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... citizens :10% rebate will be allowed w.e.f 01.04.2012 Cancellation of Demand Drafts./Pay Orders (inclusive of service tax) Cancellation Charges of Demand Draft Cancellation Charges of Pay Orders Rs.102/- ... service tax) Issuance of Primary Card NO CHARGE Circular no O&M/SC/3/OM041/12-13 dated 20.04.2012 Issuance of ad-on-card (joint Rs.113/account holder) Annual Fee (first year) No Charge Annual Fee ... year Rs.113/onwards) Cash withdrawal from UBI No Charge ATMs ( No limit) Cash withdrawal from other Rs.20/Bank ATMs ( per month FREE) Duplicate Card Rs.170/Duplicate Pin Rs.57/No minimum balance...

Ngày tải lên: 06/03/2014, 02:21

... analyses: age, gender, marital status, level of education, occupation, monthly income, employment status and health insurance status at the time of admission In addition, we reviewed TB disease ... close association between tuberculosis and poverty (Creswell et al., 2011) The data regarding level of education, occupation and employment status characterize the social situation of the population ... 942-947 Suhadev M, Thomas BE, Raja SM, Murugesan P, Chandrasekaran V, Charles N, Durga R, Auxilia M, Mathew TA, Wares F (2011) Alcohol use disorders (AUD) among tuberculosis patients: A study from...

Ngày tải lên: 15/03/2014, 03:20

... Mann-Whitney U test, the adequate statistical values are the mean ranks and the sum of ranks However, to improve the comparability of the obtained results, data are presented as means and standard ... depression/somatization and self-reports of pain and disability J Orofac Pain 2004, 18:220-225 Yap AU, Tan KB, Chua EK, Tan HH: Depression and somatization in patients with temporomandibular disorders ... whereas some researchers assumed subjective body complaints to be an indicator of somatization particularly in elderly patients [9] Hence, a clear association between age and irreversible complications...

Ngày tải lên: 11/08/2014, 20:20

... mice (Apodemus flavicollis) and bank voles (Myodes glareolus) as zoomonitors of environmental contamination at a polluted area in Slovakia Acta Veterinaria Scandinavica 2010 52:58 Page of Submit ... Cd, lead (Pb), Cu and Zn, and the associated environmental contamination may increase the heavy metal content of mammals inhabiting the polluted areas In general, there is a significant relationship ... Page of species In addition, the metal concentrations in freeliving rodents may be affected by altered feeding patterns, seasonal and flood-related aspects of food availability, habitat suitability...

Ngày tải lên: 12/08/2014, 18:22

... Smith Foundation for Health Research (MSFHR) Senior Graduate Studentship and a CIHR Doctoral Research Award Dr Kerr is supported by a MSFHR Scholar Award and a CIHR New Investigator Award References ... documented as a route of HIV transmission, the details of this case support the conclusion that an assault was very likely the source of infection Additionally, comparison of data from study records and ... negative health impacts that result Substitution therapies (e.g., methadone, heroin prescription) and strategies to regulate or decriminalize particular illicit substances may hold potential...

Ngày tải lên: 13/08/2014, 13:21

... attainment of accurate pronunciation in a second language is a matter substantially beyond the control of educators’ They qualified their findings by stating that variables of formal training and ... Pronunciation is not an optional extra for the language learner, any more than grammar, vocabulary or any other aspect of language (Tench, 1981) ‘Pronunciation’ is defined as A way of speaking a word, ... (Hang, aged 40) The teachers developed a wealth of resources for other teaching areas such as grammar and vocabulary They felt that an equally diverse range of materials for pronunciation was...

Ngày tải lên: 07/09/2013, 13:45

... reader‘s mind) 18 Paragraph 2.1 Definition A paragraph is a basic unit of organization in writing in which a group of related sentences develop one main idea A paragraph can be as short as a ... relates to the proper use of grammar and punctuation An abundance of grammatical mistakes and wrong punctuation not only leave a bad impression on the reader, they also make the process of reading ... theory of academic writing, paragraph, and punctuation - Chapter 2: Punctuation errors of first year English majors at HPU deals with the punctuation errors of first year English majors All the...

Ngày tải lên: 20/03/2014, 01:26

... College A National Survey of Students at 140 Campuses Journal of the American Medical Association 1994, 272:1672-1677 18 Agha S: Sexual activity and condom use in Lusaka, Zambia International Family ... details Geography and Population Department, Mahendra Ratna Campus, Tribhuvan University, Kathmandu, Nepal 2Institute for Population and Social Research, Mahidol University, Salaya, Thailand Authors’ ... Nepal Kathmandu 2003 UNAIDS and World Health Organization: AIDS Epidemic Update Geneva 2009 National Centre for AIDS and STD Control: Cumulative HIV and AIDS Situation of Nepal (as of 17 October,...

Ngày tải lên: 20/06/2014, 08:20

... is that spherical coordinates are more convenient than Cartesian in the calculation of the m coefficients anm of series (25) The matter is such that spherical functions Yn (ϕ, ϑ) have quite a simple ... systems degenerating at an inner point Math Model Anal 6(1), 147–155 (2001) Rutkauskas, S: On the Dirichlet problem for a system of degenerate at a point elliptic equations in the class of bounded ... elliptic equations, diagonal systems and variational integrals Manuscripta Math 55, 467–486 (1986) doi:10.1007/BF01186659 Rutkauskas, S: On the first boundary value problem for the class of elliptic...

