TOI CHiNH "V7£~ ~ ~ '[J1] ;! ? ' ' ,,' ? BAO DIEM TIEN GUI , ,,' ,,' ;!,:? VOl NEN KIND TE CDUYEN DOl 1/ bat on cua ngng, cac quoc gia cang quan tam tai vi$c bao v$ ngLiCIi gU'i tien bang cach dieu chinh h$ thong bao v$ tien gLti hi$n co cua minh ho~c xay dl!ng m(>t h$ thong bao v$ tien gLti mai Trong giai dOi;1n 1970 -1980, m(>tso yeu to nhLi sl! khung hoang cua thj trLiCIngbat d(>ng san da lam rat nhieu nLiacb! cuon VaG khung hoang tai chinh, ma h$u qua la rat nhieu t6 chuc tai chfnh bi mat kha nang toan Ngoai ra, xu hLiang toan cau hoa bu(>c cac nLiac nh$n thuc rang de tri sl! ci;1nhtranh ITnh vl!c tai chfnh, h9 phai tang cLiCIngthl!C hi$n cac ke hoach bao v$ tiengU'i Theo Robert Cull, nhCtng nLiac da trai qua khung hoang tai chinh - ngan hang co h$ thong thCligian nam ap dl,)ng BHTG tang 25-30% so vai cac ALiackhac Ben ci;1nh do, BHTG dang dich 62 chuyen theo xu hLiang hoa ht nhCtngcong Cl,)gap phan 6n dinh h$ thong tai chinh quoc gia va dam bao cho hOi;1td(>ng kinh te dien mot cach binh d~ng M9t 56 di HC1nnCta,BHTG cong khai can la m(>t cong cl,) hCtu hi$u hC1nso vai BHTG khong cong khai co chi phi thap hC1n.Theo nghi~n cuu cua Boyd va Smith thi chi phi cuu trng huy dong tien gU'i ca nhan ti;1i quoc gia deu phai tham gia BHTG Vi$c quy dinh tham gia BHTG la bat bu(>cxuat phat W ml,)cdich cua hOi;1t d(>ng BHTG la dam bao va thuc day tfnh 6n dinh va an toan hO'ilt d(>ngcua h$ thong ngan hang Theo Garcia, so 69 nLiac ap dl,)ng BHTG cong khai, co tai 55 nLiac ap dl,)ng BHTG bat bu(>c giai dang v$n hanh theo cC1che thi Vi dich vu BHTG la loai hang hoa cong khong thuan tuy, co tfnh thl,) gU'itien phai tl! bao v$ minh Chfnh hLidng khong 10'ilitru, nen tat ca cac phu cho phep ngLiCIi gU'i tien dLitquoc gia ke ca dieu bang chinh sach cong khai ngan hang "khee" nhat deu dLing cua BHTG tang d muc dam bao chi tra cho ngLiCIi gU'i tien xay " d6 vB ngan hang, vi$c dong gap cua tat ca cac t6 chuc tai chfnh Ian co huy d(>ngtien gU'i la bat buoc vai cC1 che t6 chuc m'ilnh ho tr ... dLlqcap dl,lngca doi voi cac nen kinhte chuyendol Baohiim tiin glii Ybi nin kinh hi chuyin d6i M~c du vi$c mb r9ng h$ thong T~ Oif NcANtiANC- ~6 NA.M 2004 BHTGt~i cac nen kinhte chuyendoi la m9t tin... mU'ng,nhLlng vi$c ling dl,lng no nen kinh te thl.!csl.!khongphai la de dang Ban chat cua nen kinh te chuye;n d6i la xoa bo trq cap cua Chfnh phu va vi$c kie;msoat cac ho~td9ng kinh te tien toi hinhthanhm9t... nhLlngday cOng la m9t ho~t d9ng kinh te co tiem nangthu Iqi nhu$n BHTG vi v$y dLlong nhLl doi nghichvoi nhiing nguyentac cua nen kinh te thi trLlCJng Tuy nhien theo 1'1 thuyet kinh te, BHTG co the dLlqc