a study in the oxymoronic
moloney - how to protect investors; lessons from the ec and the uk (2010)
... Science international corporate law and financial market regulation Recent years have seen an upsurge of change and reform in corporate law and financial market regulation internationally as the corporate ... market agenda, however, was the establishment of CESR, which has had a far-reaching in uence on the EC retail market agenda.45 The explosive combination of the Lamfalussy law-making reforms and ... regulator) Financial Services Action Plan Financial Services Consumer Group Financial Services Consumer Panel Financial Services and Markets Act 2000 International Capital Market Association Institute...
- 502
- 847
- 1
The Duration of Bank Retail Interest Rates BY Ben R. Craig and Valeriya Dinger ppt
... exploration of the determinants of the pricing behavior for the analyzed product categories The main advantage of using retail interest rates in this framework is the extraordinary data availability ... duration and the average change in the retail rates for each of the deposit and loan product categories are presented in Table The data illustrate a substantial variation in the average duration ... the estimation indicate that the effect of interest rate dynamics is indeed partially offset in a classical hazard model They also uncover the bank’s market share as the main factor reinforcing...
- 50
- 323
- 0
Tài liệu Regulatory Rights Supreme Court Activism, the Public Interest, and the Making of Constitutional Law doc
... as long as they want to And they invariably want to for a very long time The justices now in place are an especially elderly lot Then again, they, too, are mortal Vacancies occasionally appear ... the royal prerogative, he cited Magna Carta as a species of fundamental law that even the king was obliged to respect That characterization was fabricated; the Great Charter was actually a laundry ... ideas, we cannot remain true to textualism at all Instead, we must abandon any genuine attempt to find meaning in the words actually contained in the document Vague and Ambiguous Terms The spare...
- 274
- 920
- 1
Tài liệu 2012 Outlook for the retail and Consumer Products Sector in Asia ppt
... markets in already Japan and Taiwan will continue to billion) in 2010, according to a study a year in Asia and by as much as 40% annually in some markets such as Japan21 eMarketer forecasts that sales ... Thailand and Vietnam Figure 16: Retail sales in Asia (in US$ million) Territory Australia China Hong Kong India Indonesia Japan Malaysia New Zealand Philippines Singapore South Korea Taiwan Thailand ... remain buoyant, with foreign brands increasingly targeting the casual and sportswear markets Our forecast that clothing demand in Asia and Australasia will surpass demand in Western Europe and...
- 48
- 554
- 0
Professions and the public interest Medical power, altruism and alternative medicine pot
... of increasing the overall coherence of the piece and bringing the main themes into sharper relief The emphasis on health care in particular emanates not only from personal interest in an increasingly ... worker, in the locus of the factory, was the hallmark of industrial society, the clash between the professional and the populace, in the organization and in the community, is the hallmark of conflict ... rewarded position in society by maintaining the status quo and avoiding engagement in the kind of 28 A RESEARCH FRAMEWORK radical action on behalf of clients advocated by writers like Brake and...
- 330
- 3,314
- 0
WORKING PAPER NO. 218 THE ZERO-INTEREST-RATE BOUND AND THE ROLE OF THE EXCHANGE RATE FOR MONETARY POLICY IN JAPAN potx
... nominal and real depreciation As a result, in ationary expectations increase and the ex-ante long-term real interest rate falls slightly rather than increases as in the benchmark scenario and the ... proposals for avoiding or evading the liquidity trap that we have analyzed have one important drawback, namely, that they require at least the tacit cooperation of Japan’s main trading partners Their ... the real interest rate The left-hand panels of Figure report the upward bias in the mean real rate and the downward bias in the variability of the real rate depending on the level of the nominal...
- 53
- 586
- 0
Consumer market study on the functioning of e-commerce and Internet marketing and selling techniques in the retail of goods potx
... time, taxes, and availability of products There is a lack of clarity and choice about default rankings; and importantly a lack of information about payments for ranking placements and listings Other ... problems in case something goes wrong with an online transaction 41% in Bulgaria and around a quarter of respondents in Greece, Spain, Portugal and Slovenia are afraid of the misuse of their personal ... reading or watching content on the Internet and 29% said the same for writing on the Internet” The same Eurobarometer found that in general 57% of respondents had used a language other than their...
