... yielding high bank performance through fee-generating products added to each bank s arsenal However competitive on the lending side of the income statement the smaller banks are, one area in which community ... destiny and that a leader enters the world with extraordinary endowment and talents Carlyle argued that heroes shape history through the vision of their intellect, the beauty of their art, the prowess ... nurture them through the change required to attain the vision of the leader (Bass, 1990; Tichy & Devanna, 1986) The question is whether such theoretical cornerstones serve to understand leadership...
Ngày tải lên: 01/06/2014, 13:58
... inch-and-a-quarter thick.6 Herbert Dow took this first sizable lump home to show his family, even though it didn’t weigh a pound “Someday this will be the biggest thing we have,” he told them He put another ... the metal than it ever had before or since.1 The basic contest was to determine which of the two powers could reach the highest altitude above the earth, and the 29 Chapter Three 30 vehicle for ... because they’d be another third lighter,” Griswold told his brother-in-law “Why not magnesium pistons?” The more they thought about it, the more this made sense to Herbert Dow and Ed Barstow They...
Ngày tải lên: 11/07/2014, 18:54
Kết quả tính toán các xác suất giới hạn do h- hỏng của các phân hệ trên đầu máy d9e, d13e, d12e và d18e tổng hợp cho cả giai đoạn 1998-2001
... đoạn 19982 001 không xét tới cờng độ phục h i, t = [103 h] Ghi chú: 10 12 14 16 18 20 t t 1- Phân h động diezel 3- Phân h phận chạy 5- Phân h điều khiển 82 2- Phân h truyền động điện 4- Phân h ... t H nh 3.6 Xác suất l m việc không h ng phân h v tổng thể đầu máy D18E giai đoạn 1998- 2001 không xét tới cờng độ phục h i, t = [103 h] H nh 3.5 Xác suất l m việc không h ng phân h v tổng thể ... 10 t t H nh 3.9 Xác suất l m việc không h ng phân h v tổng thể đầu máy D13E giai đoạn 1998- 2001 có xét tới cờng độ phục h i, t= [h] Ghi chú: 10 H nh 3.10 Xác suất l m việc không h ng phân h v...
Ngày tải lên: 02/05/2013, 16:33
THỰC TRẠNG HOẠT ĐỘNG KINH DOANH CỦA AMERICAN PRESIDENT LINES HÀ NỘI
... trực thuộc phòng h trợ khách h ng, chia nhóm chuyên môn h a cho phận xuất khẩu, nhập hoạt động riêng rẽ - Bộ phận khai thác H i Phòng trực thuộc phận giám sát xuất giám sát hoạt động vận chuyển ... chức: - Phòng kinh doanh xuất H Nội phòng kinh doanh nhập H i Phòng thuộc đạo trực tiếp giám đốc kinh doanh khu vực ? - Bộ phận lập chứng từ H Nội, thu ngân xuất H Nội, thu ngân xuất H i Phòng ... có thành phố nhận h ng container H i Phòng, Đà Nẵng, Quy Nhơn Thành phố H Chí Minh với tỷ trọng là: - H i Phòng: 19% - Đà Nẵng: 1% - Quy Nhơn: 1% - TP H Chí Minh: 78% Quá trình chuyển tải h ng...
Ngày tải lên: 20/10/2013, 00:20
(Ebook electronics) the Rf and microwave circuit design cookbook (maas, 1998 artech h)
Ngày tải lên: 09/01/2014, 02:00
Tài liệu World Bank, Inter-American Development Bank, and Subregional Development Banks in Latin America: Dynamics of a System of Multilateral Development Banks ppt
... have remained strong throughout the global financial crisis On the other hand, MDBs are increasing their capacity to serve the region; most MDBs operating in the region—the Central American Bank ... the LAC region is higher than in any other global region, and most of them have been operating here since before 1980 (Figure 4) Along with the World Bank and IDB group of institutions, which ... closely with the CAF through the Chinese Development Bank and other PRC institutions to provide syndicated loans and support investment in the LAC region Both institutions have launched research programs...
