hackers crackers and the criminalization of peer to peer technologies

Credit Unions and the Supply of Insurance to Low Income Households pdf

Credit Unions and the Supply of Insurance to Low Income Households pdf

... If the result of the income draw in the second period is negative then the agent will be in receipt of the minimum income guarantee and desires to increase consumption then on the expectation of ... the nature of the objective function Members include both borrowers and savers: one strand in the theoretical literature takes the interest of one of these groups as paramount and considers the ... graphically in Fig The smaller α, the probability of the negative income shock, is then the expected utility of the intentional defaulter will be closer to A on the chord AB and so the more likely...

Ngày tải lên: 15/03/2014, 07:20

34 334 0
Đề tài "Invariant measures and the set of exceptions to Littlewood’s conjecture " doc

Đề tài "Invariant measures and the set of exceptions to Littlewood’s conjecture " doc

... Cambridge in the spring of 2000 and ETH Zurich in which some of the seeds of this work have been sown We would also like to acknowledge the hospitality of the University of Washington, the Center ... view of (5.2) it is clear that γ and hence g −1 γ g ∈ Γ satisfy all the ˜ ˜ conditions of Theorem 5.1 Conclusion of the proof of Theorem 1.3 In this section, we conclude the derivation of Theorem ... generated by the orbit of P Let x, y ∈ K belong to the same atom of A; in other words suppose that for all i ∈ Z the images x, y ∈ Pi belong to the same partition element THE SET OF EXCEPTIONS TO LITTLEWOOD’S...

Ngày tải lên: 15/03/2014, 09:20

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summary of dissertation delimitation of the jurisdiction to deal with administrative complaints and the jurisdiction of courts to deal with administrative cases in vietnam

summary of dissertation delimitation of the jurisdiction to deal with administrative complaints and the jurisdiction of courts to deal with administrative cases in vietnam

... OVERVIEW OF STUDIES RELATED TO RESEACH TOPIC Through assessment of previous studies related directly to the scope of this research, the viewpoints of delimitation of the jurisdiction to deal with ... Secondly, the imbalance between the needs of administrative complaint of the people and the capacity of public administration organs have affected negatively to the psychological and legal awareness of ... delimitation of the jurisdiction to deal with administrative complaints and the jurisdiction of courts to deal with administrative cases needs to harmonize with the other measures of examination and supervision...

Ngày tải lên: 17/07/2014, 11:06

27 369 1
Báo cáo sinh học: "RNAi and the shape of things to come" ppsx

Báo cáo sinh học: "RNAi and the shape of things to come" ppsx

... Several of the genes identified are thought to limit the rate of formation of filamentous (F) actin and encode proteins with F-actin capping functions Some of these regulators seemed to play ... lot of the apparent complexity in cell biology is a product of over-expression studies, and loss -of- function data can clarify some of these situations.” And then we will have to go back to the ... it take you to develop the system and what were the steps that ensured your success? We had to spend quite a bit of time developing a new set of tools and methodologies and we had to devise new...

Ngày tải lên: 06/08/2014, 18:20

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Báo cáo y học: " Eotaxin and the attraction of eosinophils to the asthmatic lung" ppt

Báo cáo y học: " Eotaxin and the attraction of eosinophils to the asthmatic lung" ppt

... eotaxin to eosinophil recruitment varies with the animal strain and species, the challenge and sensitization protocol, and the phase of the response The reasons for this are probably related to contributions ... cells and Th2 lymphocytes in the lung to generate the cytokines interleukin (IL)-4, IL-13 and tumour necrosis factor (TNF)-α These cytokines stimulate the generation of eotaxin by lung epithelial ... Prevention of the effects of eotaxin is also the aim of therapy developed to interfere with leukocyte trafficking to the lung Neutralization of eotaxin by an antibody is a possible route to therapy...

Ngày tải lên: 12/08/2014, 18:20

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Cambridge.University.Press.Allegories.of.Union.in.Irish.and.English.Writing.1790-1870.Politics.History.and.the.Family.from.Edgeworth.to.Arnold.Oct.2000.pdf

Cambridge.University.Press.Allegories.of.Union.in.Irish.and.English.Writing.1790-1870.Politics.History.and.the.Family.from.Edgeworth.to.Arnold.Oct.2000.pdf

... signifies the unsettled state of Irish society Because efforts to legitimate English rule in Ireland so often involve disputed rights to land and property, the relation of fathers to sons, of mothers to ... to the toiling and dying types who made it over to America And once in America, people divided once again: you could say they became the poor and the rich The losers and winners The artists and ... governed the writing of both history and literary history, constituting the study of the literary and historical past as contested terrain in the present will, I hope, lead us to be more attuned to the...

