... specialized cost estimating firms, or quantity surveyors, or the advice of contractors or manufacturers may be employed to confirm or modify base cost estimates During appraisal, the estimates should ... estimate may not have accurately estimated the quantity or quality of goods and services needed or that the prices of those goods and services may change subsequent to the date of the cost estimate ... cost estimate 3.4.12 The Base Cost Estimate is the appraisal mission's best judgment of the estimated project cost as of a specified date The Date of Base Cost Estimate should be specified in the...
Ngày tải lên: 04/10/2015, 20:03
... point here is that this is the best time to buy real estate If you are a first-time home-buyer, this is your best time Just don’t call it an asset This is the best time to get back in the market, ... broke and building a business, but we were homeless for a period of time, we struggled financially, and it was a really tough time to go through Robert So, in 1986 I asked Kim to marry me because ... a Business Week bestseller and is one of the top 50 best-selling personal-finance books of all time Ken McElroy Ken is a founding partner of MC Companies, a real estate investment company that...
Ngày tải lên: 08/02/2014, 18:12
Is there any difference in the number of students per teacher over years?
... and their students have extra time for self-study + Flexible time: both teachers and student as well can involve in the social activities, voluntary event, and part-time jobs in order to gain practical ... believed that it is not affecting our result so much • Time consuming: because checking consumptions are necessary for testing so we spend lots of time to check the normality of populations and the ... report During the time we were conducting the research, some limitation occurred which lead to inaccuracy result In addition, because of the characteristic of ANOVA test and time consuming, we...
Ngày tải lên: 08/04/2016, 11:09
Tài liệu Global Retail Lending in the Aftermath of the US Financial Crisis: Distinguishing between Supply and Demand Effects ppt
... brackets The DD estimate is printed in bold Panel D reports mean DD estimates for the sample segregated by rating class For brevity, we report only p-values of the difference and DD estimates ***,**,* ... loans We observe the same level of magnitude for the DD estimates of consumer and mortgage loans In Panel D of Table 4, we present mean DD estimates for the pooled sample as a function of the borrowers’ ... is presented in the last column and which shows the DD estimates, shows a continuous increase for the worst rating classes While the DD estimates range about 10 percent for rating classes to 8,...
Ngày tải lên: 16/02/2014, 10:20
Proposal for a COUNCIL DECISION authorising enhanced cooperation in the area of financial transaction tax potx
... between financial instruments, actors and market places across the European Union, and at the same time – ensuring that financial institutions make a fair and substantial contribution to covering ... given that not all Member States participate However, as such cooperation must "remain open at any time to all Member States" (Article 20(1) second subparagraph TFEU, second sentence), its geographical ... provision of Council Directive 2008/7/EC The Commission also considers that it is appropriate and timely to authorise enhanced cooperation EN EN The recent global economic and financial crisis had...
Ngày tải lên: 06/03/2014, 19:20
Postal Savings and the Provision of Financial Services: Policy Issues and Asian Experiences in the Use of the Postal Infrastructure for Savings Mobilization pdf
... a limited number of copies and posted on the DESA web site http://www.un.org/esa/papers.htm to stimulate discussion and critical comment This paper has not been formally edited and the designations ... combination of financial services with the posts predates the modern era Merchant bankers from medieval times in Europe and Asia carried correspondence for fees, along with letters of credit, payment ... in postal savings Not only postal savings systems thrive in many countries, history demonstrates time and again that the use Postal financial services are by far the Swiss Post’s most profitable...
Ngày tải lên: 15/03/2014, 09:20
Surfing the waves of globalization - Asia and financial lobalization in the context of the trilemma
... hình dự báo mở rộng cách thêm vào vectơ, ExtFinit, tài trợ bên ngoài, bao gồm dòng vốn vào đầu tư trực tiếp nước ròng (FDI), dòng vốn vào danh mục đầu tư ròng, dòng vốn vào ròng khác (đa phần việc ... lựa chọn đắn sai lầm điều kiện kinh tế vĩ mô có quản lý Chính sách tiền tệ độc lập cho phép nhà làm sách ổn định kinh tế thông qua sách tiền tệ mà không lệ thuộc vào việc quản trị kinh tế vĩ mô, ... (IFS) xác định chúng công thức Nợ bên (bằng dòng vốn vào với dấu dương) trừ Tài sản (bằng dòng vốn vào với dấu âm) cho loại dòng vốn Giá trị âm nghĩa quốc gia có dòng vốn ròng chảy loại vốn xét...
