Báo cáo tài chính hợp nhất quý 1 năm 2016 - Ngân hàng Thương mại Cổ phần Việt Nam Thịnh Vượng tài liệu, giáo án, bài giả...
NGAN nANc rnrtor,{c u4r co rnAN vrET NAM r4nn Wgnc ) I B6o c6o tai chinh hqp nh6t cho giai doan tir ngdy I th6ng I ndm20l6 d6n ngdy 3l thr4ng 03 nFm20l6 Ngdn hdng TMCP ViQt Nam Thinh Vusng THONG TIN cHUNG TH6NG TIN vE NGAN HANG N-gan.heng TMCP Viet t"r tlll.y-qnng ( Ngan hdng,,hoqc,,VpBank,,) ta ngen hens thuonq ,ghi",Viei'ft; c0 phan dLpoc IAp va dang ky tai nudc Cgng hda Xe h6i Cr,r,i mal V6n Di6u IQ V6n diau 16 cia Ngan henq tai 31 theng nam 2016 re 9.181.000 higu ddng (t?i 31 thang 12 nem 2015 ta 8.0s6.4661rieu d6;s) Meng lu6i ho?t CIOng frAn Hung Dao, phuong ngdy 31 th6ng ndm 2016, Tqi h, mot trem seu muoi tdm (165) S_6.22 HQtDoNG ouAN rRl :ft1,lffiJJ:r Hoi rtdng eudn tri crta Nsan hans trons ki,va vao nsay tap bao ceo tdi chrnh hop Ha vd En Chric Onq Chri tich Ph6 Chi tich Ph6 Cho tlch Thdnh vi6n dQc I6p Thanh vien Thanh vien uno 0ni Oni 0ni ond vU BAN KIEM SOAT ff;gllt vi€n Ban Ki6m sodt c.a Ngdn heng ky va vao ngav rap beo c50 tai chinh hop nhSt Bd Nguydn Qu!'nh Anh BA Nguy6n Thi Btch Th0v BA Nguy6n Thi Mai Trinh Trudng Ban Kidm so6t Thenh vien chuy6n trdch Thdnh vi6n o =' * \ Ngdn hdng TMCP ViQt Nam Thinh VuEng THONG TtN CHUNG (ti6p theo) BAN TONG GdM :ff,,lffiJilr HQ vd D6c Ban r6ns Gi6m n6c cia Nsan hans trons kj, vd vao nsey tap beo ceo tei chinh hEp En TAi 31 thdng Ch(rc vu nim 2016, Ngan hing c6 hai (02) cong ty sA ht,u truc ti6p nhu sau: Ngenh hoAt %sd d)nS C6ng ty TNHH Qudn tV tai sen Ngan hang TMCP ViCt Nam Thinh VuEng (VPBank AMC) C6ng ty Tdi chtnh TNHH MTV Ngan hdng Vi€t Nam Thinh Vuong fr'pB Fc) G-i6y Chung qhAn DAng kii Knh doanh sO 0105837483 Sd K6 ho?ch vi DAu tu He NQi cdp 15 thdng nam 2013 G-i5y Chung nhan Dang ky Krnn doanh s0 0102180545 S& K6 hoach vA DAu tu Hd NQi cdp theng V6n dieu Ie nE thac t! d6ng Qudn l1i va khai tAi sdn Vi€t Nam Hoat d6ng dich vu tai chfnh khec Vi4t Nam 15 1.900 t!'d6n9 nuu 1OO% 1oO% nam 2015 NGUOI DAI DIEN THEO PHAP LUAT Ngudi dpi.diQn theo ph6p ruat cia.Ngan fdng^kong ky k6 toen k6t thuc 31 thang ndm 2016 va nsay lap bao ceo tai chinh hE[ nrrAt ri6nj frs5 Chi-Du;,j _ chri tic"rr h6i elns."o;drii;i.