Ngày tải lên: 16/02/2014, 06:20
he 2007 Hogan/American Savings Bank Non-Profit Business Plan Competition pot
... impacts high relative to its cost? Social Innovation Is the idea so good that others wonder “why didn’t we think of that?” Is the venture likely to be a model that can change the practice of other ... from or how they might be obtained A plan does not have to prove that a venture will be financially sustainable in perpetuity Rather, it should show that some thought has been devoted to what feasibility ... Need or Demand for the Venture This section should describe the need for your proposed venture It should answer questions such as: Who will benefit from this program? Who are the program’s target...
Ngày tải lên: 15/03/2014, 10:20
AMERICAN TAXPAYER RELIEF ACT OF 2012: PRESIDENT SIGNS ELEVENTH-HOUR AGREEMENT TO AVERT FISCAL CLIFF pdf
... separately) hose threshold amounts stand, despite higher thresholds now set for the 20 percent capital gain rate that previously had been proposed by President Obama to start at the same levels he NII ... made other enhancements he 2010 Tax Relief Act had extended these enhancements through 2012 Employer-Provided Child Care Credit The American Taxpayer Relief Act extends permanently the Bush-era ... well COMMENT he current provision that reduces the earnings threshold for the refundable portion of the child tax credit to $3,000 is extended through 2017 EARNED INCOME CREDIT he American Taxpayer...
Ngày tải lên: 29/03/2014, 03:21
scientific american - 1998 01 - flying over the solar system
... with stress sensors, should reveal how the polar cap responds to temperature changes several weather stations that his atmospheric team has deployed around the floe The machine bristles with high-tech ... the sun stomach being hopelesswith the earth than when ly diseased Dr Schlatter on the other side; that is, conceived the daring and sooner by one diameter brilliant idea of removof the earth’s ... the other scientists will have flown south to spend the winter with their families The 15 technicians left behind will try to keep the hundreds of scientific instruments running smoothly through...
Ngày tải lên: 12/05/2014, 15:33
scientific american - 1998 02 - wrapping up the universe
... the researchers thought When Borgia found out that hunters’ heron decoys run a prohibitive $30 each, she consulted with Kieckbusch, who had pink flamingos at home, and discovered that the plastic ... Squibb, a the helm of a project “which I former mentor, says that “the think is going to change everyfact that he wears his Christianity 32 thing over the years.” Such feelon his sleeve is the best ... Archaeopteryx evolved In the first theropods, the hind limbs became more birdlike as well They were long; the thigh was shorter than the shin, and the fibula, the bone to the side of the shinbone, was re-...
Ngày tải lên: 12/05/2014, 15:33
scientific american - 1998 03 - inside a virtual human
... Gresham have been able to tell that his sample was nail polish, he could also have identified nonvolatile organic chemicals, such as the soap with which the suspect washed her hands or perhaps ... those of hydrogen, the rate at which those atoms transform themselves into condensate is much faster than the rate for hydrogen atoms These much larger atoms bounce off one another at much higher ... an astonishing scale of nanometers (billionths of meters), even smaller than the wavelength of the light they produce At such sizes—less than one hundredth the thickness of a human hair—curious...
Ngày tải lên: 12/05/2014, 15:34
scientific american - 1998 04 - the unwired world
... team has spent much conversion Zare has conceded that the of the intervening months searching for PAHs could have formed in this way If bacteria on Earth that at least proves they did, it might help ... photoresponse behind the knee, behind the ear or wherever you want.” With photoreceptors in every tissue, could humans be covered in clocks? Kay and his colleagues have shown that Drosophila have ... don’t see why I should start now.” But with that small joke, he was An occasional laugh can also be a reward for the hard work of therapy “Humor signals that the relationship, though serious,...
Ngày tải lên: 12/05/2014, 15:35
scientific american - 1998 05 - six months in space
... across the face of the globe When I arrived on Mir at the end of March, the higher latitudes of the Northern Hemisphere were covered with ice and snow Within a few weeks, though, I could see huge ... Television’s Bright New Technology flowing between the electrodes ionizes the gas, which emits the ultraviolet light that stimulates the phosphor in that cell Each cell contains phosphor that emits one ... sandals The hypothesis that the statue was that of a chief or warrior is strengthened by the cotton armor, which Torquemada calls ichcauhuitl This offered so efficacious a protection that the Spaniards...
