... role in the economic performance of smaller communities the communities where there has been the greatest concern about the possible adverse effects of the transformation in banking The article ... The biggest change has been in the importance of so-called megabanks, those that hold more than $100 billion of assets At the end of 1999, there were eight of these giant companies Together they ... branches for many of their banking services Will the transformation of banking now under way hurt consumers by raising the price or reducing the quality of these services? Or will the changes benefit...
Ngày tải lên: 16/02/2014, 11:20
... part of the best from given areas of the country to test themselves against the best from other areas The teams themselves arranged the games But even if somewhat informally organized, these ... Park had won several of these championship games, but this day they weren’t going to add Glenville to their list of the vanquished The scoreboard at the end of the hard-fought game read Glenville ... interrupted the proceedings The kid next to Benny had knocked his prayer book out of his hand A moment later there was the sound of another thud It wasn’t another book It was the sound of the teacher’s...
Ngày tải lên: 24/03/2014, 02:21
Growth in 2012 revenue, supported by the transformation of the business model pptx
... rooms over the year Changes in the scope of consolidation, which reduced reported revenue by €285 million or 5.1%, as a result of the asset disposal strategy and the €76-million impact of the Lenôtre ... over the year 2012: Another year of record development Accor opened 38,085 rooms in 2012, of which 85% under management or franchise agreements This performance was led by the combination of: The ... primarily as a result of gains in the Australian dollar and the British pound against the euro At constant scope of consolidation and exchange rates, the increase was 2.5% for the quarter Upscale...
Ngày tải lên: 29/03/2014, 18:20
The game of business and how to play it
... upside down, the way the majority of your competitors business I like the approach of Sam Walton, founder of Wal Mart He said, “Break the rules Swim upstream Go the other way Ignore the conventional ... aspects of what 29 they do, if they show signs of creativity when it comes to the way they their job, and methods of improving it, these are all good signs This is what you are looking for If they ... look at the state of businesses in general 17 76 percent, or so, of start-up businesses fail within five years The overall state of service customers receive is pretty appalling The level of sales...
Ngày tải lên: 09/04/2014, 17:17
phillips - banking and the business cycle; a study of the great depression in the u. s. (1937)
... course of the subsequent chapters that the main cause of the dislocation of the exchanges has been the almost universal disregard of the rules of common sense in the treatment of the money supply of ... language, the "disregard of the rules of common sense in the treatment of the money supply" of the United States; the depression is proximately an effect of inflation The postWar inflation in the United ... CAUSES OF THE GREAT DEPRESSION The origins of the Great Depression, then, go back to the War and the inflation produced by war financing, assisted hi this country by the operations of the Federal...
Ngày tải lên: 01/11/2014, 19:39
Great expectations or misplaced hopes perceptions of business technology in the 21st century
... Staff often travel to some of the most challenging environments on the planet for their jobs One of IT’s roles is to ensure that wherever they are, they can remain connected to the rest of the ... meeting the expectations of the rest of the business, a marked improvement from a decade ago The © The Economist Intelligence Unit Limited 2011 Great expectations or misplaced hopes? Perceptions of ... convened a group of CIOs to discuss what kept them up at night Topping the list was the so-called “iPad effect” Not the device itself, but rather the iPad as a “powerful symbol of the widening chasm...
Ngày tải lên: 06/12/2015, 23:01
The Great Ideas of Psychology Part I - Daniel N. Robinson
... president of two divisions of the American Psychological Association: the division of the history of psychology and the division of theoretical and philosophical psychology He is fellow of the American ... identify the boundaries of the subject and its central issues In wrestling with the problem of knowledge, the nature of good and evil, theories of governance, and the root question the sort of life ... weakness of the perceptual systems than another version of their adaptive strength, for they indicate how perception is shaped by the overall context; the context of meanings, of other objects, of...
Ngày tải lên: 07/11/2012, 14:21
A STUDY ON THE RELIABILITY OF THE FINAL ACHIEVEMENT COMPUTER-BASED MCQS TEST 1 FOR THE 4TH SEMESTER NON - ENGLISH MAJORS AT HANOI UNIVERSITY OF BUSINESS AND TECHNOLOGY
... candidate for the degree of Master of Arts (TEFL) accept the requirements of the College relating to the retention and use of Master of Arts Thesis deposited in the library In terms of these conditions, ... reduce the reliability of the test scores On the basis of these results, the author provides some suggestions towards the improvement of the test quality The reliability of the final achievement ... usually given at the end of the school year or at the end of the course to measure how far students have achieved the teaching goals The contents of these tests must be related to the teaching content...
Ngày tải lên: 10/04/2013, 14:46
A research proposal submitted in partial fulfillment of the requirements for the degree of Master of Business Administration
... that the price was all-important, and every penny counted The supermarket was generally accepted as the food retailer until the years 1970s By the end of the decade, the changing lifestyle of the ... Demographic profile of supermarkets’ non-users and heavy-users The demographic profile of heavy users in the sample is similar to the profile described for the whole sample (table 4.16 The figures ... 32% the same as the position in Hong Kong in 1980 The figure is expected to rise to 75% by the end of the nineties, less than half the time it took in Hong Kong In the Philippines, despite the...
Ngày tải lên: 13/04/2013, 10:30
Journal of Business Case Studies – November/December 2009 Volume 5, Number 6 13 An Apparel Brand‘s Channel Strategy: The Case of Oliver in Korea
... Statistics Office Department Store In Western countries, department stores make profits through the difference between the price they pay to their suppliers and the price at which they sell the product ... Association The most visible changes in Korean channels of distribution are the increasing market shares of discount stores, and the rise of Internet shopping These two channels have stolen the market ... Consumption recovery was delayed in the first half of 2007 due to the strength of the Korean Won against the US dollar, in addition to high oil prices In the second half of 2007, consumption appeared...
