... rủi ro tín dụng tùy theo loại tài sản gắn cho hệ số rủi ro RWA Basel I = Tài sản * Hệ số rủi ro Theo Basel I, hệ số rủi ro tài sản có rủi ro chia thành mức 0%, 20%, 50%, 100% theo mức độ rủi ro ... tiết cho khoản cho vay Hệ số rủi ro chưa chi tiết cho rủi ro theo đối tác (ví dụ khả tài khách hàng) theo đặc điểm khoản tín dụng (ví dụ theo thời hạn) điều ngân hàng có tỷ lệ an toàn vốn đối mặt ... giản Hệ thống đo lường theo Basel II phức tạp Basel I vận dụng ngân hàng theo kiểu đơn túy Phạm vi ap dụng Basel II rộng bao gồm ngân hàng quốc tế công ty mẹ Dựa caaud trấu theo diện trải rộng Nhạy...
Ngày tải lên: 19/10/2014, 09:11
Disadvantages of the internet
... INTERNET IS HARMFUL FOR YOUR HEALTH It’s advised that every 20- minute sitting infront of the computer screen, you should look out of the screen for 6-7s to relax your eyes It’s because the screen ... computer is very harm to your eyes Sitting for long in front’ of the computer screen in a wrong position will cause spinal column & nerve diseases Inconclusion, I think , inspite of the advantages of ... & nerve diseases Inconclusion, I think , inspite of the advantages of the internet, we can’t denied that it has its own disadvantages ...
Ngày tải lên: 24/06/2013, 01:25
... known as the roof of the world - the mountain peaks of the Himalayas To be more precise, the Hunza country, with a population of only Health Secrets Of The Hunzas 30,000, is situated at the extreme ... mind is the real Fountain of Youth Your mental attitude is all important As a publisher, I am so convinced of the validity of this theory that I have chosen to distribute a number of books on the ... and to their way of life In some respects they are like children - happy in the present moment, not worried about the future But at the same time they possess the wisdom of the sages We are the...
Ngày tải lên: 24/12/2013, 13:15
Tài liệu The future impact of the Internet on higher education: Experts expect more-efficient collaborative environments and new grading schemes; they worry about massive online courses, the shift away from on-campus life docx
... big issue is the relevance of the education to the professional future of a person Universities need to strengthen the causality between an education and a professional future, and given the ... are “working in the trenches” of building the web Most of the people in this latter segment of responders came to the survey by invitation because they are on the email list of the Pew Internet ... matter of tutoring Think of the Oxbridge lecturer/tutor structure distributed via the Net This quickly changes the economics of education: The marginal cost of another student learning from the...
Ngày tải lên: 18/02/2014, 00:20
Tài liệu Static and Dynamic Analysis of the Internet’s Susceptibility to Faults and Attacks docx
... that when the graph becomes sparse, d is less meaningful The other metric, S, is defined as the ratio of the number of nodes in the giant connected component divided by the total number of nodes ... Does the growth mechanism of the Internet affect its robustness? How is the Internet’s robustness changing while it is growing? Will performance and robustness of the Internet improve in the future? ... characteristics, e.g., power-law of the degree distribution, we define as Static Characteristics because of their consistency over time We define these as Dynamic Characteristics of the Internet 2145 ki +...
Ngày tải lên: 18/02/2014, 01:20
Tài liệu MARKETING APPLE 5 SECRETS OF THE WORLD''''S BEST MARKETING MACHINE pptx
... where their marketing secrets are kept, unless of course you count their charismatic CEO’s brain The five secrets I offer here are careful deductions, empirical results and the product of my career ... COURSE THE REAL SECRET is there are more than just five secrets But you’ll have to visit my website - or hire me to learn the rest Enjoy Copyright holder is licensing this eBook under the Creative ... organized the same way it is on your computer You’re done (and your iPod is charged at the same time - bonus!) Other MP3 players are still trying to catch up with this elegant brilliance On the other...
