... research has almost exclusively focused on the US banking sector The present study will investigate the interest rate sensitivity of the Greek banking sector The paper makes two main contributions ... -11.7* * The mean and standard deviation correspond to the sample values The numbers in the parentheses stand for the t-ratios The Sharpe ratio is calculated by diving the sample mean by the sample ... stands for the Durbin-Watson statistic The numbers in the parentheses below the point estimates stand for the t-ratios Adj R2 stands for the adjusted coefficient of determination The hypotheses tests...
Ngày tải lên: 22/03/2014, 17:20
... out of the four presented models) Since the Lebanese financial market is very small and inactive, the banking sector is – by large – the main source of funding for investors Therefore, the domestic ... that the main determinants of net interest margins are bank-specific factors, whereas others claim that the industry-specific factors are more important On the other hand, others believe that the ... focus on the Lebanese banking sector This sector provides an interesting case study for analysing how banks set their interest rates (i.e what factors shape their interest margins) as it has the following...
Ngày tải lên: 22/03/2014, 17:20
A com parative study of financial performmance in the Vietnammese banking sector evidence for vietnamese leading joint stock commercial nanks Luận văn thạc sĩ
... of the sectors in Vietnam exposed to rapid change is the banking sector It carries out the bridge for capital mobilization and distribution, satisfy the capital demand for the economy After the ... presents the overview of the study, including the background, rationale of the study, overall and specific objectives, scope and limitation At the end of the chapter, the structure of the study ... satisfy so that they can get the maximum points for each indicator If the bank not satisfy, it will be deducted the points The points based on the performing of the bank and instructed in the ratings...
Ngày tải lên: 26/05/2015, 08:30
Environmental regulation and economic competitiveness: Evidence from the textile industry in Vietnam
... insights into the environmental legal regulation in Vietnam and the impacts they have on the industry I.1 Research questions The thesis aims to answer the following questions, from the macro level ... situation Sector focus: In order to see the exact environmental impacts of the industry, the research addresses the textile sector that is known for its pollution rather than the garment sector ... situation for the environment but further research is needed The thesis is inspired by the idea of further research on the linkages that should be made on the industry specific basis rather than...
Ngày tải lên: 24/08/2013, 18:48
Tài liệu Báo cáo " Late Eocene metamorphism and ductile deformation age of Con Voi range, the Red River shear zone: evidence from the garnet Sm/Nd dating" docx
... relation of the samples and country rocks and also on the thermal history in which the rock itself experienced All other radioactive dating methods applied for any mineral extracted from the first ... contamination with the mantle materials The model age TDM=1880 m.y calculated from the isochron suggested that the provenance of metamorphic rocks of Con Voi range might derive from the Proterozoic ... parageneses had the same direction The different criteria of shears recorded by the minerals of the first paragenesis indicated a left 71 lateral motion The secondary minerals crystallized within the pressure...
Ngày tải lên: 13/02/2014, 12:20
Tài liệu FIRMS AND THEIR DISTRESSED BANKS: LESSONS FROM THE NORWEGIAN BANKING CRISIS (1988-1991) docx
... reason that the causality of any correlation between the health of the banking system and economic activity runs from the real sector to banks Still others link the importance of banks to the structure ... capital markets and banking system influences the transmission of banking shocks to the real sector Our evidence suggests that announcements of bank distress during the Norwegian banking crisis had ... inside the event window For the results reported in the tables, we start the estimation 150 days prior to the start of the event window, include up to 40 days inside the window, and end the estimation...
Ngày tải lên: 16/02/2014, 10:20
Tài liệu High-level Expert Group on reforming the structure of the EU banking sector docx
... 83 FURTHER REFORMS OF THE EU BANKING SECTOR 88 5.1 5.2 5.3 5.4 5.5 5.6 5.7 5.8 THE ROLE OF BANKS IN FINANCING THE REAL ECONOMY 88 THE PROBLEMS IN THE EU BANKING SECTOR ... documents the significant expansion of the financial system and, in particular, the banking system in the run-up to the financial crisis It assesses the impact of the financial crisis on the EU banking ... all of the adverse economic consequences since the onset of the crisis can be attributed to failures in the banking sector, the banking sector had a key role to play, not only in terms of the costs...