-, Ong Nguy6n D*c Vinh - Tdng Gi6m d6c duqc png Ngo Cht D0ng riy quy6n ky bao cao tai chtnh hqp nh6t kem theo cho ky 16 t6an t6t tiruc nga11 er tiarl"s s ;ir;)oro Vuqng NgAn hin-g Th,uong m4i C6 phAn ViQt Nam Thlnh Miu B02a/TCTD-HN Bing cAn rl6i k6 to6n hqp hanh-theo Th6ng tusd 4g/2014/TT_NIIlvrv 6an t4i ngiy 31 th6ng nlrn 3I/12/2014 cA"iniirg a6" igir-iaii Nna nh6t 2016 mfic t Vi€t Nam) Ngay 31 theng Ngey 31 theng 12 ndm 2016 Trieu d6ng Tri€u dOng 1.568.129 1.632,425 1.934.361 2,261.499 18.894.289 12.622.989 8.272.031 (731) 14.599.675 8.729.745 5.870.661 (731) 1.229.316 1.229.316- 2.043.647 nuyet minh ndn 2015 TAI sAN Tidn mit, vdng bqc, d6 quf Tidn g&i t?i Ngan hang Nha nu6c ViCt Nam Tidn grli vi_cho vay cdc t6 chftc tin dgng khiic Titn g&i tqi cdc T( TD khdc Cho vay cAc TCTD khec Du phdng rii ro Ghrlng kho6n kinh doanh Chong kho6n kinh doanh DU phdng r|ji ro chong khoan kinh doanh Cho vay khech hang (3.088) Cho vay khdch hdng DU phdng rii ro cho vay khdch hdng Chriung khoin ttiu tu Ch|}ng khodn dAu tu s5n sdno dB ben Chfng khoen irAu tu gio cf6n ngey dao han DU phdng rii ro ch0ng khodn ttAu tu G6p vi5n, tliu tu ddi hqn 113,449.525 115.062.473 115.196.172 (1.746.647) 118.804.247 (1 741.774) 55.252.954 51.614.067 4.561.632 (923.045) 47.729.481 43.950.621 4.520.639 32{.961 322.434 (473) 322.5'tl 499.769 509.574 330.631 325.013 737.788 (407.157) (379.666) 9.1 10 Ddu tu ddi han khec Dr.r phdng gidm giA dAu tu ddi han Tai san c5 arinh Tdi sin c6 dinh h&u hinh Nguyen gie tai sen c6 dinh Khau hao tai san c6 dinh Tei sen c6 dlnh v6 htnh Nguycn gie tai san c6 dinh Hao mdn tai sen c6 dinh Bdt aQng sin eiu tw NguyCn gia.bdt dong sdn dAu tu Hao mdn b6t dQng sdn dAu tu Tii sin 2.046.735 C6 khAc (741.775) 322.984 (473) 704.679 169.138 184.561 331 133 (161.995) 339.057 (154.496) 27,491 27.900 ZY.YOC zv.voc (2.474) (2.365) ,10.315.112 Cac khoan phai thu Cec khoan lai, pht phdi thu Tei san C6 khac Trong d6: Lqi thd thuong mat Dq phdng rrli ro cho cAc tAi sdn C6 nQi bdng 2.385.513 9.687.543 1.985.973 4.382.322 3.783.739 4.133.763 31 211 37.453 khAc (236.462) (232.062) 203.492.607 193.876.428 TONG TAt sAN Cec thuy't minh dtnh kdn h bO phAn hW thenh beo c6o tdi chtnh 3.799.869 hqp nhdt ndy NgAn hing Th.uongm4i C6 phAn ViQt Nan Thinh MAu B02aITCTD-HN '(Ban Bring cAn tl6i k6 todn hqp nhdt hinh"theo Th6ng tE sii 4,/20\4/TT_NTINN t4i ngdrv 31 thring ndm 2016 (ti6p 3I/12/2014 cr" rndii ai" iia"'nar[ una nudc