Ngày tải lên: 18/02/2014, 02:20
Tài liệu Ownership of Mutual Funds, Shareholder Sentiment, and Use of the Internet, 2011 pdf
... households3 Age is based on the age of the sole or co-decisionmaker for household saving and investing For the complete time series of data from 1994 through 2 011, see Figure A4 in the appendix The percentage ... Indeed, much of the growth in the number of households owning mutual funds through tax-deferred accounts has occurred among those for whom this is their only form of fund ownership Of the 47.5 million ... see “Profile of Mutual Fund Shareholders, 2 011, ” ICI’s full report of the findings of the 2 011 Annual Mutual Fund Shareholder Tracking Survey “Profile” presents a comprehensive overview of mutual...
Ngày tải lên: 19/02/2014, 09:20
Tài liệu Ownership of Mutual Funds, Shareholder Sentiment, and Use of the Internet, 2012 pdf
... declined .11 Indeed, much of the growth in the number of households owning mutual funds through tax-deferred accounts has occurred among those for whom this is their only form of fund ownership Of the ... 2003 48.6 43.7 111 .3 2004 49.9 44.6 112 .0 2005 50.3 44.4 113 .3 2006 51.3 44.8 114 .4 2007 51.6 44.4 116 .0 2008 55.0 47.1 116 .8 2009 52.6 44.9 117 .2 2010 53.2 45.3 117 .5 2 011 52.9 44.1 119 .9 2012 53.8 ... 2008 24 11 14 18 12 17 2009 24 11 14 18 12 17 2010 25 11 14 18 12 16 2 011 26 11 14 18 11 17 2012 25 11 14 18 11 17 Total reported is household income before taxes in prior year Income is reported...
Ngày tải lên: 19/02/2014, 09:20
Tài liệu SECRETS OF THE CREDIT INDUSTRY pdf
... In relationship to the consumer, the credit bureaus not concern themselves with the impact of the information This information often misrepresents the credit worthiness of the consumer By tagging ... kind of file error In a file merger, the credit of another person with a similar name is spread onto the file of the innocent bystander Oddly, the credit bureaus fiercely resist correction of these ... kind to the American consumer In fact, the phrase is synonymous with fraud This is the stigma we face as we offer a membership wherein the client is offered an alternative to "credit prison."...
Ngày tải lên: 20/02/2014, 11:20
Secrets of the millionaire mind
... now they’re not just angry, they’re broke and angry They got rid of the wrong thing! They got rid of the money instead of the anger, the fruit instead of the root Meanwhile, the real issue is, ... problem? Now hear this: A lack of money is never, ever, ever a problem A lack of money is merely a symptom of what is going on underneath Lack of money is the effect, but what is the root cause? ... Statistics show that the number one cause of all relationship breakups is money The biggest reason behind the fights people have about money is not the money itself, but the mismatch of their...
Ngày tải lên: 20/02/2014, 12:20
Tài liệu The Future of the Internet Economy docx
... this, insight is needed into the impact of convergence on competition, the regulatory and policy issues of network infrastructure and services, the promise of multi-platform competition, and the ... utilise map and weather information ■ ■ © OECD 2008 Policy Brief How can we increase confidence in the Internet? THE FUTURE OF THE INTERNET ECONOMY The question of security was not at the top of ... many types of converged services This means that governments face a fundamental shift in the way they regulate broadcasting and telecommunication services The issue for the future of the Internet...
Ngày tải lên: 20/02/2014, 19:20
Yaverbaum - leadership secrets of the world's most successful CEOs (dearborn financial publishing
... on the two or three issues that will effect the future of the enterprise Formerly CEO of the Toro Company, David McLaughlin finds himself-in a new leadership role as the nonexecutive chairman of ... improve their leadership skills is to improve their listening and communications skills “I believe that communication is at the heart of good leadership A good leader communicates the vision and ... values of the company through his words and actions He listens to the problems that his employees are facing in executing his vision and makes the necessary adjustments He cares about his customers’...
