analysis of assets and liabilities of scheduled commercial banks

... test to consider degree of correlation of dependent and independent variables with the sample of all banks, the first cohort of small banks and the second cohort of large banks With high correlation ... of non-interest activities (NNII) and commission and fee activities (COM) of small banks are lower than of large banks but conversely the income shares of trading activities (TRAD) of small banks ... banks And of course, the ratio of net non-interest income on net operating income (NNII=COM+TRAD) of non-listed banks is lower than of listed banks Listed banks with higher NII get higher total assets...

Ngày tải lên: 18/06/2017, 10:20

... Bifurcation of financial assets and financial liabilities IFRS currently does not permit bifurcation of inancial assets but requires bifurcation of embedded derivatives from inancial liabilities ... discussion of a potential impact on: the business model and cash lows characteristics assessment for amortised cost classiication for inancial assets; bifurcation of inancial assets and inancial liabilities; ... management of a portfolio to realise fair value changes; management and evaluation of performance of a portfolio on a fair value basis; and trading intention (IFRS retains the IAS 39 concept of ‘held-for-trading’)...

Ngày tải lên: 07/03/2014, 16:20

... commercial banks during the period of 2007-2010 The twenty Vietnamese commercial banks sampled include three State-owned banks (SOCB), and seventeen joint-stock commercial banks (JSCB) Most of ... defined as the book value of fixed assets on balance sheets Finally, deposits from customers are an important input of commercial banks Table 1: Outputs and Inputs of commercial banks in the study Output ... Number of Commercial banks in Vietnam, 2007-2010 Source: State Bank of Vietnam, 2007-2010 Figure shows the number of banks in Vietnam over the period 2007-2010 By the end of 2010, the financial and...

Ngày tải lên: 16/12/2017, 19:32

... 44B1 A discourse analysis of English Commercial Advertisements decide to choose “A discourse Analysis of English Commercial advertisements” to be the theme of my thesis Aims of the study Originating ... discourse analysis of English Commercial Advertisements development chapter 1: theoretical background 1.1 Discourse and discourse analysis 1.1.1 Definition of discourse Since the appearance of new ... language and vice versa This study uses the term Discourse for any written record of a communicative event in context Thus, the analysis of English commercial advertisement means the analysis of print...

Ngày tải lên: 14/12/2013, 00:41

... however require the consent of both the parties, when both of them are alive, and that of the surviving depositor and the legal heirs of the deceased in case of death of one of the depositors - 18 ... failure to handle the soaring demands and expectations of the customers The vast network of branches spread over the entire country with millions of customers, a complex variety of products and services ... passbooks / statement of accounts (i) Banks should give constant attention to ensure entry of correct and legible particulars in the pass books and statement of accounts (ii) The banks often show the...

Ngày tải lên: 29/03/2014, 07:20

... of financial risks on commercial banks profitability • To contribute to knowledge of factors affecting banks risk exposure and the relationships of financial risks and commercial banks profitability ... areas of banks risk and profitability of the commercial banks and to build a model of the impact of financial risks (liquidity risk, interest rate risk, market risk and capital risk) on profitability ... ratios to evaluate profitability of the commercial banks Objectives of this chapter are to review the theories related to banks risk and profitability of the commercial banks, to review previous...

Ngày tải lên: 18/05/2015, 03:42

... characteristics and operation objectives, banks include commercial banks, policy banks and cooperative banks And commercial bank means a type of bank which may conduct all banking operations and other ... industry of the VNR-500, in the year of 20094 The 22 Vietnamese commercial banks sampled include four Stateowned banks, and eighteen private banks or joint-stock commercial banks Most of the banks ... 11 iv 2.2 Commercial banks 11 2.2.1 Definition of commercial banks 11 2.2.2 Function of commercial banks 13 2.2.3 Major factors affecting commercial banks performance...

Ngày tải lên: 04/08/2017, 21:21

... Therefore, of those 98 banks, there are 50 branches of foreign banks, foreign banks, joint-venture banks, 34 jointstock commercial banks (JSCBs), and SOCBs In the period of 2006-2012, the Vietnamese ... percent of total Australian bank assets The second one is a percentage of bank and non-bank financial institution assets; and the third is a percent of bank, non-bank financial institution assets, and ... website of SBV (www.sbv.gov.vn), BVSC (www.bvsc.com.vn), and VCBS (www.vcbs.com.vn) In addition, commercial banks in Vietnam have grown in both total assets and equity As of the end of 2012,...

Ngày tải lên: 23/10/2015, 11:38

... provisions of Vietnamese commercial banks 60 5.3 Recommendations for improvement of loan loss provisions of Vietnamese commercial banks 62 5.3.1 Recommendations for commercial banks ... joint stock commercial banks Vietnamese financial market also has banks with 100% foreign capitalization and 47 branches of foreign commercial banks Besides, regulatory capital of domestic banks has ... government officials for controlling and regulating financial institutions 1.4 The object and scope of the research The research object is loan loss provisions of Vietnamese commercial banks and the...

Ngày tải lên: 11/10/2016, 17:32

... result in considerable loss in banks profit and government revenue  Vietnamese banks weakness in capital buffers  Vietnam’s membership of Trans-Pacific Partnership and Vietnam-European Union ... A and Metzemakers, P A J., 2005 Bouvatier, V and Lepetit, L., 2008 Bushman, R and Williams, C., 2012 Cavallo, M and Majnoni, G., 2002 Fonseca, A R., and Gonzalez, F., 2008 Laeven, L., and ... employed • The model is modified from the works of Bouvatier and Lepetit (2008), Packer and Zhu (2012), and Adzis et al (2015) The model is: = Data 39 banks financial information years’ macroeconomic...