Ngày tải lên: 21/06/2014, 00:20

... necessary to have a quick view of approaches to vocabulary teaching and learning 1.3 Approaches to vocabulary teaching Sửkmen (1997) states that vocabulary teaching was based on a top-down, naturalistic, ... all: What is the difference between a church and a cathedral?, It says here cathedral is a big church But what can be a big church?, What about a wood and a forest?, etc When the first attempts ... the teacher asked students about weather and asked them about the weather that day, as well as the weather in different regions of Vietnam Students also asked teacher for more words of bad weather...

Ngày tải lên: 02/03/2015, 14:17

... researcher focused on vocabulary acquisition is that the acquisition of vocabulary has a central role in learning a second language (Sökmen, 1997), and is of great significance to language learners, ... study of Ringbom in 1987 clearly indicates that L1 clearly has a very important role to play in the deliberator learning vocabulary (Nation, 2001) Auerbach (1993) claims that the use of the learner’s ... of the native language would maximize the effectiveness of learning the target language However, there seems to be an increasing conviction that the first language (L1) has a necessary and facilitating...

Ngày tải lên: 10/08/2015, 19:47

... conversation about everyday matters, usually at social events Normally, small talk is not considered important but it is an essential aspect of conversation in that it provides a means of easing ... fact that appearance issues always attract woman; this can be a universal value III.2.3 Cross-cultural similarities and differences In interpersonal communication, power, age and gender are among ... are used as analytical framework In each category, the strategies are exploited by the participants, and then calculated as percentages The frequency of using the strategies in each category is...

Ngày tải lên: 07/11/2012, 14:54

... respectful attitudes of Paley and Alvarez towards the value of life are always appreciated, especially in the contemporary age of technology, diseases and social evils, which has caused escalating ... Egyptian American who was teaching Middle Eastern history at Harvard; Heather, the housemate of Sang and Paul, who was a law student at Boston college and her boyfriend, Kevin was working as a physicist ... individualism, American informality, racial discrimination, modern American women, generation gap and American people in the turbulent ages These are the features of American culture and society that arise...

Ngày tải lên: 07/11/2012, 15:01

Ngày tải lên: 07/11/2012, 15:06

... cultural material later, after they have mastered the basic grammar and vocabulary of the language The last one is the lack of adequate training HCC teachers may not have been adequately trained ... satisfying basic physical and psychological needs, and that cultural patterns are interrelated and tended mutually to support need satisfaction * Goal = Exploration- The student can evaluate a ... poor 3.2 Data collecting instruments The data collection methods applied in this study is aimed at collecting both quantitative and qualitative data to make use of analytical and exploratory- interpretive...

Ngày tải lên: 07/11/2012, 15:06

... keep a different position from other activities In speaking they need imagination and patience Speakers are quickly made aware of how and where the communication is headed and adapt what they are ... fine arts; patterns of living; and, a total way of life are five meanings of culture identified by Nelson Brooks Patterns of living are when and what they eat; how they make a living; the attitudes ... cannot teach a language without teaching a culture It means that teaching language is teaching culture Therefore, teaching culture has been integrated into language teaching programs and teaching...

Ngày tải lên: 07/09/2013, 13:00

... random walker at time n For a free lattice random walk of n steps, one has h = n, as all conn figurations are equiprobable, so that the entropy reads S at = n ln For a column n; of regularly shaped ... that n h grows much more slowly than n n It turns out that, at least within a dynamical cluster of radius n 2/3 [34, 35], the orientational displacements of each grain are fully anticorrelated ... discussed above This was explored via rattlers (sites i such that the local field h i = 0) in the blocked configurations generated after each tap We have seen above that they have a rather crucial role...

Ngày tải lên: 01/11/2013, 08:20

... double passage section, you will likely find any combination of the above You can have: A letter and an email An invoice and an email An email and an email A schedule and a memo An article and a letter ... Vietnam, the selection of an appropriate reading material is critical If the passage chosen is inappropriate for whatever reason, the chances of success for that particular lesson are substantially ... PSRA strategy An important strategy for reading comprehension is learning to approach a passage in an organized way First make a Prediction about the passage, then Page | 12 Scan it, next Read...

Ngày tải lên: 14/12/2013, 16:45

... individual present itself as a problem in reaching a particular communicative goal” Faerch’s classification of communication strategies is a standard classification that is approved by many other ... strategies Figure 2: Faerch and Kasper’s classification of communication strategies Faerch and Kasper suggest that communication strategies are divided into two categories: avoidance behavior and ... capability of making acceptable utterances in certain contextual background Appropriateness of meaning makes reference to the communicative functions that are adequate or inadequate for a particular...

Ngày tải lên: 18/12/2013, 21:45

... learning, as an aid to teaching or in the preparation of teaching materials Error analysis developed as a branch of applied linguistics in the 1960s, and set out to demonstrate that many learner ... due to the learners MT but reflect universal learning strategies Error analysis was therefore offered as an alternative to contrastive analysis Attempts were made to develop classifications for ... means the effect of MT on the learning of the TL (the second language) There are two kinds of language transfers: negative and positive transfer Negative transfer is the use of a native- language...

Ngày tải lên: 20/12/2013, 22:46