savings bonds and postal savings institutions a cross country study

... GUATEMALA GUINEA BISSAU HAITI HONDURAS HUNGARY INDIA INDONESIA IRAN JAMAICA JORDAN KENYA KOREA MADAGASCAR MALAWI MALAYSIA MEXICO MOROCCO MOZAMBIQUE NICARAGUA NIGER NIGERIA PAKISTAN PANAMA PARAGUAY ... World Bank’s classification 47 Developed Countries AUSTRALIA AUSTRIA BELGIUM CANADA DENMARK FINLAND FRANCE GERMANY GREECE ICELAND IRELAND ISRAEL ITALY JAPAN NETHERLANDS NEW ZEALAND NORWAY PORTUGAL ... ALGERIA ARGENTINA BANGLADESH BOLIVIA BOTSWANA BRAZIL BULGARIA BURKINA FASO CAMEROON CHILE CHINA COLOMBIA CONGO COSTA RICA COTE DIVOIRE ECUADOR EGYPT EL SALVADOR ETHIOPIA GABON GAMBIA GHANA GUATEMALA...

Ngày tải lên: 04/10/2015, 08:00

... levels An Italian study reported an association between symptom exaggeration of adult asthma and NO2 exposure levels [12], and the Swiss SAPALDIA study observed an increase of asthma-related symptoms, ... drafts AA: Wrote part of the manuscript and made major revisions of drafts All authors read and approved the final manuscript Acknowledgements Overall, our results show that traffic-related air ... background Descriptive data of regional air pollution at a monitoring station in a rural area Annual mean concentrations of traffic-related pollutants measured at Vavihill 1985–2006 Data source: IVL Swedish...

Ngày tải lên: 06/03/2014, 19:20

... HomeBased Care for HIV/AIDS in Rwanda Partners for Health Reformplus Maryland; 2004 Family Health International Module 4: Monitoring and Evaluating Community Home-Based Care Programmes Research Triangle ... Botswana and to persuade people to take up care-giving activities Providing incentives, such as mealie meal and food baskets and loans for Page of income-generating activities, and lending a sympathetic ... Cronbach alpha was calculated as 0.89 Data collection The questionnaire was administered to the sampled caregivers by trained research assistants at their homes or at the community home-based care...

Ngày tải lên: 20/06/2014, 08:20

... HUMAN CAPITAL INTENSITY AND INTERNAL INNOVATION CLIMATE 29 3.3 HUMAN CAPITAL INTENSITY, INTERNAL INNOVATION CLIMATE AND INNOVATION MANAGEMENT BEHAVIOR 30 3.4 NATIONALITY AND INNOVATION MANAGEMENT ... 5.4 ANOVA Result of Innovation Management Behavior Measures 59 Table 5.5.1 ANOVA Result of Explanatory Variables: Japan vs Europe vs US 60 Table 5.5.2 ANOVA Result of Explanatory Variables: Japan ... cases attract increasing academic attention (e.g., Kogut and Chang, 1991; Tan and Vertinsky, 1995; Rajaratnam and McKinney, 1995) As a global R&D leader, Japan enjoys its uniqueness in innovation...

Ngày tải lên: 26/11/2015, 22:49

... non-U.S companies’ database as of May 2002 The database has information on a firm’s country of incorporation and global market capitalization in U.S dollars The intraday transactions data are from ... country, and across all sample firms Panel A: Descriptive Statistics, by country Country Argentina Australia Austria Belgium Brazil Canada Chile China Colombia Denmark Dominican Republic Finland France ... Greece Korea Chile Hungary Taiwan France HongKong Italy Spain United States Portugal Japan Belgium Germany Australia Austria Canada Norway Singapore United Kingdom Denmark New Zealand Ireland Sweden...

Ngày tải lên: 31/10/2014, 12:03

... the American’s space The American, naturally, takes a step backward The Vietnamese wants to show his friendliness, so steps forward again, the American steps backward…again and again, create ... within families, and also across age and gender lines Sometimes, hugs are a romantic exchange Hugs may also be exchanged as a sign of support and comfort A hug demonstration emotional of can be affection ... information and full understanding of the classification of body language and how to use gestures in Vietnam and America to behave in proper ways without making too many mistakes, and to make an...