Ngày tải lên: 16/02/2014, 10:20
Addressing Air Emissions from the Petroleum Refinery Sector Risk and Technology Review and New Source Performance Standard Rulemaking pptx
... excess cancer risk for a p g receptor from the refinery source category with a 70 year period exposure period taking into account the distance from the refinery to the receptor and site-specific site ... provide a direct measure of the annual average concentrations of these air toxics directly surrounding the refinery Provides a more certain measure of the risk from these sources than our current ... of material from the gas phase to the liquid phase ► ► SO2 removal from stack gases removal of organics from vent gases 43 Steam Strippers ► A distillation process whereby gases and other unwanted...
Ngày tải lên: 05/03/2014, 11:20
Monetary Policy Surprises and Interest Rates: Evidence from the Fed Funds Futures Market doc
... reconstruct the surprise change in the target is to look at the difference between the average funds rate and the spot month rate on the day prior to the change, scaled up to reflect the number ... ms , τ The surprise computed in this way, therefore, is equal to the “true” surprise, plus the average targeting errors made later in the month, minus the scaled-up premium The first of these may ... change too much from one day to the next The only contamination is the day τ targeting error, and the revision in the expectation of future targeting errors.5 The expected component of the change...
Ngày tải lên: 06/03/2014, 02:21
Deep Recessions, Fast Recoveries, and Financial Crises: Evidence from the American Record ppt
... pattern: the recovery from the Great Contraction in the 1930s; the recovery after the recession of the early 1990s and the present recovery The present recovery is strikingly more tepid than the 1990s ... pattern: the recovery from the Great Contraction in the 1930s; the recovery after the recession of the early 1990s and the present recovery The present recovery is strikingly more tepid than the 1990s ... shows the quarterly path of GDP from the preceding peak to the trough of each business cycle and then the quarterly path of GDP from the trough for the same number of quarters that occurred in the...
Ngày tải lên: 06/03/2014, 19:20
Credit-risk valuation in the sovereign CDS and bonds markets: Evidence from the euro area crisis ppt
... evaluate, among other factors, the effect of the purchases of sovereign debt by the ECB and the potential haircut on the banks’ holdings of Greek bonds Finally, the most frequent analysis of the CDS-bond ... liquidity between the CDS and the bond Specifically, the degree of liquidity in the CDS market is proxied by the bid-ask spread of the CDS premium The higher this spread is, the lower the degree of ... since the inception of the EMU.4 Our aim, however, is not to study the determinants of the CDS or the bond spread, but, rather, the determinants of the basis to test whether both markets reflect...
Ngày tải lên: 15/03/2014, 07:20
Assessing the quality of investment advice in the retail banking sector docx
... had concerns with the quality of advice in the other quarter In 11% of mystery shops we felt the advice was unsuitable for the customer and in a further 15% the adviser did not gather enough information ... 12 Assessing the quality of investment advice in the retail banking sector Section – Key causes of poor advice about these failings as the majority of the mystery shops based upon the short, three ... process with their formal records of the sale Methodology How we gathered our evidence This review assessed the quality of lump-sum investment advice for six firms within the retail banking sector...
Ngày tải lên: 16/03/2014, 17:20
Báo cáo Y học: Identification of mammalian-type transglutaminase in Physarum polycephalum Evidence from the cDNA sequence and involvement of GTP in the regulation of transamidating activity potx
... Although the predicted aminoacid sequence had similarity with the sequences of mammalian TGase, the length of the cDNA was smaller than the length deduced from the molecular size of the purified ... after the last immunization, blood was collected from the heart For expression of the full-length cDNA in E coli, the same system was used except for the vector PCR was performed to insert the ... sequence determined from the CNBr fragment The asterisk indicates the stop codon Three amino acid residues of the catalytic triad are boxed The single and double lines indicate the putative Ca2+-...
Ngày tải lên: 17/03/2014, 23:20
Wars and Child Health: Evidence from the Eritrean-Ethiopian Conflict pdf
... directly from the author IZA Discussion Paper No 5558 March 2011 ABSTRACT Wars and Child Health: Evidence from the Eritrean-Ethiopian Conflict* This is the first paper using household survey data from ... exposure to the war) and temporal (within a given region, the timing of whether a child was born during the war period) These variables are binary and indicate whether a child was born before the war ... regions would have been similar in the absence of the war Equation assumes that, apart from the war, there are no other events that might have coincided with the war and independently affected...