ViAt Nam) Vuqng , theo) t Ngey 31 th6ng nem 2016 Tri6u d6no nuyet minh Ngey 31 thAng 12 nem 201 Tri€u d6ng NE PHAI TRA Cec khoan nq Chinh phri nu6c vi Ngdn hang Nha Tidn grli vir vay cac t6 ch&c tin dqng kh6c gt^pi cua c6c t6 chl?c fln dqng kh6c t.ten Vay cec t0 choc tin dqng kh6c 7.603 4.821.063 12 23.512.125 14.585.862 8.526.263 17.764.430 9.603.163 8.161.267 13 129.211.062 130.270.670 o 243.124 131.760 367.220 383.188 14 30.772.637 21.859.54'l 15 5.170.962 2.802.621 2.368.341 5.256,454 2.804.740 12.1 Tidn grli cria khach hang Cic c6ng cg '11 tii chinh phei sinh va c{c khoin nE tai chinh khdc Viin tii tro, riy thiic ttiu tu, cho vay tii chtuc tin dgng chiu rii ro Phat hanh gidy td c6 git Cac khoan nq phai tra khiic Cec khoan tii, pht ph6i trd Cac khoen phai tra va c6ng nE khac roNG Nq pHAt rRA 185.284.733 VON cHU SO HI.PU V6n diAu t€ Thfng du v6n c6 phAn Cac quy dU,tro Chenh t6ch ty gi6 h6i doei Lgi nhufln chua phdn ph6i TONG VON cHU 17 17 17 17 sO HIfU roNG NE pHAt rRA vA v6N cHU sO HOu CAc thuyqt minh dtnh kem 2.451.714 h bO phAn 't80.487,506 181.000 8.056.466 1.288.863 1.324.775 1.288.863 1.267.242 (4e.e64) 2.520.733 2.718.818 14.207.874 13.388.922 203.492.607 193.876,428 hqp thenh beo c6o tdi chtnh h?p nh ney Vuqng C6 phdtr ViOr Nam Thinh MAu B02alrcrD-HN hqp nhdt (Ban hinh-theo Th6ng tu s6 49/20\4/TT_NHNN , t4i ngiv 31 rhdng nrm 2016 (ti5p igdry sut ztz,ia nna "ioFi,i"i nadc Viet Nam) Igto liqll"ongm4i Bing cdnrr6i k6 todn rheo) ii" iii'n"i cHl nEu NGoA BANG cAN DOt KE ToAN HEe runAr Ngey 31 theng ndn 2016 Ngey 31 thdng 12 ndn 2015 Tneu ddng TriQu d6ng 1.293.474 47.586.421 1.506.875 1.507.133 44.572.413 5.714.581 C6c cam k6t khec 1.373.115 36.139.958 36.139.958 9.053.412 6.326.988 8.550.490 1.893.181 1.171.006 65.541.069 Nsuoil4p:Qy'l Ngudi ki6m so6t: 53.561.557 t/a cD'/ i{ \91 Bd Nguy6n Thi Thu Hdng KC toAn Trudng Be Luu Thi Thao Ph6 T6ng Gi6m d6c Ki6m ciem d6c TAi chtnh Cec thuydt minh dinh kdm H b6 phAn hqp thenh beo ceo Hi chtnh hW nh/tr ney C6 phAn Vigt Nam Thinh Vugng ng kinh doanh ha,p (Ban hdnh theo NHNN 3Ut2/2 hdng Nhd nu6c TiQt Nam) Thuydt minh Thu nhap lei ve cac khodn thu nhap tuong tu Chi pht lai va cec chi pht tuong u.r Thu nhap 5.776.036 lii thuin 18 Thu nhAp tir hoat dOng dich vu Chi phl ho?t dong dich vrJ Lii thuin til (2.457.301\ 3,991.941 (1.922.888) 