c01.qxd 1/27/09 1:00 PM Page © 2014 by John J Bertin, Russ Cummings Published by Pearson Prentice Hall, Pearson Education, Inc., Upper Saddle River, NJ All rights reserved This material is protected under all copyright laws as they currently exist No portion of this material may be reproduced, in any form or by any means, without permission in writing from the publisher c01.qxd 1/27/09 1:00 PM Page © 2014 by John J Bertin, Russ Cummings Published by Pearson Prentice Hall, Pearson Education, Inc., Upper Saddle River, NJ All rights reserved This material is protected under all copyright laws as they currently exist No portion of this material may be reproduced, in any form or by any means, without permission in writing from the publisher c01.qxd 1/27/09 1:00 PM Page © 2014 by John J Bertin, Russ Cummings Published by Pearson Prentice Hall, Pearson Education, Inc., Upper Saddle River, NJ All rights reserved This material is protected under all copyright laws as they currently exist No portion of this material may be reproduced, in any form or by any means, without permission in writing from the publisher c01.qxd 1/27/09 1:00 PM Page © 2014 by John J Bertin, Russ Cummings Published by Pearson Prentice Hall, Pearson Education, Inc., Upper Saddle River, NJ All rights reserved This material is protected under all copyright laws as they currently exist No portion of this material may be reproduced, in any form or by any means, without permission in writing from the publisher c01.qxd 1/27/09 1:00 PM Page © 2014 by John J Bertin, Russ Cummings Published by Pearson Prentice Hall, Pearson Education, Inc., Upper Saddle River, NJ All rights reserved This material is protected under all copyright laws as they currently exist No portion of this material may be reproduced, in any form or by any means, without permission in writing from the publisher c01.qxd 1/27/09 1:00 PM Page © 2014 by John J Bertin, Russ Cummings Published by Pearson Prentice Hall, Pearson Education, Inc., Upper Saddle River, NJ All rights reserved This material is protected under all copyright laws as they currently exist No portion of this material may be reproduced, in any form or by any means, without permission in writing from the publisher c01.qxd 1/27/09 1:00 PM Page © 2014 by John J Bertin, Russ Cummings Published by Pearson Prentice Hall, Pearson Education, Inc., Upper Saddle River, NJ All rights reserved This material is protected under all copyright laws as they currently exist No portion of this material may be reproduced, in any form or by any means, without permission in writing from the publisher c01.qxd 1/27/09 1:00 PM Page © 2014 by John J Bertin, Russ Cummings Published by Pearson Prentice Hall, Pearson Education, Inc., Upper Saddle River, NJ All rights reserved This material is protected under all copyright laws as they currently exist No portion of this material may be reproduced, in any form or by any means, without permission in writing from the publisher c01.qxd 1/27/09 1:00 PM Page © 2014 by John J Bertin, Russ Cummings Published by Pearson Prentice Hall, Pearson Education, Inc., Upper Saddle River, NJ All rights reserved This material is protected under all copyright laws as they currently exist No portion of this material may be reproduced, in any form or by any means, without permission in writing from the publisher c01.qxd 1/27/09 1:00 PM Page 10 © 2014 by John J Bertin, Russ Cummings Published by Pearson Prentice Hall, Pearson Education, Inc., Upper Saddle River, NJ All rights reserved This material is protected under all copyright laws as they currently exist No portion of this material may be reproduced, in any form or by any means, without permission in writing from the publisher 10 c01.qxd 1/27/09 1:00 PM Page 11 © 2014 by John J Bertin, Russ Cummings Published by Pearson Prentice Hall, Pearson Education, Inc., Upper Saddle River, NJ All rights reserved This material is protected under all copyright laws as they currently exist No portion of this material may be reproduced, in any form or by any means, without permission in writing from the publisher 11 c01.qxd 1/27/09 1:00 PM Page 12 © 2014 by John J Bertin, Russ Cummings Published by Pearson Prentice Hall, Pearson Education, Inc., Upper Saddle River, NJ All rights reserved This material is protected under all copyright laws as they currently exist No portion of this material may be reproduced, in any form or by any means, without permission in writing from the publisher 12 c01.qxd 1/27/09 1:01 PM Page 13 © 2014 by John J Bertin, Russ Cummings Published by Pearson Prentice Hall, Pearson Education, Inc., Upper Saddle River, NJ All rights reserved This material is protected under all copyright laws as they currently exist No portion of this material may be reproduced, in any form or by any means, without permission in writing from the publisher 13 c01.qxd 1/27/09 1:01 PM Page 14 © 2014 by John J Bertin, Russ Cummings Published by Pearson Prentice Hall, Pearson Education, Inc., Upper Saddle River, NJ All rights reserved This material is protected under all copyright laws as they currently exist No portion of this material may be reproduced, in any form or by any means, without permission in writing from the publisher 14 c01.qxd 1/27/09 1:01 PM Page 15 © 2014 by John J Bertin, Russ Cummings Published by Pearson Prentice Hall, Pearson Education, Inc., Upper Saddle River, NJ All rights reserved This material is protected under all copyright laws as they currently exist No portion of this material may be reproduced, in any form or by any means, without permission in writing from the publisher 15 c01.qxd 1/27/09 1:01 PM Page 16 © 2014 by John J Bertin, Russ Cummings Published by Pearson Prentice Hall, Pearson Education, Inc., Upper Saddle River, NJ All rights reserved This material is protected under all copyright laws as they currently exist No portion of this material may be reproduced, in any form or by any means, without permission in writing 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copyright laws as they currently exist No portion of this material may be reproduced, in any form or by any means, without permission in writing from the publisher 19 ... all copyright laws as they currently exist No portion of this material may be reproduced, in any form or by any means, without permission in writing from the publisher c01.qxd 1/27/09 1:00 PM Page... all copyright laws as they currently exist No portion of this material may be reproduced, in any form or by any means, without permission in writing from the publisher c01.qxd 1/27/09 1:00 PM Page... all copyright laws as they currently exist No portion of this material may be reproduced, in any form or by any means, without permission in writing from the publisher c01.qxd 1/27/09 1:00 PM Page