your credit score your money and whats at stake phần 8 pptx
your credit score your money and whats at stake phần 8 pptx
... properly sharing this information. So after you call Equifax at 80 0-525-6 285 , Experian at 88 8-397-3742, or TransUnion at 80 0- 680 -7 289 , make sure to pull your reports at all three (the bureaus ... Card Solicitations, Junk Mail, and Telemarketing The credit bureaus have a toll-free number (88 8-5OPT-OUT) that allows you to take your name off marketing lists that are...
Ngày tải lên: 10/08/2014, 11:21
your credit score your money and whats at stake phần 6 pptx
... bureau company line that you can’t legally remove true, negative infor- mation from your credit report. I admit that I used to parrot that line myself, 1 08 YOUR CREDIT SCORE From the Library ... directly to your creditors and when the payments will arrive. It’s possible that after all this investigation, you’ll discover that a credit counselor’s debt management plan won’t wo...
Ngày tải lên: 10/08/2014, 11:21
your credit score your money and whats at stake phần 2 potx
... your score was your score, period.” Credit Scoring’s Use for Noncredit Decisions I mentioned earlier that your landlord or employer might check your credit and your credit score when evaluating your ... possi- bility that you won’t pay your bills. Credit scores are handy for lenders, but they can have enormous repercussions for your wallet, your future, and...
Ngày tải lên: 10/08/2014, 11:21
your credit score your money and whats at stake phần 3 potx
... Are Calculated Like FICO scores, VantageScores are calculated using the information in your credit reports. The factors considered are similar your payment history, your balances, your credit limits, ... revolving debt credit cards and lines of credit the credit score formula looks at the difference between your credit limits on the accounts and your balance, or...
Ngày tải lên: 10/08/2014, 11:21
your credit score your money and whats at stake phần 5 pdf
... inquiries generated when you check your own reports and scores. Where you can hurt yourself is if you ask a lender to check your score. When a lender pulls your credit, it generates what’s known ... debt that can’t be wiped out and that puts your home at risk as well. CHAPTER 6COPING WITH A CREDIT CRISIS 81 From the Library of Melissa Wong ptg scores so that you know where...
Ngày tải lên: 10/08/2014, 11:21
your credit score your money and whats at stake phần 7 docx
... be vigilant about monitor- ing and protecting your credit. 1 28 YOUR CREDIT SCORE From the Library of Melissa Wong ptg State Statutes of Limitations in Years State Oral Written Promissory Open Agreements ... Hurt Your Credit Score For years, a quirk in the credit- reporting process meant that paying old debts could actually hurt your credit. When the creditor or collec...
Ngày tải lên: 10/08/2014, 11:21
your credit score your money and whats at stake phần 9 pot
... how much of available credit was in use. Leverage Ratio Loss Ratio 1%–10% 64.3% 11%–39% 70.9% 40%–60% 75.2% 61% 80 % 81 .2% 80 %–100% 88 .1% 101%+ 96.6% 1 58 YOUR CREDIT SCORE From the Library ... liens, and judgments can seriously affect your score. • 30 percent of your insurance score is based on your credit uti- lization, which is roughly the same percentage...
Ngày tải lên: 10/08/2014, 11:21
your credit score your money and whats at stake phần 10 potx
... 7 -8 crisis, 77- 78 evaluating options, 83 -87 , 90- 98 freeing up cash, 80 -82 determing how much to borrow, 185 - 186 From the Library of Melissa Wong ptg that you and your spouse are divorcing, and ... balances, 172-174 paying off credit cards, 180 - 181 surviving divorce, 181 - 184 low account balances, 121 managing credit crisis, 77- 78 adding positive information, 1...
Ngày tải lên: 10/08/2014, 11:21
101 Powerful Tips for Legally Improving Your Credit Score docx
... Dealwith Your Credit Score If you want to improve your credit score, you need to go right to the source – your credit report. Your credit report contains the information and data on which your credit score ... information that is used to calculate your credit score. Your age, sex, and income do not count towards your credit score. The actual formula us...
Ngày tải lên: 06/03/2014, 08:20
Your Credit Score doc
... different scores,” Cleland said. “I thought your score was your score, period.” Credit Scoring’s Use for Noncredit Decisions I mentioned earlier that your landlord or employer might check your credit and ... collected, stored, and updated by credit bureaus, which are private, for-profit companies. The three major credit bureaus are Equifax, 18 YOUR CREDIT SCORE...
Ngày tải lên: 07/03/2014, 19:20