ngân hàng thương mại cổ phần sài gòn hà nội shb báo cáo tài chính hợp nhất quý 4 năm 2012 td bảng cân đối kế toán

fib SHB Bao cao tai chinh hop nhAt Quy IV nam 2012 NGAN HANG THHONG MAI CO PHAN SAI CON - HA NQI 77 Tian Hung Dao - Quart Hoan Kiem - Ha Ned Tel: 04.39423388 Fax: 04.39410942 Mau st: Q-Ola TD - BANG CAN DOI ICE TOAN Ma chi Thuyet tieu mink Chi tieu A TAI SAN I Tien mat, yang bac, da quf 15 484,886,843,676 425,218,979,260 16 2,789,224,639,025 35,111,525,637 130 17 30,139,871,588,327 18,845,174,632,855 131 21,274,231,748,327 8,845,174,632,855 132 Tien, yang gui tai the TCTD khac Cho vay cac TCTD kHz Dv pi-long nii ro cho vay cac TCTD khdc IV Ching khoan kinh doanh 8,890,044,000,000 139 VI Cho vay kWh hang 4,035,834,699 28,806,884,090,215 tu au hr vao cling ty Von Op lien doanh Dau tu vao cling ty lien ket Dau ttr dai han khac Dv phong giam gia dau to clai han IX TM san cO dinh Tai sari c6 dinh hftu hinh Nguyen gid TSCD him hinh Hao mon TSCD hi& hinh Ili san co dinh thue tai chinh Nguyen gib TSCD Hao man TSCD Tai sin c6 dinh vo hinh Nguyen gid TSCD v6 hinh b Hao mon TSCD va hinh X BAt Ong san dau a Nguyen gia BDSDT b Hao mon BDSDT XI TM san CO khfic I Cac khoan phai thu Cdc khoan lai, phi phai thu Tai san thue TNDN !loan lai Tai san C6 khac - Trong do: LO the durcmg mcei Cac khoan dv phOng rill ro cho cac tai san CO nOi bang khac TONG TAI SAN CO 20 56,813,367,696,884 29,161,850,639,905 21 22 (1,251,495,811,524) 12,699,275,940,349 15,097,394,499,737 171 hUng khoan dau tu gift an dao han b 5,846,612,060 169 170 Cluing khoan au tu san sang a ban a (18,361,121,268) 161 Dv phOng nil ro cho vay khdch hang VII Chi•ng khoan dAu fir b 36,165,293,695 55,561,871,885,360 160 Cho vay Ichach hang a 19 17,804,172,427 (27,177,062,665) 150 13,387,278,997 40,564,341,662 149 V Cac ding cy tai chinh phai sink via cac tai san tai chinh khac a 18 141 Dv phOng giam gid cluing khoan kinh doanh NO) (24,404,160,000) 140 I Chting khoan kinh doanh phOng giam gift chting khoan au p v6n, dau tie dki han So dAu nam 120 III Tien, yang gal tai cac TCTD khac irk cho vay cac TCTD kluic CO PHA SO cuOi ky 110 II Tien gal tai NHNN HANG Dan vi tinh VND 7,964,233,915,704 12,501,240,153,537 172 4,744,905,807,961 2,610,840,000,000 179 210 (9,863,783,316) 23 430,968,582,103 (354,966,549,690) (14,685,653,800) 333,313,240,893 211 212 69,484,434,182 213 214 365,841,525,375 334,289,000,000 219 (4,357,377,454) 3,879,972,204,233 (975,759,107) 2,254,982,825,323 220 221 24 392,977,999,428 167,781,341,002 222 694,442,224,601 252,783,546,659 223 (301,464,225,173) (85,002,205,657) 224 225 226 227 25 3,486,994,204,805 2,087,201,484,321 228 3,575,829,138,298 2,106,146,460,886 229 240 (88,834,933,493) (18,944,976,565) 241 68,055,213,521 241 250 68,055,213,521 26 11,495,859,029,594 5,169,621,880,976 251 2,685,858,927,108 2,599,670,439,052 252 4,538,534,628,305 1,645,443,688,789 253 109,916,033 254 255 259 4,271,355,558,148 924,614,419,802 300 117,569,219,817,245 70,989,541,682,022 (106,666,667) MA chi Thuyet tieu minh Chi Diu B NQ PHAI TRA VA VON CHU SO HMI I Cac khoan nq Chinh phi) va NHNN II Tien gvi vA vay cua cat TCTD khac I Tien gin cua cac TCTD khdc Vay the TCTD khdc III Tien girl cfia khach hang 310 320 321 322 330 IV Cac Ong cu tAi chinh phai sinh va cac khoan my tai chinh khac 340 V Von tAi try, uy that den fir, cho vay ma TCTD phai chju rfii ro 350 VI Phat Minh gigy ttr c6 gia 360 VII Cac khoan Nq khAc 370 I Cac khoan lai, phi phai tra 371 Thue TNDN hoan lai phai tra 372 Cac khoan phai tra va ceing nq khac 373 Dv phong rai ro khac 379 Ten Ng phhi tra 400 VIII Vim va cac quy 500 Von TCTD 410 a Van &au le 411 b Van clan lu XDCB 412 • Thang du van ca phan 413 d Ca phiau quit 414 e Ca'Attu tru dill 415 g Van khac 416 Qu- TCTD 420 lech ty gia hOi dodi 430 lech danh gid lai tai son 440 , "en chtra phan ph6i 450 r telt caa c6 tong thieu se qt 700 PHAI MIA VA VON nit SO MTh 800 CA LIEU NGOAI BANG I Nghla vu nyr tiem An I Bao lanh vay Cam ket nghiep vv L/C Me lanh khAc Llp bleu 910 911 912 913 27 28 2,184,953,736,805 15,909,083,396,910 15,909,083,396,910 297,666,941,952 26,314,942,184 65,158,673,664,321 5,830,868,017,701 4,908,535,898,400 4,815,795,470,000 101,715,710,000 (5,259,571,600) 32 226,386,012,419 11,205,239,761,180 847,397,126,601 523,415,242,465 1,889,367,205,998 96,321,155,424 108,061,625,411,483 9,504,833,556,313 8,962,251,608,400 8,865,795,470,000 31 31 34,785,613,630,406 385,245,424,157 4,370,388,535,054 3,930,220,756,141 1,944,532,394,719 29 19 30 98,000,000,000 (5,259,571,600) 517,724,491,381 8,588,742 24,848,867,790 2,760,849,449 70,989,541,682,022 5,287,168,458,408 35,554,000,000 336,437,333,181 4,915,177,125,227 41 644,214,334,115 117,569,219,817,245 32 278,109,196,443 8,588,743 3,208,805,978,726 538,227,852,678 2,670,578,126,048 Ngay0.1 thong atnam 2013 8ng Clam Dtic / VA Toan Tnretngikz - Ninh Tlrflan Phtrong SO tteu nam 21,777,251,159,172 15,505,603,159,172 6,271,648,000,000 77,598,519,536,959 k, Le Thai Ha SO cutg ky THIMIIIS MAI Co'PHA SAi SoN• HA Nth 044, setc" A-4-m , •ce • guyin Van Le s * s^ xxl,/- xG-JXX ; r4 z 1*;' J I O "J!i,;- r o ::l D' l 3" z 't"s|F, -. lf,q F r^ tp:.e.'! l.rn^-t j E;,= gs /t -i t- - -l t F F Yj i t = g 5'1,=, t t = + EEEP E + 1E = 5,B z F a I li: i F t A =g - I * -l S5 E rT $go:H 6P-titi l,E _= + E = g € i E $ i E r i"s"$ i E E = I E + or i .5 ? ! .6 d ; r, Pl e i; T 22'=' 3' ::'E -j ^ Y= H €Q H 'B'o W = a53= = = =uu+,r i i"9'€' iE'l S I ; I lE I :"# E">==E.! i,e.