Tammy Medard Chief Executive Officer ANZ Bank Laos Ltd Tammy Medard was appointed Chief Executive Officer of ANZ Laos in May 2014 Based in Vientiane, she takes over the role at a time where ANZ aims to lead the advancement of the Laos banking sector She runs a full commercial-licensed bank with Retail, Institutional and Global Market offerings primarily focused on facilitating the international trade flow in and out of Laos Tammy joined ANZ in 2009 in the Risk Division and has quickly built a reputation for her expertise in risk management and stakeholder relations Before joining ANZ, she was an infrastructure credit analyst for Standard & Poor's Ratings Services focusing on utilities, airports, toll roads and public and private partnerships across Australia and New Zealand, working closely with major infrastructure companies She was also S&P’s regional specialist on Corporate Hybrid credit risk and equity treatment Tammy began her banking career with JP Morgan Chase in New York City focusing on the Not-for-Profit, University and Healthcare sectors; delivering municipal bond product solutions and corporate banking products Originally from the US of Cuban and Spanish descent, Tammy has a Bachelor of Science (Finance) from the University of Maryland – Robert H Smith School of Business She is President of the Australian Chamber of Commerce in Vientiane, on the Leadership Committee of the American Chamber of Commerce, Laos, Investment Committee Member of UNCDF SHIFT Fund and on the Advisory Committee for Village Focus International Tammy is married with two young children She speaks English and Spanish, and is learning Lao