Rich dirty little secrets; what the credit reporting agencies wont tell you (2013)

... negatively impact your credit scores for seven to 10 years? Knowing what the credit reporting agencies do, how they work, and what goes into calculating your credit scores, for example, is the first... to the credit reporting agencies (formally known as credit bureaus) Negative information in turn gets added to your credit reports The information within your credit reports is then used by the. .. with creditors and lenders; the purpose of the three credit reporting agencies (formally known as credit bureaus); what credit reports are all about and what s contained within them; and the impact