the case of bank loans

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Ngày tải lên: 03/06/2014, 01:54

... during the middle of the 1990‘s started offering banking services over the Internet The changes lead to that the physical interaction in the bank office environment between the banks and their ... getting stuck of finding ways develop and improve its e-banking services professionally The thesis "A study on electronic banking - The Case of Bank for Investment and Dev elopment of Vietnam (BIDV)” ... form or another of electronic banking: personal computer (PC) banking Internet banking, virtual banking, online banking, home banking, remote electronic banking, and phone banking PC banking and...

Ngày tải lên: 26/03/2015, 08:47

... purpose of choosing the thesis topic, the outline for the entire thesis and the scope of work in the opening part before the first chapter that reviewed all literature of bond and normal practice of ... forth the obligation of the issuer to satisfy the terms of the agreement in which the issuer agrees to pay a certain amount or a percentage of the pace, or principle, par value to the owner of the ... terminologies of bonds A bond is a contract of an institution which binds the institution to pay certain amounts of money to the owner of the bond on certain dates At the maturity of the bond, the institution...

Ngày tải lên: 26/03/2015, 08:48

... iteration The distribution F of the mean can then be approximated and the estimate of the mean and the variance of the distribution F can be computed In the example above, the distribution of non-parametric ... return of a portfolio µ is the expected return of each asset in the portfolio ω is the vector weight of assets in the portfolio Ω is the covariance matrix of assets in the portfolio Given the parameters ... behalf of the government that conduct official borrowing Therefore, even though these debt are not the liabilities of Bank Indonesia, the bank must be ready to provide enough FX liquidity should the...

Ngày tải lên: 12/09/2015, 10:54

... safety for the loans as of low percentage of collaterals used to guarantee for the loans, or assign the representative staff of the bank to participate in the management of the operation of the borrowers ... outstanding loans; • The diversification of outstanding loans • The collaterals; • The relationship between the customers and the bank; • Business environment of the customers’ industry Banks are ... operations, I decided on the topic of “Improving the Management of Non-performing Loans in Joint Stock Commercial Banks – The Case of the Bank for Investment and Development of Vietnam (BIDV) – Quang...

Ngày tải lên: 10/12/2016, 22:59

... reduced-form equations of loan-growth of the bank that issue the instrument, the performance of the loan portfolio of that bank and the rating of the instrument issued by that bank: Loan growthi,j,t ... capture the speed of adjustment of the instrument’s rating to the quality of the loan portfolio of the bank that issue that security The vector of bank conditions includes observed bank solvency ... (overwhelmingly in the form of bank loans) into marketable securities The development of securitization has therefore allowed banks to off-load part of their credit exposure to other investors thereby lowering...

Ngày tải lên: 22/03/2014, 20:20

... instantly their account to another bank This case raises questions regarding the impact of internet banking on the way banks and banking The banking authorities in the UK are tripartite: the FSA, Bank ... to stop the bank run that would otherwise precipitate the bankruptcy of the targeted bank 3- There is another alternative to prevent instant bank run because of internet banking: the banking ... lender of last resort The first section will relate the story of the Northern Rock bank In light of those facts, the second section will discuss the impact of the changes introduced by internet banking...

Ngày tải lên: 29/03/2014, 09:20

Ngày tải lên: 25/11/2014, 00:41

... biggest banks and asset ranked among 20 biggest banks out of 44 Vietnam banks - Its performance (ROA) ranked among top 20 banks Secondary information and data of the bank includes the bank annual ... information, CGI of the Bank has been calculated for 2010 and 2011 Results and discussion of results Overall assessment of CGI score in 2010, 2011 The 2010 CGI of the bank is 52/100 and the 2011 CGI ... influenced by the management style of a market economy after privatization The bank is a medium to large joint stock commercial banks in Vietnam For these reasons, corporate governance of the bank is...

Ngày tải lên: 02/01/2015, 17:33

... become, by the year 2010, a leading bank in the Northern region, as well as one of the top five banks in the country, and a leading bank of the Southeast Asian region in the term of quality, ... According to theory of Kumar 1999, the choice of particular method depends upon the purpose of the study, the resources available to the researcher, the skills of the researcher and the socio-economic- ... checking one-half of the results of a set of scaled items against the other half (Zikmund, 1997) The problem with this estimate of reliability is that the estimate of the coefficient of reliability...

Ngày tải lên: 17/03/2015, 13:25

... required the non-performing loans ratio of the bank at the end of year does not exceed 3% of total loans If banks had a higher percentage, would have the approval of the Governor of the State Bank ... or failure of the bank Therefore, the policy of the board of directors is constantly improving the manner of services in order to create their own advantage It is also a key factor of the present ... related to the place of the branch, the bank staff and the loan policy More specific, the first problem was the location of the branch quite far from their house The second was the low percentage...