3.318.735 2.069,053 432.912 ho?t atQng dich v,l 271.913 (258.e01) (122.3761 174.011 145.537 3.046 (137.7871 Lai/(t5) thuan t& ho?t atong kinh doanh ngo?i hOi (L6)/lei thuan tu mua b6n chf,ng khoen kinh doanh 19 Lii 128.4231 16.818 20 37.845 127.957 thuAn t& mua b{n chr?ng khoin ttiu tu Thu nh6p ttr ho?t dong khac Chi phf ho?t dong khec 136.458 Lail(t5) thuAn t& ho?t dQng kh6c 584 (14.831) 133.783 22.753 (,t.282.8121 4.134 ({.043.695} 2.356.185 1.208.770 (1.317.198) (805.408) Thu nhf p tr) g6p viin mua c6 phin TONG cHI PHi HoAT DQNG 37 (2.67 5) Lii thuAn ttr hoqt dQng kinh doanh tru6c chi phi dF phdng rii ro fin dung Chi phl dp phdng rl]i ro tin dUng roNG LEt NHUAN TRUOC THUE 1,038.987 403.362 Chi phl thud thu nhap doanh nghiep hign hanh Chi phl thue thu nhAp ho6n tai (170.073) (8e.e12) T6ng chi phi thu6 thu nhap doanh nghiCp (170.0731 165 LEI NHUAN SAU THUE Ka // Ngudi lAp: 'a$Z Ngudi ki6m sodt: 2t ={ \a Bi Nguy6n Thi Thu Hlng K0 todn Trudng Ki6m Giam d6c Cec thuy6t ninh dtnh ken Tii chtnh h b6 phAn hqp thenh beo ceo Hi chtnh hEp nh/j- ney $9.7471 r fgan.ufns fnugnq,m?iC6 phdn ViQt Nam Thinh Vuqng (Ban hdnh theo luo.:uo-f"o-:lly6n ti6n t6 hqp nhAt Quf I nnm 2016 NHM;I t/12/2 hdng Nhd nu6c ViQt Nam) Thuydt minh !!-pu cHUyEN nEN Tt/ HOAT oONG K|NH DOANH Inu nhap tai va c6c khoan thu nhap tuong tu nhan dugc Ndm _ Ndm tnl0c Tn€u d6ng Tri€u d6ng 5.601.468 179.819 3.987.761 (1.786.230) 146.418 (101.470) (118.515) 16.176 148.348 92.037 18.636 13.906 9.169 (1.444.431) (1.100.474) (273.552') (78.629) 't.653.979 1.221.754 (2.434.704) Tidn thu c6c khoan nE d_a duqc xir ly xoe, bU drp bang ngu6n dH phdng nli ro Thu nhap kh6c TiCn chi tra cho nh6n vi6n vd hoqt dQng quin l! cong vU Ti6n thu6 thu nhap thHc nop nam 16 Luu chuy6n tiOn thuAn t& hoat dQng kinh doanh tru6c-nhtrng thay cf6i vAtai san rla-nE pnai tra ho?t dQng ) I I (8s7.768) (6.846.027) 3.752.747 2.102.616 (6.612.502) 553.95 (1.123.374\ (434.614) (755.626) (4.813.460) (832.555) 5.747.695 (3.731.748) (1.059.609) 3.336.454 8.912.696 1.857.864 (15.968) 25.189 111.364 azz,o6 t (3.836) 239.896 3.011.456 74.725 (194.85s) (40.845) (525.524) y!1&ng,t!1a! ddi yA nE phei ta ho?t irQns I oot cac r(hoan no Chtnh phrl vA Ngdn hdng Nhd Thay d6i cec khoan ti6n g&i, tidn vay cec td oung chOc n Thay d6i cdc cong cu tai chtnh ph6i sinh vA cdc khoen nq