... rủi ro tín dụng tùy theo loại tài sản gắn cho hệ số rủi ro RWA Basel I = Tài sản * Hệ số rủi ro Theo Basel I, hệ số rủi ro tài sản có rủi ro chia thành mức 0%, 20%, 50%, 100% theo mức độ rủi ro ... tiết cho khoản cho vay Hệ số rủi ro chưa chi tiết cho rủi ro theo đối tác (ví dụ khả tài khách hàng) theo đặc điểm khoản tín dụng (ví dụ theo thời hạn) điều ngân hàng có tỷ lệ an toàn vốn đối mặt ... giản Hệ thống đo lường theo Basel II phức tạp Basel I vận dụng ngân hàng theo kiểu đơn túy Phạm vi ap dụng Basel II rộng bao gồm ngân hàng quốc tế công ty mẹ Dựa caaud trấu theo diện trải rộng Nhạy...
... INTERNET IS HARMFUL FOR YOUR HEALTH It’s advised that every 20- minute sitting infront ofthe computer screen, you should look out ofthe screen for 6-7s to relax your eyes It’s because the screen ... computer is very harm to your eyes Sitting for long in front’ ofthe computer screen in a wrong position will cause spinal column & nerve diseases Inconclusion, I think , inspite ofthe advantages of ... & nerve diseases Inconclusion, I think , inspite ofthe advantages ofthe internet, we can’t denied that it has its own disadvantages ...
... known as the roof ofthe world - the mountain peaks ofthe Himalayas To be more precise, the Hunza country, with a population of only Health Secrets OfThe Hunzas 30,000, is situated at the extreme ... mind isthe real Fountain of Youth Your mental attitude is all important As a publisher, I am so convinced ofthe validity of this theory that I have chosen to distribute a number of books on the ... and to their way of life In some respects they are like children - happy in the present moment, not worried about thefuture But at the same time they possess the wisdom ofthe sages We are the...
... big issue isthe relevance ofthe education to the professional futureof a person Universities need to strengthen the causality between an education and a professional future, and given the ... are “working in the trenches” of building the web Most ofthe people in this latter segment of responders came to the survey by invitation because they are on the email list ofthe Pew Internet ... matter of tutoring Think ofthe Oxbridge lecturer/tutor structure distributed via the Net This quickly changes the economics of education: The marginal cost of another student learning from the...
... that when the graph becomes sparse, d is less meaningful The other metric, S, is defined as the ratio ofthe number of nodes in the giant connected component divided by the total number of nodes ... Does the growth mechanism ofthe Internet affect its robustness? How isthe Internet’s robustness changing while it is growing? Will performance and robustness ofthe Internet improve in the future? ... characteristics, e.g., power-law ofthe degree distribution, we define as Static Characteristics because of their consistency over time We define these as Dynamic Characteristics ofthe Internet 2145 ki +...
... where their marketing secrets are kept, unless of course you count their charismatic CEO’s brain The five secrets I offer here are careful deductions, empirical results and the product of my career ... COURSE THE REAL SECRET is there are more than just five secrets But you’ll have to visit my website - or hire me to learn the rest Enjoy Copyright holder is licensing this eBook under the Creative ... organized the same way it is on your computer You’re done (and your iPod is charged at the same time - bonus!) Other MP3 players are still trying to catch up with this elegant brilliance On the other...
... households3 Age is based on the age ofthe sole or co-decisionmaker for household saving and investing For the complete time series of data from 1994 through 2 011, see Figure A4 in the appendix The percentage ... Indeed, much ofthe growth in the number of households owning mutual funds through tax-deferred accounts has occurred among those for whom this is their only form of fund ownership Ofthe 47.5 million ... see “Profile of Mutual Fund Shareholders, 2 011, ” ICI’s full report ofthe findings ofthe 2 011 Annual Mutual Fund Shareholder Tracking Survey “Profile” presents a comprehensive overview of mutual...
... In relationship to the consumer, the credit bureaus not concern themselves with the impact ofthe information This information often misrepresents the credit worthiness ofthe consumer By tagging ... kind of file error In a file merger, the credit of another person with a similar name is spread onto the file ofthe innocent bystander Oddly, the credit bureaus fiercely resist correction of these ... kind to the American consumer In fact, the phrase is synonymous with fraud This isthe stigma we face as we offer a membership wherein the client is offered an alternative to "credit prison."...