Ngày tải lên: 17/10/2016, 21:17

... consisting of a large number of original variables and the large number of individuals (the observer) Multidimensional analysis methods include methods of group factor analysis and methods of classification ... set of complex data generally in society and economy -CHAPTER THE SITUATION OF ASSESSING THE QUALITY OF SERVICES IN THE JOINT STOCK COMMERCIAL BANK OF INVESTMENT AND DEVELOPMENT OF ... of each of the service)  Method of samplechoice: the BIDV implementsa method of survey to chooserandom samples for the investigations of each type of service products, and make a method of convenient...

Ngày tải lên: 01/11/2016, 22:27

... heritage of 22 years of development to build up its today great shape with charter capital of approximately VND 5,500 billion, total assets of nearly VND 100 trillion and a network of 160 branches and ... in Vietnam, as of 31 December 2015, BIDV had total assets of more than 850 VNDtrillion (~USD38.6 billion), making it the country’s largest commercial bank.  Full name: Joint Stock Commercial Bank ... in 25 big cities and provinces across the country _Full name : OUTHEAST ASIA COMMERCIAL JOINT STOCK BANK (SEABANK) Abbreviated name: SeABank PART : SOME CREDIT PRODUCT OF TWO BANKS Same product...

Ngày tải lên: 11/09/2017, 23:28

... Role of bank The importance of the role played by banks in trade finance Commercial banks play an important role in international trade Commercial banks act as intermediaries between importers and ... transact Commercial banks offer various types of services to local and international business communities These services include financial facilities to exporters and importers by way of loán and ... every type of risk they are likely to encounter by employing a range of guarantees, standby credits and indemnities Particular mention must be made of the importance of documentary credits and the...

Ngày tải lên: 11/09/2017, 23:29

... and logo on the streets become more efficient on the aspect of providing information to clients Secondly, the number of clients that have the choice of using the banks ATM services because of ... it is important for banks to promote further extension of the network On the basis of using SPSS software and chi – square test, it can be inferred that: the satisfaction of clients about transactions ... the same direction that correlated with the level of their satisfaction toward the tellers’ attitude and capacity Therefore, it is necessary for banks to develop human resources Furthermore, the...

Ngày tải lên: 15/12/2017, 06:59

... requires the use of bid prices for financial assets and ask prices for financial liabilities when they are available However, it allows entities that have assets and liabilities with offsetting market ... representative of fair value Financial assets and liabilities with offsetting positions in market risk(s) or credit risk IFRS 13 permits an exception to measure the fair value of a group of financial assets ... consideration of collateral and margining requirements, and the effect of master netting arrangements See Question 10 for a discussion of the inclusion of credit risk in the valuation of financial liabilities...

Ngày tải lên: 23/03/2014, 11:20

... result list of load cases, superposition files and influence lines 3.64 Version 8.38.03 • • • • Use of combination codes “SupOrX” and “SupAndX” for superposition files corrected New command “PLSCFAC” ... to choose between E- and Fformat of the written values Information about units added to the plot file of the action PlInfl, screen plot Results/ PlInfl and to the list file of the action DoList/Influence ... new program release! 1.2 Unit dependency of Import/Export of RM2000 Export and Import of RM2000 database is now UNIT dependent! In this case: • • Import of PARTIAL project, created by RM2000 Version...

Ngày tải lên: 06/09/2012, 15:18

... Disclaimer and Copyright Disclaimer Much time and effort have gone into the development and documentation of RM2000 and GP2000 The programs have been thoroughly tested and used The user accepts and ... the two load sets and the two loading cases (e.g.: L.C is a UDL of 10kN/m from Elem to Elem 20 and L.C is a Settlement of 0.001m at the beginning of element 1200.) Choose AddCon and insert the ‘Additional ... the program and the documentation remain with TDV Austria Use of the program and the documentation is restricted to the licensed users Unlicensed use of the program or reproduction of the documentation...

Ngày tải lên: 06/09/2012, 15:55

... Definition of loading and construction stages "RECALC Definition of calculation parameters and start of the calculation "RESULTS Viewing of results and creating of output files (plots and listings) ... from the icons at the top of the RM2000 screen), write the sequence of commands and save it as ‘filename.tcl’ The summary and the syntax of the commands to be specified and used in the TCL script ... displayed on the right hand side of the screen #NODE Definition of nodes and their attributes #ELEMENT Definition of elements and their attributes #TENDON Definition of tendons and their attributes...

Ngày tải lên: 06/09/2012, 15:55

... sensitivity of 80% and a specificity of 70% (AUC 0.8) with a cut-off value of less than 1.95 cm/s Poor agreement between VVI and TDI measurements have been previously demonstrated, and therefore ... specificity of 87 % was calculated for the detection of infarcted segments (AUC 0.6, confidence interval 0.53 – 0.64) A 111 cut-off value of –10.34% resulted in a sensitivity of 54 % and specificity of ... (Sre) 0.60 ± 0.35 s-1 The analysis of tissue velocities demonstrated a gradient of systolic (S´) and diastolic (early E´ and late A´) velocities from the apex to the basis of the heart with significant...

Ngày tải lên: 25/10/2012, 11:15

... set of rules on the issuance and use of letters of credit The UCP is utilised by bankers and commercial parties in more than 175 countries About 11-15% of international trade utilises letters of ... to G and headed in turn: General Provisions and Definitions; Form and Notification of Credits; Liabilities and Responsibilities; Documents; Miscellaneous Provisions, Transferable Credit and finally ... beneficiary to a standby letter of credit can cash it on demand Standby letters of credit are generally less complicated and involve far less documentation requirements than irrevocable letters of credit...

Ngày tải lên: 27/10/2012, 16:40