chapter 4  understanding the breadth and depth of google inc

... very specialized audience State -of -the- art researchers need this kind of detailed mathematics to understand the theoretical implications of the work A basic premise of this book is that most practical ... word in the incoming audio signal is isolated and then analyzed to identify the type of excitation and resonate frequencies These parameters are then compared with previous examples of spoken ... many commercial Chapter 1- The Breadth and Depth of DSP applications, these limitations are humbling when compared to the abilities of human hearing There is a great deal of work to be done in this...

Ngày tải lên: 13/09/2012, 09:49

... where the edges of the area you want to select differ substantially from the rest of the image Click and drag the tool along the edge of your subject If the tool misses the edge, back up and drag ... from the layers (click the New Group button at the bottom of the Layers panel and drag the layers into the Group icon in the panel), add the adjustment layer within the group, and change the layer ... through the Layers panel You can also add an adjustment layer through the menu at the bottom of the Layers panel (click the fourth button from the left) and then move the cursor to the type of adjustment...

Ngày tải lên: 27/08/2012, 14:35

... in the public mind, in light of the role of mortgage-backed CDOs in the financial-sector crisis of 2008 With the onset of the crisis, the rate of new CDOs to finance microfinance fell to a standstill ... and have firsthand exposure to the MFIs For these reasons they are the most suitable investors in the long run, and their importance will rise as the markets in countries like India, Brazil, and ... consumers, as in the case of the subprime mortgage debacle in the United States, the damage can spread far beyond a single offending bank It tarnishes the reputation and the returns of the entire sector...

Ngày tải lên: 20/06/2014, 23:20

... because of the number of clients covered and the number of data points per client The technology requirements and costs of such a system are significant The difference between negative and positive ... recognize the potential of credit bureaus to lower costs.9 Bolivia is one of a number of cases where the microfinance sector banded together in the absence of a private credit bureau Some of these ... areas of northern Mozambique, deep in the rain forest of New Guinea, and in other remote places, there are still people who barely participate in the cash economy But for the vast majority of the...

Ngày tải lên: 20/06/2014, 23:20

... a simple principle It has been one of the “five C’s” of credit since banking began The subprime crisis teaches us that the danger lies in the structure of incentives determining whether lenders ... policies—among their executives, their front line staff, their customers, their competitors, and the general public Consumer protection must become part of the DNA of inclusive finance Client Protection and ... million, and are just some of the better known of the transactions carried out in the past few years The first MIV, the equity fund ProFund, was created in 1995 by socially responsible investors and...

Ngày tải lên: 20/06/2014, 23:20

... of Credifé was the existence of an internal champion in the bank, and other strong supporters From the beginning, one of the bank directors led the project, and three key executives were on the ... is the hardest nut of social-performance monitoring, because of the problem of attribution With tools like the PPI, lenders can tell whether loans are reaching the poor, and even whether the ... understanding of their market, and at the same time to increase their motivation to pursue social aims, can nothing more important than talking with clients in their homes and workplaces Each of the...

Ngày tải lên: 20/06/2014, 23:20

... disburse pension and social grants in cash in four provinces.8 At the time, Absa had the most ATMs and one of the largest branch networks of any bank in the country, and 60 percent of the market for ... established the country’s first credit bureau, to the entry of Creditinfo, a small Icelandic credit reporting agency as the owner and operator of the new bureau, and finally to the issuing of the first ... manage, expensive, and inefficient Often, the wrong people got the deliveries and the right people went hungry The Dominican Social Subsidies Administration (ADESS), together with and other Dominican...

Ngày tải lên: 20/06/2014, 23:20

... Although the average order requested was 6.5 percent of the total offering, the average order filled was only 0.6 percent of the offering, or 0.2 percent of the bank.7 The IPO involved the sale of approximately ... created high demand Compartamos stood out as one of the fastest growing MFIs in the region With 187 service of ces operating in 29 of the 32 Mexican states at the time of the IPO, and over 600,000 ... since the banks were expanding rapidly.16 They decided to hold an international tender for a technological partner They were less concerned about the price than the quality and usefulness of the...

Ngày tải lên: 20/06/2014, 23:20

... Bankers and Investors internship with the bank, and successful interns can work with the bank after graduation The program supports students financially during their stints at the bank and during their ... Table 2004 11 GRI and Triodos Bank, Key Indicators Today, the GRI is headquartered in the Netherlands and works in cooperation with the United Nations Environmental Program and the United Nations ... on the socioeconomic characteristics of clients and the benefit of financial services to them For institutions engaged in inclusive finance, this information is critical to assessing whether their...

Ngày tải lên: 20/06/2014, 23:20

... “Rural and Agri Banking,” ICICI Bank—Banking Services, ebusiness.icicibank.com Sriram, M S., “Expanding Financial Services Access for the Poor: The Transformation of Spandana,” Indian Institute of ... et al., “Microfinance and Capital Markets: The Initial Public Listing/ Public Offering of Four Leading Institutions,” Council of Microfinance Equity Funds, May 2008 “One of the World’s First IPOs ... Survey,” The Economist, November 3, 2005 The Microfinance Information Exchange, www.themix.org “Microfinance: Taking Root in the Global Capital Markets,” Standard & Poor’s, June 2007 “Microfix: The Micro...