Ngày tải lên: 07/04/2017, 15:24

... by considering the trade-off between the benefit of debts and cost of debts The benefit of debts is the tax deductibility of interest payments and the cost of debts is the cost of financial distress ... second bank and =0 32 for other banks; D 3i =1 for third bank and =0 for other banks, and so on Moreover, it is widely believed that a is the intercept of commercial bank and the other a show the ... maximizing the value of the company Therefore, managers decide to increase the level of the debts so as to carry out the high risky projects The purpose of decisions is to complete the tasks and...

Ngày tải lên: 15/05/2017, 20:53

... disposition of the assets of a bankrupt firm; and (4) the debtor does not retain the administration of its property pending the resolution of the reorganization The index ranges from to Source: Bankruptcy ... it until the maturity of the forward contract, the forward price is linked to the current price by the interest cost of holding the asset until the forward contract matures In the case of forward ... member countries They are published under the responsibility of the Dean of the Asian Development Bank Institute The Institute does not guarantee the accuracy or reasonableness of the contents herein...

Ngày tải lên: 24/10/2012, 09:40

... one of the most important two rice granaries of the country, alongside Red River Delta in the North, and one of the largest inland fisheries in the world (MRC, 2009) I first assess the impacts of ... because of the intensified drought, the saline water coming in, as well as the stormy weather They’ve all had a very negative effect on agriculture and as a result on the income of the farmers” The ... temperature increase of 0.5oC in Can Tho (the largest city in Mekong River Delta), and the average sea level rise of mm per year in the water around the mouth of the Delta (ICEM, 4-5) The average FINAL...

Ngày tải lên: 23/01/2013, 22:00

... Statistics Office Department Store In Western countries, department stores make profits through the difference between the price they pay to their suppliers and the price at which they sell the product ... brand suppliers, as they are one of the principal distribution channels for apparel brand suppliers Therefore, there have been some cases of unfairness and wrongdoing on the part of department stores ... Consumption recovery was delayed in the first half of 2007 due to the strength of the Korean Won against the US dollar, in addition to high oil prices In the second half of 2007, consumption appeared...

Ngày tải lên: 17/04/2013, 20:23

... characteristics of the "Sassi of Matera" and "Trulli of Alberobello" In the South of Italy, the sites of the "Sassi of Matera" (Figure 1a) (classified as humanity world heritage in 1993) and "Trulli of Alberobello" ... if the present structures are characterized with local materials, namely, “Tufo of Matera” for the structures of the "Sassi of Matera," and “Stone of Fasano” for the structures of the "Trulli of ... and the knowledge of the temperature coefficient of the material of which it is made A single measure allows for the determination of diffusivity, thermal conductivity, and specific heat of the...

Ngày tải lên: 05/09/2013, 14:58

... meteorological stations of the National Observatory of Athens (NOA) [8] and of the Aristotle University of Thessaloniki (AUTh) [9] The results for the two decades are compared and the existing differences ... in the range of to 9% in Thessaloniki, depending on the base temperature, with the highest changes observed at the lowest base temperatures The increase of the yearly values of CDD was in the ... values of HDD were reduced in the second decade, while the monthly and yearly values of CDD were increased The reduction in the yearly values of HDD was in the range of 9.5 to 22% in Athens,...

Ngày tải lên: 05/09/2013, 16:10

... Scope of the study In fact, there are lots of various methods to improve listening skills in TOEIC test, the case of part and It requires much of time and effort However, due to the limitation of ... Nguyen Thi Trang TABLE OF CONTENTS PART I: INTRODUCTION Rationale 01 Aim of the study 02 Scope of the study 02 Method of the study 03 Design of the study ... Design of the study The study is divided into three mains: Part one is INTRODUCTION that indicates the rationale for choose this topic, pointing out the aim, the scope as well as the methods of the...

Ngày tải lên: 11/12/2013, 23:59

... identical only in the case of a zero leakage (i.e., L=0) In their flow forms the equations can be interpreted as giving the ‘dynamics’ of the process of financial deepening The case of a zero leakage ... that in the case of these countries the positive substitution effect of real interest rates outbalances the negative income effect This also implies that, in the case of these countries, there ... equal to bank time deposits The relationship between financial saving and the supply of bank loans may be written as: BC = (1 – T) FT (10) where BC is the supply of bank loans, T is the required...

Ngày tải lên: 17/12/2013, 05:15