tai chtnh kh6c Thay ddi kh6c vd cong no hoat dong Luu chuydn tidn thuin tD ho?t irong kinh doanh 188.259 (70) ccu 42.500 (6.046) 1.585 Luu chuy6n tidn t}/(sr} dqng vAo) hoqt ct6ng dAu trP CAc thuyat ninh dtnh kdn td bO phan hqp thenh beo c6o tdi chtnh hEp nh* ney NgAn hdrng ThugmC.mei C6 phAn ViQr Nam Thinh Vuqrrg B{o c6o fuu chuy6n tiAn rQ hgp @an hdnh rheo Quf I nim 2016 (ti6p theo) NHNN 3il12/2 nh6t hdng Nhd na6c ViQt Nam) t nuyet minh fH,r"i?illr* lf?i,:r ''EN Trieu d6ng rt? HoaTDQNG c6 phAn tu s6p v6n vd/hodc ph6t hanh Luu chuy6n ti6n thuin tr) ho?t dQng tdi chinh Luu chuy6n tiiin thuin ky Tidn vi cric khoan tuong duong tidn ttiu k! Tidn vi ciic khoan tuong duong ti6n cutii k! ;A3r%1,?#"" :iftd[Ti]" 22 76.314 12.623,669 L292.025 15.629.081 9.368.339 PHTilEN rF rRQNG YEu phi6u thudns tu qu! de ko b6 suns oI Tdng v6n tir lgi nhuan dA lai Ng,rOi 3,005.410 c5I 1.066.997 tap:Srl Bd Nguy6n Thi Thu Hdng KC to6n Trudng Bd Luu Th! Thdo Ph6 T6ng ciem d6c Ki6m Gi6m d6c TAi chfnh Cec thuydt minh dtnh kdm td bO phAn hqp thdnh beo ceo Ei chinh hqp nh6t ndy NgAn hAng Thuong m4i C6 phAn Vipt Nam Th Thuydt minh brio c6o tiri chinh hqp nhdi Quf I nim 2016 hdng Nhd nudc ViQt Nam) oAc D|EM HoAT DQNG cUA NGAN HANG lls a _l_ TMCP Viet Nam !dts mai c6 phan Thinh vuEns ("Ngan hang" hoac ',vpBank") ta ngan hang rap va de;s ky-t?i nuoc-cEnt iroa xa-iioi'in,l',riir.,i" viet duoc llruons V6n di6u tQ V5n.di6u 16 cria Ns6n hilsjins-iy ?1 th6ng nem 2016 td 9.18.1.000 triQu rrdng (tai 31 theng 12 ndm 2015 Ia 0.056.4-66 trieu d6n-g) MAng tlwi hoAt A1ng j c6 rran trem seu mudi Ngan hang Phudns thens nem g - Z, Tda nhA Thrl D6, 56 72 TrAn HLtng Dao, kiar, inann fr.lo Ha r.roi, viei r.r"i'r.'ii,'i.Jai er uoi sa cnrnh, u6n mubi Jr'f+'o]'"r,ri'i'njirnlrrot '' h hen ci nuOCvA nai (Z) COng ty cdn "' 11 C6ng ty ]:ljin-t 31 theng TAn cAng ry COng ty TNHH euan ly tai san Ngan hang TMCP ViCt Nam Thinh Vuqng (VPBank AMC) nim 2016, Ngdn hdng c6 hai (02) cong ty sd hi/u trqlc ti6p nhu Ngdnh hoAt Duoc thdnh lQp theo G-i5y Chrlng nh6n Ding kyi Krnh doanh s0 0105837483 Sd K6 hoach vA DAu tu Ha NOi cAp 15 th6ng d1ng Q.udn lf nE khai va th6c tai V6n dieu 11b t! %sd p nuu ddng l}Oo/o Viet Nam sAn nam 2013 chlnh Ngdn Thinh VuEng (VPB FC) cong ty TAi TNHH IVITV heng Viet Nam Iy s4s ru gay 15 ty Hoat itong 1.900 dich vu a6ng Vigt