coral reefs in crisis

Ngày tải lên: 28/06/2014, 00:20

... for infusion, 0.9% (isotonic), 1-litre bottle + infusion -giving set, sterile, single use 15 Glucose, solution for infusion, 5% (iso-osmotic), 1-litre bottle + infusion -giving set, sterile, single ... infusion-giving set, sterile, single use 300 Dextran 70, solution for injection, 6%, 500-ml bottle + infusion-giving set, sterile, single use 100 Sodium dichloroisocyanurate tablets, containing ... single use 100 Syringe, luer, 1 ml, sterile, single use 400 Syringe, luer, 2 ml, sterile, single use 1400 Syringe, luer 5 ml, sterile, single use 500 Syringe, luer, 10 ml, sterile, single use 600 Needle,...

Ngày tải lên: 13/02/2014, 10:20

... amount, ranging from $10-50. Charging modest fees is not intrinsically exploitative and may even be necessary for reputable agencies attempting to maintain their services while facing funding cuts. ... Credit Counseling in Crisis 6 Report by NCLC and CFA 2. CREATED IN THE CREDITOR’S IMAGE: THE GENESIS OF THE CREDIT COUNSELING INDUSTRY The credit counseling industry developed in the mid-1960’s ... Oversight, Losing Credibility: Troubling Trends in the Consumer Credit Counseling Industry in Massachusetts, July 2002. 20 “Large Banks Increase Charges to Americans in Credit Counseling,” Consumer...

Ngày tải lên: 06/03/2014, 08:20

Ngày tải lên: 07/03/2014, 17:20

Ngày tải lên: 26/03/2014, 14:07

Ngày tải lên: 28/03/2014, 14:20

Ngày tải lên: 28/03/2014, 23:20

Ngày tải lên: 30/03/2014, 01:20

... partner. Enlightenment26 deterring ‘genius and invention’ (ibid.). Only in the absence of so venerable an institution could intellectuals be expected to retain an integrity in their work that would ... ‘the information revol- ution’ in our own age. Although rooted in the printing press rather than computers (the Internet or World-Wide Web, electronic publishing), it was similarly discussed in ... dread, resound in the writings of the eighteenth and early nineteenth centuries in Britain – a time and a place when the newly disturbing technology was writing itself . . . Having lived so comfortably...

Ngày tải lên: 21/09/2012, 11:00

... may have been incomplete. The increase in missing data in the post-election period may reflect both staff shortages and shifting care priorities in the clinic system during the crisis period. ... obtained for key informant inter- views, and all clinical investigation was conducted accord- ing to the principles expressed in the Declaration of Helsinki. Study Site Since 1990, Indiana University ... HIV-infected children in our cohort during time period 1 should have had at least one appointment in time period 2. "No Return" to clinic was defined as not having a clinic visit in...

Ngày tải lên: 25/10/2012, 10:31

... similar interest in the shifting cultural geography within which literary texts are inscribed, and out of which their meanings are inevitably pro- The Crisis of Literature in the 1790s4 King mob in ... inscribe themselves within it, and in doing so, to gain a limited measure of autonomy without necessarily reproducing the myth of the self- determining subject. 31 Having stressed the ongoing centrality ... Enlightenment thought in the 1790s, I want to insist that I am not interested in rethinking our critical relationship to the narratives of Romanti- cism by deploying an Enlightenment/Romantic binary which...

Ngày tải lên: 01/11/2013, 10:20

Ngày tải lên: 18/12/2013, 10:07

... decrease in the retail interest rate are principally due to the shock to the retail rate, which indicates that this model is insuf- ficient for explaining the events during the crisis. The savings ... the interbank market, in May 2010 the Governing Council reintroduced a certain number of measures that it had previously abandoned. These included offering banks the possibility of obtaining ... Trichet (2009). Introduction The economic and financial crisis that arose in summer 2007 led to a significant increase in perceptions of risk in the economy, resulting in a sizeable rise in risk and...