* F;Hfrgs;;** g I ? ="9 E5 5, Ei.E;;i:I'r e-3 = = =.= F - D) s I !,, E'F'11;ei3i :F- ftTF-FE? la 6^ +-i"iiE gega € €i : fi*E: 5F E-3; il 3+ o =t;nrA, ?Tz G\r =:.H'6\i' 3, = * 5 P = = 3 c = a '1 's r.JNhJtJ -r OO-OOOOCO (, ['J O\ - O\OCp{ (,r & (, E b.J - i Hl :'> ?oz E z.O, ="e) 3'3'+ B'j.56 E'a-g irST D o ; Ncli- oo = rl = 9:' O \g 0o { I O\ q A (, N) - D'I a, s n { ?r \\\3\ x o) \si \{-\s\s\x r ! ; r1:' p-\ s.\ Si 3< $ \ \ \ !\ 5, ! k+ tFaEg a.s.$FrFHEr!'6"d 3s 5hi'='S Q dE tu'u'oio o'c ,'t AF t 5ld l}"x x:$'F \' -'O $ a''^ ao\aoai-:i:ES8SG8 "ririj sii"uFF'h :- "^'"- s { I $ I o)\ E-\id ti, n-, ,J , BS SEgE - !, N' f N N n z 5-d-l.qI i ^"X -*;i \-3;S8 UJ € \g'.o +'6 Ut 5' m-I "F"o O\ z Dr z p I @P N r \O Ul u o E'a;: Ul - q c c> a Oi a -J O\ }.J O\ O, : Ul P O - ''o c b P (,J { O\ "u'n' "tr fu lr fu I 5le b ie io c \ L i E= ' gSsA 83iSffi-=9S33;E.i -"o ,oF Arx tr :' tN Jr *v3l tJ Ecia r x ii'.s'O z p "p'a s"ahH -r ii?;E"ug;e&dBss\: ;s(/j '.oio N ;-I-o\9 -ta i^9= F3a)o jrJ9Jr' ;r.lJr co UJF -'o'\o I F* /3 -O> s f ) no z $ X N N'e'U, 'l z 5* *=g; xSFX{EsSSdssES 'ao ) zi AA ! I-\ 'a :F' 6} (:>, i tr(, o\ ul €{ UrUt hJ b.JUr*(/J { Ur O\ io u, u ia ia '(, O € \O io \O oir(, Ul rj "\o \ \ L'ca *\o { H F uB t.Jrl.J ut ut "@ 'rJ , -lJ'- 'i, "5 I'J \O \O r B t.) _t O Oe O-l { l.J p-o b.Jruo\ \or ir € Or()sorr(,(,tcuou(A (, A )\"o\ } u \O - -J uJ ! -tJ O\ u \O '\ '\o 'ur ".o L Ul 'tr \Ur,gO "a -u '\o -a "F \9 b.J O' 19 I a \t { -l €04-Nla-lo\CIua{o{\t n'o\B b \a io'iJ L \N t-n "ta'o'- tJ5"co Y.o tJ \o \o € 5o\ o\ r ti }J o\ E NJ oo \o crr ao u u A -l \o -N '1,1 ir i, ''o ie b '.s '\o irr j.J \ (, \C O\ a \O qJ bJ \O O N) b.'65 \O A \O e -J - O E b.J lJ (,t O\ - u AF tJ iHq{ -'53=S SS "sr-s"G 3.d-i.y;jg;3SSr= Ei:'b"s'8 H Eihe K"s s a E E "l '3i "3 d "3 €;"3";"€"s":";": i"3 U"; "r3 lx ;g \'.o BHXSSg-Id;ioSi3 NHBr '(, ".o "(,'- A R E b i b i\ BAES et\!&g:ri833gAS , ".oh "r'- "NJ \ -F z Tien mat, yang bac da quy; g6p van dau tu dai han va the tai san co khac (bao gem tai san co dinh, bat ng san dau tu va tai san cg khac, trir ny thac Tau tu) dugc xep loai , khoan mvc khong bd anh hueng dinh lai lai suit; or Tien giri tai Ngan hang NM nuk Viet Nam dugc xep loai tien giri town JO ky han dinh lai tai suit thvc to dugc xep loaf den mat Mang; Thai hp dinh lai raj suit thvc to elm chimg khoan dau tu va chung khoan kinh doanh dugc tinh dva tren thai gian dao han thvc to tai thin diem lap bao cao tai chinh cua tong loai chirng khodn; Thai han dinh lai lai suit thve to tha cac khoan tien giri va cho vay cac TCTD; cac khoan cho vay khach hang; cac khoan ng chinh phu va Ngan hang NM nIxac