IELTS Cue Card Sample 1 - Describe someone in your family

IELTS Cue Card Sample 1 - Describe someone in your family tài liệu, giáo án, bài giảng , luận văn, luận án, đồ án, bài t...

Bodie−Kane−Marcus: Essentials of Investments, Fifth Edition Front Matter A Note from the Authors © The McGraw−Hill Companies, 2003 xviii A Note from the Authors . . . The last decade has been one of rapid, profound, and ongoing change in the investments industry. This is due in part to an abundance of newly designed securities, in part to the creation of new trading strategies that would have been impossible without concurrent advances in computer and communications technology, and in part to continuing advances in the theory of investments. Of necessity, our text has evolved along with the financial markets. In this edition, we address many of the changes in the investment environment. At the same time, many basic principles remain important. We continue to organize our book around one basic theme—that security markets are nearly efficient, meaning that most securities are usually priced appropriately given their risk and return attributes. There are few free lunches found in markets as competitive as the financial market. This simple observation is, nevertheless, remarkably powerful in its implications for the design of investment strategies, and our discussions of strategy are always guided by the implications of the efficient markets hypothesis. While the degree of market efficiency is, and will always be, a matter of debate, we hope our discussions throughout the book convey a good dose of healthy criticism concerning much conventional wisdom. This text also continues to emphasize asset allocation more than most other books. We prefer this emphasis for two important reasons. First, it corresponds to the procedure that most individuals actually follow when building an investment portfolio. Typically, you start with all of your money in a bank account, only then considering how much to invest in something riskier that might offer a higher expected return. The logical step at this point is to consider other risky asset classes, such as stock, bonds, or real estate. This is an asset allocation decision. Second, in most cases the asset allocation choice is far more important than specific security-selection decisions in determining overall investment performance. Asset allocation is the primary determinant of the risk-return profile of the investment portfolio, and so it deserves primary attention in a study of investment policy. Our book also focuses on investment analysis, which allows us to present the practical applications of investment theory, and to convey insights of practical value. In this edition of the text, we have continued to expand a systematic collection of Excel spreadsheets that give you tools to explore concepts more deeply than was previously possible. These spreadsheets are available through the World Wide Web, and provide a taste of the sophisticated analytic tools available to professional investors. In our efforts to link theory to practice, we also have attempted to make our approach consistent with that of the Institute of Chartered Financial Analysts (ICFA). The ICFA administers an education and certification program to candidates for the title of Chartered Financial Analyst (CFA). The CFA curriculum represents the consensus of a committee of distinguished scholars and practitioners regarding the core of knowledge required by the investment professional. This text will introduce you to the major issues currently of concern to all investors. It can give you the skills to conduct a sophisticated assessment of current issues and debates covered by both the popular media as well as more specialized finance journals. Whether you plan to become an investment professional, or simply a sophisticated individual investor, you will find these skills essential. Zvi Bodie Alex Kane Alan J. Marcus Bodie−Kane−Marcus: Essentials of Investments, Fifth Edition I. Elements of Investments Introduction © The McGraw−Hill Companies, 2003 PA RT ONE ELEMENTS OF INVESTMENTS E ven a cursory glance at The Wall Street VnDoc - Tải tài liệu, văn pháp luật, biểu mẫu miễn phí IELTS Cue Card Sample - Describe someone in your family IELTS Speaking Part 2: Cue Card/ Candidate Task Card Describe someone in your family who you really admire You should say: what relation this person is to you what are your first memories of this person how often you see this person and explain why you really admire this person [You will have to talk about the topic for one to two minutes You have one minute to think about what you're going to say You can make some notes to help you if you wish.] Part 3: Follow-up Questions: What are the values of family in your country? How family bonding is necessary for happiness in life? What type of family you like? Nuclear family or joint family? How family value and bonding have changed over the last decade? Model Answer 1: I've got a small family with only five members and all of us are very close to each other and we love each other very much Among them, I love my mother more