Ngày tải lên: 22/03/2014, 09:20
Bank Funding Structures and Risk: Evidence from the Global Financial Crisis pptx
... to weaken the connections between the macroeconomic environment in the run-up to the crisis and the likelihood of subsequent bank failure These hypotheses are taken to the data in the next sections ... declining trend in the pre-crisis period, which reverts from 2007 for the Domestic banks, and from 2008 for the Global banks In the latter group, there is a sudden drop at the peak of the crisis, followed ... “Resolution of Banking Crises: The Good, the Bad, and the Uggly,” IMF Working paper No 10/146 Raddatz, 2010 “When the Rivers Run Dry” Liquidity and the Use of Wholesale Funds in the Transmission of the...
Ngày tải lên: 22/03/2014, 21:20
WORKING PAPER SERIES NO. 303 / FEBRUARY 2004: FISCAL POLICY EVENTS AND INTEREST RATE SWAP SPREADS: EVIDENCE FROM THE EU pdf
... of the SGP would be a “stupid” avenue, there is no evidence of significant reactions from the markets Indeed, the markets may have interpreted the announcement as not raising the risk of the ... for the specific regulations of the Pact and the decisions taken by the Council varies considerably The main reason for diverging assessments of the virtues of the Stability and Growth Pact is the ... confirmed their commitment to their fiscal target.8 The embarrassment of the “sinners” resulting from the public debate of the issue had been an effective mechanism to enforce commitment to the European...
Ngày tải lên: 22/03/2014, 23:20
DETERMINANTS OF COMMERCIAL BANKS INTEREST RATE SPREADS: SOME EMPIRICAL EVIDENCE FROM THE EASTERN CARIBBEAN CURRENCY UNION pdf
... factors go into the construction of the index, the number of firms in the industry and each firm’s market share The fewer the number of firms in the industry the easier it is for them to coordinate ... uses the Herfindahl–Hirschman index (HHI) as the measure of market power in the banking system in each of the ECCU countries both at the aggregate level and for the foreign and indigenous banks The ... to support the hypothesis that interest rate spreads are positively related to market power That is, the more concentrated the banking industry (i.e the less competitive) the higher the banks’...
Ngày tải lên: 22/03/2014, 23:20
HOÁ HỮU CƠ ĐẠI HỌC Y DƯỢC TP. HỒ CHÍ MINHCARBOHYDRATES (polyhydroxy aldehyde - polyhydroxy ketones)Sucrose + Water → Glucose + Fructose Oligosaccharide (from the Greek oligos “few”) 3 to 10 monosaccharides Polysaccharide are hydrolysed to more than 10 pot
... α-D-Ribofuranose (hydroxy group at anomeric carbon is down) Haworth formulas, N Haworth was a corecipient of the 1937 Nobel prize NK 2010 – 2011 Tiến Sỹ Đặng Văn Hoài HOÁ HỮU CƠ ĐẠI HỌC Y DƯỢC TP HỒ CHÍ MINH...
Ngày tải lên: 25/03/2014, 07:21
Bank recapitalisation and restructuring process - Results of the Independent Evaluation of the Spanish Banking Sector doc
... information at the level of each transaction • The proper classification of the portfolio on the basis of the status of the borrower, the value of the collateral and the sector Verification of the credit ... (ECB, the EC, the EBA and the IMF), and the support of the latter The exhaustive nature of the exercise conducted should be highlighted, as it has entailed the work of more than 400 auditors in the ... capital figure for the whole of the Spanish banking system The analysis was top-down, as the information used enabled a sufficiently precise estimate to be made for the whole of the banking system,...
Ngày tải lên: 29/03/2014, 08:20
Decentralization and Water Pollution Spillovers: Evidence from the Re-drawing of County Boundaries in Brazil ppt
... models are then left with the simpler task of explaining the change in pollution from the upstream point to the downstream point as a function of the characteristics of counties in between the two ... after the 1994 elections Thus the distance of the upstream station B to the nearest exiting border decreased from BD to BC, and the number of border crossings for the segment BF increased from ... environmental damage even as they perceive the benefits of increased economic activity in their region The policy-making community has noted the relative paucity of empirical evidence for the various arguments...
Ngày tải lên: 29/03/2014, 14:20