Ngày tải lên: 21/09/2012, 10:39

240 1.2K 5
Facts of Vietnam Freight forwarding industry and the role of Vietnam Freight Forwarders Association (VIFFAS) to the industry in international economic integration processhelpful to Oristar.doc

Facts of Vietnam Freight forwarding industry and the role of Vietnam Freight Forwarders Association (VIFFAS) to the industry in international economic integration processhelpful to Oristar.doc

... line  The customs formalities need to be renewed to facilitate export and import The General Department of Customs, the Ministry of Trade and examining bodies, and the Bureau of Standards and Measures ... kinds: + The change of consumer-demand modal, market and the attitude to the availability and diversity of goods + The pressure of reducing cost + The development of Information technology + The pressure ... Freight Forwarding and having high professional skills and abilities to contribute to the realization of the objectives and duties of the Association, may be invited to join the Association as...

Ngày tải lên: 27/10/2012, 16:42

31 1.2K 21
Music cover, the effects of it and The attitudes of NEU’s students to Music cover in Vietnam

Music cover, the effects of it and The attitudes of NEU’s students to Music cover in Vietnam

... exposure to all types of students in other university, NEU students are the perfect entity to take the research The study illustrates the effects of music cover and NEU students’ behaviors towards the ... made the song newer, brings the song back to the listener with the whole new style and the performance is completely like remaining the life for the song The cover music in Vietnam is the kind of ... And there are many different opinions about that In the world, the covering music is very normal, but the singers or bands have to have permission of the artist Covering music is an art and the...

Ngày tải lên: 21/04/2013, 20:53

23 568 0
DEVELOPING, USING AND ANALYZING THE RESULTS OF INTERVIEWS TO DETERMINE THE FEELINGS OF FOREIGN TOURISTS ON THEIR VISIT TO VIET NAM

DEVELOPING, USING AND ANALYZING THE RESULTS OF INTERVIEWS TO DETERMINE THE FEELINGS OF FOREIGN TOURISTS ON THEIR VISIT TO VIET NAM

... Edit and print II/ INTERVIEW QUESTIONS According to the purpose of the report, we had to go out to carry out our interview with the foreigner tourists We had to spend two days in the OldQuarter to ... all And we continued finding other guests, but not much tourist, so we could interview one to two travelers Most of them seemed too closed, to be friendly and warmhearted, and welcome us They told ... Group, and business It can be seen that the percentage of independent tourist is the biggest It occupies 58% in total The numbers of tourists who travel in-group hold 33% And the business tourist...

Ngày tải lên: 25/04/2013, 15:42

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Refusals to invitations the use of vietnamese learners of english and the use of native speakers of english  a comparison

Refusals to invitations the use of vietnamese learners of english and the use of native speakers of english a comparison

... competence, the speech act of refusal to invitation and the rationale of the study The chapter ends with information on the structure of the thesis Chapter reviews previous studies on the speech act of ... that the frequency of the use of the speech act of refusal by the Australian NSs of English was different from that by the VLEs Although the VLEs and the Australian NSs of English employed the ... formulas of this language group with those of the NSEs in relation to the interlocutor’s status 22 First, to compare the frequency in the use of the semantic formulas of the two language groups, the...

Ngày tải lên: 07/09/2013, 13:31

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Slide an investigation into some approaches to vocabulary teaching and learning and the application of games in teaching and learning vocabulary at pre – intermediate level at foreign language center – haiphong university

Slide an investigation into some approaches to vocabulary teaching and learning and the application of games in teaching and learning vocabulary at pre – intermediate level at foreign language center – haiphong university

... 1972, p.111) Rationale Aims of the study Scope of the study Methods of the study Design of the study Research questions: What is the present situation of teaching and learning vocabulary at Pre ... teaching and learning 1.3 Approaches to language teaching and their relevance to vocabulary 1.4 Recent research about teaching and learning second language vocabulary 1.5 Advantages of the use of games ... teaching and learning 1.3 Approaches to language teaching and their relevance to vocabulary 1.4 Recent research about teaching and learning second language vocabulary 1.5 Advantages of the use...

