protect consumers and investors from financial abuse

Credit Growth in Central and Eastern Europe: Emerging from Financial Repression to New (Over)Shooting Stars? potx

Credit Growth in Central and Eastern Europe: Emerging from Financial Repression to New (Over)Shooting Stars? potx

... 22d and 22g; credit to the government: lines 22a, 22b and 22c; interest rates: lines 60b,c,l,p and 61; CPI and PPI: lines 64 and 63; nominal GDP: lines 99b and 99b.c; real GDP: lines 99bvp and ... Latvia 13 and Croatia and also perhaps in Hungary and Slovenia On the other hand, initial undershooting might not be a serious problem for Lithuania, Poland and Romania because the deviation from ... short-term and long-term interest rate series, the consumer and producer price indices (CPI and PPI), real and nominal GDP, industrial production are obtained from the International Financial...

Ngày tải lên: 15/03/2014, 04:20

27 423 0
Consumers and Mobile Financial Services March 2012 doc

Consumers and Mobile Financial Services March 2012 doc

... 18 Consumers and Mobile Financial Services Box Alternatives to Traditional Banking and Financial Services The survey included other questions on consumers use of financial products, consumer financial ... Banking and Payments A number of new services allow consumers to obtain financial account information and conduct transactions with their financial institution (“mobile banking”) and others allow consumers ... attributes and perceptions, consumers also remain concerned about the cost and the security risks inherent in mobile financial transactions.3 Potential Utilization for “Underbanked” and “Unbanked” Consumers...

Ngày tải lên: 22/03/2014, 21:20

70 358 0
Are Consumers Myopic? Evidence from New and Used Car Purchases  docx

Are Consumers Myopic? Evidence from New and Used Car Purchases  docx

... figures, from registrations, or from surveys Second, our data allow us to compare the effects of gasoline prices on both prices and quantities of cars, and in both used and new markets, in data from ... elasticities of demand ranging from −2 to −5 Finally, the three columns use estimates of vehicle miles travelled from NHTSA, from the used car transactions in our data, and from the trade-ins ... that consumers dramatically undervalue changes in expected future fuel costs, and that the evidence from new and from used cars yield similar messages Our findings on this are similar to Allcott and...

Ngày tải lên: 23/03/2014, 10:20

51 374 0
palley - from financial crisis to stagnation; the destruction of shared prosperity and the role of economics (2012)

palley - from financial crisis to stagnation; the destruction of shared prosperity and the role of economics (2012)

... cannibalization was obscured by financial developments that plugged the growing demand gap Goodbye Financial Crash, Hello Stagnation Financial deregulation and financial excess are central parts ... benefited intellectually and who has always generously shared his insights and understandings; Sherle Schwenninger of the New America Foundation for supporting (intellectually and financially) prior ... job losses, and off-shoring of investment The combination of stagnant wages and the triple hemorrhage from flawed globalization gradually cannibalized the U.S economy’s income and demand-generating...

Ngày tải lên: 01/11/2014, 13:32

258 522 0
Báo cáo y học: "introduction to special issue on Eye and Zoonosis – from the guest editors"

Báo cáo y học: "introduction to special issue on Eye and Zoonosis – from the guest editors"

... Ophthalmology: Delair E, Monnet D, Grabar S, Dupouy-Camet J, Yera H, Brézin AP Respective roles of acquired and congenital infections in presumed ocular toxoplasmosis Am J Ophthalmol 2008;146:851-5) • Optical ... treatment of ocular toxoplasmosis We hope that this special issue will be interesting to readers and provides researchers with timely update on various topics in this important field Conflict of...

Ngày tải lên: 03/11/2012, 11:11

2 617 0
Silychristin and isosilychristin from the fruits

Silychristin and isosilychristin from the fruits

... at m/z 483 [M+H]+ in the positive and an ion peak at m/z 481 [M-H]+ in the negative spectra All NMR assignments of were made carefully from HSQC and HMBC and from the comparison with those of ... horseradish peroxidases and lipoxygenase and antihepatotoxic agent [5] Compound was obtained as yellow crystals from methanolic extract of the fruits of S marianum (L.), mp 155 - 157oC and had similar ... two doublets at H 5.85 and 5.90 ppm (J = 1.5 Hz), two doublets at H 6.82 and 6.87 ppm, three other aromatic protons at H 6.79 (d, J = 8.0 Hz), 6.81 (dd, J = 8.0, 1.0 Hz) and 6.99 (d, J = 1.0 Hz)...