Ngày tải lên: 11/12/2013, 23:48

... called “cultural traits” A trait may be a custom, such as burial of the dead; a gesture, such as a handshake or an idea, such as democracy Following this understanding, cultural trait may be an ... males All Vietnamese informants are my acquaintances and my family’s acquaintances who live in both Ha Tinh and Nghe An provinces Some British and American informants are my friends’ acquaintances ... “mợ” In addition, in English the parents could be addressed as: mother and father, mom and dad, mama and papa by a child + Title : Title alone Title + last name + Name: Last name First name Eg:...

Ngày tải lên: 14/12/2013, 00:40

... teaching and learning to modern way However, here and there still exists the traditional method of learning and teaching language, which focuses on rote memorization of grammatical and lexical ... stand for four groups “highly advisable, advisable, yes or no and inadvisable” And the last is conducted with the aim to study in specific situations There are two main situations set and ask ... materials and advice Last but not least, I give a very special thanks to my family and classmates, who always stand by me, provide their emotional support through out the process I this paper ii ABSTRACT...

Ngày tải lên: 14/12/2013, 00:41

... bee As cunning as a fox As fat as a big As fierce as a lion As fierce as a tiger As slippery as an eel As slow as a tortoise As slow as a snail As stink as a polecat As thick as ants As wet as a ... words: A dark horse Smell to a rat Leading a dog’s life To work like a dog A bull in a China shop A book worm Piggy bank Chicken Raining cats and dogs As blind as a bat An early bird A quiet as a ... Piggy bank Raining cats and dogs A bull in a China shop A dark horse To work like a dog An early bird A quiet as a mouse A copy cat 10 Eats like a horse 11 Smell to a rat 12 Talk turkey 13 A book...

Ngày tải lên: 14/12/2013, 00:41

... explain the apparent racial/ethnic disparity in asthma prevalence Abbreviations AIC: Akaike Information Criterion; AOR: Adjusted Odds Ratio; AQS: Air Quality System (USEPA database); BMI: Body mass ... quartile, and red Xs denote 4th quartile outcomes, still having asthma and asthma attack, among non-Hispanic black adults is most robust in the large central metro areas (still has asthma AOR ... influential factor in the exacerbation of asthma and severity of asthma attacks [77], and evidence in adolescents and young adults exists to suggest that stress may alter or induce asthma-related...

Ngày tải lên: 06/03/2014, 19:20

... literatura acad´mica est´ en desacuerdo e a esta recomendaci´n En este trabajo se utiliza una prueba de dominancia espacial que es o apropiada para comparar inversiones alternativas cuando sus ... distribuciones var´ a trav´s ıan e del tiempo Utilizando datos diarios para los Estados Unidos de 1965 a 2008, se realiza una prueba de dominancia para las series de retornos acumulados de acciones contra ... Investigaci´n o 2011-03 Working Paper 2011-03 Stocks, Bonds and the Investment Horizon: A Spatial Dominance Approach* Ra´ l Ibarra-Ram´ † u ırez Banco de M´xico e Abstract: Financial advisors typically...

Ngày tải lên: 29/03/2014, 06:21

... considered a cultural universal In Oxford dictionary, marriage is a legal relationship between a husband and a wife 2.2 Vietnamese‘s opinion Marriage has a vital role in Vietnamese culture and tradition ... and groom prior to the marriage Traditionally the marriage was at one of the couples' homes Men usually married between 20 and 30 years, and women at 18 to 25 years Women kept their maiden names ... family name but used their husband's family name formally They not pay much attention in fate marriage; they can easy to get divorced when they live in an unhappy marriage And divorced in marriage...

Ngày tải lên: 28/05/2014, 17:31

... Bivariate associations Model set (doctors and nurses) Land area (km2) Population in rural area (%) Adjusted R2 Model set (aggregate health workers) Land area (km2) Population in rural area (%) Adjusted ... that the available data are not perfectly comparable Health worker estimates may also be inaccurate, particularly for nurses Nurse training and professional designations differ substantially across ... potential confounders such as GDP, female literacy and land area [26] Two separate analyses also found total health worker density negatively associated with maternal mortality but disagreed about...

