... agreeableness of social life, in effort, and he has done it for principle and for human happiness His power of intensive work, his sustained interest and will, and his courage have been necessary for ... companies are his tools Controlled railroads, public service and industrial corporations are his subjects Though properly but middlemen, these bankers bestride as masters America 's business world, so ... the other sides, BY LOUIS D BRANDEIS the enthusiasm for conservation, the convincing arguments for higher standards in office, the connection of this conspiracy with the country 's larger needs Seldom...
Ngày tải lên: 06/03/2014, 18:20
... classes of corporations with — corporate reservoirs of the people' s savings buyers of bonds and stocks directing power also in —the They became the banks and trust companies —the depositaries ... combined in Mr Brandeis with an equally distinguished grasp of bearing and significance His imagination is as not need will notable as his understanding of business those accomplishments which have ... bill has been passed, and as these words are written, it looks as if a group of trust But systems are not bills would be passed ended in a day Of the truths which are embodied in the essays printed...
Ngày tải lên: 05/11/2014, 09:20
Spending other people''s money
... fails, as it did in the savings and loan crisis In this crisis savings and loan institutions made risky real estate gambles and lost, costing U .S taxpayers billions Flood Insurance The U .S federal ... incentive for you to take massive risks You should bet everything you have because if you win, you win big, whereas if you lose, you always break even Deposit insurance causes banks to take risks because ... professors free subscriptions if the professors force their students to subscribe In fairness, the Journal is often a useful classroom tool, and students buying it through their college classes get reduced...
Ngày tải lên: 25/10/2013, 06:20
Project Gutenberg''''s Facts and Arguments for Darwin, by Fritz Muller pot
... family, and frequently genus by genus— nay, sometimes, as in the case of Peneus, even species by species; and because these investigations, in themselves troublesome and tedious, often depend for ... STRUGGLE FOR LIFE WOODCUTS Post 8vo 15 shillings THE VARIOUS CONTRIVANCES BY WHICH BRITISH AND FOREIGN ORCHIDS ARE FERTILISED BY INSECTS, AND ON THE GOOD EFFECTS OF INTERCROSSING Woodcuts, Post 8vo shillings ... fished from the sea, and had to seek in vain for months, and even years, for those transitional forms, which he nevertheless knew to be swarming around him in thousands A few examples may show...
Ngày tải lên: 28/06/2014, 19:20
Báo cáo y học: "People''''s willingness to pay for health insurance in rural Vietna" potx
... they increase their demand for health care? This is discussed in the next section As a basis for the discussion we will below compare to existing insurance premiums Health insurance systems operate ... otherwise The household has insurance (of any kind) = 1, otherwise The household is classified as poor by local leaders = 1, otherwise The household is classified as rich by local leaders = 1, otherwise ... was performed by the researchers The version of the questionnaire developed on that basis was then discussed in four focus groups consisting of interviewers The purpose of the focus groups was...
Ngày tải lên: 13/08/2014, 11:22
other people's money - charles v. bagli
... leafy oasis for thousands of middle-class firefighters, nurses, union construction workers, civil servants, writers, police officers, secretaries and even a few judges for nearly sixty years For ... tenants association, its ranks ballooning with residents’ fears of rent hikes and evictions, had enlisted support from New York s political establishment, including United States senators Charles Schumer ... profits For nearly sixty years, Stuyvesant Town-Peter Cooper Village represented a relatively affordable opportunity for construction workers, firefighters, designers, small-business owners and others...
Ngày tải lên: 04/11/2014, 12:00
THE STUDY OF STAPHYLOCOCCUS AUREUS’S SUPERANTIGENS AND TREATMENT FOR PATIENT WITH ATOPIC DERMATITIS BY CEFUROXIM
... English references) and addendum The layout of the thesis consists of introduction (2 pages), overview (33 pages), subjects and methods (17 pages), results (29 pages), discussion (27 pages), conclusion ... collection - Assess the severity of the disease by SCORAD: Mild: SCORAD < 25 Moderate: SCORAD from 25 to 50 Severe: SCORAD > 50 - Assess the stage of the disease: acute, sub-acute and chronic - ... makes patients feel pruritusy, be prone to stimuli, and worsens the disease process Therefore, applying moisturizing creams or lotions plays a crutial role in AD treatment Other symptoms such as:...