than anyone else in the whole world I VnDoc - Tải tài liệu, văn pháp luật, biểu mẫu miễn phí adore my mother for her caring, loving, adorable behaviours and wit She is the person I can share everything with and that's the reason I worship her so much Possibly she was the first human I saw when I opened my eyes in this world A relationship with a mother is divine and all of my childhood memories are either related to my mom or my school I can still remember a day I was late to come back home after school and that's because there was a ceremony at the school I did not know about All of a certain I found that my mother was entering through the school gate to find me I was so frightened that my mother would rebuke me for being late unnoticed and she must be mad at me But to my best surprise, when my mother saw me she had a warm smile on her face that I'll never forget till my last breath on this earth Then she hugged me and gave me a kiss I felt then that I love my mother more than me She attended the program at the school and afterwards we came back home together I spent my 19 years or so with my father and mother but I stay at a metropolitan city now for my education Whenever I get a vacation, I meet my mother at my village home On an average, I spend 2/3 months with my mother each year but I talk to her over the phone almost twice a day The reasons why I admire her are endless She is caring, tender, she has got a big heart and she possesses a great love for everyone She had been an ideal mother to raise kids and making sure our education and moral values She had made a lot of sacrifices all of her life and had never complained about anything to my best knowledge She is the person who reminds me the power of love and caring Sample Answer 2: A person I admire is my “Mother” because she is a fighter You may ask why? To start, my mom got pregnant with me at the age of 18 and she did not have the support of my grandparents Her own parents wanted to kick her out the house when they found out She convinced them to let her stay, but she could not ask them for any help when raising the baby Knowing all this my mom still decided to have the baby Besides not having the support of her parents, she also did not receive any help from my father Although my father cared about me, he never gave my mom money or clothes to help her maintain me as a baby She had to provide for me on her own Going to school and working was killing her, but she wanted me to have a good life so she did anything that she could My mom got pregnant again two VnDoc - Tải tài liệu, văn pháp luật, biểu mẫu miễn phí years later, with the same man The only thing was this time - it was worse He left her life completely and her dad was sick Therefore, he could no longer work Now, not only did she have to provide for her two babies, but also for her parents She was overwhelmed with everything happening; she didn't know what to Finally, she decided to attend college and become a teacher for she can support the family she was now in charge of It was not an easy thing to After she finished college it took her a while to find a job It is not easy to find a job in Nicaragua However, my mom never quit, no matter how hard things got for her she fought through it To provide for her kids and parents [Written by – Rafael] Alternative Answer 3: I have got family members and all of them are very dear and close to me If I need to pick one family member among them to talk about, that would be my father My father’s name is (say your father’s name) and he is around 50 years old He is the kind of person I would want my offspring to be He did his graduation in a time when formal education was not people’s first choice They would rather start earning from work rather than going to school My father fought to ensure his education with the people who thought working or doing some sort of business has more value than education But my father believed that education is the most important part of a man’s life ... www.ieltsbuddy.com – Free Online IELTS Advice IELTS Reading Sample - Passage In this first reading example you have to match headings to paragraphs and decide if statements from the reading are True, False, or Not Given Air Rage (A) The first recorded case of an airline passenger turning seriously violent during a flight, a phenomenon now widely known as “air rage”, happened in 1947 on a flight from Havana to Miami A drunk man assaulted another passenger and bit a flight attendant However, the man escaped punishment because it was not then clear under whose legal control a crime committed on plane was, the country where the plane was registered or the country where the crime was committed In 1963, at the Tokyo convention, it was decided that the laws of the country where the plane is registered take precedence (B) The frequency of air rage has expanded out of proportion to the growth of air travel Until recently few statistic were gathered about air rage, but those that have been indicate that passengers are increasingly likely to cause trouble or engage in violent acts For example, in 1998 there were 266 air rage incidents out of approximately