Ngày tải lên: 12/05/2014, 15:36
scientific american - 1998 06 - liquid computers
... research has shown that proper development of the eggs demands that they be buried fairly high (but not too high) on the beach If the eggs are buried too high, they dry out and not hatch Too low, ... convinced that they are essentially anaerobic, that they can vegetate without free oxygen, that they are the means by which nature has provided the atmosphere with free oxygen and that as the composition ... thousandth the intensity The astronomers discovered that the light from one side of the nucleus was blueshifted (indicating that the source is speeding toward the earth), whereas light from the other...
Ngày tải lên: 12/05/2014, 15:37
scientific american - 1998 07 - new victories against hiv
... integrathemisphere The left hand drew a rifle rather than an arm on fire, so it ed the information in one hemisphere; that hemisphere — M.S.G was clear that each hemisphere was capable of synthesis had, ... correctly picked the chicken to go with the bird’s foot Then we asked the patient why the left hand— or right hemisphere—was pointing to the shovel Because only the left hemisphere retains the ability ... hemispheres easily picked the correct card The left hand pointed to the right hemisphere’s choice and the right hand to the left hemisphere’s choice [see illustration above] We then asked the left...
Ngày tải lên: 12/05/2014, 15:38
scientific american - 1998 08 - new thinking about back pain
... algorithm: Given a graph with n vertices, Generate a set of random paths through the graph For each path in the set: a Check whether that path starts at the start vertex and ends with the end ... not, remove that path from the set b Check if that path passes through exactly n vertices If not, remove that path from the set c For each vertex, check if that path passes through that vertex ... the hohlraum so that they uniformly bathe the fuel pellet, just as the casing of an H- bomb traps the radiation from the atomic trigger Experiments over the past three years show that both methods...
Ngày tải lên: 12/05/2014, 15:40
scientific american - 1998 09 - a last look at laetoli
... recalls the patriotism of his than bouncing out of its entry point all switched to the chair so that they architect father, who died in 1935, his Although the physics of information can be hauled ... each other’s stride—which meant that the two trails were made at the same time What is more, the trails are so close together that the hominids must have been in some kind of physical contact when ... said he was having such a tough time in kindergarten He hopped from chair to chair, swinging his arms and legs restlessly, and then began to fiddle with the light switches, turning the lights on...
Ngày tải lên: 12/05/2014, 15:43
scientific american - 1998 10 - how hackers break in
... avoidance; they are so years to cross the disk of the Milky observe at longer wavelengths; the longer the wavelength, the less the radiaclose and bright that they shine through Way to the other side ... extracting from the atmosphere a gas which is lighter than hydrogen The new substance has been called ‘etherion.’ Mr Brush says that the ability of etherion to conduct heat is fully a hundred times ... sustainable hagfish fishery In the meantime, we should take simple steps—such as requiring holes in commercial traps through which small, young hagfishes could escape—to reduce the impact on hagfish populations...
Ngày tải lên: 12/05/2014, 15:47
scientific american - 1998 11 - greenland's mysterious meteor - fire over the ice
... stalled bus in Kashmir while his mind no doubt roamed the alternative universe of the abstract It was then that he found the third piece of the puzzle, the one that joined the other two The connection, ... chronic coughing, bronchitis and asthma—and researchers from the University of North Carolina at Chapel Hill think they know why In a recent study William D Bennett and his colleagues had children ... will cease charge for blasting a rock had an iron bar driven through his to be possible when all the world knows that tomorrow the head, entering through his cheek and passing out at the top most...
Ngày tải lên: 12/05/2014, 15:48
scientific american - 1998 12 - animal or vegetable
... that promise belongs to all the people behind the scenes (their names are found on the masthead at the right) They the heavy lifting and 11th-hour miracle-working that makes this magazine what ... Thermosphere Chicken Little had a point: part of the sky is falling According to a recent paper in the Journal of Geophysical Research, the height of the earth’s upper atmosphere—the thermosphere, ... that chiropractic therapy was the “treatment of choice.” The guideline did, however, discuss spinal manipulation, which may Letters to the Editors Scientific American December 1998 Copyright 1998...
Ngày tải lên: 12/05/2014, 15:50