Ngày tải lên: 08/09/2015, 13:09
Project Gutenberg''''s The Cook''''s Wedding and Other Stories, by Anton Chekhov This eBook is for the pdf
... Varka washes the steps, sweeps and dusts the rooms, then heats another stove and runs to the shop There is a great deal of work: she hasn't one minute free But nothing is so hard as standing ... The dusk of evening caresses her eyes that will hardly keep open, and promises her sound sleep soon In the evening visitors come "Varka, set the samovar!" shouts her mistress The samovar is a little ... cotton shirt, with a copper cross on his breast, stands motionless, looking dreamily at the numbers He takes no interest in winning, or in the success of the others, because he is entirely engrossed...
Ngày tải lên: 28/06/2014, 19:20
ThThe Cook's Wedding and Other Stories
... mamma was sitting She was evidently oppressed by her isolation, and she was longing to express herself, to share her impressions with some one, to open her heart "He 's gone," she muttered, seeing ... the postmen and tutors That tutor that used to come to Grishenka, mistress she was never tired of making eyes at him O-o, the shameless hussy!" "Have you seen this Danilo before?" mamma asked ... turns up, who has somehow acquired rights over her conduct and her property! Grisha was distressed He longed passionately, almost to tears, to comfort this victim, as he supposed, of man 's injustice...
Ngày tải lên: 06/11/2012, 14:13
China’s banking reform: Issues and prospects for the future
... and supervision How are banks doing? Suggestions for future steps Restricted Why all care for China s financial reform? China s outstanding growth performance justifies optimism And yet, such ... the costs • Distribution of costs not very transparent Restricted a Restructuring (con’t) Even larger disposal of bad assets: NPLs transferred to Asset Management Companies (AMC): – In first wave, ... • Steady reduction in liquid assets although still high – SOCBs given more responsibility for lending decisions • Some credit quotas removed – Private ownership: joint-stock commercial banks and...
Ngày tải lên: 26/10/2013, 16:15
A study of english and vietnamese idioms describing people's outward appearance
... states that a phrase consists of one or more words and there are five formal categories such as noun phrases, verb phrases, adjective phrases, adverb phrases and prepositional phrases 2.2.7 Summary ... out the similarities and differences between the two languages From the results of the analysis, we also suggest some - analyse English and Vietnamese IPOA in terms of structures and classify them ... makes a aspects ? comparison between idioms and phrases through examples A variety What are some possible suggestions for the teaching and of English idioms can be found in dictionaries such as,...
Ngày tải lên: 26/11/2013, 13:26
Tài liệu Future-Proofing BPON Architectures for Tomorrow’s GPON and N-GPON pdf
... present significant issues, such as different band passes, using low water peak fiber, splitters for specific transmission ranges, and the need to accomplish testing in different band passes For ... transports data at 622 Mbits/sec downstream and 155 Mbits/sec upstream A move to GPON would increase those rates to 2.4 Gbits/sec downstream and 1.2 Gbits/sec upstream GPON also provides for ... premise The motivation for migration to GPON lies in its additional capabilities As demand for bandwidth and cutting edge services rises, GPON offers many advantages One of these advantages is a significantly...
Ngày tải lên: 10/12/2013, 19:15
Tài liệu Truyện ngắn tiếng Anh: Doll''''s house and other stories pptx
... Harry was feeling sorry for his rudeness to Miss Fulton, so she let him go He was like a little boy in some ways, so simple Eddie and she stood by the fire 'Have you seen Bilks' new poem about soup? ... put his hands on her shoulders and turned her to him His lips said: 'I love you, ' and Miss Fulton laid her white fingers on her cheeks and smiled her sleepy smile Harry smiled too, and he whispered: ... again?' 'You love me Yes, I know you love me.' The lesson was over before those words were quite perfect Her little foreign hands shook as they put the music together 'And you are forgetting your...
