I. Tong quan ve Ngan hang Dau tu va Phat trien Viet Nam:
guon von cua he thong BID
Nam 2005 Ki . 1 2 1 % / K n . 97%/KII • ^ • ™ hoach 2006 Nam 2006 • rSng tai sdn • Huy d^ng von BQ • Du- rtff tin diing BQ
(So lieu kem theo bdng I - Mot so chi tieu hoat dong chinh - Phu luc)
Cai thien dang kk co cau ngudn vdn theo hudng tang cudng buy ddng nguon
von tir dan cu va td chuc kinh t6 (tang 56%); giam vdn vay chinh phu va NHNN (giam 40%), tang ngudn von tai trg uy thac (tang 24,8%). Nam 2006 cung la nam dau tien BIDV thuc hien phat hanh trai phi6u dai ban de tang vdn tu cd cap II vdi tdng khoi lugng phat hanh la 3.250 ty ddng, cai thien va nang cao dang k6 tir le an toan vdn tdi thieu (lan dau tien dat muc tren 8%). Ddng thdi, vdi muc tieu co cdu lai ky ban ngudn vdn, tang cudng ty trpng vdn T-DH, BIDV da thuc hien dam phan va boan tdt thii tuc vay, rut vdn tir ngan hang RZB vdi tdng sd vdn vay la 200 trieu USD vdi ky ban 5 nam.
Trien khai cd ket qua nhilu san pham huy dpng vdn mdi, thu but dugc cac khach hang tien giri bang cac bien phap da dang, phong phu, ddng thdi khdng chay dua tang lai suat, dam bao tuan thu tboa thuan ve lai suit huy ddng giua cac ngan bang khac; Dam bao duy tri kha nang thanh khoan d muc hgp ly, tim ki6m cac binb thuc dilu tu da dang de tang cudng va nang cao kha nang sinh Idi ddi vdi cac khoan du tru thu
dp.
Hoan thien viec xay dung va ban hanh co ch6 dilu cbuyin von tap trung (FTP) va td chuc tap hudn cho cac chi nhanh de tien tdi ap dung thong nhdt trong pham vi toan he thdng bdt ddu tu nam 2007. Viec dua vao ap dung co ch6 dieu chuyin vdn tap trung se ddi mdi can ban phuong thuc kinh doanh vdn va dieu chuyen vdn cua he thdng, tao dieu kien de su dung vdn cd hieu qua hon va gdp phdn kbai thac lgi tbl cua toan he thdng trong boat ddng kinh doanh,
Quan ly cd bieu qua ngudn vdn tu phat hanh trai phieu quoc te ciia Chinh phu doi vdi TCTy Cdng nghiep tau thuy Viet nam; Thuc hien va ap dung co cbi quan ly ngudn von theo hudng dan cua ngan hang nha nude, dam bao tinh sinh Idi, bieu qua va an toan.
c. Cdng tac tin dung va quan ly tin dung
Tilp tuc thuc hien tdt cdng tac kilm soat tang trudng tin dung vdi mure tang trudng tin dung d muc hgp ly 18.07%, gin chat viec tang trudng cac khoan vay mdi
vdi yeu cku nang cao chdt lugng va hieu qua, dam bao an toan trong boat ddng; Tang cudng cdng tac ddng tai trg, thu xep vdn cho cac du an, cdng trinh trpng dilm ciia dk
nude;
Bieu 2.3. Co cau dw na tin dung cua he thdng BID V