Ngày tải lên: 29/03/2014, 19:20
MARRIAGE AND DIVORCE
... their husbands. In most cases, the children live with the mother and the father pays child support and has visitation rights. III. Differences in marriage and divorce of Vietnam and America Vietnamese ... Nam and American has changed. ã The divorce is starting to become a social problem. ã It is accepted a part of every person’s right to find happiness in life. I. Introduction ã Marriage and ... age of 15 and 49. The actual number of divorces has risen significantly. American culture The USA has one of the highest divorce rates in the world. A divorce is easy to obtain in most...
Ngày tải lên: 28/09/2013, 11:10
Ngày tải lên: 10/08/2014, 21:23
Báo cáo y học: "The relationship between sales of SSRI, TCA and suicide rates in the Nordic countries" potx
Ngày tải lên: 11/08/2014, 16:22
carey and simnett - 2006 - audit partner tenure and audit quality in australia [mapr]
Ngày tải lên: 06/01/2015, 19:41
jackson et al - 2008 - mandatory audit firm rotation and audit quality in australia [mafr]
Ngày tải lên: 06/01/2015, 19:43
Tài liệu KINSHIP ORGANISATIONS AND GROUP MARRIAGE IN AUSTRALIA pdf
... between parent and child, confined though it may be in the opinion of the people whose institutions are in question, to a single parent, is an index to the way in which is determined the kinship organisation ... claiming kinship, who (2) stand in a certain relation to some object, usually an animal, and (3) do not marry within the kin. Passing over the classes, which are peculiar to Australia and will ... phratry. In North Australia and Queensland a further subdivision of each of these classes is found, making eight in all. Descent in the classes is indirect matrilineal or indirect37 patrilineal,...
Ngày tải lên: 13/02/2014, 05:20
KINSHIP ORGANISATIONS AND GROUP MARRIAGE IN AUSTRALIA ppt
... between parent and child, confined though it may be in the opinion of the people whose institutions are in question, to a single parent, is an index to the way in which is determined the kinship organisation ... either in the male line or in the female. Among the Ova-Herero, however, and other Bantu tribes, there are two kinds of organisation, one—the eanda—descending in female line and regulative of marriage, ... balanced; and a change in the rule of descent would in that case have important results for the local group and in any case for the individual family. KINSHIP ORGANISATIONS AND GROUP MARRIAGE IN...
Ngày tải lên: 15/03/2014, 03:20
Báo cáo y học: " Introduction of Medical Emergency Teams in Australia and New Zealand: a multi-centre study"
... Care Resources (ARCCCR) maintains a database recording information on critical care resources, including the timing of introduction of METs. In addition, ANZICS maintains an Adult Patient Data- base ... undertaken using the information contained within the database. Assessment on timing of introduction of MET service We obtained information from a database maintained by the ANZICS ARCCCR and derived ... hospitals in Australian and New Zealand with intensive care units. The diagram does not include hospitals participating in the Medical Emer- gency Response and Intervention Trial. ANZICS-APD, Australian...
Ngày tải lên: 25/10/2012, 10:35
Tài liệu Central bank rates, market rates and retail bank rates in the euro area in the context of the recent crisis docx
... retail interest rates analysed include both lending rates (interest rates on short- and long-term loans to non-financial corporations, and loans for house pur- chase) and deposit rates (savings ... (2006); and ECB (2009). 27 Central bank rates, market rates and retail bank rates in the euro area in the Context of the reCent Crisis Central bank rates, market rates and retail bank rates in ... lending rates. These rates followed the trend in market interest rates, although to a lesser extent because long-term interest 45 Central bank rates, market rates and retail bank rates in...
Ngày tải lên: 15/02/2014, 05:20
Tài liệu Financial Markets, Monetary Policy and Reference Rates: Assessments in DSGE Framework docx
... of accuracy in public signal (decrease in a variance of public signal) and consequent decrease in riskiness of borrowers in the interbank market (depicted in black line) and the lending market ... in interbank market, facilitating investment further. For the same size of decline in monitoring cost, a macroeconomic consequence of the cost decline in the IF contract is larger than that in ... widening of credit spread in the interbank market and pronounced to the lending markets, leading to a higher external …nance premium facing goods producing …rms. Consequently, output falls and in ation...
Ngày tải lên: 17/02/2014, 03:20
Incentives of Retirement Transition for Elderly Workers: An Analysis of Actual and Simulated Replacement Rates in Ireland ppt
... to maintain a living standard as the cost of living can decline in the transition from work to retirement. For instance, a retiree will have less work-related expenses such as clothing and transportation, ... the state pension (Raab and Gannon, 2009). By including working individuals, bias may be introduced with regard to the real incentives behind retirement behaviour, meaning that the potential ... illustrates the composition of the individual income for working and retired individuals in the age group 55-75. As can be seen, the labour and capital income dramatically declines after retirement, while...
Ngày tải lên: 05/03/2014, 18:20
HERONS, EGRETS AND BITTERNS Their biology and conservation in Australia docx
... coastal locations, such as Darwin, during the dry season and some Pied Herons continue north and are found in large numbers in Papua New Guinea and Indonesia during the dry winter period. These movements ... starting to gain insights into the impor- tance of arid Australia to our species of herons. In recent times there have been major assaults on heron breeding and feed- ing habitats in southern Australia, ... eggshell thinning in Britain in 1967 in the Grey Heron, Ardea cinerea, whose eggs were up to 16% thinner than those collected in the pre-DDT era. Grey Herons did not, however, suffer a decline in numbers...
Ngày tải lên: 14/03/2014, 21:20
Bank Capital Adequacy in Australia Byung Kyoon Jang and Niamh Sheridan pdf
... scenarios, encompassing a disruption to bank funding and a large increase in longer-term real interest rates. The latter could come from a rise in global rates and an increase in Australian banks’ ... Funding Composition of Banks in Australia 1/ (In percent of funding) 1/ Adjusted for movements in foreign exchange rates. 2/ Includes deposits and intragroup funding from non-residents. Sources: ... sources of funding. 16 Since the global financial crisis the funding structure of Australian banks has improved, with an increase in retail deposits and long-term wholesale funding and a reduced...
Ngày tải lên: 15/03/2014, 10:20
The financial crisis and the pricing of interest rates in the Irish mortgage market: 2003-2011 ppt
... Accordingly, this paper seeks to explain movements in variable rate mortgage interest rates and examine the factors which affect the changing relationship between market rates and bank lending rates ... rates: banks’ interest margins and funding costs. The net interest margins for Irish institutions have declined for the last two decades, as shown in the bottom of Figure 6. The average net interest ... margin relating to credit risk, operating costs, the costs of holding capital and liquidity costs. The analysis suggests costs relating to increased credit risk may be becoming an increasingly important...
Ngày tải lên: 15/03/2014, 14:20
WORKING PAPER SERIES NO. 518 / SEPTEMBER 2005: TERM STRUCTURE AND THE SLUGGISHNESS OF RETAIL BANK INTEREST RATES IN EURO AREA COUNTRIES docx
... Donnay and Degryse (2001), Toolsema et al. (2001) Heinemann and Schüller (2002) and Sander and Kleimeier (2002 and 2004) confirm this finding. Mojon (2000), Hofmann (2000 and 2003), Angeloni and ... lending rates, as suggested by the p values shown in Table 2. We take those two findings as a starting point and specify an empirical bank pricing model based on market rates only. Our baseline ... typically examines the link between bank interest rate margins and the market structure of the banking system (micro financial structure) using bank data (Hannan and Berger, 1991, Neumark and Sharpe,...
Ngày tải lên: 15/03/2014, 14:20