... services These services are consumed mainly by smaller customers such as small businesses, family farmers, and depositors of low to moderate wealth Small business lending Community banks’ role as small ... bifurcated banking system has served the needs of a diverse U. S economy composed of businesses of all shapes and sizes and consumers with diverse needs and preferences While community banks have ... small business lenders is important because small businesses account for a significant share of total output and employment growth While there is no single definition of a small business, the most...
Ngày tải lên: 16/02/2014, 11:20
... inputs and measurable outputs Inputs include the characteristics of the students and their parents, the type and amount of purchased inputs provided by the schools themselves, and the social and ... indicators such as an individual s lifetime earnings, residential property values, manufacturing activity in a state, and small business start-ups in a state The studies the paper discusses are for the ... community environment in which the school operates Measurable outputs can include such things as standardized test scores, graduation rates, the results of parental and student surveys on the quality...
Ngày tải lên: 20/02/2014, 19:20
Tài liệu China’s Holdings of U.S. Securities: Implications for the U.S. Economy pptx
... Chinese products and lower U. S interest rates That subsidy helps to boost U. S consumption of Chinese products, which supports China s export industries However, the subsidy is at the expense of ... flows to the United States Thus, Chinese purchases of all types of U. S securities (not just Treasury securities) should be considered when attempting to understand the impact China s investment ... China (the gap between U. S exports and Chinese imports) All else equal, Chinese government purchases of U. S assets increases the demand for U. S assets, which reduces U. S interest rates What might...
Ngày tải lên: 20/02/2014, 20:20
KHÁI QUÁT VỀ NỀN KINH TẾ MỸ ẤN PHẨM XUẤT BẢN NĂM 2009 OUTLINE OF THE U. S. ECONOMY doc
... The translation and publication of this book in Vietnamese language were made possible through the financial support of the Public Affairs Section, Embassy of the United States in Hanoi ... đơ-la năm 2007 Theo s li u tổ chức Conference Board Hoa Kỳ, s cao gần 20% so với mức trung bình hàng chục quốc gia ch u u dẫn đ u cao 85% so với Trung Quốc Năng suất Mỹ tăng trung bình 2% năm ... thuế khiến giá loại hàng hóa chế biến mà người miền Nam mua từ ch u u tăng lên khuyến khích quốc gia ch u u trả đũa cách giảm thi u mua hàng hóa nơng nghiệp xuất miền Nam Theo quan s t nhà s ...
Ngày tải lên: 18/03/2014, 04:23
A Comparative Analysis of Carbon Dioxide Emissions in Coated Paper Production Key Differences between China and the U.S. pot
... the two supply chains Throughout the study, comparisons are drawn using the same data sources to characterize energy use as well as emission factors for both supply chains This ensures that the ... dioxide emissions from biomass fuels were not included in this study Combustion of biomass fuels also emits small amounts of GHG s other than CO As these gases not fit the same role in the global ... 2006; NCASI, 2005) Thus, this study focuses on carbon dioxide emitted from the fossil fuels and grid electricity consumed in the manufacturing process For purposes of assessing energy use and related...
Ngày tải lên: 24/03/2014, 05:20
China, Japan and the U.S.A. pot
... does not excuse, some of the querulousness and studied discourtesies with which the Japanese press for some months treated President Wilson, the United States in general and its relation to the ... course? In short, it would be to view our existing European interests and issues (due to the war) and our Far Eastern interests and issues as parts of one and the same problem If we are actuated ... belonged the Minister of Justice, who manipulated the police and the courts, persecuted the students, suppressed liberal journals and imprisoned inconvenient critics And the Club owned the ministers...
Ngày tải lên: 31/03/2014, 11:20
stein - stochastic optimal control and the u.s. financial debt crisis (2012)
... amount (“breaks the buck”) the fund must dissolve and sell its assets, which may include AAA assets In turn the sale of AAA assets affects other institutions Conservative investors may have thought ... that was based upon the housing/mortgage sector This focus is upon the crisis of the 198 0s, in particular the agriculture crisis The policy issues are: How should creditors, banks and bank regulators ... Goldman-Sachs and hedge funds These purchasers finance the purchases by short term bank borrowing Securities firms and hedge funds may buy Credit Default Swaps (CDS) from companies such as AIG as insurance...