- 223
- 1,655
- 0
Temi di discussione: An empirical analysis of national differences in the retail bank interest rates of the euro area doc
... ANALYSIS OF NATIONAL DIFFERENCES IN THE RETAIL BANK INTEREST RATES OF THE EURO AREA by Massimiliano Affinito * and Fabio Farabullini* Abstract The availability of new harmonized data on bank interest ... loans and total loans and the Herfindahl indexes in each region have been calculated from Italian banks’ statistical returns; the data on Italian regions’ GDP are from the Italian national statistical ... statistically similar bilateral differentials in euro area banking interest rate 42 Table BANK INTEREST RATES IN THE EURO AREA (Average values: January 2003 - March 2005) Euro area minimum maximum Italy...
- 62
- 506
- 0
ISSUES AND SOLUTIONS FOR THE RETAIL AND CONSUMER GOODS INDUSTRIES doc
... goods and, at the same time, enter into a separate agreement to repurchase the goods at a later date, thus negating the substantive effect of the transaction In such a case, the two transactions are ... and, at the same time, enter into a separate agreement to repurchase the goods at a later date, thus negating the substantive effect of the transaction; in such a case, the two transactions are ... directly attributable to negotiating and securing the lease arrangement [IAS 17R.24] Building A : Management includes the advance payment in the present value of the minimum lease payments Building...
- 64
- 403
- 0
Tài liệu The Expected Interest Rate Path: Alignment of Expectations vs. Creative Opacity∗ ppt
... remains given by (6) The resulting in ation rate is also the same as in (9), although the information available to the central bank is different from that in the previous case, as will be emphasized ... that revealing the expected path improves the estimation process and welfare, with a gain that declines as the transmission noise increases Additionally, they explore the case when the accuracy ... the shortcomings of central bank forecasts based on the constant interest rate assumption or on market rates to build up the case for using and revealing the policy interest rate path Faust and...
- 41
- 611
- 0
WORKING PAPER NO. 72 BANK CONCENTRATION AND RETAIL INTEREST RATES pptx
... rates increases significantly for earlier periods The bank balance sheet data are unconsolidated data, whenever available Bankscope provides data both in the national accounting format and in ... Market share Herfindahl index Italy Top Market share Herfindahl index Netherlands Top Market share Herfindahl index Portugal Top Market share Herfindahl index Spain Top Market share Herfindahl ... a particularly information intensive product (e.g Caminal and Matutes [1997] and Fischer [2000]) If banks particularly familiar with the local economy have a comparative advantage in generating...
- 51
- 587
- 0
To Cut or Not to Cut? That is the (Central Bank’s) Question In Search of the Neutral Interest Rate in Latin America pdf
... are based on the official central bank’s inflation targets since 2000 in the event the IT framework was adopted afterwards, the average of the actual annual inflation rate in the sample is taken ... data was interpolated Data was seasonally adjusted using an X-12 ARIMA seasonal adjustment Public Debt 2012 April WEO Yearly actual and projected data was interpolated Data was seasonally adjusted ... torical data 12-m onth ahead inflation expectations 2012 April WEO Data was interpolated by obtaining the 12-month ahead inflation projection of the corres ponding year Inflation target National Authorities...
- 48
- 504
- 0
Managing University Intellectual Property in the Public Interest pptx
... Engineering was established in 1964, under the charter of the National Academy of Sciences, as a parallel organization of outstanding engineers It is autonomous in its administration and in the ... states to establish “land-grant institutions” emphasizing the teaching and advancement of agricultural science and the mechanical arts The Morrill Act land grants laid the foundation for a national ... accordance with general policies determined by the Academy, the Council has become the principal operating agency of both the National Academy of Sciences and the National Academy of Engineering in...
