... Trust/respect/dependability5. People knowledgeable about their area, not afraid of difficult transactions• Willingness to make joint calls, ability to “buy-in” and participate in joint initiatives• Customer-oriented• ... related non profits• Small businesses• Other employers• Public service providers• Governmental entities•GSEs• Real estate professionals• Trade associationsSurvey – Traits of Internal Partnership ... needs with non traditional programs & underwriting, including alternative credit, secondary cash income, rehab options, & down payment assistanceExternal Partners “in the neighborhood!”•...