pellet was discarded and a sample of the supernatant was withdrawn for radioimmunoassay of insulin and glucagon [24–26] The supernatant contained approximately 25 lg...

Ngày tải lên: 17/03/2014, 10:20

... instead of a simple pronoun, as in (6) The situation- type of the text at the end o f the utterance of the second clause includcs the speaker with die property of having told the guy at the door to ... deriving the final situation- type of the text (6) ! told the guy at the door to watch ouL but the idiot wouldn'! listen The utterance corresponding...

Ngày tải lên: 24/03/2014, 01:21

... out to be a natural alternative to the MAP approach proposed by Foulley and Gianola !8! The main advantage of the MAP approach lies in both its conceptual and computational simplicity Part of ... J.L., San Cristobal M., Gianola D., Im S., Marginal likelihood and Bayesian approaches to the analysis of heterogeneous residual variances in mixed linear Gaussian model...

Ngày tải lên: 09/08/2014, 18:21

... in [3], the quasi-likelihood approach only the specification of the marginal mean vector and of the variance requires 11 covariance matrix V of the vector Y of observations Given the moment generating ... estimates of fixed effects which resembles the so-called mixed model equations of Henderson (1984) The purpose of this note is to show how the GAR p...

Ngày tải lên: 14/08/2014, 19:22

... limited amount of grammar and vocabulary, teachers must be aware of the contribution of other factors involved in speaking 1.3 Cultural factors in the teaching and learning of speaking skills in classrooms ... that teaching language is teaching culture Therefore, teaching culture has been integrated into language teaching programs and teaching mat...

Ngày tải lên: 07/09/2013, 13:00

... adjuvant alternative, to Freund’s complete adjuvant and may be of value in immunization against visceral leishmaniasis” (Leishmania infantum was the bacteria they used in this experiment) At the Tokyo ... given beta glucan Their average age was 52, and their cancer was in the advanced stage It was concluded, Beta glucan administration seems to stimulate proliferation and...

Ngày tải lên: 31/03/2014, 22:20

... using the fixed point alternative approach, we prove the Hyers-Ulam stability of the functional equation (1) in fuzzy normed spaces In the rest of the article, assume that X is a vector space and ... Non-Archimedean stability of the functional equation (1) In this section, using the fixed point alternative approach, we prove the Hyers-U...

Ngày tải lên: 20/06/2014, 22:20

... London, Ontario, Canada 3McMaster University, Hamilton, Ontario, Canada 4University of Calgary, Alberta Children’s Hospital, Calgary, Alberta, Canada Authors’ contributions AA contributed to the conception, ... advantageous for the oral bioavailability of an ICS to be relatively low The oral bioavailability of the currently available ICSs varies widely, from approximately

Ngày tải lên: 08/08/2014, 21:20

... A MANAGER’S GUIDE TO THE DESIGN AND CONDUCT OF CLINICAL TRIALS A MANAGER’S GUIDE TO THE DESIGN AND CONDUCT OF CLINICAL TRIALS Second Edition Phillip I Good, Ph.D A JOHN WILEY & ... Maintaining an Audit Trail 15 7 Security 15 7 For Further Information 15 8 12 Are You Ready? 16 1 Pharmaceuticals/Devices 16 1 Software 16 2 Hardware 16 2 Docum...

Ngày tải lên: 14/08/2014, 07:20

... beyond an understanding of the data management software to security (maintaining onsite and offsite backups) and quality control Programs for Data Analysis Development of programs for data analysis ... conflicts The lead software developer need not be a member of the programming team, but she must possess a general knowledge of both data entry and data management soft...

Ngày tải lên: 14/08/2014, 07:20

... 58 PART I PLAN trials are completed and the data analyzed, there is no rational basis for other than a random assignment Warning: An investigator who has strong feelings for or against a particular ... for the study the patients, the manner in which the treatment is administered, the manner in which the observations are obtained, the apparatus used to make A Mana...

Ngày tải lên: 14/08/2014, 07:20

... crossover trials are contemplated, a pharmacokineticist is an essential addition to the design team To maintain the validity of a fractional factorial design one has to be able to assume that the effect ... was the lack of commercially available software with which to design the experiment and perform the analysis Fortunately, S+SeqTrial and EAST are...

Ngày tải lên: 14/08/2014, 07:20

... days and months and weeks the patient was counted as having BR Otherwise, a follow-up angiogram of the target lesion at ± 0 .5 months was used If such an angiogram was not available, the first angiogram ... only with smaller studies of more limited scope Industry-sponsored trials often entail a 3 0- to 50 -page protocol in contrast to the 5- to 10-page protoc...

Ngày tải lên: 14/08/2014, 07:20