... transmission According to the seminal papers by Klein (1971) and Monti (1972) on banks’ interest rate setting behaviour, banks can exert a degree of market pricing power in determining loan and deposit ... bank interest rates, Maudos and Fernández de Guevara (2004) show that an increase in banks’ market power (i.e. a reduction in competitive pressure) results in higher net interest margins.5 In ... their reduction in loan market income by lowering their deposit rates. We observe also that bank interest rates in more competitive markets respond more strongly to changes in market interest rates....
... true in language teaching. But how do we go about teaching them the language skills so that they become more interested in learning the language? Also how do we maintain their interest in language ... teachers to be further exposed Sustaining an Interestin Learning Englishand Increasing the Motivation to LearnEnglish: An Enrichment ProgramSupyan Hussin, Nooreiny Maarof, and J. V. D'Cruz ... attempt to sustain genuine interestin continuing to learn English and to use the English language once the examinations are over. Teachers have to create a healthy balance between preparing students...
... found working in pairs and groups and playing games more relaxing and interesting. In addition, they said that when working in pairs and groups they felt more confident in communicating in English ... strongly increased students’ participation and interestin class activities. The students found working in pairs and in groups intersting, which made them participate more in the lesson. In addition, ... learning to read, studying grammar, and learning English words by seeing them.- Students’ motivationMotivation is a key factor leading students’ success in learning in general, and in learning...
... students, including minority students and women, have been gravitating away from science and engineering toward other professions. A gender gap persists not in STEM aptitude but in interest: ... score behind only two jurisdictions in math (Hong Kong and Singapore) and behind only one jurisdiction inscience (Singapore). In Minnesota, the scores are only slightly lower. There are hints ... Early Careers in Science. Science 312(5777):1143–1144. A. V. Maltese and R. H. Tai. (2010). Eyeballs in the Fridge: Sources of Early Interestin Science. International Journal of Science Education...
... of interest rate pass -through in the euro area. In the literature, the terminol-ogy interest rate pass -through generally has two meanings: loanrate pass -through and deposit rate pass -through. ... the literature on the empirical study of interest ratepass -through, including deposit rate pass -through. Vol. 4 No. 3 Incomplete Interest Rate Pass -Through 103under loan rate stabilization ... “Discussion: Financial Integration within andbetween Countries.” In Anglo-American Financial Systems,ed. M. D. Bordo and R. Sylla, 415–55. New York: IrwinPublishing.de Bondt, G. 2002. “Retail Bank Interest...
... engineering, and mathematics. Resources currently available include: Reaching All Students: A Resource for Teaching in Science, Technology, Engineering & Mathematics Case Studies in Inclusive ... Research, Teaching, and Learning Madison, Wisconsin Reaching All Students i Foreword Nationally, the scarcity of American students interested in going into STEM fields (science, ... styles and intelligence among our students, we can help all of them by employing a range of active learning approaches (talking and listening, writing, reading, reflecting) and varying teaching techniques...
... very active in class discussions: expressing their wonder at the details of the text or disagreement with others’ ideas, defending their opinions convincingly, posing very interesting questions ... majority of the students had an invaluable, inspiring time exploring literature, exploring themselves and expressing their best intellectual, emotional and linguistic powers. They had a good ... believes in measuring quantitatively something of such an intrinsically subjective nature as self-expression in a discipline so detached from numbers and the right-wrong answer distinction...
... TOPICS IN SCIENCE AND TECHNOLOGY IN CHINA 4 Finite Element Modelling in Implant Dentistry 89 treated using computational modelling techniques. In addition, modelling of the bone-implant interface ... stresses in cortical bone decrease in inverse proportion 84 Application of the Finite Element Method in Implant Dentistry Fig. 4. 2 2D Information in Image Data Fig. 4. 3 3D Information in from ... (76) 4 Finite Element Modelling in Implant Dentistry Jianping Geng, Weiqi Yan, Wei Xu, Keson B.C. Tan, Haw-Ming Huang Sheng-Yang Lee, Huazi Xu, Linbang Huang, Jing Chen (81) 4.1 Introduction...