Ngày tải lên: 15/02/2014, 05:20

... collapse in commodity prices and a ‘fleeing’ to the money-form. When financial intermediation is fully integrated in the model, the money crisis includes falling prices for financial assets, rising ... (2) the increasing vulnerability of the expansion to adverse financial or nonfinancial developments; (3) the codetermination of the timing of the crisis; and, (4) the deepening and widening of ... sale. In SCP the individual act of exchange is by its nature incomplete; it is only one link in an ever-expanding chain of actions and interactions. C- M-C consists of two logically distinct...

Ngày tải lên: 16/02/2014, 03:20

... of “narrow banking”. Total lending and corporate lending by savings banks in Germany kept increasing even after the beginning of the financial crisis in 2007, however 1 Accordingly, a substantial ... whether the growing trend in globalization in banking results in events such as the U.S. financial crisis affecting the real economy in other countries through the bank lending channel. In particular, ... down in fluctuating amounts over time. Third, we are able to obtain data on the bulk of the universe of savings banks in Germany, which use S-Rating’s internal rating system in their lending...

Ngày tải lên: 16/02/2014, 10:20

... Accounting Market malfunctioning in the crisis would not have mattered if institutions had been independent of markets. In fact, the exposure of financial institutions to what was happening in ... creditworthiness stan- dards to be met by originators. 71 Both, originating and securitizing institutions, were more in- terested in volume than in quality control. – Too much depended on the rating ... Hazard in Mortgage Securitization: The Origins of the Crisis 14 3.1 Moral Hazard in Origination 14 3.2 Mortgage Lending in the Years Before the Crisis 16 3.3 Negligence in Securitization: Blindness...

Ngày tải lên: 17/02/2014, 21:20

... resulting indebtedness has been exacerbated by the financial crisis and recession, and this in turn is contributing to underlying financial instability – Europe‟s biggest problem. The financial ... of institutional arrangements that are being tested in the extreme and have exacerbated the financial crisis: SOLVING THE FINANCIAL AND SOVEREIGN DEBT CRISIS IN EUROPE OECD JOURNAL: FINANCIAL ... 0 100000 200000 300000 400000 500000 600000 700000 800000 900000 1000000 Mar/00 Nov/00 Jul/01 Mar/02 Nov/02 Jul/03 Mar/04 Nov/04 Jul/05 Mar/06 Nov/06 Jul/07 Mar/08 Nov/08 Jul/09 Mar/10 Nov/10 Jul/11 Mar/12 Nov/12 Lending to EU Credit Instit Main Refis L-Term Financing SOLVING THE FINANCIAL AND SOVEREIGN DEBT CRISIS IN EUROPE 10 OECD JOURNAL: FINANCIAL MARKET TRENDS – VOLUME...

Ngày tải lên: 17/02/2014, 21:20

... pregnancy, including weakness and ongoing infections, made it hard for Cecilia to maintain continuous employment, however, and her unstable employment and cycling in and out of jobs became a continuing ... undermine a family’s ability to maintain routines and regu- larity, including regularity of health insurance and health care, and the instability of any one job makes it difficult to combine multiple ... experienced the unpredictable instabilities of life at the eco- nomic margin. Families in Boston were doing marginally better than families in Illinois or Texas. Again, this to some extent reflects...

Ngày tải lên: 19/02/2014, 04:20

... Act ¾ ¾ Strengthening of buyer power exerting influence on the supply Strengthening of buyer power exerting influence on the supply chains leading to decline in prices chains leading to decline in prices ... rubber growing regions in India Tea and rubber growing regions in India Tea production (%) Tea production (%) Year Year North North India India South South India India All India All India ( ( ‘ ‘ 000 ... relatives Trends in tea plantation sector Trends in tea plantation sector - - India India vs vs others others Year Year China China India India Sri Sri Lanka Lanka Kenya Kenya Indon Indon esia esia Five Five count count ries ries ( ( ‘ ‘ 000 000 ha ha ) ) Tea Tea harvested harvested area area (% (% share share ) ) 1961 1961 26 26 24.2 24.2 17.4 17.4 1.3 1.3 7.8 7.8 76.8 76.8 1366.13 1366.13 2006 2006 41.2 41.2 18.1 18.1 7.8 7.8 5.4 5.4 4.3 4.3 76.8 76.8 2711.58 2711.58 %...

Ngày tải lên: 21/02/2014, 04:20