Viet Nam; cac khoan tien giri va vay cac TO chirc tin dung va khoan mvc tien gai cua khach hang dugc xac di/1h nhu sau: Cac khoan mix co lai suit cif) dinh suet thai gian cua hop clang: Thai han dinh lai Val suit thvc to dtra tren thai gian dao han thvc to tinh tir thai diem lap bao cao tai chinh Cac khoan mvc co lai suit tha Thai han dinh lai lai suit thvc to tha cac hop Bong cho vay co thai gian dao han can lai duai thang dugc xac dinh dva tren thai gian dao han can cac hop clang co thai gian dao han can lai tren thang dugc xep vao loai tir thang den thang kY dinh lad lai suit cua Ngan hang tin da la thang mot a« Thai han dinh lai 151 suit thvc to cna khoan myc nguan van tai trg uy thee du tu, cho vay ma to chirc tin dung chiu run ro dugc tinh dva teen thai gian dao han can lai tha tong hop clang; 29 SHB NS hang TMCP Sal Gen — Ha MU Thai han dinh lei lei suet Ma cau khodn no khac duce xep vale khoan muc khong bi anh huong Binh lei tai suet hoec ky han tit thang den thang Trong dux t6, cac khoan mix My có the có thai gian dinh lei lei suet khac 30 11SHB Ngfin hang TMCP Sai Gan — RI Ni van yu win: tneu a ng &Meng Binh Ispi lei Qua hen suit DAn thang Thi san Ter - thing TO, - Mang Ter 6- 12 thang Ter - nam Tr& nam Ting Tian met, yang bee, BA qu9 - 484,887 - - Tien gi'ii tel NHNN - 484,887 - 2,789,225 - - - - - - 5,137 2,789,225 - 12,309,748 7,925,895 9,423,496 500,000 - - 30,164,276 - 40,564 - - - 40,564 9,391,363 5,847 Tian gal tai va cho vay cac TCTD khac (") Chung khoan kinh doanh (*) Cac cling cu tai chinh phai sinh va cat tai san tai chinh khac Cho vay khach hang (*) Chtling khoan deu tty (*) - - - 20,785,757 22,384,665 1,473,842 1,488,287 747,757 541,697 56,813,368 12,709,140 5,847 880,000 16,024 544,943 1,824,968 2,659,169 G6p von, du he dal ban (*) 1,455,295 4,838,076 490,666 - 198,739 - - Tai san c6 eljnh va bdt Bang san du tt, Tai san CO khac (*) - - 203,587 33,000 - 3,948,027 - - - - T6ng tai san 2,031,934 8,564,767 12 127,507 725,320 - 46,319 12,308,435 13,218,290 11,495,859 36,470,249 32,263,035 14,281,827 3,443,581 5,789,420 1,111,682 118,886,519 - (21,777,251) (1,506) (77,598,520) Ng phai trA Tien gO1 dia va vay Ur NHNN va cat TCTD khac Tien girl cOa khach hang Cac cling cu tai chinh phai sinh va cat khoin nq tai chinh khdc 435,326 - - (8,747,323) (5,908,088) (6,574,840) (547,000) - - (40,073,681) (21,772,438) (5,925,715) (8,723,696) (1,101,484) - - - - - - - (2,400) (5,719) (354,723) (2,345,668) (916,432) - 3,948,027 - V6n nh3n tai trq, u9 thdc du by, cho vay ma TCTD chju rid - It - - - Phat hanh gi6y to c6 gia - - (1,108,289) Cac khoan nq khac - (3,930,221) - - - Tong ng phai tra - - - (3,930,221) (49,929,293) (30,026,194) (13,419,387) (9,276,415) (1,456,207) 