I 1/ CAC GA PHAP NHAM XA HO HOA NGUON VON CH ONG TRNH T N DUNG HQC SNH SNH
2/ M¶ C DICH VA CAU HOI NGHIEN CN 2 I / Muc dich nghién cfru
2. I / Muc dich nghién cfru
De khac phuc nhiin g khé khan trong cling t:ic huy dong von, tai Hoi nghi so két 3 nam thuc hi(n chuong trinh tin dung diii véi HSSV, Phfi Thii tuéng Chinh phu Nguyen Thi(n Nhan da yéu can thuc hi(n chu truong xa hoi hoa chuong trinh tin dung HSSV nham bo sung nguon von cho Chuong trinh; phan dau den nam 2012, khuyén khich c:ic to chuc tai chinh, tin dung, cac tap doan kinh té, cac Tong cong ty Nha n néc va c:ie doanh nghi(p thuoc mpi thanh phan kinh té cling Nha nvéc tham gia v:to thuc hi(n Chuong trinh tin dung doi voi HSSV.
Muc dich la chiing téi phai giai quyét dupc van dé khé› khan nguon von
doi Vél Chuong trinh. Theo nhu tinh to:in nhu cau, tong ngufin vfin cho vay quay
v6ng ciia Chuong trinh den nam 2013 dir kien khoang 50.000 ty dong, trong
dfi von inao séch Nha nuéc cap 16.000 ty dong, so von cfin lai huy dong khoang 34.000 ly dong. Hien nay mcii huy d(ong dtf pC 15.000 ty dong. Nhu v a) y, de dam bao duy
lri ngufi n vfin cho vay quay vfing cua Chuong trinh la 50.000 ty déng, binh quan
..lTl tl lTl tl
l dupc bo sung khoang 8.000 ty dong. Giiii phap him hi(u nhat hi(n uu
hay la ph iii xa ho1 hoa nguon vfin nay. Lu a(n van cua chung tot sé de Xuat cac gia1 phap de xa hoi héa ngu fin von, d:inn b:to vfin dép ting dnpc muc tiéu ctia chuong lrinh cho vay HSSV.
2.2/ Cfiu h 6i nghién ciiu
Trong qua trinh trién khai De tai, chung tfi i da da)t ra céc cau hfi i de tim hiéu wa nghién ciiu nhu:
( I ) Nhu cau vay von ciia h pc sinh sinh vién de ho trp hpc tap nhu the n:to ? (2)Tinh kha thi cua vi(c xa hoi hoa ngufi n vfin doi voi chuong trinh tin d ›J ºb hpc
sinh sinh vién?
(3)Can phiii lain gi de xa hoi ho:i nguon von doi chuong trinh tin dung hpc st nh sinh vién?