Ngày tải lên: 17/04/2013, 20:23
Sun tzu and the art of business
... Harbor and by the Allies to mislead the Germans about the exact location of their invasion of France The use of intelligence was critical to American success in the Cuban missile crisis The Viet Cong ... world war of global competition While some of it was necessary, too much of the corporate downsizing that has negatively impacted millions of people's lives is the result of the mistakes of business ... provides a systematic way of creating winning strategies based on the timeless ideas of Sun Tzu The book is made complete by the inclusion of the original translation of The Art of War by Samuel B Griffith...
Ngày tải lên: 18/08/2013, 12:22
Computer illiteracy as one of the main problem of business student
... we depend on other people Causes The first cause of the problem of computer illiteracy is the lack of useful information in the course of information science The second cause is unwillingness ... The problem of computer illiteracy as a one of main problems of business students Symptoms The main symptom of the computer illiteracy is an inability ... for them, instead of learning how to it themselves The third cause is lack of access to computer The fourth cause is dissatisfactory school base The fifth cause is insufficient allocation of application...
Ngày tải lên: 26/10/2013, 17:15
The transformation of the American class structure, 1960-1990
... faced with the problem of extracting labor effort from workers In the arsenal of strategies of social control available to the capitalist class, one of the key weapons is the degradation of work, ... affect the class distribution of the labor force First, the expansion of capitalism tends to destroy independent, self-employed producers In the nineteenth century and the ®rst half of the twentieth ... categories The expectations for the changes in various categories of employees can be more clearly derived from the logic of post-industrialism The expectation in post-industrial theory of a world of...
Ngày tải lên: 01/11/2013, 07:20
Tài liệu The Health of Business pptx
... in the process, making it so warren g bennis is the University Professor and Distinguished Professor of Business Administration at the University of Southern California’s Marshall School of Business ... products, and they’re not worried about how they get them They’ve made you CEO because they think you can give them what they want Remember, they saw the report, too, and they buried it If they’d wanted ... systematically defined the processes of NGP creation and the roles of the various participants The CEO framed the challenge The executive team selected the CGO, created the unit, established the mission,...
Ngày tải lên: 13/12/2013, 14:15
Designing an ESP speaking syllabus for the second year students of business adminitration at ho chi minh university of industry
... Describing in detail the content of the speaking syllabus for the second year students of Business and Administration at HUI 1.5 Design of the study 18 The study will consist of the following parts: ... this type of syllabus lies in the degree of contextual support, the cognitive difficulty of the task, the amount of assistance, the language complexity, the psychological stress, and the amount ... presentation 29 of the language rather than the other way around To maximize the use of the content, the designer must relate it to providing links and continuity across the skill areas The courses...
Ngày tải lên: 25/12/2013, 20:21
The great book of questions and answers
... to the bulge of the equator Many forms of life on the coast are tailored to the cycle of tides High and low The gravitational pull of the Moon on the Earth causes tides in the oceans and seas of ... times? A The shape of the Moon as seen from the Earth keeps changing The changing shapes of the Moon are called phases When the side of the Moon that faces the Earth is turned away from the Sun, ... station at the centre of the East Antarctic Ice Sheet In the northern hemisphere the longest day falls during the summer, on 21 June, when the northern half of the Earth is tipped towards the Sun...
Ngày tải lên: 27/12/2013, 15:30
A park like transformation for the study and the control of a nonsinusoidal brushless DC motor
... optimize the efficiency of the drive In this work, we will show how an extension of the Park transformation will lead to the 'jxeudo-dq" components of the electric variables The electric equations of ... paper a new transformation which preserves the same advantages as the Park transformation A Mathematical Model of the BDCM We suppose that the motor has the following typical features : - The airgap ... electrical equations of the machine can therefore be written as follows : are the backemf (p is the number of pairs of poles of the machine, is its instantaneous position and Cl is the rotor r a " PW...
Ngày tải lên: 03/01/2014, 19:44
Tài liệu The AMA Handbook of Business Letters docx
... ● Preface to the Third Edition The thirteen years that have passed since the publication of the first edition of The AMA Handbook of Business Letters have witnessed the takeoff of the Internet ... word processing in the first part of the book complement the sections on basic letter-writing skills The second part of The AMA Handbook of Business Letters is the heart of the book Here, more ... Margins on the typed letter should be consistent The margins on the top and the bottom of the letter should be the same The side margins should also be equal to one another The size of the margins...
Ngày tải lên: 24/01/2014, 00:20
Tài liệu Banks’ exposure to interest rate risk, their earnings from term transformation, and the dynamics of the term structure pptx
... is the cross-sectional average of the bank-specific variable αi of those banks for which there is an observation in month t As the composition of this sample changes in the course of time, the ... responsible We choose the following method of mitigating the problem of changing sample composition: Instead of the exposure levels Xi (t), we investigate the change in the exposure of the same bank, ... contribution of the systematic factor and the regulation to the total timely variation of the exposure is 17.24% and, therefore, 82.76% of the variation is due to idiosyncratic effects These effects...
Ngày tải lên: 16/02/2014, 06:20
Tài liệu NEW AND ORIGINAL THEORIES OF THE GREAT PHYSICAL FORCES doc
... position at the present day The present theories of the transmission of light and sound; of the production of winds, and sun-spots, and of the method of development and dissemination of heat, are ... inherent nature of those forces? Do they, or either of them, belong to the domain of the supernatural? Are they the products of some supreme force, or forces, heretofore unappreciated? The reply is ... frictions of every kind;[C] the motions of the waters of the earth, the great oceans, with their rolling tides sweeping the whole circumference of the earth twice in twenty-four hours, at a speed of...
Ngày tải lên: 17/02/2014, 01:20