... now they’re not just angry, they’re broke and angry They got rid ofthe wrong thing! They got rid ofthe money instead ofthe anger, the fruit instead ofthe root Meanwhile, the real issue is, ... problem? Now hear this: A lack of money is never, ever, ever a problem A lack of money is merely a symptom of what is going on underneath Lack of money isthe effect, but what isthe root cause? ... Statistics show that the number one cause of all relationship breakups is money The biggest reason behind the fights people have about money is not the money itself, but the mismatch of their...
... on the two or three issues that will effect thefutureofthe enterprise Formerly CEO ofthe Toro Company, David McLaughlin finds himself-in a new leadership role as the nonexecutive chairman of ... improve their leadership skills is to improve their listening and communications skills “I believe that communication is at the heart of good leadership A good leader communicates the vision and ... values ofthe company through his words and actions He listens to the problems that his employees are facing in executing his vision and makes the necessary adjustments He cares about his customers’...
... purpose of a great deal ofthe jargon is to ensure thefutureofthe experts rather than the consumer.” My goal is not to please the establishment If my peers in the fitness industry don’t like this ... nutrition program The use of diet and nutrition to control metabolic disorders and disease is a very complicated science, and is not the purpose of this program The purpose of this program is to help ... way is to decrease your calorie intake from food The other is to increase the amount of calories you burn though exercise Ofthe two ways to create a calorie deficit, burning the calories is the...
... exist, they are not insurmountable Given the benefits of IoT, these issues will get worked out It is only a matter of time Next Steps As often happens, history is repeating itself Just as in the ... with the acquisition of data Figure Humans Turn Data into Wisdom Source: Cisco IBSG, April 2 011 It is also important to note there is a direct correlation between the input (data) and output (wisdom) ... together to form knowledge In the simplest sense, knowledge is information of which someone is aware Wisdom is then born from knowledge plus experience While knowledge changes over time, wisdom is...
... controlled the design and use of his tabulators 13 14 The Rise and Stall ofthe Generative Net The essence—and genius of separating software creation from hardware construction is that the decoupling ... by others The Morris worm was the first large-scale demonstration of a vulnerability of generativity: even in the 37 38 The Rise and Stall ofthe Generative Net custody of trained administrators, ... what might otherwise be very tempting dead ends One vital lesson from the past is that the endpoint matters Too often, a discussion ofthe Internet and its future stops just short of its endpoints,...
... logging: they halt the execution of a script at a specific line of code, pausing the browser This allows us to leisurely investigate the state of all sorts of things at the point ofthe break This ... describes the purpose ofthe assertion If the value evaluates to true, in other words is “truth-y”, then the assertion passes, otherwise it is considered a failure The associated message is usually ... to the choices of those in the decisionmaking process, taking into account factors such as the skill ofthe developers, the needs ofthe market, and other business concerns But quantifying the...
... talk about the crispy beans on top and the mushy beans on the bottom Then he explained the process Van Camp’s used to select their beans, ofthe soft water they used, how they made the skins less ... ofthe book club would be notified ofthe selection ofthe month and then it would be sent automatically to them unless they sent back the BRE (business reply envelope) provided This way if they ... yourself whether it isn’t exactly what you have always wanted.” This kind of copy sold tens of thousands of tubs of mackerel all across the country And the reason this type of advertising succeeded...
... perspectives Personally, this book isthe perfect synthesis ofthe themes and topics that set me down the path of studying Internet policy in the late 1990s, and weaves together most ofthe major books ... Manne is a member ofthe Virginia bar, as well as the Bar ofthe U.S Bankruptcy Court for the Eastern District of Virginia He is also a member ofthe American Law and Economics Association, the ... (Copyright’s Communications Policy) His brother is David Wu, author ofthe Xbox 360 game Full Auto, and his mother is Gillian Wu, a scientist He is married to Kate Judge His best friends are the Famous...
... strong impact on its design oftheFuture Internet Key Issues - Creating a vision for the use ofthe integrated physical world in the context ofthe Network ofthe Future, by exploring scenarios, ... development of a Network Theory In future networks, the randomness ofthe quality ofthe radio links, ofthe mobility of users and devices as well as ofthe topology ofthe networks has to be considered ... for the different players The focus isthe control functions ofthe Internet – the neck ofthe hourglass, but for control Main Objectives Despite the phenomenal growth ofthe Internet over the...