four million passengers, a 400% increase from 1995 In the same period American Airlines showed a 200% rise Air travel is predicted to rise by 5% internationally by 2010 leading to increased airport congestion This, coupled with the flying public’s increased aggression, means that air rage may become a major issue in coming years (C) Aside from discomfort and disruption, air rage poses some very real dangers to flying The most extreme of these is when out of control passengers enter the cockpit This has actually happened on a number of occasions, the worst of which have resulted in the death and injury of pilots or the intruder taking control of the plane, almost resulting in crashes In addition, berserk passengers sometimes attempt to open the emergency doors while in flight, putting the whole aircraft in danger These are extreme examples and cases of air rage more commonly result in physical assaults on fellow passengers and crew such as throwing objects, punching, stabbing or scalding with hot coffee (D) The causes of air rage are not known for certain, but it is generally thought that factors include: passenger behavior and personality, the physical environment and changes in society A recent study has identified the issues that start the incidents to be as follows Alcohol 25% Seating 16% Smoking 10% Carry on luggage 9% Flight attendants 8% Food 5% www.ieltsbuddy.com – Free Online IELTS Advice www.ieltsbuddy.com – Free Online IELTS Advice (E) One of the major causes seems to be the passenger’s behavior or their personality Fear of flying and the feeling of powerlessness associated with flying can lead to irritable or aggressive passengers Also, alcohol consumed on a plane pressurized to 8000ft affects the drinker more quickly and the effects are stronger Many people not take account of this and drinking may increase any negative reaction to the flying environment they have, which, combined with the lowering of their inhibitions, may cause air rage Smoking withdrawal, which some liken in severity to opiate withdrawal, is another major cause of air rage incidents Passengers caught smoking in the toilets occasionally assault flight attendants and have been known to start fires When conflicts occur in these conditions, they can escalate into major incidents if the passenger has a violent personality or a fear of flying and because of the enclosed nature of a plane offers no option of retreat as would be natural in a “fight or flight” reaction (F) Some people feel that the physical environment of a plane can lead to air rage Seats on most airlines have become smaller in recent years as airlines try to increase profits This leads to uncomfortable and irritated passengers Also, space for carry on luggage is often very small Because up to 8% of checked in luggage is lost, misdirected or Annals of MathematicsAn Iterative Method of Solving a GameAuthor(s): Julia RobinsonReviewed work(s):Source: Annals of Mathematics, Second Series, Vol. 54, No. 2 (Sep., 1951), pp. 296-301Published by: Annals of MathematicsStable URL: http://www.jstor.org/stable/1969530 .Accessed: 09/12/2012 05:11Your use of the JSTOR archive indicates your acceptance of the Terms & Conditions of Use, available at .http://www.jstor.org/page/info/about/policies/terms.jsp .JSTOR is a not-for-profit service that helps scholars, researchers, and students discover, use, and build upon a wide range ofcontent in a trusted digital archive. We use information technology and tools to increase productivity and facilitate new formsof scholarship. For more information about JSTOR, please contact support@jstor.org. .Annals of Mathematics is collaborating with JSTOR to digitize, preserve and extend access to Annals ofMathematics.http://www.jstor.org This content downloaded by the authorized user from 192.168.82.206 on Sun, 9 Dec 2012 05:11:53 AMAll use subject to JSTOR Terms and Conditions This content downloaded by the authorized user from 192.168.82.206 on Sun, 9 Dec 2012 05:11:53 AMAll use subject to JSTOR Terms and Conditions This content downloaded by the authorized user from 192.168.82.206 on Sun, 9 Dec 2012 05:11:53 AMAll use subject to JSTOR Terms and Conditions This content downloaded by the authorized user from 192.168.82.206 on Sun, 9 Dec 2012 05:11:53 AMAll use subject to JSTOR Terms and Conditions This content downloaded by the authorized user from 192.168.82.206 on Sun, 9 Dec 2012 05:11:53 AMAll use subject to JSTOR Terms and Conditions This content downloaded by the authorized user from 192.168.82.206 on Sun, 9 Dec 2012 05:11:53 AMAll use subject to JSTOR Terms and Conditions This content downloaded by the authorized user from 192.168.82.206 on Sun, 9 Dec 2012 05:11:53 AMAll use subject to JSTOR Terms and Conditions VnDoc - Tải tài liệu, văn pháp luật, biểu mẫu miễn phí IELTS Cue Card Sample: Describe An Bike/ Car Trip, Describe A Game/ Sport Describe a bicycle/motorbike/car trip that is interesting You should say: Where you would like to go How you would like to go there Who you would like to go with And explain why you would like to go there by car, motorbike or bike Band 8.0+ Sample Answer There is a