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sents a consonant, it will tend to ... all
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observation: “She hath withal an alluring grace, a pretty Scotch
accent, and a searching wit, clouded with mildness.” But as
each ...
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Figure 4 To encrypt a plaintext message, the sender passes it
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....
... (Step 10: Write It Up!) 212
Step 10, Write It Up!: Summing Up 213
11
SOS! Finding an Advisor 215
Objectivity and Compensation Structure 217
Professional Skills 220
Honesty and Integrity 223
Cost ... visit our web site at www.wiley.com.
Library of Congress Cataloging-in-Publication Data:
Hayden, Vern.
Getting an investing game plan : creating it, working it, winning it / Vern C. Hayden with
Maura ... permcoordinator@wiley.com.
Limit of Liability/Disclaimer of Warranty: While the publisher and author have used their best efforts
in preparing this book, they make no representations or warranties with respect...
... visit our web site at www.wiley.com.
Library of Congress Cataloging-in-Publication Data:
Hayden, Vern.
Getting an investing game plan : creating it, working it, winning it / Vern C. Hayden with
Maura ... (Step 10: Write It Up!) 212
Step 10, Write It Up!: Summing Up 213
11
SOS! Finding an Advisor 215
Objectivity and Compensation Structure 217
Professional Skills 220
Honesty and Integrity 223
Cost ... 198
Just Do It! 200
Step 9, How Ya Doin’?: Summing Up 201
10
Step 10: Write It Up! 203
Investing Game Plan for Mr. Robert Smith 204
Purpose (Step 1: Get the Game Plan Mind-Set) 204
Market Volatility...
... bad—unless you lived in it.
Some of you may remember 1973–1974. It was like going down a flight
of stairs. Some days the market was flat, and some days it was up a bit,
but many more days it was down. After ... especially true with investing. Why? Because
the market is pretty darn efficient. If a stock or certain group of stocks be-
comes extremely highly valued—the big hit it s usually got more to do
with that ... reading the preceding chapter, you believe you are ready to
make a commitment to investing, and if you believe you have the
courage to stand by that commitment, then you need to be prepared to
take...
... Robert’s example is a good way to plan
for retirement, but it has its pitfalls. I suggest you also consider either us-
ing web sites or working with a Certified Financial Planner.
Part of the challenge ... headache: “Just don’t let it bother you!” Well,
if it is bothering you, then you’re the one who has to live with that pain.
You’re the one who has to decide if it s worth it.
Step 2, Know Your Risk ... 57
Table 3.3 The Conservative Approach: A
Withdrawal Rate and Lump Sum That Will Enable
You to Fund the Good Life in Perpetuity
Annual Lump Annual
Withdrawal Sum Withdrawal
Rate Needed Amount
4% $925,000...
... interest-
rate sensitivity (short, intermediate, and long), and credit quality (low,
moderate, and high). Credit quality measures the financial health of the
bond-issuing entity and its ability to pay ... you
want less volatility and nearly as much return, stick with short- and
intermediate- term bond funds.
Credit Quality
The second style component of bond funds measures the credit risk. For
example, ... and few managers
beat it. People said: It s a no-brainer—just put it all in the Index 500
fund.” It sounds like the same people who said in 1999, “Just put it all
in tech it s a no-brainer.” Unfortunately,...
... are in conflict with
regard to money, the emotions generally rule. The great majority of peo-
ple emotionally overreact to volatility, with negative consequences for
their commitment to a consistent ... that I have sitting out the game on the sidelines. While
it s on the bench, it s defensive. I will take that player off the bench if I
see an opportunity to put him in the game, on either offense ... category.
In addition, anyone with shorter-term financial goals they want to
achieve within four to five years should consider this conservative port-
folio. Playing it safer makes it more likely...
... have five stars because it is the best in its category.
The rating is all based on past history and it does not predict the fu-
ture. Stars are only a starting point. Either you or your advisor ... Growth
1 American Heritage World Stock 75.00%
2 Munder Micro-Cap Equity Y Small-cap Growth 71.29
3 FMI Focus Small-cap Growth 69.75
4 Hartford Capital Mid-cap Growth 55.11
Appreciation A
5 Oakmark ... their total situation and what I think will happen. I ex-
plain that there are two kinds of losses: loss of principal and loss of
opportunity. The danger in lessening equity positions is that...
... be cautious, because the majority of people who do the writ-
ing have never managed money or worked with clients. The quantitative
information can be helpful, but without the insights of experience ... is called a rolling basis. That means it com-
pares many more 12-month periods than it would if it were sim-
ply comparing calendar years. That’s because it checks not only
January through December ... track
record of the fund to ensure that it stands on its own merits.
Also, don’t forget to look at the big picture. If you have an advisor,
ask him or her to explain how it fits into your overall game plan....
... come into play here, too. You need to make a commit-
ment to monitoring your portfolio. You need to monitor it consistently.
Ultimately that monitoring will require you to have the courage to ... Percent
Short-Term Intermediate- Term Long-Term Total
High-quality SIT U.S. Gov. FPA New 0% 55%
Secs. 15% Income 12.5%
Vanguard Infl. Harbor Bond
Prot. Secs. 15% 12.5%
Medium- 0% 0% 0% 0%
quality
Low-quality ... agency securities. When
interest rates are low, Bob buys more bonds with shorter durations to
avoid getting caught with overpriced bonds when interest rates rise. He
does the opposite during periods...
... nam
***********o0o***********
Test for general it knowledge
Time: 45 minutes
Phần A:
1) When installing a manually configured adapter, what information must you
know to avoid resource conflicts?
A. IRQ
B. Number of bits
C. ... to save time by writing to
memory without the intervention of the CPU?
A. IRQ
B. DMA
C. I/O Address
D. Base Memory
E. CMOS
5) A NE2000 Ethernet NIC installed in a workstation with the following ... the PC is configured correctly
B. A potential IRQ conflict with COM1
C. LPT2
D. A potential IRQ conflict with COM2
E. Memory conflict with CC000
6) You have a new TCP/IP network environment. You...
...
chắn virus sẽ nhiễm vào máy tính này.
3. BIT là
a. Binary Information Tranmission
b. Binary Information Technology
c. Binary Information uniT
d. BInary digiT
4. HTML là ngôn ngữ mà:
a. Tất cả người ... số trên
24. Mạng Internet do ai làm chủ
a. Hãng Microsoft
b. Hãng Netscape
c. Hãng Sun
TEST FOR GENERAL IT KNOWLEDGE
1. Câu nào sau đây là đúng
a. Microsoft là tổ hợp công ty siêu quốc gia mạng ... ra các xa lộ truyền thông mà qua đó ta có thể cho phép
lượng thông tin truyền cỡ hàng ngàn Gigabit trong một giây
b. Mạng máy tính là tập hợp các máy tính nối với nhau thông qua các hình
thức...