Ngày tải lên: 07/11/2012, 15:53

5 408 0
Sockets and Services from a Security Point of View

Sockets and Services from a Security Point of View

... The username and password are sent from the client to the server unencrypted, and the password is sent complete and unsalted In POP, the server asks for the username and password, and the client ... mail service, on the other hand, is a large, complex piece of software that accepts data (mail) from and returns data to the client, as well as reads and stores data and configuration information ... decrypt the random number If the decrypted random number matches the original random number, then the client has proven that it knows the hash and the server can trust it On the wire, only a random...

Ngày tải lên: 29/09/2013, 13:20

21 587 0
Backing up, restoring and cloning from Norton Ghost

Backing up, restoring and cloning from Norton Ghost

... Setting options and defaults Setting Norton Ghost options and defaults Adding command-line switches to a task You can add command-line switches to a task to alter its operation To add command-line switches ... select a destination and file name to which the disk or partition(s) is to be backed up Click Next Backing up, restoring, and cloning from Norton Ghost Restoring your computer from an image file ... hard disk or partition See “Restoring from an image file” on page 101 37 38 Backing up, restoring, and cloning from Norton Ghost Restoring your computer from an image file To restore a disk or...

Ngày tải lên: 06/10/2013, 10:20

28 283 0
Backing up, restoring, and cloning from DOS

Backing up, restoring, and cloning from DOS

... restoring, and cloning from DOS Restoring from an image file Restoring from an image file You can restore either of the following: ■ A hard disk ■ A partition The restore is made from a previously ... Doctor, ScanDisk, or a similar utility to verify the integrity of the destination disk Backing up, restoring, and cloning from DOS Restoring from an image file Restoring a partition from an image ... enabled and required, click Yes and type the location of the next span of the image file See “Image files and volume spanning” on page 63 Note: If the image file reaches the size of GB and there...

Ngày tải lên: 06/10/2013, 10:20

20 360 0
Ordinary Reason Applied to Law - Natural Reasoning and Deduction from Rules

Ordinary Reason Applied to Law - Natural Reasoning and Deduction from Rules

... between principles and particulars in this way, the reasoner can reach a better understanding of both moral values and their implications for the case at hand.4 See Alexander and Sherwin, The Rule ... right, independent from other moral principles If protection of residents from traffic and noise were definitive moral reasons to enjoin Ben, and if Claire’s facility will cause traffic and noise to the ... moral gain from (what she believes is) a correct understanding of liberty and property rights as applied to Mike’s One difficulty is that the loss of coordination from any single departure from the...

Ngày tải lên: 01/11/2013, 08:20

33 334 0
15 Estimation Theory and Algorithms: From Gauss to Wiener to Kalman

15 Estimation Theory and Algorithms: From Gauss to Wiener to Kalman

... matrix R(k), θ is Gaussian with mean mθ and covariance matrix Pθ , and, θ and V(k) are statistically independent, then θ and Z(k) are jointly Gaussian, and, (15.15) becomes ˆ θMS (k) = mθ + Pθ ... Gaussian, with mean mx (0) and covariance Px (0), and x(0) is not correlated with w(k) and v(k) The dimensions of matrices , , , H, Q, and R are n × n, n × p, n × l, m × n, p × p, and m × m, respectively ... where k = 1, 2, Observe, from (15.26) and (15.27), that x(0|0) and P(0|0) initialize the single-stage predictor and ˆ its error covariance, where x(0|0) = mx (0) and P(0|0) = P(0) ˆ A more...

Ngày tải lên: 08/11/2013, 12:15

21 546 0
Tài liệu Lab 1.1.7 Using ping and tracert from a Workstation ppt

Tài liệu Lab 1.1.7 Using ping and tracert from a Workstation ppt

... to the router on the local network and probably the rest of the world Step ping the IP address of a DHCP or DNS servers Try to ping the IP address of any DHCP and/ or DNS servers listed in the last ... computer Type the following command: ping 127.0.0.1 The 127.0.0.0 network is reserved for loopback testing If the ping is successful, then TCP/IP is properly installed and functioning on this computer ... ping would have failed because TCP/IP only understands valid IP addresses, not names If the ping was successful, it means that connectivity and discovery of IP addresses can be done with only...

Ngày tải lên: 11/12/2013, 13:15

5 500 1
Tài liệu WeB DeVelopmenT Introduces Introduces Beginning PHP and MySQL From docx

Tài liệu WeB DeVelopmenT Introduces Introduces Beginning PHP and MySQL From docx

... Linux Magazine, and TechTarget He’s the author of several books, including the best-selling Beginning PHP and MySQL: From Novice to Professional, Beginning PHP and PostgreSQL 8: From Novice to ... explicit constructors and destructors, object cloning, class abstraction, variable scope, and interfaces, and a major improvement regarding how PHP handles object management Chapters and offer thorough ... 217 Exception Handling 221 Why Exception Handling Is Handy 221 PHP’s Exception-Handling Implementation ...

