... Inquiry Into the Causes of the Present State of the Circulating Medium of the United States (Philadelphia, 1815), 49-50. 88 Littleton Teackle, An Address to the Members of the Legislature of Maryland, ... Franklin and the Invention of Microfinance (London, 2010). 105 “A Plan for the Support of the Poor, and for the Relief of the Necessitous,” Miers Fisher Papers, 1790?, Historical Society of Pennsylvania, ... applications if they wished to remain in business. Some contemporaries realized that the natural operation of a bank is to lend money to those persons who are best known to its directors,” but others...