... women women WOMEN women women women women women WOMEN women women women women women WOMEN women women women women women WOMEN women women women women women WOMEN women women women women women WOMEN ... WOMEN women women women women women WOMEN women women women women women WOMEN women women women women women WOMEN women women women wome...
Ngày tải lên: 05/03/2014, 13:20
... small percentage of sifted whole wheat to their bread flour. Wheat and Grain Flours 13 JOHN WILEY & SONS, INC. Understanding BAKING THIRD EDITION THE ART AND SCIENCE OF BAKING JOSEPH AMENDOLA NICOLE ... Understanding Baking stand the hows and whys can come away (after study and practice, of course!) with good technical skills and the wherewithal to modify re...
Ngày tải lên: 12/06/2014, 11:37
Understanding the Opportunities and Challenges of the Market_2 pot
... in the public mind, in light of the role of mort- gage-backed CDOs in the financial-sector crisis of 2008. With the onset of the crisis, the rate of new CDOs to finance microfinance fell to a standstill. CDOs ... understand the market context and have firsthand exposure to the MFIs. For these reasons they are the most suitable investors in the long run, and their...
Ngày tải lên: 20/06/2014, 23:20
Understanding the Opportunities and Challenges of the Market_3 pot
... MFIs recognize the potential of credit bureaus to lower costs. 9 Bolivia is one of a number of cases where the microfinance sector banded together in the absence of a private credit bureau. Some of these ... both because of the number of clients covered and the number of data points per client. The technology requirements and costs of such a system are sig- ni...
Ngày tải lên: 20/06/2014, 23:20
Understanding the Opportunities and Challenges of the Market_4 pdf
... consequences of bad decisions and inserted a wedge between the best interests of the borrowers and those oper- ating the system the mortgage brokers and CDO packagers. Regulators sat quietly by because they ... (Peru) and BancoSol (Bolivia) achieved returns on equity of 37 and 33 percent respectively in 2007. 10 The ROE for the bulk of prof- itable MFIs falls in...
Ngày tải lên: 20/06/2014, 23:20
Understanding the Opportunities and Challenges of the Market_5 doc
... directed at the press (and hence full of lofty sentiment), the remarks made on the occasion reveal the importance of such access to this isolated settle- ment of about 2,000 people. One of the senators ... champion in the bank, and other strong supporters. From the beginning, one of the bank directors led the project, and three key executives were on the boa...
Ngày tải lên: 20/06/2014, 23:20
Understanding the Opportunities and Challenges of the Market_6 docx
... established the country’s first credit bureau, to the entry of Creditinfo, a small Icelandic credit reporting agency as the owner and operator of the new bureau, and finally to the issuing of the first ... disburse pension and social grants in cash in four provinces. 8 At the time, Absa had the most ATMs and one of the largest branch networks of any bank in t...
Ngày tải lên: 20/06/2014, 23:20
Understanding the Opportunities and Challenges of the Market_7 docx
... Although the average order requested was 6.5 percent of the total offering, the average order filled was only 0.6 percent of the offering, or 0.2 percent of the bank. 7 The IPO involved the sale of ... created high demand. Compartamos stood out as one of the fastest growing MFIs in the region. With 187 service of ces operating in 29 of the 32 Mexican states at...
Ngày tải lên: 20/06/2014, 23:20
Understanding the Opportunities and Challenges of the Market_8 pptx
... address some of the information important to the inclusive-finance community, par- ticularly data on the socioeconomic characteristics of clients and the benefit of financial services to them. For ... drafted much of Chapters 8 and 12 and wrote the cases on Vodafone and Banco Bradesco. ã Dandan Wang drafted the Equity Bank case. Colleagues at ACCION assisted in provid...
Ngày tải lên: 20/06/2014, 23:20
Understanding the Opportunities and Challenges of the Market_9 pptx
... www.iciciprulife.com. “Rural and Agri Banking,” ICICI Bank—Banking Services, ebusiness.icicibank.com. Sriram, M. S., “Expanding Financial Services Access for the Poor: The Transformation of Spandana,” Indian Institute of ... et al., “Microfinance and Capital Markets: The Initial Public Listing/ Public Offering of Four Leading Institutions,” Council of Microfinance Equity Funds...
Ngày tải lên: 20/06/2014, 23:20
báo cáo khoa học: " Prevalence and consequences of patient safety incidents in general practice in the Netherlands: a retrospective medical record review study" potx
... countries with a strong primary healthcare system, such as the Netherlands, patients receive most of their medical care in general practice, but to date adequate data on the prevalence of patient safety incidents ... conducted a retrospective review of patient records in Dutch general practice. A random sample of 1,000 patients from 20 general pra...
Ngày tải lên: 10/08/2014, 10:23
Báo cáo y học: "Understanding the nature and mechanism of foot pain" ppt
... (15.9%) and plantar surface of the heel (15.5%). Further research is required to char- acterise the exact types of foot pain in the general commu- nity. Aetiology of foot pain Tissue damage in the foot ... Abstract Approximately one-quarter of the population are affected by foot pain at any given time. It is often disabling and can impair mood, behaviour, self-c...
Ngày tải lên: 10/08/2014, 21:23
Báo cáo y học: " Adjuncts or adversaries to shared decision-making? Applying the Integrative Model of behavior to the role and design of decision support interventions in healthcare interactions" pps
... Applying the Integrative Model of behavior to the role and design of decision support interventions in healthcare interactions Dominick L Frosch* 1,2 , France Légaré 3 , Martin Fishbein 4 and Glyn ... for investigators grows from the contextual specificity required by the theory. This relates both to the context for the behavior of interest a...
Ngày tải lên: 11/08/2014, 05:21
báo cáo khoa học: " Adjuncts or adversaries to shared decision-making? Applying the Integrative Model of behavior to the role and design of decision support interventions in healthcare interactions" doc
... Access Debate Adjuncts or adversaries to shared decision- making? Applying the Integrative Model of behavior to the role and design of decision support interventions in healthcare interactions Dominick L Frosch* 1,2 , ... measurement burden for investigators and create a standardized method for examining and reporting the determinants of...
Ngày tải lên: 11/08/2014, 16:20
the antecedents and consequences of shared business-it understanding- an impirical investigation
... acquired and transferred and the effects of many antecedents on the process. Additionally, organizational and strategic management literatures have investigated many forms of partnerships and alliances ... resources as well as an understanding of the business objective and guiding principles. Therefore, we conceive of shared strategic understanding and sha...
Ngày tải lên: 02/11/2014, 00:46