- 119
- 314
- 0
Assessing the quality of investment advice in the retail banking sector docx
... customer had an increased risk of getting back less than she had originally invested due to the short term and the impact of the initial charges Link to our work on inappropriate financial incentives, ... back based on his initial investment The adviser also made misleading statements about how the product was managed and gave no risk warnings The adviser appeared to rely on the customer’s lack ... that the customer had around £9,000 of credit card debt The customer was only making the minimum repayment amount each month and the outstanding balance was accruing a significant level of interest...
- 24
- 408
- 0
WORKING PAPER SERIES NO. 393 / SEPTEMBER 2004: THE DETERMINANTS OF THE OVERNIGHT INTEREST RATE IN THE EURO AREA doc
... that institutional details have the potential of in uencing the interbank rate Indeed, all key features of the theoretical model are confirmed by the data In addition the interbank rate is characterized ... at the first day, last day and next to last day in each RMP, as well as at the allotment day of the last open market operation Volatility increases also at the day of a policy rate change and the ... one at: The last day of each reserve maintenance period (RMP) The next to last day of each RMP The first day in a RMP The last day in a RMP at which a regular main refinancing operation is allotted...
- 58
- 617
- 0
Establishment of the farmer interested club of Mong Cai pig production pptx
... raising manual, Chicken raising manual, Duck raising manual, goat raising manual, etc.) and newspapers (Agricultural newspaper and agricultural magazine) This bookshelf is put in the group leader’s ... Advantages The NIAH officers participating in the project have experiences in implementing projects, transferring the technological advances to farmers and using farmer participatory training approach ... & 2010: A new housing area was made for expand area for sows and fatteners A farrowing, pregnancy and dry sow system was made and showing the sow keeping in reculation system and moving by reproduction...
- 23
- 267
- 0
Thuyết trình tài chính quốc tế Monetary policy transparency and pass-through of retail interest rates
... the response variable (e.g., retail bank rate) and its determinant (viz., money market rate) in the cointegrating relationship and the dynamics of X t play an important role in the DGP for Y ... not have a standard distribution even in very large samples when u1t and u2t are correlated (Examine: The ariance covariance Matrix) => If u1t and u2t are correlated, one can alleviate the problems ... from a major commercial bank The rest of the data: bond rates, base lending rate, floating mortgage rate, 6-month time deposit rate, OCR, overnight interbank rate – from Reserve Bank 3 Data and...
- 32
- 579
- 0
Tìm thêm: hệ việt nam nhật bản và sức hấp dẫn của tiếng nhật tại việt nam xác định các mục tiêu của chương trình xác định các nguyên tắc biên soạn khảo sát các chuẩn giảng dạy tiếng nhật từ góc độ lí thuyết và thực tiễn khảo sát chương trình đào tạo của các đơn vị đào tạo tại nhật bản xác định thời lượng học về mặt lí thuyết và thực tế tiến hành xây dựng chương trình đào tạo dành cho đối tượng không chuyên ngữ tại việt nam điều tra với đối tượng sinh viên học tiếng nhật không chuyên ngữ1 khảo sát thực tế giảng dạy tiếng nhật không chuyên ngữ tại việt nam khảo sát các chương trình đào tạo theo những bộ giáo trình tiêu biểu phát huy những thành tựu công nghệ mới nhất được áp dụng vào công tác dạy và học ngoại ngữ các đặc tính của động cơ điện không đồng bộ đặc tuyến mômen quay m fi p2 đặc tuyến tốc độ rôto n fi p2 đặc tuyến dòng điện stato i1 fi p2 động cơ điện không đồng bộ một pha sự cần thiết phải đầu tư xây dựng nhà máy thông tin liên lạc và các dịch vụ phần 3 giới thiệu nguyên liệu từ bảng 3 1 ta thấy ngoài hai thành phần chủ yếu và chiếm tỷ lệ cao nhất là tinh bột và cacbonhydrat trong hạt gạo tẻ còn chứa đường cellulose hemicellulose