Ngày tải lên: 01/11/2014, 18:49
Tiểu luận DESCRIBE AND COMPARE WETLAND CLASSIFICATION BETWEEN VIETNAM AND THE U.S
... journals, dissertations, thesis from the library and the internet After that, making comparison and giving conclusions Results and discussion a) Wetland classification systems The table and figure ... below describe wetland classification systems in Vietnam and the US Table Vietnamese Wetland Classification System (VWCS) Marine/ coastal wetland (salty/ brackish wetlands) Subsystems Classes Vietnamese ... wetlands have been the focus of several countries’ attempts to increase tourist flow into their countries (Mitsch and Gosselink, 2007) Thus, wetland scientists and managers have found it necessary...
Ngày tải lên: 10/05/2016, 10:24
Tài liệu Irish Economy Note No. 10 “The U.S. and Irish Credit Crises: Their Distinctive Differences and Common Features” ppt
... and Rogoff Section compares the U. S credit-liquidity crisis and the subsequent Irish banking crisis highlighting the substantial, somewhat surprising, differences between them Section discusses ... behaviour by economic agents in the two countries, and discusses how this contributed to each crisis Section summarizes and concludes the paper Differences between the US and Irish Crises We begin ... circumstances of the U. S crisis alone Another credit crisis occurred nearly simultaneously to the more prominent U. S one, in an economy closely linked to the US economy, and yet the specific causal...
Ngày tải lên: 15/02/2014, 14:20
Tài liệu Material Usage and Condition of Existing Bridges in the U.S pptx
... bridges constructed using other materials such as masonry, aluminum, cast iron and wrought iron Therefore, the sum of the values for the four materials listed will generally be slightly less than the ... NBI lists the “Year Built” for each structure Where applicable, the “Year Reconstructed” is also given If the superstructure of a bridge is replaced, but the substructure is reused, “Year Built” ... Bridges are classified as reinforced concrete, prestressed concrete, structural steel and timber based on the superstructure material for the main span Values shown in the “Total” columns include...
Ngày tải lên: 20/12/2013, 20:15
Tài liệu Mothers’ Investments in Child Health in the U.S. and U.K.: A Comparative Lens on the Immigrant ''Paradox'' docx
... host country In this study we use data from two national birth cohort surveys, the American Fragile Families Study (FFS) and the U. K Millennium Cohort Study (MCS), to address several questions ... immigrants These findings suggest that, although there is great disparity in the quality of mothers’ health-related behaviors and parenting inputs across nativity groups, these disparities are, for the ... father We also include a measure of whether one or more grandparents live in the household (grandmother only in FFS) Three measures of instrumental support in the FFS indicate Results from the...
Ngày tải lên: 12/02/2014, 12:20
Tài liệu The Decline in the U.S. Personal Saving Rate: Is It Real and Is It a Puzzle? pptx
... BOG These accounts also provide estimates of holding gains and losses for assets such as real estate and corporate equities, including assets held indirectly through mutual funds, pension funds, ... personal and business saving—is famous in economics (it is often called Denison s law, from Denison, 1958) Unfortunately, it does not successfully withstand serious empirical scrutiny.22 Figure ... Board, author s calculations of consumer durable goods by households as personal consumption expenditures has been a cause of dissatisfaction: At least a portion of household purchases of durable...
Ngày tải lên: 16/02/2014, 11:20
Tài liệu Faultlines of Conflict in Central Asia and the South Caucasus - Implications for the U.S. Army docx
... limited assets Leaders, bank accounts, linkages Variation of the usual Usual Usual Usual Usual Usual Usual Societal/ Organizational Vulnerabilities R aThe nature of the nuclear threats and the likely ... choices and addresses a number of specific issues that affect those choices Chapter Six summarizes our conclusions Chapter Two NUCLEAR WEAPONS AND U. S SECURITY— BACK TO BASICS In addressing the ... risks of accidental use of nuclear weapons, incidents, false alarms, mistakes, miscalculations, and unauthorized use of nuclear weapons have long been the subject of discussion and scrutiny The...