Ngày tải lên: 18/06/2014, 17:20

... Health Management Team) and Graham Samungole (Lusaka Urban District Health Management Team) for their assistance in study implementation and recruitment We thank Moffat Zulu and Martin Daka of CIDRZ ... mortality are responsible for health provider absenteeism and attrition In Zambia, mortality rates are high and before ART was available, death was a common cause of attrition among district health ... were held in a private conference room at a local nongovernmental organization and each lasted approximately 90 minutes Trained study staff served as facilitators; written notes and tape recordings...

Ngày tải lên: 18/06/2014, 17:20

... data CL and TP performed statistical analysis and drafted the manuscript All authors revised the manuscript critically and approved the final manuscript Acknowledgements The authors wish to acknowledge ... Burnout scale (BO) and Compassion Fatigue (CF) was in all four wards reported well below average scores according to normative data in the ProQOL manual (Figure and Figure 3) Total mean BO was 17.3 ... considered this study not liable for formal approval as only staff members participated and the study was part of the hospitals internal actions to initiate Page of (page number not for citation purposes)...

Ngày tải lên: 18/06/2014, 18:20

... Thailand, France, UK and Tanzania [5-8] Untreated dental caries might lead to dental pain and impact daily activities in terms of play, sleep, eating and school activity [9] In Tanzania, the exposure ... Sheiham A: The prevalence and impact of dental pain in 8-year-old school children in Harrow, England Br Dent J 1999, 187:38-41 Ratnayake N, Ekanayake L: Prevalence and impact of oral painin 8-year-old ... and problems eating on the one hand side and urban/rural residence on the other Stratified analyses with urban and rural participants revealed that whereas eating and tooth cleaning problems...

Ngày tải lên: 18/06/2014, 19:20

... Caleb Bwengye, Charles Karamagi, Victoria Nankabirwa, Jolly Nankunda, Grace Ndeezi, Margaret Wandera 22 Zambia: Chipepo Kankasa, Mary Katepa-Bwalya, Chafye Siuluta, Seter Siziya South Africa: ... adolescent-, young adult- and elderly populations in Tanzania and Uganda [21,22] There are no previous studies on the oral health of pregnant women in Uganda and only one study has so far applied OIDP ... educational level, last dental visit, parity and months of pregnancy Family wealth was assessed as an indicator of socio-economic status in accordance with a standard approach in equity analyses [27]...

Ngày tải lên: 18/06/2014, 19:20

... study, statistical analysis and in drafting the manuscript, ON coordinated the study at the hospital and participated in data collection, and in drafting the manuscript, BRH and AKW participated ... ejection fraction Figure A: Association between left ventricular ejection fraction and angina (Angina Frequency Scale) A: Association between left ventricular ejection fraction and angina (Angina Frequency ... (1.3) a Canadian Cardiovascular Society classification York Heart Association c Angiographic diameter stenosis of at least 50% in at least one of the main coronary arteries or their major side branches...

Ngày tải lên: 18/06/2014, 22:20

... designed the study, participated in data collection and analysis, and manuscript writing; FM participated in data analysis, statistical analysis and manuscript writing; FZ participated in the ... evaluated at the initial standing position (START) and at maximum forward flexion (MAX) The range of motion (ROM) between START and MAX was also computed As for The Statistica software (Statistica ... effectiveness in rehabilitation Author details Orthopaedic Rehabilitation Unit and Clinical Lab for Gait Analysis and Posture, Ospedale San Giuseppe, Istituto Auxologico Italiano, IRCCS, Via Cadorna 90, I-28824,...

Ngày tải lên: 19/06/2014, 08:20

... and design, acquisition, analysis and interpretation of data and drafting of the manuscript EH was involved in design, interpretation of data, drafting of the manuscript and supervision ØE was ... < 0.001 a MBI – Maslach Burnout Inventory b HADS – Hospital Anxiety and Depression Scale down in adaptation that results from the long-term imbalance of demands and resources [33] and may result ... conception and design, interpretation of data, drafting of the manuscript and supervision BL was involved in analysis and interpretation of data AMB is the guarantor for this paper Acknowledgements...

Ngày tải lên: 20/06/2014, 00:20