TRƯỜNG ĐẠI HỌC MỞ THÀNH PHỐ HỒ CHÍ MINH KHOA NGOẠI NGỮ TÀI LIỆU HƯỚNG DẪN ÔN TẬP VÀ KIỂM TRA MƠN: TIỀN TỆ - NGÂN HÀNG Mục đích Tài liệu nhằm hỗ trợ cho học viên hình thức giáo dục từ xa nắm vững nội dung ôn tập làm kiểm tra hết môn hiệu Tài liệu cần sử dụng với tài liệu học tập môn học giảng giảng viên ơn tập tập trung theo chương trình đào tạo Nội dung hướng dẫn Nội dung tài liệu bao gồm nội dung sau: Phần 1: Các nội dung trọng tâm môn học Bao gồm nội dung trọng tâm môn học xác định dựa mục tiêu học tập, nghĩa kiến thức kỹ cốt lõi mà người học cần có hồn thành mơn học Phần 2: Cách thức ơn tập Mơ tả cách thức để hệ thống hóa kiến thức luyện tập kỹ để đạt nội dung trọng tâm Phần 3: Hướng dẫn làm kiểm tra Mơ tả hình thức kiểm tra đề thi, hướng dẫn cách làm trình bày làm lưu ý sai sót thường gặp, nỗ lực đánh giá cao làm Phần 4: Đề thi mẫu đáp án Cung cấp đề thi mẫu đáp án, có tính chất minh hoạ nhằm giúp học viên hình dung yêu cầu kiểm tra cách thức làm thi -1- PHẦN CÁC NỘI DUNG TRỌNG TÂM Unit 1: Money markets The money markets Common money market instruments Repos Unit 2: Financial institutions Types of financial institution Deregulation Specialized banks Unit 3: Commercial and retail banking Commercial and retail banks Credit Loans and risks Unit 4: The structure of a bank Departments The structure of the bank The changing world of banking Unit 5: Banking products and services Products and services What can you do? Customer service Unit 6: Insurance Insuring against risks Life insurance and saving Insurance companies Unit 7: Taxation Direct taxes -2- Indirect taxes Non-payment of tax Unit 8: Interest rates Interest rates and monetary policy Different interest rates Unit 9: Exchange rates Why exchange rates change Fixed and floating rates Government intervention Unit 10: Money and banking Money and its functions Different kinds of money Unit 11: Central banking Central Bank and the money supply Motives for holding money Unit 12: The business of banking Introduction to banking Role of Banks in the economy How the banking system works Other financial institutions -3- PHẦN CÁCH THỨC ÔN TẬP Unit 1: Money markets The money markets: capital, liquidity, cash flows, financial instruments Common money market instruments: treasury bills, commercial paper, CDs Repos: two transactions in a repurchase agreement Unit 2: Financial institutions Types of financial institution: retail banks, investment banks, insurance companies Deregulation: mergers, takeovers Specialized banks: central banks, clearing banks, non-bank financial intermediaries Unit 3: Commercial and retail banking Commercial and retail banks: bank account, grant loans, interest Credit: credit, assets, liabilities, reserve requirement Loans and risks: risk assessment Unit 4: The structure of a bank Departments The structure of the bank The changing world of banking Unit 5: Banking products and services Products and services What can you do? Customer service Unit 6: Insurance Insuring against risks: premiums, agents, compensate, indemnify, insurer Life insurance and saving: assurance, lump sum, tax shelters Insurance companies: underwrite, syndicate, reinsurance Unit 7: Taxation Direct taxes: income tax, corporation tax, social security -4- Indirect taxes: sales tax, value added tax, excise duties, tariffs Non-payment of tax: tax havens, tax evasion, tax avoidance, tax burden Unit 8: Interest rates Interest rates and monetary policy Different interest rates: margin, spread, solvency, discount rate, base rate Unit 9: Exchange rates Why exchange rates change: purchasing power parity, speculative Fixed and floating rates: market forces Government intervention: managed floating exchange rates Unit 10: Money and banking Money and its functions: medium of exchange, unit of account, a store of value Different kinds of money: commodity money, token money, legal tender Unit 11: Central banking Central Bank and the money supply: reserve requirements, discount rate, open market operations Motives for holding money: transaction motive, precautionary motive, asset motive Unit 12: The business of banking Introduction to banking: deregulation banks’ services, banks and other businesses Role of Banks in the economy: identity theft, creditworthiness How the banking system works: ROA, ROE, spread, payroll cards Other financial intermediaries institutions: depository -5- intermediaries, nondepository PHẦN HƯỚNG DẪN LÀM BÀI KIỂM TRA Hình thức kiểm tra kết cấu đề Đề kiểm tra bao gồm hai phần reading multiple choice Đọc kỹ hướng dẫn trước phẩn làm theo hướng dẫn -6- PHẦN ĐỀ THI MẪU VÀ ĐÁP ÁN ĐỀ THI CUỐI KỲ MÔN: TIỀN TỆ - NGÂN HÀNG (NN) LỚP: …………………………………… - HỆ: TX Thời gian làm bài: 60 PHÚT Yêu cầu giám thị thu lại tất đề thi SV không sử dụng tài liệu A Choose the correct words: (7 marks) -7- B Choose the best word: (3marks) -8- Đáp Án: A Choose the correct words 1/ rates 3/ branches 5/ make 7/ cheque withdrawals book 9/ current 11/ make 13/ range 2/ low 6/ cash dispensers 10/ statement 12/ switching 14/ puts 4/ high street 8/ debit card B Choose the best word 1/ c 3/ c 5/ b 7/ c 9/ b 11/ c 2/ a 4/ b 6/ a 8/ c 10/ a 12/ a -9- ... rate Unit 9: Exchange rates Why exchange rates change: purchasing power parity, speculative Fixed and floating rates: market forces Government intervention: managed floating exchange rates Unit... Interest rates Interest rates and monetary policy Different interest rates Unit 9: Exchange rates Why exchange rates change Fixed and floating rates Government intervention Unit 10: Money and banking... risks: risk assessment Unit 4: The structure of a bank Departments The structure of the bank The changing world of banking Unit 5: Banking products and services Products and services What can you