thing that troubles me more often than not when living in Vietnam is the majority of people are riding motorbikes rather than cars As a result, most people don’t know how to drive a car, I included, which also itches me since I have always wanted to take a road trip across the country A road trip by car from the south to the north of Vietnam would be tough and adventurous because hundreds of marvelous destinations are awaiting to be explored However, it is worth taking risks and stepping out of your comfort zone to truly experience what life has to offer when your legs can still carry you rather than to regret in your later life “If you wanna go fast, go alone If you wanna go far, go together.” It might be fun if you were a lone traveler and didn’t enjoy getting lagged behind your schedule Still, the adventure could be more colorful and unexpected, hopefully in a good way, when you got company, especially during a long journey like the one I prefer Hence, picking up a close friend or two who share the same vision, the sameeagerness to capture the beauty of Vietnam would be my choice We would start from the south where we are living and move north on the go, stopping at our favorite beaches like Phu Quoc, Nha Trang… a little longer than other places because there ain’t nobody don’t have time for juicy coconuts and white sand paradise Vietnamese cuisine would also be our utmost priority whenever we reach a new place as the best way to live like a local is to eat like a local A car is our best choice because it would give us room to comfortably converse with each other and shelter from inclement VnDoc - Tải tài liệu, văn pháp luật, biểu mẫu miễn by Mary Reid H O UG H T O N MIF F L IN by Mary Reid PHOTOGRAPHY CREDITS: Megan Maloy/Getty Images Digital Vision/Getty Images Image Source Pink/Getty Images UpperCut Images/Alamy © Radius Images/Jupiter Images Dex Image/Getty Images © ImageSource/age Fotostock Ariel Skelley/Getty Images Picture Contact/Alamy 10 Megan Maloy/Getty Images Copyright © by Houghton Mifflin Company All rights reserved No part of this work may be reproduced or transmitted in any form or by any means, electronic or mechanical, including photocopying or recording, or by any information storage or retrieval system without the prior written permission of the copyright owner unless such copying is expressly permitted by federal copyright law With the exception of nonprofit transcription into Braille, Houghton Mifflin is not authorized to grant permission for further uses of this work Permission must be obtained from the individual copyright owner as identified herein Address requests for permission to make copies of Houghton Mifflin material to School Permissions, Houghton Mifflin Company, 222 Berkeley Street, Boston, MA 02116 Printed in China ISBN-13: 978-0-547-02856-9 ISBN-10: 0-547-02856-3 SDP 15 14 13 12 11 10 09 08 Many people are in a family This dad plays with his family Who is in your family? This girl lives with her mom She wears a crown while she plays the piano What does your family do? This boy lives with his mom, his dad, and his two sisters They like to hike outside What does your family like to do? This family has three people in it They like to eat together What does your family like to eat? This family likes to visit the beach They spend time on the sand Where does your family like to go? A mom and dad may have brothers and sisters They are aunts and uncles Do you have aunts and uncles? These aunts and uncles like to visit They spend time on the porch Where does your family like to spend time? Some aunts and uncles have children They are cousins The cousins like to play together Sometimes they get stuck in the mud! Do you have cousins in your family? Some families are big Some families are small Photos help families remember their time together Who is in your family? 10 Responding Word Builder Do you like to visit people? Who you visit and what you when you visit them? Copy this chart and add more words TARGET VOCABULARY Who What friends ? ? play ? ? Write About It Text to Text Think of another story you have read about a family Write a few sentences about the family Use words from the Word Builder 11 TARGET VOCABULARY cousin crown piano porch remember spend stuck visit Question Ask questions about what you are reading TARGET STRATEGY Which vocabulary word rhymes with something you might have on your face when you are sad? 12 Level: F DRA: 10 Social Studies Strategy: Question Word Count: 229 2.1.2 Build Vocabulary HOUGHTON MIFFLIN Online Leveled Books 1032968 ... answering this Cue Card Sample: You already know a lot about your family members and this cue card should be an easy one to answer Just focus on the questions mentioned bellow the Cue card topic... vocabulary for this cue card: Relatives = Your family members are also your relatives Nuclear family = A nuclear family, also called an elementary family, is a type of family group consisting of a pair... skills, morals, values and views in life Since they are the base of our family, closeness in a family leads people to have an intrinsically fulfilling and flourishing life This can be justified