chfnh kh6c Nam tdi loook thang ndm 2007 Nhen vi6n T6ng s6 nhan vicn dang ,am viec-cho-Ngan heng tai 31 theng ndm 2016 nhen vien (tai 31 t[eng 12 nem 201E fa fz.g'zz nnin'uienf ' E 14.528 hilg-lhucrng mpi Cri phAn ViQr Nam Thinh Vuqng fgen - Thuyet minh brio cdo tii chinhlqp nh6i liin'nann ,nro I n5m 2016 (ti5p theo) Quf s CHONG KHOAN DAU 9.2 Ch(tng khodn dAu tv Tu unmt "srt, ii)tZ1 (ti6p theo) giy d6n ngey deo hAn Ngey 31 theng 12 2016 ndn 2015 Tri€u ddng _ TriQu d6no Ngey 31_theng ndm Trdi phi6u ddc bi€t VAMC phdt hdnh Du phdng hdi phi6u dic bi6t 10 GOP VON, DAU Tu 4.561.632 (738.372) 4.520.639 (566.946) 3.823.260 3.953.693 DAI HAN 3:'"'Jiti:STiirtf#"tu36p v6n dai han kh6c tai nsdv 31 thens ndm 2016 ve nsay 31 Ngdy 31 thdng 12 2015 -dienisdc -TiE nAm \4e u ddng Diu tu vio t6 chrlc kinh tii COng ty CP Van tai TTRACO COng ty CP Odno Xuan 99ns.ll_cf oao tqo va ru vAn Ns6n 21 5.000 hang (BTC) 1.71 Cong ty CP Dich vU Bao vC Thinh An phdng rtlu tu dii h4n kh6c 4,780/o 3.934 1,67% 3,28% 185.276 7,44% 104.770 11,00% 705 5,50% 21 0,64% 5.000 10,00% 371 4,78o/o 15.357 1,67% 3.934 3,28% 185.276 7,44% 104.770 7.705 550 322.434 Dr,r 0,640/0 10,ooo sd hfiu 11,O0To 5,50% 11,00% 322.984 (4731 321.981 26 I l NgAn,hing Thuong m3i C6 phin Vigt Nam Th 'lhuy€t minh b:io c6o trii chinh hgp nh6t Quf I nIm 2016 (ri5p rheo) 11 cAc KHoAN NE CHINH PHO VA NGAN HANG NHA Nuoc Ngay 31 th6ng Vay NHNN V:ilff!|*"'teichi6t 12 TrEN GUr vA 12.1 Ti6n g&i Ngey 31 thang 12 2016 Tri€u d6ng _ ndm vAy cAc nen kh6u c6c gi6v td c6 sid 0,r n 7.603 4.821.063' Ngdy 31 thdng Ngay 31 th6ng 12 cHOc TIN DUNG KHAC cia c6c TCTD khec ndn 2016 Tri€u ddng nAm 2015 Trieu ding 4,350.594 4.349.246 1.348 43.400 M.501 1.101 10.635,268 9.558.662 8.775.000 4.926.000 5.709.268 783.662 14.985,862 Ngdy 31 thdng s Tri€u ddng ndm zu't nam 2016 , 13 Bing VND d6: Vay chi6t khiu giey tronS Bing ngoqi tQ b c6 gi6 btng 9.603.163 Ngdy 31 theng 12 ndm 2015 Tri€u d6ng 7.450.685 7.776.807 4.231.385 07 5.57 3.375.026 384.460 8.526.263 8.161.267 TIEN GIT cOA KHAGH HANG Ngey 31 theng TiAn, vCng gr}i kh6ng ky han - Tie.n g&i kh6ng Ti6n g&i kh6ng TiAn, vdng grli c6 - Ti6.n Ti6n kl hqn bino VND kl han bdng ngoai k! hqn g*i c6 ky hqn bdno VND gA c6 ky han bdni ngoaite Ti6n grli v6n chuyen dr:lng Tidn k! qu! 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