Ngày tải lên: 20/06/2014, 23:20

... foot pain is not the noxious-stimuli-induced activity in the nociceptive pathways [20,21], but rather the perception of these processes and the consequent effects on suffering and pain-related ... appreciation of the various levels at which dysfunction can occur and therapy can target Modulation Mechanisms capable of modifying the propagation of nociceptive impulses from the foot to the brain ... pain syndrome type I) and understanding the complexities of the placebo effect The placebo effect – impact of the psychosocial context on treatment response It is proposed that the psychosocial context...

Ngày tải lên: 10/08/2014, 21:23

... correlation of oxidative stress to MAGE than to postprandial glucose levels! ♦ MAGE = both the UPS and the DOWNS of blood glucose I Hirsch So What Is The Significance of the Understanding of GV? ♦ ... y/o man with years of type diabetes, on CSII, A1c = 9.0% Why are the risks of PDR different? Postprandial hyperglycemia ≠ glycemic variability Don’t forget about the “ups” and “downs”! “Oxidative ... ♦ Poor matching of basal insulin, need for CSII? I Hirsch Other Significance of a High SD I Hirsch Caveats of the SD ♦ Need sufficient SMBG data ♦ Low or high averages makes the 2XSD

Ngày tải lên: 13/08/2014, 09:38

... loading The final measurement was then the sum of the responses of the material itself and that of a fluid phase being transported in and out of the solid phase through the pores The result was an increase ... temperature and extrusion pressure affect in the similar manner i.e with the increase of temperature or pressure the RW increases and consequently, the porosity decreases On the contrary, with the increase ... temperature, increase of extrusion pressure caused the increase of RW and thus decreased the pore size and porosity (Table 4.5) at a given condition of temperature and speed An increase of pressure...

Ngày tải lên: 14/09/2015, 10:23

... inflationlinked bond issued with a principal of $100 million, a coupon rate of 3% and a maturity of three years The example shows what happens to the value of the principal and coupon payments when inflation ... some of the other main risks of inflation-linked bonds: ½ Index-based risk: The risk that the given inflation index mismeasures the actual increase in prices of goods and services that the bond ... the full principal if they hold the bonds to maturity For example, the US and France guarantee a “deflation floor” in which they will repay the initial par value at maturity, no matter what the...

Ngày tải lên: 29/03/2014, 03:20

... expansion of aquaculture production in the 1970’s, the demand for Artemia cysts soon exceeded the offer and prices rose exponentially, turning Artemia into a bottleneck for the expansion of the hatchery ... salinity is the common feature determining the presence of Artemia, the impact of other parameters (temperature, primary food production, etc.) may at most affect the abundance of the population and ... feet and feathers of birds, and when ingested they remain intact for at least a couple of days in the digestive tract of birds Consequently the absence of migrating birds is probably the reason...

Ngày tải lên: 15/12/2013, 00:15

... governance, the role of ethics and the agency issue  Understand the financial institutions and markets and the role they play in managerial finance  Discuss business taxes and their importance ... Define the managerial finance function and its relationship to economics and accounting  Identify the primary activities of the financial manager within a firm  Explain the goal of the firm, ... Financial Services: the design and delivery of advice and financial products to individuals, business and government – Managerial Finance: the duties of the financial manager in the business firm...

Ngày tải lên: 16/12/2013, 14:45

... moistened with water and stirred), making the dough rise as it proofs on the counter and causing the dough to expand further in the heat of the oven The remaining chemicals con- Yeast and Chemical Leaveners ... is produced from the endosperm of the wheat The endosperm contains about 80 percent of the total amount of protein in the whole kernel Gliadin and glutenin make up most of this and are usually ... cells that can expand, but in an unstable foam As the loaf of rye bread enters the oven, in the absence of gluten, the gelatinized starch on the outside of the loaf forms a sort of skin that aids...

Ngày tải lên: 12/06/2014, 11:37

... changes are ushered back and forth between the EDM and the database The ObjectContext The end of Chapter discussed the ObjectContext and the important role it plays in the EDM, and Chapter referenced ... as later in the book in a discussion of advanced query topics For the most part, except for the from being the first clause and the select being the last clause, the order of any other operator ... grouping, join, and other functionality that can be included in a LINQ query While a discussion of all of the standard query operators is outside the scope of this book, a few of them will be discussed...

Ngày tải lên: 18/06/2014, 17:20

... Dilute the contents of the drum 1:2 (to one part of the liquid manure or plant tea add two parts of clean water) Spray the crop at the stem and not at the leaves 48 The preparation and use of compost ... air can reach the inside ? Mix the compost heap every two weeks by bringing the material at the bottom up to the top and the material at the top down to the bottom After two months the compost ... lifting the bag several times using the pole After 15 days the water will have turned blackish and most of the plant food (nutrients) in the manure will have been dissolved into the water Remove the...

Ngày tải lên: 02/07/2014, 05:20

... Explain the importance of the external context for strategy and firm performance Use PESTEL to identify the macro characteristics of the external context Identify the major features of an industry and ... services are bundled, the cost to switch to another service provider will be greater  Internet Provider Companies THE BALANCE OF POWER Rubbermaid Wal-Mart THE EXTERNAL ENVIRONMENT OF THE ORGANIZATION ... Industry B Suppliers Profits Buyers In industries characterized with many suppliers and few buyers, buyers often capture a greater share of profits 16 THREAT OF SUBSTITUTES Soft drinks Movie rentals...

Ngày tải lên: 12/07/2014, 14:20