Ngày tải lên: 25/01/2014, 19:20
Teaching speaking skill to non english major students of pre intermediate level at the people’s police academy some suggested techniques and activities
... Conclusion summarizes all the key issues as well as the limitations of the study and suggestions for further study and suggestions for further study 4 This chapter briefly covers the theories related ... role-plays, before using discussions, teachers should prepare carefully, otherwise they will have counter-effects The tips which help apply discussions successfully are almost the same as those of ... study As for them, there are some things that teachers should follow in order to promote success of multilevel classes not only in speaking lessons but also in other ones The suggested solutions are:...
Ngày tải lên: 06/02/2014, 14:40
Tài liệu Care Homes for Older People: FACILITIES, RESIDENTS AND COSTS ppt
... local taxes and government grant: the Revenue Support Grant in particular The standard spending assessments (SSAs) — the basis for setting the Revenue Support Grant — include an assessment of ... likely that deaths and discharges were under-recorded compared with admissions Admissions and retention policies 24 Figures 12-14 show admission and retention policies As previous studies have indicated ... Buisson, 1997) Under the Care Standards Act, a National Care Standards Commission will be established to apply a common set of standards to residential and nursing homes, and in future the same...
Ngày tải lên: 13/02/2014, 18:20
Tài liệu THERAPEUTICS of PARKINSON’S DISEASE and OTHER MOVEMENT DISORDERS docx
... THERAPEUTICS of PARKINSON S DISEASE and OTHER MOVEMENT DISORDERS Therapeutics of Parkinson s Disease and Other Movement Disorders Edited by Mark Hallett and Werner Poewe © 2008 John Wiley & Sons, Ltd ISBN: ... as opposed to other PD symptoms The classic PD tremor is a rest tremor, since its amplitude decreases during voluntary action PD tremor increases during mental and emotional stress and is absent ... Parkinson (French for Parkinson s disease) T-sub-type PD patients have a better prognosis and slower disease progression than AR-sub-type patients (Jankovic et al., 1990) Interestingly, most forms...
Ngày tải lên: 14/02/2014, 17:20
Tài liệu Alzheimer’s Disease and Other Dementias doc
... Psychological Disorders Alzheimer s Disease and Other Dementias Psychological Disorders Addiction Alzheimer s Disease and Other Dementias Anxiety Disorders Child Abuse and Stress Disorders Depression ... embarrassment, or single paraphasic expressions (milk pourer instead of cup) sometimes one observes that she is completely at a loss of words She clearly does not grasp some questions, and it seems ... Alzheimer s Disease and Other Dementias colors) Patients may have loss of language skills, which shows up as problems finding words to express themselves Patients may become disoriented and confused...
Ngày tải lên: 14/02/2014, 18:20
Tài liệu FOREIGN BANK ENTRY AND BUSINESS VOLATILITY: EVIDENCE FROM U.S. STATES AND OTHER COUNTRIES docx
... investors appreciated … [this] monitoring is evident in the willingness of Scottish savers to make deposit with British branches of Australian banks, and in the willingness of British investors ... welcomed into the other states No states reciprocated until 1982, when Alaska, Massachusetts, and New York passed similar laws.2 Other states followed suit, and by 1992, all but one state (Hawaii) ... States, banks from other states were long viewed as foreign, and most states strictly forbid entry by banks from other states until the mid-197 0s Even banks from other cities within a state were often...
Ngày tải lên: 16/02/2014, 10:20
Tài liệu China’s Economic Rise: History, Trends, Challenges, and Implications for the United States pdf
... Nations estimates Congressional Research Service 19 China s Economic Rise: History, Trends, Challenges, and Implications for the U .S China s Merchandise Trade Patterns Economic reforms and trade and ... reproducers, television image and sound recorders and reproducers, and parts and accessories of such articles Congressional Research Service 24 China s Economic Rise: History, Trends, Challenges, and Implications ... prices of foreign currencies vis-à-vis the U .S dollar and such measurements exclude differences in the prices for goods and services across countries To illustrate, one U .S dollar exchanged for...
Ngày tải lên: 20/02/2014, 20:20