Thong tin chinh la nguen nguyen lieu chinh phuc vii cho qua trinh tac nghiep caa can bo thim djnh. Do do, se lugng cling nhu chat luqng vi tinh kjp then dm thong tin co tic dOng rat len den chat luqng them djnh. Neu thong tin khong chinh xic thi mqi qua that them dinh tir dAu cho den cu6i deu kheng coy nghia cho de thong to sir ding
cac phuong phap hien dal nhu the nao, thong tin chinh xic la dieu kien de due ra
nhang Qinh gia dung. Thong tin thieu, khong day dit den den chat luqng them dinh Bong tot hoc kh8ng them djnh duge, nhat la nhang thong tin khong can )(Ong co the din tei Iva chip del nghjch, gay rai ro cho ngan hang. Do do, viec thu th$p thong tin tir nhieu nguen co lien quan den dv an la nit can thiet, tuy nhien khai niem day du chi mang nghia tucmg Van de la cac nguon thong tin phii dam bao dO tin c#y co
nghia quyet djnh. Trong moi twang canh tranh nhu hien nay, tinh kjp thei cult cac 21
nguin thong tin thu thep dugc ci sinh htemg khong nhe den chit lucmg thim djnh. Sr chfun tre ciia thong tin lam anh huing khong tot trong In& quan he gift khach hang yeti ngfin hang, nhit la khach hang truyen thing va c6 the lam mit cu hei tai trq cho mot du in tot.
Ngoai ra, ben cunh viec ci dugc cac ngu6n thong tin day de, chinh xac va kip died thi viec km chgn phucmg phap xir 11, km trtt vi sir dung cac thong tin de dung new dich cling can duqc quan tarn.
Nhu vjy, thong tin c6 vai tr6 tit quan trong tong qua trinh thim dinh tii chinh du an, nhtmg de c6 the thu xir 1Y, Wu tilt thong tin mot each c6 hieu qui can phai c6 the trang thiet bj vi cac phan mem h8 trq.
— Phuong phip va fieu chuin thim djnh.
Tren ca se cac thong tin da thu th#p dirge thi viec 1ua chqn phuong phap thtun djnh cling rit quan Mpg. DO la viec Ilia chqn cac chi tieu danh gii, each thec xi/ 15 ,
th8ng tin mot each khoa hqc, tien tien, phi hqp vgi tang du an cu the giep cho can 131) thtun djnh phftn tich, tinh town hieu qui tai chinh du an nhanh chong, chinh xac, du bio cac khi nang c6 the thy ra trong tuong lai de tranh duqc the raj ro.
Mai du an c6 nhfkng dOc thu nhat djnh, khong phai bit car du an nao cling lip clung dirge cac tit ci cac chi tieu trong he thing tham clink do di viec lira chqn phuang phap va cac chi tieu lam sao danh gia dugc tinh khi thi ve m*t tai chinh cim du an cling nhu tinh kha thi ve kha nang tri nq nghI hang. Phuong phap thim djnh phai mang day de not dung va de cap din tit ci cac vin de tai chinh co lien quan dung tren gee dO ngan hang. Vgi nheng phtrang phap thim djnh tai chink trong giai down hien nay se giep cho qua trinh tham djnh dugc tilt* Iii, chinh xac va tom dien hon.
Trong qua trinh tham djnh viec lira chip tieu chuan de danh gia hieu qua tai chinh cfm du an dAu to cling rat quan trong. Viec tinh thin den gia trj thed gian cM tien trong cac tieu chuan them djnh tai chinh du in la cut Icy quan toung. Tien c6 gia tri ve met then gian, ding tien helm nay c6 gia tri khac ngay mai, nhieu du an co khi thi vi hieu qua khi khong xet den gia trj tiled gian tien nhung khi xet den gia tri tiled gian cua tien thi lai !thong c6 hieu qui ye ms t tai chinh. Ngoai ra, viec lira chqn tY 10 kb suit chiet lchau thich hip la van de cue kt quan trong.
— Ht thing trang thiit hi phgc vg cho qui trinh thin djnh.
Vgi viec phat trier mph me dm ding nghe thong tin nhtr hien nay da to di& kien cho cac ngan hang ngiy cing holm thien he thing th8ng tin phut vcr dic lye cho cong tic chuyen mon cfia minh. Bing he thing may tinh hien dui va cac phan mem chuye'n dung da giep cho cong tic tham dinh tai chinh du in thin ra thorn lgi hcm, yeti
viec tinh tom cic chi tieu duqc nhanh chung, chinh xic chi trong tich tic nit ngin thM gian them djnh dtr in. Chi trong thai gian ngin may tinh c6 the xi/ 15 , luu trey duqc mOt IchOi lucmg thong tin khoing 16, v6i kha tiling n6i mang nhu hien nay thi viec guy cep de tim kiem thing thong tin an thiet phyc vtt cho thim djnh dv in la rat don gian va
nhanh ch6ng gitip cho ngan hang flit kiem duqc rat nhieu chi phi. Veld viec img ding cic phirn min chuyen ding di gitip cho can 130 thiun djnh giai quy'et duqc nhfing vin de tuong chirng nhu Ichong the lam duct. Tir do, chit lugng thim djnh nay cang dugc nfing cao.