Ngày tải lên: 27/02/2014, 20:52
BURN THE FAT FEED THE MUSCLE Fat Burning Secrets of the World’s Best Bodybuilders & Fitness Models pdf
... purpose of a great deal of the jargon is to ensure the future of the experts rather than the consumer.” My goal is not to please the establishment If my peers in the fitness industry don’t like this ... nutrition program The use of diet and nutrition to control metabolic disorders and disease is a very complicated science, and is not the purpose of this program The purpose of this program is to help ... way is to decrease your calorie intake from food The other is to increase the amount of calories you burn though exercise Of the two ways to create a calorie deficit, burning the calories is the...
Ngày tải lên: 06/03/2014, 01:22
The Internet of Things - How the Next Evolution of the Internet Is Changing Everything doc
... exist, they are not insurmountable Given the benefits of IoT, these issues will get worked out It is only a matter of time Next Steps As often happens, history is repeating itself Just as in the ... with the acquisition of data Figure Humans Turn Data into Wisdom Source: Cisco IBSG, April 2 011 It is also important to note there is a direct correlation between the input (data) and output (wisdom) ... together to form knowledge In the simplest sense, knowledge is information of which someone is aware Wisdom is then born from knowledge plus experience While knowledge changes over time, wisdom is...
Ngày tải lên: 06/03/2014, 21:20
The Future of the Internet--And How to Stop It doc
... controlled the design and use of his tabulators 13 14 The Rise and Stall of the Generative Net The essence—and genius of separating software creation from hardware construction is that the decoupling ... by others The Morris worm was the first large-scale demonstration of a vulnerability of generativity: even in the 37 38 The Rise and Stall of the Generative Net custody of trained administrators, ... what might otherwise be very tempting dead ends One vital lesson from the past is that the endpoint matters Too often, a discussion of the Internet and its future stops just short of its endpoints,...
Ngày tải lên: 07/03/2014, 03:20
Manning Early Access Program Secrets of the JavaScript Ninja version 10 ppt
... logging: they halt the execution of a script at a specific line of code, pausing the browser This allows us to leisurely investigate the state of all sorts of things at the point of the break This ... describes the purpose of the assertion If the value evaluates to true, in other words is “truth-y”, then the assertion passes, otherwise it is considered a failure The associated message is usually ... to the choices of those in the decisionmaking process, taking into account factors such as the skill of the developers, the needs of the market, and other business concerns But quantifying the...
Ngày tải lên: 14/03/2014, 09:20
The Greatest Marketing Secrets of the AgesBy Yanik Silver Surefire Marketing docx
... talk about the crispy beans on top and the mushy beans on the bottom Then he explained the process Van Camp’s used to select their beans, of the soft water they used, how they made the skins less ... of the book club would be notified of the selection of the month and then it would be sent automatically to them unless they sent back the BRE (business reply envelope) provided This way if they ... yourself whether it isn’t exactly what you have always wanted.” This kind of copy sold tens of thousands of tubs of mackerel all across the country And the reason this type of advertising succeeded...
Ngày tải lên: 14/03/2014, 19:20
The Next Digital Decade - Essays on the Future of the Internet doc
... perspectives Personally, this book is the perfect synthesis of the themes and topics that set me down the path of studying Internet policy in the late 1990s, and weaves together most of the major books ... Manne is a member of the Virginia bar, as well as the Bar of the U.S Bankruptcy Court for the Eastern District of Virginia He is also a member of the American Law and Economics Association, the ... (Copyright’s Communications Policy) His brother is David Wu, author of the Xbox 360 game Full Auto, and his mother is Gillian Wu, a scientist He is married to Kate Judge His best friends are the Famous...
Ngày tải lên: 14/03/2014, 21:20
The Future of the Internet: A Compendium of European Projects on ICT Research Supported by the EU 7th Framework Programme for RTD ppt
... strong impact on its design of the Future Internet Key Issues - Creating a vision for the use of the integrated physical world in the context of the Network of the Future, by exploring scenarios, ... development of a Network Theory In future networks, the randomness of the quality of the radio links, of the mobility of users and devices as well as of the topology of the networks has to be considered ... for the different players The focus is the control functions of the Internet – the neck of the hourglass, but for control Main Objectives Despite the phenomenal growth of the Internet over the...
Ngày tải lên: 15/03/2014, 21:20