Ngày tải lên: 12/12/2013, 11:15

1,1K 456 1
Tài liệu Unix Use and Security From The Ground Up_ The Prophet pdf

Tài liệu Unix Use and Security From The Ground Up_ The Prophet pdf

... would include "tam", "tbm", and "tcm" Most commands and programs in Unix take their input from the keyboard and send their output to the screen With most commands and programs, however, you can ... COMMANDS -The Unix C compiler has a command called system that executes Unix commands and programs as if you had typed in the commands from the keyboard The format is: system("command ... [user][group][other] R stands for read, w stands for write, and x stand for execute "rwxrwxrwx" means that all three classes of users, owner, group, and other, have read, write, and execute permissions...

Ngày tải lên: 21/12/2013, 04:19

50 551 0
Tài liệu Lab 1.1.7 Using ping and tracert from a Workstation pdf

Tài liệu Lab 1.1.7 Using ping and tracert from a Workstation pdf

... are successful and ping or tracert can verify connectivity with an Internet Web site, what does this indicate about the computer configuration and about routers between the computer and the web ... computer Type the following command: ping 127.0.0.1 The 127.0.0.0 network is reserved for loopback testing If the ping is successful, then TCP/IP is properly installed and functioning on this computer ... ping would have failed because TCP/IP only understands valid IP addresses, not names If the ping was successful, it means that connectivity and discovery of IP addresses can be done with only...

Ngày tải lên: 21/12/2013, 19:15

6 419 0
User’s perceptions and uses of financial reports of small and medium companies (SMCs) in transitional economies

User’s perceptions and uses of financial reports of small and medium companies (SMCs) in transitional economies

... Phương pháp nghiên cứu khoa học “User’s perceptions and uses of financial reports of small and medium companies (SMCs) in transitional economies” thật cần thiết Đọc nghiên...

Ngày tải lên: 25/12/2013, 15:10

12 454 0
12 Powerful Ideas On Creativity and Business From The PSFK Conference

12 Powerful Ideas On Creativity and Business From The PSFK Conference

... and getting rewarded for it As health costs soar and awareness of healthy (and unhealthy) behaviour rises, tools like this have the potential to actually change behaviour for the positive – and ... practices to carbon footprints The opportunity, as Dana Cho and Beau Trincia from IDEO shared in their presentation, is for brands to embrace and proactively share their “story of the maker.” In a ... human connection, taking them behind the scenes (as brands like Rawley Denim and Etsy are doing) can create die-hard fans and inspire coveted brand loyalty … not to mention sell more stuff at retail...

Ngày tải lên: 09/02/2014, 20:13

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Tài liệu The Transformation of Banking and Its Impact on Consumers and Small Businesses docx

Tài liệu The Transformation of Banking and Its Impact on Consumers and Small Businesses docx

... benefit consumers by expanding the array of services offered by banks and allowing consumers to go outside the local market for banking services Impact of consolidation One way mergers could hurt consumers ... insurance and property and casualty insurance, are currently provided by insurance companies and insurance agents Other services, such as the ability to buy and sell individual stocks and shift ... mutual funds and stocks During the 1990s, the share of household financial assets held in bank and thrift deposits declined from 20 percent to 10 percent, while the share held in equities and mutual...

Ngày tải lên: 16/02/2014, 11:20

29 498 1
Tài liệu THE RAILROAD QUESTION A HISTORICAL AND PRACTICAL TREATISE ON RAILROADS, AND REMEDIES FOR THEIR ABUSES docx

Tài liệu THE RAILROAD QUESTION A HISTORICAL AND PRACTICAL TREATISE ON RAILROADS, AND REMEDIES FOR THEIR ABUSES docx

... Ocean and the North Sea Through their hands "passed the gold and pearls of the east and the purple of Tyre, slaves, ivory, lion and panther skins from the interior of Africa, frankincense from ... Lydia, with Babylon and with the royal city of Susa; they led from Syria into Mesopotamia, from Ecbatana to Persepolis, from Armenia into Southern Persia, and thence to Bactria and India The Chinese ... Suez and led through the land of the Philistines and Samaria to Tyre and Sidon Another road led, in a northwesterly direction, from Rameses to Pelusium This, however, crossed marshes, lagoons and...

Ngày tải lên: 17/02/2014, 02:20

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