Ngày tải lên: 29/01/2014, 14:36

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Tài liệu Banks’ exposure to interest rate risk, their earnings from term transformation, and the dynamics of the term structure pptx

Tài liệu Banks’ exposure to interest rate risk, their earnings from term transformation, and the dynamics of the term structure pptx

... (column 3) and the model with only the regulation variables (column 4) The R2 of the full model is 17.24%, i.e the combined contribution of the systematic factor and the regulation to the total timely ... remains constant and the own funds decrease or increase With the help of the two other specifications, it is possible to disentangle the contributions of the systematic factor and of the regulation ... case especially the shape of the (past and current) term structure of interest rates We call this variable the change in the systematic factor of the exposure to interest rate risk The variables...

Ngày tải lên: 16/02/2014, 06:20

40 551 1
Tài liệu A structured approach to Enterprise Risk Management (ERM) and the requirements of ISO 31000 ppt

Tài liệu A structured approach to Enterprise Risk Management (ERM) and the requirements of ISO 31000 ppt

... responses The objective is to achieve maximum sustainable value from all the activities of the organisation Risk management enhances the understanding of the potential upside and downside of the factors ... the importance of feedback by way of two mechanisms These are monitoring and review of performance and communication and consultation Monitoring and review ensures that the organisation monitors ... and decided the benchmark test of significance for different classes of risks, it will then be possible to identify the appetite or attitude to that type of risk, together with the capacity of...

Ngày tải lên: 21/02/2014, 12:20

20 821 1
Tài liệu NATURAL ENDOWMENTS, PRODUCTION TECHNOLOGIES AND THE QUALITY OF WINES IN BORDEAUX. IS IT POSSIBLE TO PRODUCE WINE ON PAVED ROADS? pot

Tài liệu NATURAL ENDOWMENTS, PRODUCTION TECHNOLOGIES AND THE QUALITY OF WINES IN BORDEAUX. IS IT POSSIBLE TO PRODUCE WINE ON PAVED ROADS? pot

... particularly sensitive to the beauty of the landscape, to the architecture of the villages and to any other element that belongs to the region of production." Thus terroir includes event the landscape, as ... applying to get an official appellation from the Bureau of Alcohol, Tobacco and Firearms On the other hand, old-world producers, by the mean of their interprofessional organizations (Bordeaux and ... the wine is racked several times during the first year, to separate the clear wine from the lees which have fallen to the bottom of the cask We introduced a variable representing the number of...

Ngày tải lên: 22/02/2014, 09:20

23 647 0
A Designer''''s Guide to Adobe InDesign and XML: Harness the Power of XML to Automate your Print and Web Workflows pptx

A Designer''''s Guide to Adobe InDesign and XML: Harness the Power of XML to Automate your Print and Web Workflows pptx

... is at the heart of the technology XML is all about how the pieces are put together The Structure pane and the Tags panel work hand in hand to reveal the how The Structure pane gives you the big ... countries Altova and XMLSpy are registered trademarks of Altova GmbH in the United States and other countries All other trademarks are the property of their respective owners Many of the designations ... the same language This book is intended to guide you on your own personal journey of discovery of the powers of XML and InDesign The following chapters are written with the sensibilities of the...

Ngày tải lên: 14/03/2014, 23:20

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Bringing the Hidden Giants to the Footlight: the Role of Savings and Retail Banks in Increasing the Level of Access to Financial Services docx

Bringing the Hidden Giants to the Footlight: the Role of Savings and Retail Banks in Increasing the Level of Access to Financial Services docx

... decided on the basis of the borrower’s investment need and their ability to repay The amount of the first loan does not exceed US$ 750 and the borrowers can apply for a second loan of up to US$ 1,250 ... and channelling more of the remittances into the financial system and intermediating the flow of the resources, savings banks contribute to leveraging the positive impact of these transfers In several ... the repayment capacity of their clients, a domain where they have a high level of expertise, while savings banks could make use of their front and back of ce systems for disbursing of loans and...

Ngày tải lên: 15/03/2014, 10:20

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