12,308,435 (23,909) 9,288,070 (108,061,625) (13,459,044) 2,236,842 862,440 (5,832,833) 4,333,213 1,087,773 10,824,894 - 9,288,070 (13,459,044)1 862,440 (5,832,833) 4,333,213 1,087,773 10,824,894 PACrc chanh nhay cam vgi lai suit not bang Cac cam ket ngopi bang 66 tat ging to' lit iff0 nhpy cam vii lai suit cua talc tai san vá Gang nq (rong) Mtn ch6nh nhay cam WA lai suit Obi, ngoal bang 12,308,435 - 2,236,842 (22,403) (385,245) (4,370,389) (3,930,221) - 31 11 SHB Ngan hang TMCP Ski Gan — Ha Niji 45.2 Rfii ro tan 19 Rai ro tien to IA rui ro ma gia tri cua cac cong cu tai chinh 131 thay d6i xuat phth tit nhimg thay d6i vE t9 gia Ngan hang dugc lap va hos ng tai ViEt Nam voi dOng lien bao cao IA VND Dang , tien giao dich chinh cua Ngan hang cling IA VND Cac khoan cho vay va ling Utz& khach hang cira Ngan hang chi' yeu bang VND, mot phan bang USD va EUR Tuy nhien, mot s6 tai san khk cis Ngan hang lai bang ck dOng tien khac ngoai VND, USD va EUR Ngan hang a dua mot he th6ng han mirc de Tian 19 trang thai elm ck clang tien Trang thai dOng tien dugc quan 19 ten co sa hang va chitin lugc phi:mg ngira rid ro dugc Ngan hang sir dung de dam bao rang thai elm ck ding tien dirge tri han mirc da thiEt lap 32 SHI3 Ngfin hang TMCP Ski Gan - HA NOi Phan loai tai san va cong nq theo loai tien to a clugc quy doi sang VND vao 31 than 12 Warn 2012 nhu saw van vi unn: Erma song Cie ngoai t@ khfic x Eta dirge quy do] A USD dirge quy dot 32,801 29,232 47,302 - 222 163,976 515,067 2,475,984 312,420 8,066,574 645,668 11,295 1,308,628 10 226,009 515,067 2,794,388 312,420 8,223,468 645,668 11,295 1,308,860 461,020 13,499,612 76,544 14,037,175 447,610 4,082 - 2,158,383 6,111,864 750,362 5,630 1,770,380 1,011,696 7,514 63,457 - 2,158,383 6,622,932 750,362 5,630 1,770,387 1,019,839 7,514 Trang thai bin tO nal bang 451,693 9,327 11,815,828 1,683,784 Trang thai tien to ngoai bang 67,525 9,019 - (876,859) - 1,702,129 (876,859) 9,327 806,925 9,019 825,271 Tai san Tien mat, yang bac, eta quy Tien gal tai NHNN Tien giri tai va cho vay cac TCTD khac (*) Chtimg khoan kinh doanh (*) Gong cc] tai chinh phai sinh va cac tai san tai chinh khac (1 Cho vay khach hang (1 Chung khoan deu by (*) G6p van, Bau tu' dai han (1 Tai sari co dinh va bat Ong san dau to Cac tai san Co khac (*) Tong tai sari 271,102 156,895 - - Nq phai tra va von chO so, haw Tien giri cia va vay to NHNN va cac TCTD khac Tien giri cOa kith hang Cac cong cy tai chinh phai sinh va cac khoan my tai chinh khac VOn tai Ira, u9 that du tu', cho vay ma TCTD chit' rii ro Phat hanh gray t& co gia Cac khoan no, khac Von va cac quy T6ng nq phi] tra va van chii so, Kru Trang thai tier) tO nOi, ngoai bang A &rot quy dot 4,061 - Tim& 12,335,046 33 SHB NS hang TMCP Sal Gan — HA Nal 45.3 Rill ro thank khocin Rui ro khoan la rui ro Ngan hang gap kh6 khan viec thuc hien nhirng nghia vu cho cac &Ong ng tai chinh Rai ro khoan phat sinh Ngan hang c6 the khong du kha nang thuc hien nghia vu tra ng nhang cong no den han a nhang theri diem binh thuOng hok khO khan De giam thieu rui ro khoan, ngan hang phai huy ng tir nhieu nguon da , dang khac ngoai nguon von ca ban cila ngan hang Deng tiled ngan hang can c6 chinh sach quan ly tai san c6 tinh khoan linh hoat, theo del dOng nen tuong lai va tinh khoan hang Ngan hang cling can danh gia deng tien du kien va kW nang sari co caa tai san dam bao hien tai truing hop can huy dOng them nguon von Thai gian dao han elm cac tai san va cong ng the hien theri gian lai cua tai san va clang ng tinh tir ngdy lap bao cao tai chinh den town theo quy dinh hop deng hoac dieu khoan phat hanh Cac gia dinh va dieu kien sau dugc dp dung phan tich thin gian den hail cua cac tai san va cling ng cua Ngan hang: or Tien gin tai Ngan hang Nha nuac Viet Nam dugc ?cep loai tien giri town, dO bao germ, tien gin du trotbat buOc So du cira tien gui du trek bat bulk phu thuerc vao phan va ky han cira cac khoan tien giri khach hang dm Ngan hang; • Thai gian dao han cfm chimg khoan dau to dugc tinh dua tren dao han cua timg loai chimg khoan; • Chimg khoan kinh doanh duce xep van loai ky han den thang; Thai gian den han cua cac khoan lien giri va cho vay cac TCTD va cac khoan cho vay khach hang dugc xac dinh dua vao den han cua hop Tong quy dinh Thin gian den han thuc te co the thay deli cac khe vac cho vay dune gia ham Ngoai ra, cac khoan cho vay khach hang dirge the hien bang gia tri goc khong bao gem du phong rin ro; or Thai gian den han cua cac khoan &Au to gop yen mua c6 phan dugc coi la hon met nam cac khoan dau to khong co then gian dao han xac dinh; • Ck khoan tien gui, tien vay cua cac to chirc tin dung va cac khoan tien giri cua khach hang dirge xac dinh dua vao tinh chat dm cac khoan hoc then gian dao han tren hop &mg Tai khoan Vostro va tien girl town dirge thuc hien giao dich theo yeu eau elm khach hang va do dirge xep loai kh'Ong ky han Thai, gian dao han doiveri , cac khoan vay va tien gui ky han dugc xac dinh din tren den han theo hop &mg Trong thuc te, cac khoan c6 the ducyc quay vOng va d6 tri theri gian dai hon thin gian dao han ban dau; r Thai gian den han elm tai san c6 dinh dugc xac dinh din vao thin gian sir dung him ich lai cira tai san 34 SHB NS hang TMCP Sal Gen — Ha Ni a Qua him Tren timing Den thing Den thing Trong hull Tir - thing Tir - 12 thing Tir - nam Tren n m Tai san Tien mat, yang bac, eta guy - 484,887 - - - 2,789,225 - 5,137 - 12,309,748 Chang khoan kinh doanh n - - 40,564 Cac tong cg tai chinh phai sinh va cac tai san tai chinh khac - - 5,847 Tien giri tai NHNN Tien gel tai va cho vay cac TCTD khac (") 7,130,895 - - Tong - 484,887 - - 2,789,225 - 70,000 30,164,276 - - - 40,564 - - - 5,847 10,648,496 Cho vay khach hang (*) 5,316,677 4,074,687 1,687,017 5,142,415 16,729,529 12,090,043 Chung khoan , deu hr (*) 11,773,001 56,813,368 600,000 280,000 560,966 1,824,968 4,114,463 4,838,076 490,666 12,709,140 203,587 231,739 435,326 Deg von, dau Ur dai han (1 -lei san co dinh va bet dOng san dau tu' Tai san CO khac ('') T6ng tai san 2,031,934 7,953,748 - - - 68,143 1,223 6,348 185,819 3,686,495 3,948,027 - 8,537,148 127,740 726,463 6,095 66,479 11,495,859 26,483,545 14,227,241 32,225,299 17,323,620 16,318,379 118,886,519 4,354,687 Nq phai hi - Tien gal caa va vay to NHNN va cac TCTD khac - - (8,747,323) (5,908,088) (7,121,840) Tien gal caa khach hang Cac ding cu tai chinh phai sinh va cac khoan nq tai chinh khac - - (40,073,915) (21,766,648) (14,243,716) - - - - vem tai to, ul thac elk tu', cho vay ma TCTD chill tit - - - - - (8,119) Phat Mini gihy to cO gia - - (1,108,289) - (3,930,221) - Cac khoin no khac T6ng nq phai tra PAL- C chenh khan rang P 7,953,748 4,354,687 (2,345,668) - (53,859,747) (30,020,404) (27,376,203) (15,793,163) (916,432) (22,290,107) 9,935,192 (1,512,733) - (21,777,251) (1,508) (77,598,520) (354,723) (1,867,456) 15,456,164 (22,403) - (385,245) (4,370,389) - (3,930,221) (23,911) (108,061,625) 16,294,469 10,824,894 35 SHB Ngfin hAng TMCP Sal Gen — Ha Ni 47 TV GIA MOT SO LOA' NGOAI TE VA0 THOI DIEM CUOI QUV 31/12/2012 VND 31/12/2011 VND USD 20,828 20,828 EUR 27,566 27,527 GBP 33,689 33,018 CHF 22,847 22,639 JPY 243 276 SGD 17,046 16,381 AUD 21,678 21,692 HKD 2,690 2,736 CAD 20,964 20,783 CNY 3,286 (*) XAU 4,601,000 (*) Ha Nai, or- thang nom 2013 Lap bik /3ICe froth' truirng R Le Thai Ha Ninh Thi Lan Phining g Giam DSc THLICING MAI CCPHA'1,1 SAIGON • HA NOI guyen Van Le 36 ... 3,301 ,47 2 9. 24 10 ,46 4,986.77 18 .42 5, 742 , 949 21.03 4, 092,720.30 7.20 1,553 ,41 8 4. 82 1,2 84, 432.33 2.26 782,871 3.75 95, 340 .95 0.17 28,032 0.10 7 04, 908. 84 1. 24 463,209 1 .40 2,236,671. 74 3. 94 1,395,239... 64, 644 , 145 ,627 17 ,49 4,639,805 17 ,49 4,639,805 39,236, 947 ,502 21,781,676,799 21,781,676,799 4, 397,959,273 2,060, 946 , 141 Z060, 946 , 141 47 3,321, 845 157,699,080 176,765 ,47 6,626 76, 649 ,090,958 49 ,40 3 ,42 4,339... 385, 245 ,42 4,157 4, 370,388,535,0 54 3,930,220,756, 141 1, 944 ,532,3 94, 719 29 19 30 98,000,000,000 (5,259,571,600) 517,7 24, 491,381 8,588, 742 24, 848 ,867,790 2,760, 849 ,44 9 70,989, 541 ,682,022 5,287,168 ,45 8 ,40 8