THUYIOT MINH sAo cAo TAl CHINHHOOP NHAT (ti~pthea)
vao ngay va cho narn taichinh k~tthuc ngay31thanq12narn2013
29. MI,JC eiCHvA CHiNH SACHQUANLYRUIRO TAl CHiNH(ti~pthea)
Rtiiro th !trlJ'iyng (ti~pthea)
Rtii ro velgia c6 phiElu
Caccophleuda niemy~tva chu a nierny,§tdoTap doan narn giCrbi anh hll'&ngb&i cacrui
rothitrll'cYng phat sinh tli linh khong chaochanv~giatrjtll'O'nglai cuacophi~u d~utll'.Tap
doanquanIygia rui rov~ giaco phieub~ng eachthiet laphanrnucd~u tll'vao cophieu,
Hoid~ng 9uan tr]cua Tap deancOngxemxetva phe duyettoan b¢ cac quyet dinhd~u tll'
vaoco phieu.
T<;Iingay31 thang 12nam2013.gia trj hop Iy cua cac khoand~u tll'vao cophieu niemy~t
va chua niern y,§t cua Tap doan la 509.052.408.400 VN£l (ngay 31 tMng 12 narn2012:
502.441.408.400VN£l). N,§u gia cua cac co phi,§u nay giam 10%thi loi nhuan tnroc thu~ cua Tap dean se giam khoanq 50.905.240 .840 VN£l (ngay 31 thanq 12 narn 2012: 50.244.140.840 VN£l), phuthuoc vao vi$cgiam gia tr] nay c6 dang kf! hoac keo dal hay khonq. N,§u gia cuacacco phi~u naytanglen 10%,loi nhuantruocthue cuaTap deanse tanglen khoanq50.905.240.840 VN£l (ngay31tMng12narn2012:50.244.140.840VN£l).
Rtii rovelgia hang h6a
TaPdoanc6 nUirov~ gia hang h6adothuchien mua mot s6 loai hang hoa nh~tdinh.Tap
doanquanIyrui rov~ giahangh6a th6ngquaviectheo doichatche cacthon9tin vatinh hinhc6 lien quancua th] trU'ang hang h6a nharnquan Iythai dif!m muahang,kehoach san
xu~tva rnuc hang t6nkho moteach hop IY.Tapdeanchua Slr dungcaccong cu pMi sinh
dam bao df!phong ngliacacrui rov~gia hangh6a.
Rtii ro tind!Jng
Ruirolin dung larui ro rna met ben thamgiatrong mot congcu taichinh hoac hop d6ng khach hang khongthu c hien cac nghia vu cua minh, dan d,§n ton th~t v~ tai chinh. TaP doan c6nUi rolin dung tli cac hO<;lt d¢ngsanxu~tkinhdoanh cua mlnh(chuy~ud6ivaicac khoanpMi thu kMch hang)va tli hO<;lt d¢ng tai chinh cua minh, bao g6m ti~n g(ri ngan
hang,nghi$p Vungo<;li h6i va cac cong Cu tai chinhkhac. PM ithu khachhang
TaPdoanquanIy rui ro tIndung khach hang thong quacac chlnh sach,thutuc vaquytrinh kif!msoal. Ruiro tIn dungcuaTaPdoan lienquand~ncackhoan phaithu chju anhhll'&ng chuy~u b&idac dif!mcuatling khach hang.Ph~n Iandoanh thu cua Tapdoanladoanhthu
b~ng ti~n mat,nenc6 rui ro tIn dung la khong dang kf!.
TaPdoanlhll'ang xuyen lheodoi cac khoan phailhu khach hangchll'a lhu dll'Q'c.£l6iva i
cac khach hanglan,TaP doan thllc hi$n xem xet Sll suygiam trong ch~t Ill'Q'ng tin dung
cua lling khach hang l<;li ngay laP bao cao.Tren cO' sO' nay va vi$c cac khoan phai thu kMch hang cuaTap doanc6 lien quand~n nhi~u khach hang kMc nhau, rui ro tIn dung
khong bitaP trung dangkf! vao m¢l khachhangnh~tdinh.
TiElngiringfm hang
Tap doan chuy~uduy tris6 dll'ti~ng(ri t<;li cacnganhang dll'Q'c nhi~u ngll'aibi~td~n &Viet
Nam.Rui ro lindungd6i vals6 dll'ti~ng(rit<;li cac ngan hang dll'Q'cquan Iy theo chlnh sach cua TaP doan.Rui ro lin dungt6i da cuaTap doand6iva lcac khoan muclrong bangcan
d6ik~loan hQ'pnh~lt<;li moi ky lap bao caochlnhla giatrjghiso nhll' trinh.bay lrongThuy~l
minh s6 4.TaPdoannhan lhay mlic d¢ laplrung rui ro lin dungd6i vai lieng(ringan hang
lalh~p.
C6ng ty Co phanVang bac Da quy Phu Nhu~nTHUYt=TMINHBAa cAoTAl CH[NH HOP NHAT(tillp theo)