III/ MO HINH TIN D¶NG HSSV TAI HAN QUC
11/ MQT SO KET QUA VE NGUON VON VA CHO VAY HSSV (2007-2011)
I / Ket qu:i th;yc hi(n
Tit khi trién khai th qc hien chuong trinh tin dung HSSV vao cuoi nam 2007 d/ n nay, NHCSXH trién khai cho vay rong khap trén ca nnoc, tit thanh pho den nliiin g b:in lang vung sau vung xa, véi cfing I:ic tuyén truyén bang nhiéu hinh thuc nliu béo, dai, truyén hinh, Web, cfing khai chuong trinh nay tai 100% xa trén ca n nfic, théng b:to den c:ic truéng chuyén nghi(p ve chuong trinh nén hau hét c:ic ho gia dinh vé HSSV den nam dupc chuong trinh tin dung nay. Qua tim hiéu hau hét cac ho gia dinh thupc doi tupng va cé› nhu cau vay vfin sé duoc vay va khfing khfi kiian trong vi(c lam thu uc vay von, viec ‹lang ky vay von vii binh xét dfii tupng dupc thuc hi(n ch(t che tir thou ban lén
1.1 / Ve nguon
Den 3 l 12/2011, tong nguon von - du np chuong trinh dat 33.552 ty dong, tang 30.745 ty dong so voi nam 2007, tang gap l l tan sau 4 n in thuc hi(n, trung binh mot nam tang 7.686 ty déng 6 Ve cc cau nguén von thi chit yéu chiém phén l 6n van la von vay Kho bac Nha nuéc va vay Ngan hang Nhii nnéc; von ph:it hanh trai phiéu moi dupc thuc hi(n 2 nam nay, cfin lai von huy dong thi tru6ng rat it, cu the xem 2 biéu do sau:
(Bieu do 1. Tong d u rig - nguon von HSSV)
Qua biéu tang truéng nguon von-du nq trén ciing se trii Hi ducic phan niio v‘ an de thiéu von de cho vay dfii véi chuong trinh l :i do tang truéng qu:i nhanh; c6l1 tal biéu cc cau ngufi n von duéi day chung ta cfing théy dupc phan nao toiin canh ngufin von de cho vay chuong trinh, do NHCSXH khfing the huy dong dvpc ngon von lén trong mot thO1 gian cho vay ngan theo ky hpc nén hau hét déu ph:ii vav lioa(c tain ting cua KBNN, ma thuc chat lii vay tain ctia Ngan s:ich nha
SO’« •.30” u 30” u Sé HSSV dw‹¿c vay v6n 2,526,821 2,500,000 2,012,018 2,000000 o Sé HSSV d‹rpc vay v6n 1,000,000 29,367 2007 2008 2 009 2010 2011
(Bieu do 3. So HSSV vay von)
n ucic de giai ngan truoc mat, thuc chat ngufin von nay lit mot, chinh la phan NSNN da dupc ké hoach h6a v:to nhiing khoiing muc khiic cua NSNN.
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