Ngày tải lên: 15/03/2014, 11:21
Báo cáo khoa học: Isothermal unfolding studies on the apo and holo forms of Plasmodium falciparum acyl carrier protein Role of the 4¢-phosphopantetheine group in the stability of the holo form of Plasmodium falciparum acyl carrier protein docx
... Holo-ACP dimer Apo-ACP Holo-ACP 18.4 Retention time (min) 14.4 1 Apo-ACP with his-tag Holo-ACP with his-tag F G A280(mAU) E Apo-ACP Holo-ACP Retention time (min) Apo-ACP Holo-ACP 1 I-c Fraction no ... carbonic anhydrase (CA), and BSA From the calibration curve of the sucrose density gradient, the estimated molecular masses of apo-ACP, holo-ACP monomer and holoACP dimer are $ 16.75 kDa, 21 kDa ... ascertain their conformational stabilities An interesting outcome of the study, reported for the rst time, Results Expression and purication of ACP The mature PfACP (without the signal and transit...
Ngày tải lên: 16/03/2014, 10:20
Common factors in the performance of European corporate bonds – evidence before and after financial crisis pdf
... Tilman, 2000), modeling implied volatility smiles and skews (Alexander, 2001), portfolio optimization and optimal allocation (Amenc and Martellini, 2002), predicting movements of the implied volatility ... unbiased estimate of the covariance matrix of the risk factors with dimension (K x K), α is the (N x 1) column vector of the regression model’s intercept terms and Σ is the unbiased estimate of ... unbiased estimate of the covariance matrix of the risk factors with dimension (KxK), α is the (Nx1) column vector of the regression model’s intercept terms and Σ is the unbiased estimate of the...
Ngày tải lên: 29/03/2014, 06:21
Báo cáo khoa học: Catalytic activation of human glucokinase by substrate binding – residue contacts involved in the binding of D-glucose to the super-open form and conformational transitions ppt
... °C to 39 °C resulted in a time dependent quenching of the fluorescence within a time scale of approximately (Fig 3C) A semi-log plot (Fig 3C, inset) revealed a biphasic time course with a relatively ... 80 70 60 50 100 200 300 200 300 Time (s) Fluorescence intensity B 140 130 120 110 100 100 Time (s) C 30 ΔFluorescence 25 20 15 10 WT W99F W167F W257F Fig The time-dependent D-glucose-induced ... B) The time course for the Glc-induced fluorescence enhancement of wild-type hGK (A) and wild-type GST-hGK (B) as measured on a time scale of 0–6 min, at 200 mM Glc (C) A comparison of the time-dependent...
Ngày tải lên: 30/03/2014, 04:20
Báo cáo lâm nghiệp: "Influence of the form of nitrogen nutrition reductase activity in young black locus" doc
Ngày tải lên: 09/08/2014, 04:20
Báo cáo y học: "High tandem repeat content in the genome of the short-lived annual fish Nothobranchius furzeri: a new vertebrate model for aging research" pptx
... that the G+C content estimates of genomes and genomic samples are essentially the same (Table 2) Our calculations are in agreement with previously published data; we estimated a G+C content of ... overall fraction present in the N furzeri genome, because our estimate for the medaka genomic sample corresponds well with the estimate given for the medaka draft genome [20] In total, interspersed ... breeding more than 30 years ago [11] If we assume a generation time of months - comprising 12-16 weeks following hatching and about the same time for embryonic development - GRZ fish would have been...
Ngày tải lên: 14/08/2014, 21:20
stiglitz - the stiglitz report; reforming the international monetary and financial systems in the wake of the global crisis (2010)
... less than the optimal amount on stimulus packages, as they balance the benefits of the stimulus with the cost of extra debt burdens Furthermore, they may try to distort their stimulus packages ... country tried to stimulate its own economy at the expense of others The only way around this problem was for all the countries of the world to cooperate to provide a large global stimulus There was ... (March), Geneva (March), The Hague (May), and in New York, at the time of the report on our preliminary findings (in March), and at the time of the summit meeting (June) The discussions were lively...
