unit 10 the insurance

    Ướ    ễ ị ỹ  ả ①  !  " ːˈ ʊ   #  #" $ ʌ ɪ ˈ ɛ ɪ    %  ɛ ɪˈ ɪʃə  #  ɪ   & ' ɪˈ ːə    ɪ ˈʃʊə ə   $ " & " ː ɪˈ ɪ ː  $ %   ɛ ɪˈ ɪʃ  ( ' ɪɡˈ ɪ    $ əˈ ɪ ʒ    ' ɪ ˈ ɒ  #    ɪ ˈ ɪə ɪə   " "& " ˈ ʌ ɪ ː   " "& " ˈ ʌ ɪ ː      " ˌ ɒ ɪˈ ɪ ɪ    ( " ʌ ˈ ɛ ə  " % ˈ əː  #  ɪ ˈ əʊʒə    ' ː  # əˈ əː  $  (' ɪˈ ʌɪ   $ #" ɪˈ ɪ  " " ˈʌ əʊ  #  əˈ ʌ ɪʃ    ' ˈ ː ɪə    " ˈ ɪ ə  # "  $ ' ɪ ˈ ʃ ɪ ʒ     ɪ ˈʃʊə ə   #   "' ɒ ɛ ɪ    " $ əˈ ɛ ɪ ʒ   % ˈ ʌ ə   % "  "' ʌ ˈ ɔː ʃə ə     " ɪˈ ɪ ɪ ɪ  ) ( " ˈ ʌɪə  *+,  $ " ) - ɪˈ ɪ ɡ ɪʃ   %  ɪ ˈ ɔː   !  " ːˈ ʊ " . "ố   #  #" $ ʌ ɪ ˈ ɛ ɪ /0"$ 12 ố    %  ɛ ɪˈ ɪʃə 3% 45 6ợ  #  ɪ 4 7 89: ầ ỏ   & ' ɪˈ ːə ;- <  ự ạ    ɪ ˈʃʊə ə = 42"  ả ể   $ " & " ˌ ː ɪˈ ɪ ː ;$"" >  ố ạ  $ %   ɛ ɪˈ ɪʃ ?%" @ Aị  ( ' ɪɡˈ ɪ B0 .0C"    $əˈ ɪ ʒ  < 0 ắ ế    ' ɪ ˈ ɒ = D9 ế  #    ɪ ˈ ɪə ɪə B0  Dả  E " "& " ʌ ɪ ː <""" "ế  &  əˈ ː  4 8"  ằ ừ ậ      " ˌ ɒ ɪˈ ɪ ɪ " 1 ả    ( " ʌ ˈ ɛ ə /" 15 ị  " % ˈ əː % 4 9 ể ổ  #  ɪ ˈ əʊʒə B0  8  ơ ự ủ      ' ɪ ˈʃʊə ə ː = F   ỹ ả ể  # əˈ əː G . ả  $  (' ɪˈ ʌɪ ?  ạ   $ #" ɪˈ ɪ $" ? Hự  " " ˈʌ əʊ /""  "9 ệ ố  #  əˈ ʌ ɪʃ    ự ệ    ' ˈ ː ɪə  6  ả ể    " ˈ ɪ ə " "H  # "  $ ' ɪ ˈ ʃ ɪ ʒ B0 9 ổ     ɪ ˈʃʊə ə = 3  ả ể   #   "' ˈ ɒ ɛ ɪ 4" 3 " 89 Iồ ườ ề    " $ əˈ ɛ ɪ ʒ "   8 ỉ ệ ầ   % ˈ ʌ ə <%% H ị   % "  "' ʌ ˈ ɔː ʃə ə /%"" ; 8 " ủ ấ ạ     " ɪˈ ɪ ɪ ɪ B"  "ạ ừ  ) ( " ˈ ʌɪə 0"  ố  *+,  :9H ạ  $ " ) - ɪˈ ɪ ɡ ɪʃ ?" 1H "ệ   %  ɪ ˈ ɔː B% 3 " ắ ộ [...]... happen in the future However gambling is illegal and insurance is legal ③answer questions Short questions  1 What is the insurance in financial definition?  Insurance is financial arrangement that redistributes the costs of unexpected losses 2 What is the insurance pool? Insurance pool is the fund combines the numerous exposures  3 What is the insurance premium?  Insurance premium is the regular... does the insurance agreement involve?  Insurance agreement involves the transfer of many different exposures to loss to one insurance pool 7 What do you know about contracts of insurance? Contracts of insurance form a special class of contract in that the law requires parties to them, the insured and the insurer, to exercise the utmost good faith towards each other Long questions  1 What are the. .. the regular amount of money that the insured pay to the insurer The insured receives a promise from the insurance system to be compensateed in the event of a loss 4 What is the compensation?  Compensation is the amount of money that the insurer pays to the insured in the event of a loss  5 In what way, losses can be predicted in advance?  Through the operation of insurance system, losses can be...②summary The first, insurance is a financial arrangement that redistributes the costs of unexpected losses The second, it is about operation of insurance system An insurance system collect a premium payment from every participant of insurance pool to financed and redistributed the costs of unexpected losses The finally, it is about similarity and difference between gambling and insurance Sometimes, insurance. .. provides capital in the financial market 2 How do insurance system operate?  When insured pay premium, the insured receives a promise from the insurance system be compensated in the event of a loss  But, there is a small percentage of insured suffer losses Thus, insurers collect regular premium payments from every participants of insurance pool This obtained money can be used to lend to others or to invest... make profit  As result, operation of insurance also helps the economy to grow  3 Can you talk about some insurers in Viet Nam and how do they operate ?  There are many insurers in Viet Nam such as: Prudential; AIA; BIC … Sometimes, their operation isn’t efficient  Some insurers have some weakness in financial management, compensating in the events of losses for the customers, using agencies and distributing... to exercise the utmost good faith towards each other Long questions  1 What are the roles of insurance in financial planning?  It reduces losses which the insured suffers through compensation when the losses occur  It provides certainty and protection It helps people eliminate unpleasant mental state, the anxiety about a loss  Assistance for individuals and families preparing financially for risk... efficient  Some insurers have some weakness in financial management, compensating in the events of losses for the customers, using agencies and distributing profit for agencies…  Sometimes, solving the loss is still late, it makes customers disastified Thank for listening