Ngày tải lên: 17/02/2014, 11:20
Tài liệu The U.s. Air Force Budget And Posture Over Time docx
Ngày tải lên: 19/02/2014, 09:20
Tài liệu Moist-Soil Management Guidelines for the U.S. Fish and Wildlife Service Southeast Region pptx
... Sagittaria spp Salicornia spp Salix spp Saururus cernuus Scirpus americanus Scirpus confervoides Scirpus cyperinus Scirpus pungens Scirpus robustus Scirpus spp Scirpus spp Scirpus validus Sesbania ... delta duck potato arrowhead glasswort willow1 lizard 's tail bulrush, american (olneyi-three bulrush, algal woolgrass sword-grass bulrush, saltmarsh bulrush bulrush, slender bulrush, softstem4 sesbania2 ... belliadastrum Erigeron spp Eupatorium capillifolium Eupatorium serotinum Fimbristylis spadicea Fraxinus spp Fuirena squarrosa Gerardia spp Helenium spp Heteranthera limosa Hibiscus moscheutos Hibiscus...
Ngày tải lên: 21/02/2014, 12:20
Tài liệu A Comparison of Conventional and Organic Milk Production Systems in the U.S. potx
... Commodity Costs and Returns http://www.ers.usda.gov/Data/CostsAndReturns/ U. S Dept of Agriculture, National Agricultural Statistics Service Agricultural Prices 2005 Summary ... is the standard normal density function and Φ is the standard normal cumulative distribution function evaluated using the first stage estimates Characteristics and Practices of Conventional and ... economic costs the value of the coefficients decreased with successive size categories indicating economies of size associated with these costs Costs declined as size increased as fixed amounts capital...
Ngày tải lên: 22/02/2014, 05:20
Tài liệu The Majors of Golf Complete Results of The Open, the U.S. Open, the PGA Championship and the Masters, 1860–2008 pdf
... particular source, there are inaccuracies in the finish position—some miscalculations, some typos and round scores that not calculate to the listed total score Newspapers sometimes show a player in the ... records” used as the primary reference sources for this book are the annual Media Guides produced by the Masters Tournament and the PGA Championship, the “Record Books” produced by the USGA, Royal ... http://www.opengolf.com The figures from these sources were accepted unless there were obvious errors which could be corrected and verified Then current newspapers and golf periodicals, assumed to be correct for their...
Ngày tải lên: 22/02/2014, 08:20
Unfolding the Future of the Long War - Motivations, Prospects, and Implications for the U.S. Army docx
... Sustained Widespread violence between Shia and Sunni groups, resulting Sunni-Shia in deep fault lines between Shia and Sunni communities Conflict throughout the Muslim world As a result, the U. S ... these futures Our analysis of the future is not comprehensive but draws on a number of sources to address the issues that most directly affect the course of the long war Through this analysis, we ... Middle East and Persian Gulf Chronic Serious insurgencies and unrest around the world that drain Insurgencies/ the resources of the U. S and its allies and decrease regime Instability legitimacy The...
Ngày tải lên: 06/03/2014, 20:20
Individual Rights and Liberties Under the U.S. Constitution The Case Law of the U.S. Supreme Court pot
... of the prosecutor s closing argument to the jury, but he did not raise the issue on appeal to the Mississippi supreme court That court raised the issue sua sponte, discussing this federal question ... IRS summons The Court said: “Taxpayers have an obvious possessory interest in their records When the Government has obtained such materials as a result of an unlawful summons, that interest is ... to the subject of its member s claim raises an assurance that the association s litigators will themselves have a stake in the resolution of the dispute, and thus be in a position to serve as the...
Ngày tải lên: 07/03/2014, 02:20