Cic can be them djnh cult nein hang SHB chi nhinh Bic Ninh thutong dinh gii phan tich ba chi tieu tai chinh de li:
+ TS, suit &An von net b0 (1RR). + Thiri gian thu hoi vim (T).
—Thim djnh khi Ming tri nq cita du in.
Ngurin tra nq ngan hang cim du an diu to thutmg tit khiu hao co ban vi lqi nhu#n sau thue. Tuy nhien, ngu6n tri nq c6 the khong sir dung 100% lqi nhuSti sau thue va Ichiu hao ma con clanh met phin di chi) diu to tiap tuc tai diu to hoac trich 1#p cac quy chia co drc. Ve nguyen tic, ngu6n tren phai dtrqc uu tien tri my cho ngan hang theo hqp d6ng truerc khi sir dung vio nhemg mix dich khic.
EThu - EChi = Lai gOp
Lai gem - Thue TNDN = Lqi nhuon rang
TS/ le lqi nhuon yang dung de tra tien vay cho ngfin hang thy theo filth chit ciut timg doanh nghiep. Lqi nhuOn dung de tra my li lqi nhuin con Iii sau khi doanh nghiep da trich quy khen thirerng vi phim lqi theo quy djnh cim Nha nuac hoac guy& djnh cim hOi tiling quart tri.
Ngu6n tra my hang nam dm du an bao gam lqi nhuon sau thue, khiu hao ca bim vi lili phii tri hang kt, cic ngutin khitc nhtr thue lqi tot de lai, lqi nhuarTh kinh doanh phu lchitc.
Dip vac cong suit kha dung cim du an, can b0 than djnh l'ap ra bang phan tich tong kip bleu qui - khi nang tra nq cim du an. DE 10p duqc bang chi tiet nay cac can b0 tharn djnh an phiti thu thap thong tin an thiet vh dull vac du an din to vay von did han.
2.2.2.1 Thlim djnh khd ndng nil ro via dy dn.
Tay vao timg du an khac nhau, khi lien hanh dill gia rid ro cita du an, cac an b0 thArn djnh tai SHB chi nhanh Bic Ninh thubng quan tam dimh gia den ac rid ro sau day:
—Riti ro ve co the chinh sach:
Riti ro nay bao g6m tilt ca nhUng yin de bit On ve chinh sach cim not xay dung du an, bao g6m: cac thue sic mei, hart the chuyen tien, quoc ham hem, 101, nghj djnh, nghj quyet, ac the tai khic lien quan den clang tien du in ...
—Rai ro ve thi cong xay dung:
Riti ro thi cong xay dung cong tranh xay ra khi hoin tat du an khong dimg thoi hart hoac khong pho hqp yen cac th8ng s6 vi tieu chumthuc hien. Rai ro cling co the xity ra khi gap thien tai, 10 lit ...
—Riti ro ve thi twang, thu nh(tp, thanh toln:
Rai ro nay bao g6m: thi trtrang kh8ng chip nhan hoac kh8ng dit ciu d6i veri sin phim, dich vu diu ra elm du in, do sot ep canh tranh, gia ban sin phim kh8ng bit dip duqc cac khoan chi cim du an.