Ngày tải lên: 01/11/2014, 19:46
lehman - independent accounts; the possibilities for auditor independence in the age of financial scandal (2007)
... responsibility is mentioned 23 times; objectivity 14 times, (serving) the public interest 15 times; competence times; independence times; diligence times; honesty times; honor times; the sacrifice of ... also capable of acting in accord with the moral minimum much of the time (and less than that some of the time) Second, sometimes the result of acting with integrity will be that the agent is ... auditor rotation has been reversed, because all auditors are appointed for a fixed period of time, during which time they cannot be replaced This rule is intended to increase independence because the...
Ngày tải lên: 01/11/2014, 23:07
TIỂU LUẬN TÀI CHÍNH QUỐC TẾ ĐỀ TÀI: SURFING THE WAVES OF GLOBALIZATION: ASIA AND FINANCIAL LOBALIZATION IN THE CONTEXT OF THE TRILEMMA
... hình dự báo mở rộng cách thêm vào vectơ, ExtFinit, tài trợ bên ngoài, bao gồm dòng vốn vào đầu tư trực tiếp nước ròng (FDI), dòng vốn vào danh mục đầu tư ròng, dòng vốn vào ròng khác (đa phần việc ... lựa chọn đắn sai lầm điều kiện kinh tế vĩ mô có quản lý Chính sách tiền tệ độc lập cho phép nhà làm sách ổn định kinh tế thông qua sách tiền tệ mà không lệ thuộc vào việc quản trị kinh tế vĩ mô, ... (IFS) xác định chúng công thức Nợ bên (bằng dòng vốn vào với dấu dương) trừ Tài sản (bằng dòng vốn vào với dấu âm) cho loại dòng vốn Giá trị âm nghĩa quốc gia có dòng vốn ròng chảy loại vốn xét...
Ngày tải lên: 08/11/2014, 11:22
DETERMINANTS OF FDI INTO DEVELOPING COUNTRIES IN THE CIRCUMSTANCE OF FINANCIAL CRISIS, GLOBAL ECONOMIC RECESSION AND POLICY IMPLICATIONS FOR VIETNAM
... εi To estimate the FDI inflow into the developing country i at time t, it is necessary to work out these factors at time t-1 The model has been examined along with assumptions: •To estimate the ... the index reflecting developing countries and t reflects time (normaly adjusted in year) The index αi is coeficient which needs to be estimated (j = 0-6) and εi is random noise Dependent variable: ... assumptions: •To estimate the FDI inflow into the developing country i at time t, it is necessary to work out these factors at time t-1 Corruption impact negatively on developing countries therefore...
Ngày tải lên: 09/05/2016, 16:43
PRESSURE, STRESS, STRAIN AND LOANGDING FORM USED IN THE CALCULATION OF CHEMICAL EQUIPMENT
Ngày tải lên: 08/06/2016, 11:17
Kim long securities corporation formulation of business development strategies in the context of the global financial crisis
... steering role in stimulating the economy Institutionally, the Government needs to introduce fundamental amendments in order to shift from the anti-inflationary efforts to downturn-free stimulus This ... on Vietnam stock market; • The launch of the recent stimulus package by the Government that focuses on public investment and consumption stimulation, and maintaining the financial system; • The ... administrative structure and streamlined investment All of these efforts are steered towards the ultimate goal of mitigated risks, increased corporate value and strengthened resources for KLS in...
Ngày tải lên: 31/10/2016, 13:58
Role of Financial Institutions in the Growth of Small and Medium Enterprises in Addis Ababa
... intertemporal smoothing of risks that cannot be diversified at a given point in time They argue that such risks can be averaged over time in a way that reduces their impact on individual welfare through ... country, but it is also an effective means of fighting poverty and income inequality At the same time, SMEs serve as a training ground for emerging entrepreneurs It is within this context that ... full potential of the sector This policy will serve as guidelines to all stakeholders and thus stimulate new enterprises to be established and existing ones to grow and become more competitive...
Ngày tải lên: 10/12/2016, 17:12
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